OceanFirst Stock Valuation

OCFC
 Stock
  

USD 21.13  0.26  1.22%   

Do you wonder what the value of OceanFirst Financial Corp is? Calculating the true value of any business is not as easy as it may seem. While the market cap of a public entity, such as OceanFirst Financial, is its stock price multiplied by the total number of shares outstanding, calculating OceanFirst Financial's enterprise value requires a different approach. It uses OceanFirst Financial's balance sheet items such as long-term debt, the book value of the preferred stock, minority interest, and other important financials.
The current year Free Cash Flow is expected to grow to about 118.1 M. The current year Enterprise Value is expected to grow to about 2.3 B.
OceanFirst Financial Corp holds a recent Real Value of $23.46 per share. The prevailing price of the company is $21.13. At this time, the company appears to be undervalued. Our model determines the value of OceanFirst Financial Corp from analyzing the company fundamentals such as Operating Margin of 42.55 %, return on equity of 6.74 %, and Shares Outstanding of 59.42 M as well as examining its technical indicators and Probability Of Bankruptcy. In general, we support taking in undervalued entities and trading overvalued entities since, at some point, asset prices and their ongoing real values will merge together.
  
OceanFirst Financial Valuation Module provides a unique way to ballpark how much the company is worth today. It is done using both, our quantitative analysis of the company fundamentals as well as its intrinsic market price estimation to project the real value. We also take into consideration other essential factors such as OceanFirst Financial's management style, its c-level domain expertise and tenure, its overall leadership history as well as current capital structure, and future earnings potential.

OceanFirst Most Recent Valuation Data

Price Book
0.83
EPS Estimate Next Quarter
0.6
Price Sales
3.42
Forward Annual Dividend Yield
0.0373
Dividend Share
0.71
Ex Dividend Date
2022-08-05
Undervalued
Today 21.13
Please note that OceanFirst Financial's price fluctuation is very steady at this time. Calculation of the real value of OceanFirst Financial Corp is based on 3 months time horizon. Increasing OceanFirst Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Our valuation method for OceanFirst Financial Corp is useful when determining the fair value of the OceanFirst stock, which is usually determined by what a typical buyer is willing to pay for full or partial control of OceanFirst Financial. Since OceanFirst Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of OceanFirst Stock. However, OceanFirst Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
23.46
Real Value
24.79
Upside
Estimating the potential upside or downside of OceanFirst Financial Corp helps investors to forecast how OceanFirst stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of OceanFirst Financial more accurately as focusing exclusively on OceanFirst Financial's fundamentals will not take into account other important factors:
Earnings
Estimates (7)
LowProjected EPSHigh
1.791.821.85
Details
Hype
Prediction
LowEstimated ValueHigh
19.7221.0522.38
Details
Potential
Annual Dividend
LowIncome Per ShareHigh
0.450.460.48
Details
8 Analysts
Consensus
LowTarget PriceHigh
24.5026.4431.00
Details
Traditionally analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use OceanFirst Financial's intrinsic value based on its ongoing forecasts of OceanFirst Financial's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against OceanFirst Financial's closest peers. When choosing an evaluation method for OceanFirst Financial Corp, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using both methods to arrive at a better estimate.

OceanFirst Financial Investments

8.93 Billion

OceanFirst Valuation Drivers Correlation

Many accounts on the financial statements of OceanFirst Financial Corp are highly interrelated and sometimes correlated. Consequently, when conducting OceanFirst's valuation analysis, one should examine all of the accounts reported to obtain a complete picture of its financial situation. We provide a unique feature to present a conventional correlation table purposely composed against different valuation-related drivers of OceanFirst
Click cells to compare fundamentals

OceanFirst Valuation Trend

Knowing OceanFirst Financial's actual value is paramount for traders to make sound investment determinations. OceanFirst Financial's real value is not only important for the investor to make better decisions but also for a more accurate overall view of OceanFirst Financial's financial worth over time since having this information enables investors and analysts to forecast the earnings more efficiently. Using both OceanFirst Financial's enterprise value as well as its market capitalization is the best way to gauging the value of the company and is usually enough for investors to make market timing descisions.

OceanFirst Market Cap

OceanFirst Financial Corp is considered to be number one stock in market capitalization category among related companies. Market capitalization of Banks—Regional industry is now estimated at about 2.56 Billion. OceanFirst Financial totals roughly 1.28 Billion in market capitalization claiming about 50% of stocks in Banks—Regional industry.
Capitalization  Revenue  Total debt  Workforce  Valuation

OceanFirst Financial Valuation Ratios as Compared to Competition

Comparative valuation techniques use various fundamental indicators to help in determining OceanFirst Financial's current stock value. Our valuation model uses many indicators to compare OceanFirst Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across OceanFirst Financial competition to find correlations between indicators driving OceanFirst Financial's intrinsic value. More Info.
OceanFirst Financial Corp is considered to be number one stock in price to earning category among related companies. It is considered to be number one stock in beta category among related companies totaling about  0.07  of Beta per Price to Earning. The ratio of Price to Earning to Beta for OceanFirst Financial Corp is roughly  13.50 . Comparative valuation analysis is a catch-all model that can be used if you cannot value OceanFirst Financial by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for OceanFirst Financial's Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the OceanFirst Financial's earnings, one of the primary drivers of an investment's value.
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates OceanFirst Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in OceanFirst Financial and how it compares across the competition.

About OceanFirst Financial Valuation

The stock valuation mechanism determines the current worth of OceanFirst Financial Corp on a weekly basis. We use both absolute as well as relative valuation methodologies to arrive at the intrinsic value of OceanFirst Financial Corp. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of OceanFirst Financial Corp based exclusively on its fundamental and basic technical indicators. By analyzing OceanFirst Financial's financials, quarterly and monthly indicators, and its related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of OceanFirst Financial's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of OceanFirst Financial. We calculate exposure to OceanFirst Financial's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to OceanFirst Financial's related companies.
Fiscal Year End
December
Industry
Banks-Regional
Concentration
Thrifts & Mortgage Finance
Full Time Employees
894.0
Service Category
Thrifts & Mortgage Finance
Employer Id Number
22-3412577
Last ReportedProjected for 2022
Gross Profit341 M367.9 M
Profit Margin 28.23  23.19 
OceanFirst Financial's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether OceanFirst Financial's value is low or high relative to the company's performance and growth projections. Determining the market value of OceanFirst Financial can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of OceanFirst Financial represents a small ownership stake in the entity. As a stockholder of OceanFirst, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

OceanFirst Financial Dividends Analysis For Valuation

The current year Dividend Yield is expected to grow to 0.0249, whereas Payment of Dividends and Other Cash Distributions is forecasted to decline to (31.6 M). . OceanFirst Financial Earning Before Interest and Taxes EBIT is projected to increase significantly based on the last few years of reporting. The past year's Earning Before Interest and Taxes EBIT was at 123.46 Million. The current year Price to Earnings Ratio is expected to grow to 18.16, whereas Accumulated Retained Earnings Deficit are forecasted to decline to about 355.2 M.
Last ReportedProjected for 2022
Payment of Dividends and Other Cash Distributions-30.8 M-31.6 M
Dividend Yield 0.0243  0.0249 
Dividends per Basic Common Share 0.78  0.72 
There are various types of dividends OceanFirst Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of OceanFirst shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from OceanFirst Financial Corp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When OceanFirst pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of OceanFirst Financial by the value of the dividends paid out.

OceanFirst Financial Valuation Growth Rates

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines. Note, investing in growth stocks can be very risky. If the company such as OceanFirst Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Earnings Quarterly Growth-5.20%
Revenue Growth5.20%
Payout Ratio40.72%
Earnings Growth-4.10%
Enterprise Value To Revenue4.91

OceanFirst Financial Current Valuation Indicators

Valuation refers to the process of determining the present value of OceanFirst Financial Corp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value OceanFirst we look at many different elements of the entity such as OceanFirst's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation. OceanFirst Financial's valuation analysis is also a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final OceanFirst Financial's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as OceanFirst Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use OceanFirst Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes OceanFirst Financial's worth.
Please check Your Equity Center. Note that the OceanFirst Financial Corp information on this page should be used as a complementary analysis to other OceanFirst Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Fund Screener module to find actively-traded funds from around the world traded on over 30 global exchanges.

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When running OceanFirst Financial Corp price analysis, check to measure OceanFirst Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy OceanFirst Financial is operating at the current time. Most of OceanFirst Financial's value examination focuses on studying past and present price action to predict the probability of OceanFirst Financial's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move OceanFirst Financial's price. Additionally, you may evaluate how the addition of OceanFirst Financial to your portfolios can decrease your overall portfolio volatility.
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Is OceanFirst Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OceanFirst Financial. If investors know OceanFirst will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OceanFirst Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth YOY
-0.041
Market Capitalization
1.3 B
Quarterly Revenue Growth YOY
0.052
Return On Assets
0.0085
Return On Equity
0.0674
The market value of OceanFirst Financial Corp is measured differently than its book value, which is the value of OceanFirst that is recorded on the company's balance sheet. Investors also form their own opinion of OceanFirst Financial's value that differs from its market value or its book value, called intrinsic value, which is OceanFirst Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OceanFirst Financial's market value can be influenced by many factors that don't directly affect OceanFirst Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OceanFirst Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine OceanFirst Financial value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OceanFirst Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.