Commerce Stock Valuation

CBSH
 Stock
  

USD 74.92  1.57  2.14%   

Do you want to know what the current value of Commerce Bancshares is today? Calculating the true value of any business is not as easy as it may seem. While the market cap of a public entity, such as Commerce Bancshares, is its stock price multiplied by the total number of shares outstanding, calculating Commerce Bancshares' enterprise value requires a different approach. It uses Commerce Bancshares' balance sheet items such as long-term debt, the book value of the preferred stock, minority interest, and other important financials.
The current Free Cash Flow is estimated to decrease to about 534.5 M. Enterprise Value is estimated to decrease to about 7.9 B.
Commerce Bancshares shows a prevailing Real Value of $78.98 per share. The current price of the firm is $74.92. At this time, the firm appears to be undervalued. Our model approximates the value of Commerce Bancshares from analyzing the firm fundamentals such as Current Valuation of 6.7 B, profit margin of 0.33 %, and Return On Equity of 0.16 % as well as examining its technical indicators and Probability Of Bankruptcy. In general, we favor locking in undervalued instruments and disposing overvalued instruments since, at some point, asset prices and their ongoing real values will blend.
  
Commerce Bancshares Valuation Module provides a unique way to ballpark how much the company is worth today. It is done using both, our quantitative analysis of the company fundamentals as well as its intrinsic market price estimation to project the real value. We also take into consideration other essential factors such as Commerce Bancshares's management style, its c-level domain expertise and tenure, its overall leadership history as well as current capital structure, and future earnings potential.

Commerce Most Recent Valuation Data

Dividend Share
1.05
Beta
0.77
change Receivables
19.8 M
Fiscal Year End
December
property Plant And Equipment Net
388.7 M
Enterprise Value
6.7 B
Undervalued
Today 74.92
Please note that Commerce Bancshares' price fluctuation is very steady at this time. Calculation of the real value of Commerce Bancshares is based on 3 months time horizon. Increasing Commerce Bancshares' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Our valuation method for Commerce Bancshares is useful when determining the fair value of the Commerce stock, which is usually determined by what a typical buyer is willing to pay for full or partial control of Commerce Bancshares. Since Commerce Bancshares is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Commerce Stock. However, Commerce Bancshares' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
78.98
Real Value
80.53
Upside
Estimating the potential upside or downside of Commerce Bancshares helps investors to forecast how Commerce stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Commerce Bancshares more accurately as focusing exclusively on Commerce Bancshares' fundamentals will not take into account other important factors:
Earnings
Estimates (5)
LowProjected EPSHigh
4.284.344.38
Details
Hype
Prediction
LowEstimated ValueHigh
73.2474.7976.34
Details
Potential
Annual Dividend
LowIncome Per ShareHigh
0.680.690.70
Details
7 Analysts
Consensus
LowTarget PriceHigh
57.1469.5675.24
Details
Traditionally analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Commerce Bancshares' intrinsic value based on its ongoing forecasts of Commerce Bancshares' financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Commerce Bancshares' closest peers. When choosing an evaluation method for Commerce Bancshares, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using both methods to arrive at a better estimate.

Commerce Bancshares Investments

30.29 Billion

Commerce Valuation Drivers Correlation

Many accounts on the financial statements of Commerce Bancshares are highly interrelated and sometimes correlated. Consequently, when conducting Commerce's valuation analysis, one should examine all of the accounts reported to obtain a complete picture of its financial situation. We provide a unique feature to present a conventional correlation table purposely composed against different valuation-related drivers of Commerce
Click cells to compare fundamentals

Commerce Valuation Trend

Knowing Commerce Bancshares' actual value is paramount for traders to make sound investment determinations. Commerce Bancshares' real value is not only important for the investor to make better decisions but also for a more accurate overall view of Commerce Bancshares' financial worth over time since having this information enables investors and analysts to forecast the earnings more efficiently. Using both Commerce Bancshares' enterprise value as well as its market capitalization is the best way to gauging the value of the company and is usually enough for investors to make market timing descisions.

Commerce Market Cap

Commerce Bancshares is number one stock in market capitalization category among related companies. Market capitalization of Financials industry is currently estimated at about 362.22 Billion. Commerce Bancshares holds roughly 8.75 Billion in market capitalization claiming about 2.42% of equities under Financials industry.
Capitalization  Workforce  Revenue  Total debt  Valuation

Commerce Bancshares Valuation Ratios as Compared to Competition

Comparative valuation techniques use various fundamental indicators to help in determining Commerce Bancshares's current stock value. Our valuation model uses many indicators to compare Commerce Bancshares value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Commerce Bancshares competition to find correlations between indicators driving Commerce Bancshares's intrinsic value. More Info.
Commerce Bancshares is number one stock in net asset category among related companies. It is number one stock in beta category among related companies . The ratio of Net Asset to Beta for Commerce Bancshares is about  47,469,385,431 . Comparative valuation analysis is a catch-all model that can be used if you cannot value Commerce Bancshares by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Commerce Bancshares' Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Commerce Bancshares' earnings, one of the primary drivers of an investment's value.
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Commerce Bancshares' worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Commerce Bancshares and how it compares across the competition.

About Commerce Bancshares Valuation

The stock valuation mechanism determines the current worth of Commerce Bancshares on a weekly basis. We use both absolute as well as relative valuation methodologies to arrive at the intrinsic value of Commerce Bancshares. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Commerce Bancshares based exclusively on its fundamental and basic technical indicators. By analyzing Commerce Bancshares's financials, quarterly and monthly indicators, and its related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Commerce Bancshares's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Commerce Bancshares. We calculate exposure to Commerce Bancshares's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to Commerce Bancshares's related companies.
Fiscal Year End
December
Industry
Banks-Regional
Concentration
Regional Banks
Full Time Employees
4.6 K
Service Category
Banks
Employer Id Number
43-0889454
Last ReportedProjected for 2022
Gross Profit1.5 B1.4 B
Profit Margin 36.89  30.30 
Commerce Bancshares' stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Commerce Bancshares' value is low or high relative to the company's performance and growth projections. Determining the market value of Commerce Bancshares can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Commerce Bancshares represents a small ownership stake in the entity. As a stockholder of Commerce, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Commerce Bancshares Dividends Analysis For Valuation

The current Preferred Dividends Income Statement Impact is estimated to decrease to about 12.3 M. The current Payment of Dividends and Other Cash Distributions is estimated to decrease to about (132.4 M). Commerce Bancshares Earnings per Diluted Share are most likely to increase slightly in the upcoming years. The last year's value of Earnings per Diluted Share was reported at 4.31. The current Price to Earnings Ratio is estimated to increase to 18.72, while Earning Before Interest and Taxes EBIT is projected to decrease to roughly 616 M.
Last ReportedProjected for 2022
Preferred Dividends Income Statement Impact13.8 M12.3 M
Payment of Dividends and Other Cash Distributions-122.7 M-132.4 M
Dividend Yield 0.015  0.0149 
Dividends per Basic Common Share 1.05  1.02 
There are various types of dividends Commerce Bancshares can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Commerce shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Commerce Bancshares directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Commerce pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Commerce Bancshares by the value of the dividends paid out.

Commerce Bancshares Valuation Growth Rates

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines. Note, investing in growth stocks can be very risky. If the company such as Commerce Bancshares does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Quarterly Earnings Growth Y O Y0.025

Commerce Bancshares Current Valuation Indicators

Valuation refers to the process of determining the present value of Commerce Bancshares and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Commerce we look at many different elements of the entity such as Commerce's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation. Commerce Bancshares' valuation analysis is also a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Commerce Bancshares' valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Commerce Bancshares, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Commerce Bancshares' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Commerce Bancshares' worth.
Continue to Trending Equities. You can also try Global Correlations module to find global opportunities by holding instruments from different markets.

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When running Commerce Bancshares price analysis, check to measure Commerce Bancshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Commerce Bancshares is operating at the current time. Most of Commerce Bancshares' value examination focuses on studying past and present price action to predict the probability of Commerce Bancshares' future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Commerce Bancshares' price. Additionally, you may evaluate how the addition of Commerce Bancshares to your portfolios can decrease your overall portfolio volatility.
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Is Commerce Bancshares' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Commerce Bancshares. If investors know Commerce will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Commerce Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth YOY
0.025
Market Capitalization
8.8 B
Quarterly Revenue Growth YOY
0.003
Return On Assets
0.0144
Return On Equity
0.16
The market value of Commerce Bancshares is measured differently than its book value, which is the value of Commerce that is recorded on the company's balance sheet. Investors also form their own opinion of Commerce Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Commerce Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Commerce Bancshares' market value can be influenced by many factors that don't directly affect Commerce Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Commerce Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine Commerce Bancshares value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Commerce Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.