Travelers Stock Today

TRV
 Stock
  

USD 171.27  1.37  0.81%   

Market Performance
0 of 100
Odds Of Distress
Less than 27
Travelers Companies is selling for under 171.27 as of the 7th of July 2022; that is 0.81% increase since the beginning of the trading day. The stock's lowest day price was 170.76. Travelers Companies has about a 27 % chance of experiencing some form of financial distress in the next two years of operation but has generated negative returns over the last 90 days. Equity ratings for The Travelers Companies are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 17th of July 2020 and ending today, the 7th of July 2022. Please note, there could be an existing legal relationship between The Travelers Companies (TRV) and Citigroup (C). Click here to learn more.
CUSIP
792856205
Fiscal Year End
December
Business Domain
Insurance
IPO Date
22nd of April 1996
Category
Financial Services
Classification
Financials
ISIN
US89417E1091
The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United states and internationally. The company has 246.01 M outstanding shares of which 2.97 M shares are at this time shorted by investors with about 2.21 days to cover. More on The Travelers Companies

Moving together with Travelers Companies

0.79FRCFIRST REPUBLIC BANK Earnings Call  This WeekPairCorr
0.7NDAQNasdaq Inc Earnings Call  Next WeekPairCorr
0.91NTRSNorthern Trust Corp Earnings Call  Next WeekPairCorr

Moving against Travelers Companies

0.57SYMSymbotic Downward RallyPairCorr
Follow Valuation Options Odds of Bankruptcy
Check how we calculate scores

Travelers Companies Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. If you consider yourself one of those investors, make sure you clearly understand your entering position. Travelers Companies' investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding Travelers Companies or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
Travelers Companies generated a negative expected return over the last 90 days
The company has 7.29 B in debt with debt to equity (D/E) ratio of 0.28, which may show that the company is not taking advantage of profits from borrowing. The Travelers Companies has a current ratio of 0.33, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Debt can assist Travelers Companies until it has trouble settling it off, either with new capital or with free cash flow. So, Travelers Companies' shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like The Travelers Companies sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Travelers to invest in growth at high rates of return. When we think about Travelers Companies' use of debt, we should always consider it together with cash and equity.
Travelers Companies has a frail financial position based on the latest SEC disclosures
Over 85.0% of Travelers Companies shares are owned by institutional investors
Latest headline from www.nasdaq.com: Stocks Turning In Mixed Performance Ahead Of Fed Minutes - Nasdaq
ESG SustainabilitySome studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary, Travelers Companies' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Travelers Companies' managers, analysts, and investors.
Environment Score
Governance Score
Social Score
Related EntityC (Citigroup)
CEOAlan Schnitzer
Thematic Ideas
Showing 3 out of 4 themes
Average Analyst Recommendation
Analysts covering Travelers Companies report their recommendations after researching Travelers Companies' financial statements, talking to executives and customers, or listening in on Travelers Companies' conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering The Travelers Companies. The Travelers consensus assessment is calculated by taking the average forecast from all of the analysts covering Travelers Companies.
Piotroski F Score
Piotroski F-Score is a popular financial indicator that puts together nine criteria to evaluate the financial strength of The Travelers Companies based on its profitability, leverage, liquidity, source of funds, and operating efficiency. It is an academic score (developed by Joseph Piotroski in 2002) to determine the current strength of The Travelers Companies financial position. Scores of 8 and 9 are usually classified as strong value stocks, whereas scores of 2 or below are considered weak value stocks.
Current ValueLast YearChange From Last Year 10 Year Trend
Weighted Average Shares318.5 M248.5 M
Significantly Up
Decreasing
Slightly volatile
Weighted Average Shares Diluted321.6 M250.8 M
Significantly Up
Decreasing
Slightly volatile
Net Cash Flow from Operations7.8 B7.3 B
Significantly Up
Increasing
Slightly volatile
Total Assets108.2 B120.5 B
Moderately Down
Increasing
Slightly volatile
Total Liabilities82.4 B91.6 B
Moderately Down
Increasing
Slightly volatile
Total Debt5.4 B5.8 B
Notably Down
Increasing
Stable
Return on Average Assets2.773.0873
Moderately Down
Increasing
Very volatile
Gross Margin0.390.41
Notably Down
Increasing
Slightly volatile
Asset Turnover0.270.2935
Significantly Down
Increasing
Slightly volatile
Macroaxis Advice
Unlike general analyst consensus, Macroaxis buy hold or sell recommendation is provided in the context of your current investment horizon and risk tolerance. The advice algorithm takes into account all of Travelers Companies' available fundamental, technical, and predictive indicators. Your current horizon is 90 days - details
Strong BuyFairly Valued
Financial Strength
Travelers Companies' financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to Travelers Companies' success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit.
Travelers Companies' bond ratings measure its overall creditworthiness, which in many ways corresponds to the cost of borrowing for an issuer. These ratings assign a letter grade to all of Travelers Companies' outstanding corporate bonds that indicate their credit quality. We use reports published by private self-sufficient rating services such as Standard & Poor's or Fitch Ratings Inc. to evaluate a bond issuer's financial strength or its ability to pay a bond's principal and interest.
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Travelers Companies' financial leverage. It provides some insight into what part of Travelers Companies' total assets is financed by creditors.
Share Download
Share Download
By using current balance sheet information, investors can analyze the liability, assets, and equity on Travelers Companies' books and decide whether to invest or hold. Statistics such as return on equity (ROE), debt to equity (D/E) help investors determine how Travelers Companies deploys its capital and how much of that capital is borrowed.
Liquidity
Travelers Companies cash flow analysis is essential to understand how it generates and spends money over a specific period. It can also help you figure out where your money is going and how much cash you have available at a given moment. The company has 7.29 B in debt with debt to equity (D/E) ratio of 0.28, which may show that the company is not taking advantage of profits from borrowing. The Travelers Companies has a current ratio of 0.33, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Debt can assist Travelers Companies until it has trouble settling it off, either with new capital or with free cash flow. So, Travelers Companies' shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like The Travelers Companies sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Travelers to invest in growth at high rates of return. When we think about Travelers Companies' use of debt, we should always consider it together with cash and equity.

Operating Cash Flow

7.85 Billion
The Travelers Companies (TRV) is traded on New York Stock Exchange in USA and employs 30,184 people. The company currently falls under 'Large-Cap' category with total capitalization of 40.96 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Travelers Companies's market, we take the total number of its shares issued and multiply it by Travelers Companies's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and these looking for more risk prefer small-cap and mid-cap equities. The Travelers Companies runs under Financial Services sector within Insurance—Property & Casualty industry. The entity has 246.01 M outstanding shares of which 2.97 M shares are at this time shorted by investors with about 2.21 days to cover. The Travelers Companies has about 4.22 B in cash with 7.35 B of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 17.58.
Check Travelers Companies Probability Of Bankruptcy
Ownership
The Travelers Companies shows a total of two hundred fourty-six million ten thousand outstanding shares. The majority of The Travelers Companies outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in Travelers Companies to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in The Travelers Companies. Please pay attention to any change in the institutional holdings of The Travelers Companies as this could imply that something significant has changed or about to change at the company. Please note that no matter how much assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.

Ownership Allocation (%)

Check Travelers Ownership Details

Travelers Stock Price Odds Analysis

What are Travelers Companies' target price odds to finish over the current price? Depending on a normal probability distribution, the odds of Travelers Companies jumping above the current price in 90 days from now is about 61.64%. The The Travelers Companies probability density function shows the probability of Travelers Companies stock to fall within a particular range of prices over 90 days. Considering the 90-day investment horizon Travelers Companies has a beta of 0.5577. This usually implies as returns on the market go up, Travelers Companies average returns are expected to increase less than the benchmark. However, during the bear market, the loss on holding The Travelers Companies will be expected to be much smaller as well. Additionally, the company has a negative alpha, implying that the risk taken by holding this instrument is not justified. The Travelers Companies is significantly underperforming DOW.
  Odds Below 171.27HorizonTargetOdds Above 171.27
38.05%90 days
 171.27 
61.64%
Based on a normal probability distribution, the odds of Travelers Companies to move above the current price in 90 days from now is about 61.64 (This The Travelers Companies probability density function shows the probability of Travelers Stock to fall within a particular range of prices over 90 days) .

Travelers Companies Historical Income Statement

The Travelers Companies Income Statement is one of the three primary financial statements used for reporting Travelers's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of The Travelers Companies revenue and expense. Travelers Companies Income Statement primarily focuses on the company's revenues and expenses during a particular period.
Travelers Companies Weighted Average Shares is fairly stable at the moment as compared to the past year. Travelers Companies reported Weighted Average Shares of 248.5 Million in 2021. Weighted Average Shares Diluted is likely to climb to about 321.6 M in 2022, whereas Consolidated Income is likely to drop slightly above 2.5 B in 2022. View More Fundamentals

Travelers Stock Against Markets

Picking the right benchmark for Travelers Companies stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in Travelers Companies stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for Travelers Companies is critical whether you are bullish or bearish towards The Travelers Companies at a given time.

Be your own money manager

Our tools can tell you how much better you can do entering a position in Travelers Companies without increasing your portfolio risk or giving up expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate.risk-adjusted returns of your individual positions relative to your overall portfolio.

Did you try this?

Run Earnings Calls Now

   

Earnings Calls

Check upcoming earnings announcements updated hourly across public exchanges
All  Next Launch Module

Travelers Companies Corporate Directors

Travelers Companies corporate directors refer to members of a Travelers Companies board of directors. The board of directors generally takes responsibility for the Travelers Companies' affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of Travelers Companies' board members must vote for the resolution. The Travelers Companies board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.
Laurie Thomsen - Independent DirectorProfile
Philip Ruegger - Independent DirectorProfile
Clarence Otis - Independent DirectorProfile
William Kane - Independent DirectorProfile

Investing The Travelers Companies

You need to understand the risk of investing before taking a position in Travelers Companies. The danger of trading The Travelers Companies is mainly related to its market volatility and company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Travelers Companies is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Travelers Companies. The Shape ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile The Travelers Companies is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
Additionally, take a look at World Market Map. Note that the The Travelers Companies information on this page should be used as a complementary analysis to other Travelers Companies' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Portfolio Comparator module to compare the composition, asset allocations and performance of any two portfolios in your account.

Complementary Tools for Travelers Stock analysis

When running The Travelers Companies price analysis, check to measure Travelers Companies' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Travelers Companies is operating at the current time. Most of Travelers Companies' value examination focuses on studying past and present price action to predict the probability of Travelers Companies' future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Travelers Companies' price. Additionally, you may evaluate how the addition of Travelers Companies to your portfolios can decrease your overall portfolio volatility.
Portfolio Anywhere
Track or share privately all of your investments from the convenience of any device
Go
Probability Of Bankruptcy
Get analysis of equity chance of financial distress in the next 2 years
Go
Fund Screener
Find actively-traded funds from around the world traded on over 30 global exchanges
Go
Transaction History
View history of all your transactions and understand their impact on performance
Go
Idea Analyzer
Analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas
Go
Is Travelers Companies' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Travelers Companies. If investors know Travelers will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Travelers Companies listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth YOY
0.45
Market Capitalization
40.8 B
Quarterly Revenue Growth YOY
0.06
Return On Assets
0.027
Return On Equity
0.15
The market value of The Travelers Companies is measured differently than its book value, which is the value of Travelers that is recorded on the company's balance sheet. Investors also form their own opinion of Travelers Companies' value that differs from its market value or its book value, called intrinsic value, which is Travelers Companies' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Travelers Companies' market value can be influenced by many factors that don't directly affect Travelers Companies' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Travelers Companies' value and its price as these two are different measures arrived at by different means. Investors typically determine Travelers Companies value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Travelers Companies' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.