Merchants Stock Today

MBIN -  USA Stock  

USD 23.56  0.21  0.90%

Market Performance
0 of 100
Odds Of Distress
Over 60
Merchants Bancorp is selling for 23.56 as of the 22nd of May 2022. This is a 0.90 percent increase since the beginning of the trading day. The stock's open price was 23.35. Merchants Bancorp has more than 60 % chance of experiencing financial distress in the next few years of operation. It also generated negative returns for investors over the last 90 days. Equity ratings for Merchants Bancorp are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 1st of June 2020 and ending today, the 22nd of May 2022. Please note, there could be an existing legal relationship between Merchants Bancorp (MBIN) and Merchants Bancorp (MBINP). Click here to learn more.
Merchants Bancorp operates as the diversified bank holding company in the United States. Merchants Bancorp was founded in 1990 and is headquartered in Carmel, Indiana. Merchants Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 28.79 M outstanding shares of which 358.33 K shares are now shorted by private and institutional investors with about 6.0 trading days to cover. More on Merchants Bancorp

Merchants Bancorp Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. If you consider yourself one of those investors, make sure you clearly understand your entering position. Merchants Bancorp's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding Merchants Bancorp or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
Merchants Bancorp generated a negative expected return over the last 90 days
Merchants Bancorp has high likelihood to experience some financial distress in the next 2 years
Merchants Bancorp currently holds about 416.32 M in cash with (54.5 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 9.62.
Merchants Bancorp has a frail financial position based on the latest SEC disclosures
Roughly 46.0% of the company outstanding shares are owned by corporate insiders
Latest headline from MacroaxisInsider: Merchants Bancorp exotic insider transaction detected
Merchants Bancorp Fama & French Banking
Banking
Fama & French Classification
Merchants Bancorp SEC Filings
Merchants Bancorp SEC Filings Security & Exchange Commission EDGAR Reports
Related EntityMBINP (Merchants Bancorp Depositary)
Vice Chairman of the BoardRandall Rogers  (View All)
Thematic Classification
Currently Active Investing Idea (view all)
Banking
Average Analyst Recommendation
Analysts covering Merchants Bancorp report their recommendations after researching Merchants Bancorp's financial statements, talking to executives and customers, or listening in on Merchants Bancorp's conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering Merchants Bancorp. The Merchants consensus assessment is calculated by taking the average forecast from all of the analysts covering Merchants Bancorp.
Strong Buy3 Opinions
Piotroski F Score
Piotroski F-Score is a popular financial indicator that puts together nine criteria to evaluate the financial strength of Merchants Bancorp based on its profitability, leverage, liquidity, source of funds, and operating efficiency. It is an academic score (developed by Joseph Piotroski in 2002) to determine the current strength of Merchants Bancorp financial position. Scores of 8 and 9 are usually classified as strong value stocks, whereas scores of 2 or below are considered weak value stocks.
 2 - FrailDetails
Current ValueLast YearChange From Last Year 10 Year Trend
Weighted Average Shares45 M43.2 M
Sufficiently Up
Increasing
Slightly volatile
Weighted Average Shares Diluted45.1 M43.3 M
Sufficiently Up
Increasing
Slightly volatile
Net Cash Flow from Operations(53.1 M)(49.2 M)
Significantly Down
Decreasing
Slightly volatile
Total Assets9.2 B11.3 B
Significantly Down
Increasing
Slightly volatile
Total Liabilities8.3 B10.1 B
Significantly Down
Increasing
Slightly volatile
Total Debt1.1 BB
Significantly Up
Increasing
Slightly volatile
Return on Average Assets0.01970.02
Fairly Down
Increasing
Slightly volatile
Gross Margin0.890.9
Fairly Down
Decreasing
Slightly volatile
Asset Turnover0.04230.041
Sufficiently Up
Increasing
Slightly volatile
Macroaxis Advice
Unlike general analyst consensus, Macroaxis buy hold or sell recommendation is provided in the context of your current investment horizon and risk tolerance. The advice algorithm takes into account all of Merchants Bancorp's available fundamental, technical, and predictive indicators. Your current horizon is 90 days - details
Strong HoldUndervalued
Merchants Bancorp (MBIN) is traded on NASDAQ Exchange in USA. It is located in 410 Monon Boulevard and employs 481 people. Merchants Bancorp is listed under Banking category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with current market capitalization of 678.18 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Merchants Bancorp's market, we take the total number of its shares issued and multiply it by Merchants Bancorp's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and these looking for more risk prefer small-cap and mid-cap equities. Merchants Bancorp conducts business under Financial Services sector and is part of Banks—Regional industry. The entity has 28.79 M outstanding shares of which 358.33 K shares are now shorted by private and institutional investors with about 6.0 trading days to cover. Merchants Bancorp currently holds about 416.32 M in cash with (54.5 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 9.62.
Check Merchants Bancorp Probability Of Bankruptcy
Ownership
Merchants Bancorp holds a total of 28.79 Million outstanding shares. Merchants Bancorp holds significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company outstanding shares. Since such a large part of the company is owned by insiders, it is advisable to analyze if each of these insiders have been buying or selling the stock in recent months. Note that regardless of who owns the company, if the true value of the entity is less than the market is willing to pay for it, you may not be able to generate positive returns over time.

Ownership Allocation (%)

Check Merchants Ownership Details

Merchants Stock Price Odds Analysis

What are Merchants Bancorp's target price odds to finish over the current price? Proceeding from a normal probability distribution, the odds of Merchants Bancorp jumping above the current price in 90 days from now is about 90.23%. The Merchants Bancorp probability density function shows the probability of Merchants Bancorp stock to fall within a particular range of prices over 90 days. Given the investment horizon of 90 days the stock has a beta coefficient of 1.0737. This indicates Merchants Bancorp market returns are very sensitive to returns on the market. As the market goes up or down, Merchants Bancorp is expected to follow. Additionally, the company has a negative alpha, implying that the risk taken by holding this instrument is not justified. Merchants Bancorp is significantly underperforming DOW.
  Odds Below 23.56HorizonTargetOdds Above 23.56
9.70%90 days
 23.56 
90.23%
Based on a normal probability distribution, the odds of Merchants Bancorp to move above the current price in 90 days from now is about 90.23 (This Merchants Bancorp probability density function shows the probability of Merchants Stock to fall within a particular range of prices over 90 days) .

Merchants Stock Institutional Holders

Institutional Holdings refers to the ownership stake in Merchants Bancorp that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Merchants Bancorp's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Merchants Bancorp's value.
InstituionSecurity TypeTotal SharesValue
Blackrock IncCommon Shares1.8 M48.9 M
Basswood Capital Management LlcCommon SharesM27.7 M
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Merchants Bancorp Historical Income Statement

Merchants Bancorp Income Statement is one of the three primary financial statements used for reporting Merchants's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Merchants Bancorp revenue and expense. Merchants Bancorp Income Statement primarily focuses on the company's revenues and expenses during a particular period.
Merchants Bancorp Operating Income is quite stable at the moment as compared to the past year. The company's current value of Operating Income is estimated at 329 Million. Preferred Dividends Income Statement Impact is expected to rise to about 22.5 M this year, although the value of Operating Expenses will most likely fall to about 100.6 M. View More Fundamentals

Merchants Stock Against Markets

Picking the right benchmark for Merchants Bancorp stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in Merchants Bancorp stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for Merchants Bancorp is critical whether you are bullish or bearish towards Merchants Bancorp at a given time.

Be your own money manager

Our tools can tell you how much better you can do entering a position in Merchants Bancorp without increasing your portfolio risk or giving up expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate.risk-adjusted returns of your individual positions relative to your overall portfolio.

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Merchants Bancorp Corporate Directors

Merchants Bancorp corporate directors refer to members of a Merchants Bancorp board of directors. The board of directors generally takes responsibility for the Merchants Bancorp's affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of Merchants Bancorp's board members must vote for the resolution. The Merchants Bancorp board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.
Andrew Juster - Independent DirectorProfile
John Perry - Independent DirectorProfile
Anne Sellers - Independent DirectorProfile
David Shane - Independent DirectorProfile

Investing Merchants Bancorp

You need to understand the risk of investing before taking a position in Merchants Bancorp. The danger of trading Merchants Bancorp is mainly related to its market volatility and company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Merchants Bancorp is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Merchants Bancorp. The Shape ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Merchants Bancorp is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
Additionally, see Stocks Correlation. Note that the Merchants Bancorp information on this page should be used as a complementary analysis to other Merchants Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Insider Screener module to find insiders across different sectors to evaluate their impact on performance.

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When running Merchants Bancorp price analysis, check to measure Merchants Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Merchants Bancorp is operating at the current time. Most of Merchants Bancorp's value examination focuses on studying past and present price action to predict the probability of Merchants Bancorp's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Merchants Bancorp's price. Additionally, you may evaluate how the addition of Merchants Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is Merchants Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Merchants Bancorp. If investors know Merchants will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Merchants Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Merchants Bancorp is measured differently than its book value, which is the value of Merchants that is recorded on the company's balance sheet. Investors also form their own opinion of Merchants Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Merchants Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Merchants Bancorp's market value can be influenced by many factors that don't directly affect Merchants Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Merchants Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine Merchants Bancorp value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Merchants Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.