Mastercard Stock Today

MA
 Stock
  

USD 319.26  1.02  0.32%   

Market Performance
0 of 100
Odds Of Distress
Less than 1
Mastercard is trading at 319.26 as of the 5th of July 2022, a 0.32 percent up since the beginning of the trading day. The stock's open price was 318.24. Mastercard has a very small chance of experiencing financial distress in the next few years, but has generated negative returns over the last 90 days. Equity ratings for Mastercard are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 15th of July 2020 and ending today, the 5th of July 2022. Click here to learn more.
CUSIP
57636Q104
Fiscal Year End
December
Business Domain
Software & Services
IPO Date
25th of May 2006
Category
Financial Services
Classification
Information Technology
ISIN
US57636Q1040
Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York. The company has 974.71 M outstanding shares of which 5.71 M shares are now sold short in the market by investors with about 1.62 days to cover all shorted shares. More on Mastercard

Moving together with Mastercard

0.88COFCapital One Financial Earnings Call  In Two WeeksPairCorr
0.81AEGAegon NV ADR Downward RallyPairCorr
Follow Valuation Options Odds of Bankruptcy
Check how we calculate scores

Mastercard Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. If you consider yourself one of those investors, make sure you clearly understand your entering position. Mastercard's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding Mastercard or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
Mastercard generated a negative expected return over the last 90 days
Mastercard is unlikely to experience financial distress in the next 2 years
Over 78.0% of the company shares are owned by institutional investors
Latest headline from MacroaxisInsider: Payment of 104 shares by Oki Matsumoto of Mastercard subject to Rule 16b-3
ESG SustainabilitySome studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary, Mastercard's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Mastercard's managers, analysts, and investors.
Environment Score
Governance Score
Social Score
CEOAjaypal Banga
SEC FilingsMastercard Security & Exchange Commission EDGAR Reports
Thematic Ideas
(view all).
Fama & French Classification
Average Analyst Recommendation
Analysts covering Mastercard report their recommendations after researching Mastercard's financial statements, talking to executives and customers, or listening in on Mastercard's conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering Mastercard. The Mastercard consensus assessment is calculated by taking the average forecast from all of the analysts covering Mastercard.
Piotroski F Score
Piotroski F-Score is a popular financial indicator that puts together nine criteria to evaluate the financial strength of Mastercard based on its profitability, leverage, liquidity, source of funds, and operating efficiency. It is an academic score (developed by Joseph Piotroski in 2002) to determine the current strength of Mastercard financial position. Scores of 8 and 9 are usually classified as strong value stocks, whereas scores of 2 or below are considered weak value stocks.
 6 - HealthyDetails
Current ValueLast YearChange From Last Year 10 Year Trend
Weighted Average Shares989.1 M988 M
Slightly Up
Decreasing
Slightly volatile
Weighted Average Shares Diluted993 M992 M
Slightly Up
Decreasing
Slightly volatile
Net Cash Flow from Operations8.1 B9.5 B
Fairly Down
Increasing
Slightly volatile
Total Assets32.2 B37.7 B
Fairly Down
Increasing
Slightly volatile
Total Liabilities24.6 B30.3 B
Significantly Down
Increasing
Slightly volatile
Current Assets16.6 B16.9 B
Fairly Down
Increasing
Slightly volatile
Current Liabilities11.8 B13.2 B
Moderately Down
Increasing
Slightly volatile
Total Debt11.4 B13.9 B
Significantly Down
Increasing
Slightly volatile
Return on Average Assets0.260.243
Notably Up
Increasing
Slightly volatile
Gross Margin0.890.9
Fairly Down
Decreasing
Slightly volatile
Asset Turnover0.540.529
Fairly Up
Decreasing
Slightly volatile
Macroaxis Advice
Unlike general analyst consensus, Macroaxis buy hold or sell recommendation is provided in the context of your current investment horizon and risk tolerance. The advice algorithm takes into account all of Mastercard's available fundamental, technical, and predictive indicators. Your current horizon is 90 days - details
Strong HoldUndervalued
Financial Strength
Mastercard's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to Mastercard's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit.
Mastercard's bond ratings measure its overall creditworthiness, which in many ways corresponds to the cost of borrowing for an issuer. These ratings assign a letter grade to all of Mastercard's outstanding corporate bonds that indicate their credit quality. We use reports published by private self-sufficient rating services such as Standard & Poor's or Fitch Ratings Inc. to evaluate a bond issuer's financial strength or its ability to pay a bond's principal and interest.
N/A ( Average Bond Rating ) Not Rated
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Mastercard's financial leverage. It provides some insight into what part of Mastercard's total assets is financed by creditors.
Share Download
Share Download
By using current balance sheet information, investors can analyze the liability, assets, and equity on Mastercard's books and decide whether to invest or hold. Statistics such as return on equity (ROE), debt to equity (D/E) help investors determine how Mastercard deploys its capital and how much of that capital is borrowed.
Liquidity
Mastercard cash flow analysis is essential to understand how it generates and spends money over a specific period. It can also help you figure out where your money is going and how much cash you have available at a given moment. The company reports 14.65 B of total liabilities with total debt to equity ratio (D/E) of 2.05, which may imply that the company relies heavily on debt financing. Mastercard has a current ratio of 1.31, which is generally considered normal. Debt can assist Mastercard until it has trouble settling it off, either with new capital or with free cash flow. So, Mastercard's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Mastercard sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Mastercard to invest in growth at high rates of return. When we think about Mastercard's use of debt, we should always consider it together with cash and equity.

Operating Cash Flow

8.07 BillionShare
Mastercard (MA) is traded on New York Stock Exchange in USA. It is located in 2000 Purchase Street, Purchase, NY 10577, United States and employs 24,000 people. Mastercard is listed under Business Services category by Fama And French industry classification. The company currently falls under 'Mega-Cap' category with market capitalization of 316.96 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Mastercard's market, we take the total number of its shares issued and multiply it by Mastercard's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and these looking for more risk prefer small-cap and mid-cap equities. Mastercard is active under Financial Services sector as part of Credit Services industry. The entity has 974.71 M outstanding shares of which 5.71 M shares are now sold short in the market by investors with about 1.62 days to cover all shorted shares. Mastercard reports about 7.33 B in cash with 9.78 B of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 7.53.
Check Mastercard Probability Of Bankruptcy
Ownership
Mastercard maintains a total of nine hundred seventy-four million seven hundred ten thousand outstanding shares. The majority of Mastercard outstanding shares are owned by institutional investors. These third-party entities are usually referred to as non-private investors looking to shop for positions in Mastercard to benefit from reduced commissions. Consequently, institutional holders are subject to a different set of regulations than regular investors in Mastercard. Please pay attention to any change in the institutional holdings of Mastercard as this could imply that something significant has changed or about to change at the company. Please note that no matter how much assets the company has, if the real value of the firm is less than the current market value, you may not be able to make money on it.

Ownership Allocation (%)

Check Mastercard Ownership Details

Mastercard Stock Price Odds Analysis

What are Mastercard's target price odds to finish over the current price? Depending on a normal probability distribution, the odds of Mastercard jumping above the current price in 90 days from now is about 92.36%. The Mastercard probability density function shows the probability of Mastercard stock to fall within a particular range of prices over 90 days. Allowing for the 90-day total investment horizon the stock has a beta coefficient of 1.3973. This indicates as the benchmark fluctuates upward, the company is expected to outperform it on average. However, if the benchmark returns are projected to be negative, Mastercard will likely underperform. Additionally, the company has an alpha of 0.0693, implying that it can generate a 0.0693 percent excess return over DOW after adjusting for the inherited market risk (beta).
  Odds Below 319.26HorizonTargetOdds Above 319.26
7.56%90 days
 319.26 
92.36%
Based on a normal probability distribution, the odds of Mastercard to move above the current price in 90 days from now is about 92.36 (This Mastercard probability density function shows the probability of Mastercard Stock to fall within a particular range of prices over 90 days) .

Mastercard Historical Income Statement

Mastercard Income Statement is one of the three primary financial statements used for reporting Mastercard's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Mastercard revenue and expense. Mastercard Income Statement primarily focuses on the company's revenues and expenses during a particular period.
Mastercard Interest Expense is projected to increase significantly based on the last few years of reporting. The past year's Interest Expense was at 431 Million. The current year Weighted Average Shares is expected to grow to about 989.1 M, whereas Consolidated Income is forecasted to decline to about 7.3 B. View More Fundamentals

Mastercard Stock Against Markets

Picking the right benchmark for Mastercard stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in Mastercard stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for Mastercard is critical whether you are bullish or bearish towards Mastercard at a given time.

Be your own money manager

Our tools can tell you how much better you can do entering a position in Mastercard without increasing your portfolio risk or giving up expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate.risk-adjusted returns of your individual positions relative to your overall portfolio.

Did you try this?

Run CEO Directory Now

   

CEO Directory

Screen CEOs from public companies around the world
All  Next Launch Module

Mastercard Corporate Directors

Mastercard corporate directors refer to members of a Mastercard board of directors. The board of directors generally takes responsibility for the Mastercard's affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of Mastercard's board members must vote for the resolution. The Mastercard board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.
Julius Genachowski - Independent DirectorProfile
Oki Matsumoto - Independent DirectorProfile
Choon Goh - Independent DirectorProfile
Richard Davis - Independent DirectorProfile

Investing Mastercard

You need to understand the risk of investing before taking a position in Mastercard. The danger of trading Mastercard is mainly related to its market volatility and company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Mastercard is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Mastercard. The Shape ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Mastercard is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
Additionally, see Stocks Correlation. Note that the Mastercard information on this page should be used as a complementary analysis to other Mastercard's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Idea Analyzer module to analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas.

Complementary Tools for Mastercard Stock analysis

When running Mastercard price analysis, check to measure Mastercard's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Mastercard is operating at the current time. Most of Mastercard's value examination focuses on studying past and present price action to predict the probability of Mastercard's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Mastercard's price. Additionally, you may evaluate how the addition of Mastercard to your portfolios can decrease your overall portfolio volatility.
Volatility Analysis
Get historical volatility and risk analysis based on latest market data
Go
Idea Breakdown
Analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes
Go
Stock Screener
Find equities using custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook.
Go
Efficient Frontier
Plot and analyze your portfolio and positions against risk-return landscape of the market.
Go
Global Markets Map
Get a quick overview of global market snapshot using zoomable world map. Drill down to check world indexes
Go
Portfolio Comparator
Compare the composition, asset allocations and performance of any two portfolios in your account
Go
Money Flow Index
Determine momentum by analyzing Money Flow Index and other technical indicators
Go
CEO Directory
Screen CEOs from public companies around the world
Go
Performance Analysis
Check effects of mean-variance optimization against your current asset allocation
Go
Technical Analysis
Check basic technical indicators and analysis based on most latest market data
Go
Portfolio Center
All portfolio management and optimization tools to improve performance of your portfolios
Go
Portfolio Diagnostics
Use generated alerts and portfolio events aggregator to diagnose current holdings
Go
Piotroski F Score
Get Piotroski F Score based on binary analysis strategy of nine different fundamentals
Go
Is Mastercard's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Mastercard. If investors know Mastercard will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Mastercard listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth YOY
0.46
Market Capitalization
309.5 B
Quarterly Revenue Growth YOY
0.24
Return On Assets
0.19
Return On Equity
1.4
The market value of Mastercard is measured differently than its book value, which is the value of Mastercard that is recorded on the company's balance sheet. Investors also form their own opinion of Mastercard's value that differs from its market value or its book value, called intrinsic value, which is Mastercard's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Mastercard's market value can be influenced by many factors that don't directly affect Mastercard's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Mastercard's value and its price as these two are different measures arrived at by different means. Investors typically determine Mastercard value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Mastercard's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.