Finance Stock Today

FOA
 Stock
  

USD 1.41  0.04  2.92%   

Market Performance
3 of 100
Odds Of Distress
Less than 8
Finance Of is trading at 1.41 as of the 2nd of December 2022, a 2.92 percent increase since the beginning of the trading day. The stock's open price was 1.37. Finance Of has only a 8 % chance of going through financial distress over the next few years but had a somewhat insignificant performance during the last 90 days. Equity ratings for Finance Of America are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 3rd of October 2022 and ending today, the 2nd of December 2022. Click here to learn more.
Fiscal Year End
December
IPO Date
18th of April 2019
Category
Financial Services
ISIN
US31738L1070
Finance of America Companies Inc. operates a consumer lending platform in the United States. The company was founded in 2013 and is based in Irving, Texas. Finance Of operates under Credit Services classification in the United States and is traded on New York Stock Exchange. The company has 62.96 M outstanding shares of which 1.52 M shares are currently shorted by investors with about 10.51 days to cover. More on Finance Of America

Moving against Finance Of

-0.51BAMBrookfield Asset Man Downward RallyPairCorr
Follow Valuation Odds of Bankruptcy
Check how we calculate scores

Finance Of Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. Finance Of's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding Finance Of or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
Finance Of America may become a speculative penny stock
Finance Of America has very high historical volatility over the last 90 days
The company reported the last year's revenue of 1.74 B. Reported Net Loss for the year was (251.94 M) with profit before taxes, overhead, and interest of 1.74 B.
Finance Of America has about 141.24 M in cash with (96.59 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 4.38, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
Roughly 67.0% of the company shares are owned by institutional investors
CEOPatricia Cook
Average Analyst Recommendation
Analysts covering Finance Of report their recommendations after researching Finance Of's financial statements, talking to executives and customers, or listening in on Finance Of's conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering Finance Of America. The Finance consensus assessment is calculated by taking the average forecast from all of the analysts covering Finance Of.
Macroaxis Advice
Unlike general analyst consensus, Macroaxis buy hold or sell recommendation is provided in the context of your current investment horizon and risk tolerance. The advice algorithm takes into account all of Finance Of's available fundamental, technical, and predictive indicators. Your current horizon is 90 days - details
Strong SellUndervalued
Finance Of America (FOA) is traded on New York Stock Exchange in USA and employs 6,632 people. The company currently falls under 'Micro-Cap' category with total capitalization of 86.26 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Finance Of's market, we take the total number of its shares issued and multiply it by Finance Of's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and these looking for more risk prefer small-cap and mid-cap equities. Finance Of America runs under Financial Services sector within Credit Services industry. The entity has 62.96 M outstanding shares of which 1.52 M shares are currently shorted by investors with about 10.51 days to cover. Finance Of America has about 141.24 M in cash with (96.59 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 4.38, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
Check Finance Of Probability Of Bankruptcy
Ownership
Finance Of holds a total of sixty-two million nine hundred sixty-two thousand six hundred outstanding shares. Over half of Finance Of America outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to corporate investors that obtain positions in a given instrument to benefit from reduced trade commissions. Consequently, these institutions are subject to different rules and regulation than regular investors in Finance Of. Please watch out for any change in the institutional holdings of Finance Of America as this could mean something significant has changed or about to change at the company. Please note that no matter how much assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.

Ownership Allocation (%)

Check Finance Ownership Details

Finance Stock Price Odds Analysis

What are Finance Of's target price odds to finish over the current price? Depending on a normal probability distribution, the odds of Finance Of jumping above the current price in 90 days from now is about 74.75%. The Finance Of America probability density function shows the probability of Finance Of stock to fall within a particular range of prices over 90 days. Considering the 90-day investment horizon the stock has a beta coefficient of 1.568. This usually indicates as the benchmark fluctuates upward, the company is expected to outperform it on average. However, if the benchmark returns are projected to be negative, Finance Of will likely underperform. Additionally, the company has an alpha of 0.0354, implying that it can generate a 0.0354 percent excess return over NYSE Composite after adjusting for the inherited market risk (beta).
  Odds Below 1.41HorizonTargetOdds Above 1.41
25.12%90 days
 1.41 
74.75%
Based on a normal probability distribution, the odds of Finance Of to move above the current price in 90 days from now is about 74.75 (This Finance Of America probability density function shows the probability of Finance Stock to fall within a particular range of prices over 90 days) .

Finance Of America Risk Profiles

Investors will always prefer to have the highest possible return on investment while minimizing volatility. Finance Of market risk premium is the additional return an investor will receive from holding Finance Of long position in a well-diversified portfolio. The market premium is part of the Capital Asset Pricing Model (CAPM), which most analysts and investors use to calculate the acceptable rate of return on investment in Finance Of. At the center of the CAPM is the concept of risk and reward, which is usually communicated by investors using alpha and beta measures. Although Finance Of's alpha and beta are two of the key measurements used to evaluate Finance Of's performance over the market, the standard measures of volatility play an important role as well.

Finance Stock Against Markets

Picking the right benchmark for Finance Of stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in Finance Of stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for Finance Of is critical whether you are bullish or bearish towards Finance Of America at a given time.

Be your own money manager

Our tools can tell you how much better you can do entering a position in Finance Of without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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Finance Of Corporate Management

Elected by the shareholders, the Finance Of's board of directors comprises two types of representatives: Finance Of inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Finance. The board's role is to monitor Finance Of's management team and ensure that shareholders' interests are well served. Finance Of's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Finance Of's outside directors are responsible for providing unbiased perspectives on the board's policies.
Graham Fleming - PresidentProfile
Christine Herman - Chief OfficerProfile
Tai Thornock - Chief Accounting OfficerProfile
Norma Corio - Independent DirectorProfile
Jeremy Prahm - Chief Investment OfficerProfile
Menes Chee - Independent DirectorProfile

Invested in Finance Of America?

The danger of trading Finance Of America is mainly related to its market volatility and company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Finance Of is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Finance Of. The Shape ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Finance Of America is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
Please check Investing Opportunities. You can also try Equity Forecasting module to use basic forecasting models to generate price predictions and determine price momentum.

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When running Finance Of America price analysis, check to measure Finance Of's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Finance Of is operating at the current time. Most of Finance Of's value examination focuses on studying past and present price action to predict the probability of Finance Of's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Finance Of's price. Additionally, you may evaluate how the addition of Finance Of to your portfolios can decrease your overall portfolio volatility.
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Is Finance Of's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Finance Of. If investors know Finance will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Finance Of listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Market Capitalization
86.3 M
Quarterly Revenue Growth YOY
(0.84) 
Return On Assets
(0.09) 
Return On Equity
(1.24) 
The market value of Finance Of America is measured differently than its book value, which is the value of Finance that is recorded on the company's balance sheet. Investors also form their own opinion of Finance Of's value that differs from its market value or its book value, called intrinsic value, which is Finance Of's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Finance Of's market value can be influenced by many factors that don't directly affect Finance Of's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Finance Of's value and its price as these two are different measures arrived at by different means. Investors typically determine Finance Of value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Finance Of's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.