First Stock Today

FNLC -  USA Stock  

USD 29.98  0.43  1.46%

Market Performance
2 of 100
Odds Of Distress
Less than 41
First Bancorp is trading at 29.98 as of the 27th of May 2022, a 1.46 percent up since the beginning of the trading day. The stock's open price was 29.55. First Bancorp has about a 41 percent probability of financial distress in the next few years of operation and did not have a very good performance during the last 90 trading days. Equity ratings for First Bancorp are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 6th of July 2020 and ending today, the 27th of May 2022. Click here to learn more.
The First Bancorp, Inc. operates as the holding company for First National Bank that provides a range of banking products and services to individuals and businesses. The First Bancorp, Inc. was founded in 1864 and is based in Damariscotta, Maine. First Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 11 M outstanding shares of which 104.43 K shares are currently shorted by private and institutional investors with about 6.43 trading days to cover. More on First Bancorp
Follow Valuation Options Odds of Bankruptcy
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First Bancorp Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. If you consider yourself one of those investors, make sure you clearly understand your entering position. First Bancorp's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding First Bancorp or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
First Bancorp has a poor financial position based on the latest SEC disclosures
Latest headline from www.defenseworld.net: First American Financial Stock Rating Lowered by Zacks Investment Research - Defense World
First Bancorp Fama & French Banking
Banking
Fama & French Classification
First Bancorp SEC Filings
First Bancorp SEC Filings Security & Exchange Commission EDGAR Reports
CEOTony McKim  (View All)
Thematic Classification
Currently Active Investing Idea (view all)
Banking
Piotroski F Score
Piotroski F-Score is a popular financial indicator that puts together nine criteria to evaluate the financial strength of First Bancorp based on its profitability, leverage, liquidity, source of funds, and operating efficiency. It is an academic score (developed by Joseph Piotroski in 2002) to determine the current strength of First Bancorp financial position. Scores of 8 and 9 are usually classified as strong value stocks, whereas scores of 2 or below are considered weak value stocks.
 4 - PoorDetails
Current ValueLast YearChange From Last Year 10 Year Trend
Weighted Average Shares12 M11 M
Significantly Up
Increasing
Slightly volatile
Weighted Average Shares Diluted8.8 M8.8 M
Slightly Down
Decreasing
Slightly volatile
Net Cash Flow from Operations45.8 M56.7 M
Significantly Down
Increasing
Slightly volatile
Total Assets2.4 B2.5 B
Notably Down
Increasing
Slightly volatile
Total Liabilities2.1 B2.3 B
Notably Down
Increasing
Slightly volatile
Total Debt176.9 M136.3 M
Significantly Up
Decreasing
Slightly volatile
Return on Average Assets0.01430.015
Sufficiently Down
Increasing
Slightly volatile
Gross Margin0.890.9
Fairly Down
Decreasing
Slightly volatile
Asset Turnover0.03710.035
Notably Up
Increasing
Slightly volatile
Macroaxis Advice
Unlike general analyst consensus, Macroaxis buy hold or sell recommendation is provided in the context of your current investment horizon and risk tolerance. The advice algorithm takes into account all of First Bancorp's available fundamental, technical, and predictive indicators. Your current horizon is 90 days - details
Strong HoldFairly Valued
First Bancorp (FNLC) is traded on NASDAQ Exchange in USA. It is located in 223 Main Street and employs 267 people. First Bancorp is listed under Banking category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with current market capitalization of 311.2 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate First Bancorp's market, we take the total number of its shares issued and multiply it by First Bancorp's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and these looking for more risk prefer small-cap and mid-cap equities. First Bancorp conducts business under Financial Services sector and is part of Banks—Regional industry. The entity has 11 M outstanding shares of which 104.43 K shares are currently shorted by private and institutional investors with about 6.43 trading days to cover. First Bancorp currently holds about 40.48 M in cash with 46.86 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 3.67.
Check First Bancorp Probability Of Bankruptcy
Ownership
First Bancorp retains a total of 11 Million outstanding shares. 30% of First Bancorp outstanding shares are owned by other corporate entities. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulation than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or about to change. Note that regardless of who owns the company, if the true value of the entity is less than the market is willing to pay for it, you may not be able to generate positive returns over time.

Ownership Allocation (%)

Check First Ownership Details

First Stock Price Odds Analysis

What are First Bancorp's target price odds to finish over the current price? Depending on a normal probability distribution, the odds of First Bancorp jumping above the current price in 90 days from now is about 10.74%. The First Bancorp probability density function shows the probability of First Bancorp stock to fall within a particular range of prices over 90 days. Given the investment horizon of 90 days First Bancorp has a beta of 0.4714. This usually indicates as returns on the market go up, First Bancorp average returns are expected to increase less than the benchmark. However, during the bear market, the loss on holding First Bancorp will be expected to be much smaller as well. Additionally, the company has a negative alpha, implying that the risk taken by holding this instrument is not justified. First Bancorp is significantly underperforming DOW.
  Odds Below 29.98HorizonTargetOdds Above 29.98
88.99%90 days
 29.98 
10.74%
Based on a normal probability distribution, the odds of First Bancorp to move above the current price in 90 days from now is about 10.74 (This First Bancorp probability density function shows the probability of First Stock to fall within a particular range of prices over 90 days) .

First Stock Institutional Holders

Institutional Holdings refers to the ownership stake in First Bancorp that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of First Bancorp's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing First Bancorp's value.
InstituionSecurity TypeTotal SharesValue
First Bancorp IncCommon Shares738.3 K22.2 M
Blackrock IncCommon Shares705.8 K21.2 M
View First Bancorp Diagnostics

First Bancorp Historical Income Statement

First Bancorp Income Statement is one of the three primary financial statements used for reporting First's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of First Bancorp revenue and expense. First Bancorp Income Statement primarily focuses on the company's revenues and expenses during a particular period.
The current year Weighted Average Shares is expected to grow to about 12 M, whereas Consolidated Income is forecasted to decline to about 30.6 M. View More Fundamentals

First Stock Against Markets

Picking the right benchmark for First Bancorp stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in First Bancorp stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for First Bancorp is critical whether you are bullish or bearish towards First Bancorp at a given time.

Be your own money manager

Our tools can tell you how much better you can do entering a position in First Bancorp without increasing your portfolio risk or giving up expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate.risk-adjusted returns of your individual positions relative to your overall portfolio.

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First Bancorp Corporate Directors

First Bancorp corporate directors refer to members of a First Bancorp board of directors. The board of directors generally takes responsibility for the First Bancorp's affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of First Bancorp's board members must vote for the resolution. The First Bancorp board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.
Renee Kelly - DirectorProfile
Stuart Smith - DirectorProfile
Katherine Boyd - Independent DirectorProfile
Cornelius Russell - DirectorProfile

Investing First Bancorp

You need to understand the risk of investing before taking a position in First Bancorp. The danger of trading First Bancorp is mainly related to its market volatility and company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of First Bancorp is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than First Bancorp. The Shape ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile First Bancorp is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
Please check Investing Opportunities. Note that the First Bancorp information on this page should be used as a complementary analysis to other First Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Portfolio Optimization module to compute new portfolio that will generate highest expected return given your specified tolerance for risk.

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When running First Bancorp price analysis, check to measure First Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Bancorp is operating at the current time. Most of First Bancorp's value examination focuses on studying past and present price action to predict the probability of First Bancorp's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move First Bancorp's price. Additionally, you may evaluate how the addition of First Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is First Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Bancorp. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of First Bancorp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Bancorp's value that differs from its market value or its book value, called intrinsic value, which is First Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Bancorp's market value can be influenced by many factors that don't directly affect First Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine First Bancorp value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.