Bar Harbor Stock Today

BHB
 Stock
  

USD 26.47  0.61  2.36%   

Market Performance
0 of 100
Odds Of Distress
Less than 41
Bar Harbor is trading at 26.47 as of the 3rd of July 2022, a 2.36 percent up since the beginning of the trading day. The stock's open price was 25.86. Bar Harbor has about a 41 percent probability of financial distress in the next few years of operation and has generated negative returns over the last 90 days. Equity ratings for Bar Harbor Bankshares are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 4th of January 2022 and ending today, the 3rd of July 2022. Click here to learn more.
CUSIP
066849100
Fiscal Year End
December
Business Domain
Banks
IPO Date
23rd of September 1997
Category
Financial Services
Classification
Financials
ISIN
US0668491006
Bar Harbor Bankshares operates as the holding company for Bar Harbor Bank Trust that provides commercial, lending, retail, and wealth management banking services. The company was founded in 1887 and is based in Bar Harbor, Maine. Bar Harbor operates under BanksRegional classification in the United States and is traded on NYSEMKT Exchange. The company has 14.99 M outstanding shares of which 122.63 K shares are currently shorted by investors with about 6.69 days to cover. More on Bar Harbor Bankshares

Moving together with Bar Harbor

0.88AXAxos Financial Fiscal Year End 4th of August 2022 PairCorr
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0.69BKSCBank Of So Earnings Call  This WeekPairCorr

Bar Harbor Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. If you consider yourself one of those investors, make sure you clearly understand your entering position. Bar Harbor's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding Bar Harbor or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
Bar Harbor generated a negative expected return over the last 90 days
Latest headline from www.directorstalkinterviews.com: Bar Harbor Bankshares - Consensus Indicates Potential 40.8 percent Upside - DirectorsTalk Interviews
CEOCurtis Simard
Thematic IdeaBanking (view all)
Fama & French Classification
Average Analyst Recommendation
Analysts covering Bar Harbor report their recommendations after researching Bar Harbor's financial statements, talking to executives and customers, or listening in on Bar Harbor's conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering Bar Harbor Bankshares. The Bar Harbor consensus assessment is calculated by taking the average forecast from all of the analysts covering Bar Harbor.
Piotroski F Score
Piotroski F-Score is a popular financial indicator that puts together nine criteria to evaluate the financial strength of Bar Harbor Bankshares based on its profitability, leverage, liquidity, source of funds, and operating efficiency. It is an academic score (developed by Joseph Piotroski in 2002) to determine the current strength of Bar Harbor Bankshares financial position. Scores of 8 and 9 are usually classified as strong value stocks, whereas scores of 2 or below are considered weak value stocks.
 5 - HealthyDetails
Current ValueLast YearChange From Last Year 10 Year Trend
Weighted Average Shares14.7 M15 M
Fairly Down
Increasing
Slightly volatile
Weighted Average Shares Diluted14.8 M15 M
Fairly Down
Increasing
Slightly volatile
Net Cash Flow from Operations65.3 M60.5 M
Significantly Up
Increasing
Slightly volatile
Total Assets3.4 B3.7 B
Moderately Down
Increasing
Slightly volatile
Total LiabilitiesB3.3 B
Significantly Down
Increasing
Slightly volatile
Total Debt183.2 M178.5 M
Fairly Up
Decreasing
Very volatile
Return on Average Assets0.00970.011
Fairly Down
Decreasing
Stable
Gross Margin0.890.9
Fairly Down
Decreasing
Slightly volatile
Asset Turnover0.03960.038
Sufficiently Up
Increasing
Slightly volatile
Macroaxis Advice
Unlike general analyst consensus, Macroaxis buy hold or sell recommendation is provided in the context of your current investment horizon and risk tolerance. The advice algorithm takes into account all of Bar Harbor's available fundamental, technical, and predictive indicators. Your current horizon is 90 days - details
Strong BuyUndervalued
Financial Strength
Bar Harbor's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to Bar Harbor's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit.
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Bar Harbor's financial leverage. It provides some insight into what part of Bar Harbor's total assets is financed by creditors.
Share Download
Share Download
By using current balance sheet information, investors can analyze the liability, assets, and equity on Bar Harbor's books and decide whether to invest or hold. Statistics such as return on equity (ROE), debt to equity (D/E) help investors determine how Bar Harbor deploys its capital and how much of that capital is borrowed.
Liquidity
Bar Harbor cash flow analysis is essential to understand how it generates and spends money over a specific period. It can also help you figure out where your money is going and how much cash you have available at a given moment. The company has 178.7 M in debt with debt to equity (D/E) ratio of 9.25, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Debt can assist Bar Harbor until it has trouble settling it off, either with new capital or with free cash flow. So, Bar Harbor's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Bar Harbor Bankshares sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Bar Harbor to invest in growth at high rates of return. When we think about Bar Harbor's use of debt, we should always consider it together with cash and equity.

Operating Cash Flow

65.25 MillionShare
Bar Harbor Bankshares (BHB) is traded on NYSEMKT Exchange in USA. It is located in P.O. Box 400, 82 Main Street, Bar Harbor, ME 04609-0400, United States and employs 489 people. Bar Harbor is listed under Banking category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with total capitalization of 396.7 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Bar Harbor's market, we take the total number of its shares issued and multiply it by Bar Harbor's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and these looking for more risk prefer small-cap and mid-cap equities. Bar Harbor Bankshares runs under Financial Services sector within Banks—Regional industry. The entity has 14.99 M outstanding shares of which 122.63 K shares are currently shorted by investors with about 6.69 days to cover. Bar Harbor Bankshares has about 111.05 M in cash with 36.95 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 7.4.
Check Bar Harbor Probability Of Bankruptcy
Ownership
The market capitalization of Bar Harbor Bankshares is $396.7 Million. Over half of Bar Harbor Bankshares outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to corporate investors that acquire positions in a given instrument to benefit from reduced trade commissions. Consequently, these institutions are subject to different rules and regulation than regular investors in Bar Harbor. Please watch out for any change in the institutional holdings of Bar Harbor Bankshares as this could mean something significant has changed or about to change at the company. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.

Ownership Allocation (%)

Check Bar Harbor Ownership Details

Bar Harbor Stock Price Odds Analysis

What are Bar Harbor's target price odds to finish over the current price? Depending on a normal probability distribution, the odds of Bar Harbor jumping above the current price in 90 days from now is about 48.61%. The Bar Harbor Bankshares probability density function shows the probability of Bar Harbor stock to fall within a particular range of prices over 90 days. Considering the 90-day investment horizon Bar Harbor has a beta of 0.8989 suggesting Bar Harbor Bankshares market returns are sensitive to returns on the market. As the market goes up or down, Bar Harbor is expected to follow. Additionally, the company has an alpha of 0.0323, implying that it can generate a 0.0323 percent excess return over DOW after adjusting for the inherited market risk (beta).
  Odds Below 26.47HorizonTargetOdds Above 26.47
51.11%90 days
 26.47 
48.61%
Based on a normal probability distribution, the odds of Bar Harbor to move above the current price in 90 days from now is about 48.61 (This Bar Harbor Bankshares probability density function shows the probability of Bar Harbor Stock to fall within a particular range of prices over 90 days) .

Bar Harbor Stock Institutional Holders

Institutional Holdings refers to the ownership stake in Bar Harbor that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Bar Harbor's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Bar Harbor's value.
InstituionSecurity TypeTotal SharesValue
Blackrock IncCommon Shares1.1 M32.1 M
Fmr LlcCommon Shares1.1 M30.9 M
View Bar Harbor Diagnostics

Bar Harbor Historical Income Statement

Bar Harbor Bankshares Income Statement is one of the three primary financial statements used for reporting Bar Harbor's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Bar Harbor Bankshares revenue and expense. Bar Harbor Income Statement primarily focuses on the company's revenues and expenses during a particular period.
As of July 3, 2022, Consolidated Income is expected to decline to about 33.1 M. In addition to that, Earning Before Interest and Taxes EBIT is expected to decline to about 42.1 M View More Fundamentals

Bar Harbor Stock Against Markets

Picking the right benchmark for Bar Harbor stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in Bar Harbor stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for Bar Harbor is critical whether you are bullish or bearish towards Bar Harbor Bankshares at a given time.

Be your own money manager

Our tools can tell you how much better you can do entering a position in Bar Harbor without increasing your portfolio risk or giving up expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate.risk-adjusted returns of your individual positions relative to your overall portfolio.

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Bar Harbor Corporate Directors

Bar Harbor corporate directors refer to members of a Bar Harbor board of directors. The board of directors generally takes responsibility for the Bar Harbor's affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of Bar Harbor's board members must vote for the resolution. The Bar Harbor board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.
Scott Toothaker - Independent DirectorProfile
Steven Dimick - Independent DirectorProfile
Lauri Fernald - Independent DirectorProfile
Kenneth Smith - Independent DirectorProfile

Investing Bar Harbor Bankshares

You need to understand the risk of investing before taking a position in Bar Harbor. The danger of trading Bar Harbor Bankshares is mainly related to its market volatility and company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Bar Harbor is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Bar Harbor. The Shape ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Bar Harbor Bankshares is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
Continue to Trending Equities. Note that the Bar Harbor Bankshares information on this page should be used as a complementary analysis to other Bar Harbor's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Price Ceiling Movement module to calculate and plot Price Ceiling Movement for different equity instruments.

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When running Bar Harbor Bankshares price analysis, check to measure Bar Harbor's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bar Harbor is operating at the current time. Most of Bar Harbor's value examination focuses on studying past and present price action to predict the probability of Bar Harbor's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Bar Harbor's price. Additionally, you may evaluate how the addition of Bar Harbor to your portfolios can decrease your overall portfolio volatility.
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Is Bar Harbor's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bar Harbor. If investors know Bar Harbor will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bar Harbor listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth YOY
-0.048
Market Capitalization
397.4 M
Quarterly Revenue Growth YOY
-0.025
Return On Assets
0.0105
Return On Equity
0.0958
The market value of Bar Harbor Bankshares is measured differently than its book value, which is the value of Bar Harbor that is recorded on the company's balance sheet. Investors also form their own opinion of Bar Harbor's value that differs from its market value or its book value, called intrinsic value, which is Bar Harbor's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bar Harbor's market value can be influenced by many factors that don't directly affect Bar Harbor's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bar Harbor's value and its price as these two are different measures arrived at by different means. Investors typically determine Bar Harbor value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bar Harbor's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.