Travelers Stock Analysis

TRV
 Stock
  

USD 173.52  1.36  0.79%   

The latest indifference towards the small price fluctuations of Travelers Companies created some momentum for sophisticated investors as it was traded today as low as 172.28 and as high as 174.17 per share. The company executives did not add any value to The Travelers Companies investors in July. However, most investors can still diversify their portfolios with Travelers Companies to hedge their inherited risk against high-volatility market scenarios. The stock standard deviation of daily returns for 90 days investing horizon is currently 1.54. The below-average Stock volatility is a good sign for longer-term investment options and for buy-and-hold investors.
Additionally, take a look at World Market Map.
  
The Travelers Companies stock analysis report makes it easy to digest most publicly released information about Travelers Companies and get updates on important government artifacts, including earning estimates, SEC corporate filings, and announcements. Travelers Stock analysis module also helps to analyze the Travelers Companies price relationship with some important fundamental indicators such as market cap and management efficiency.

Travelers Stock Analysis Notes

About 85.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.48. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. The Travelers Companies has Price/Earnings To Growth (PEG) ratio of 1.9. The entity recorded earning per share (EPS) of 14.28. The firm last dividend was issued on the 8th of September 2022. Travelers Companies had 2:1 split on the 12th of May 1998. The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United states and internationally. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York. Travelers Companies operates under InsuranceProperty Casualty classification in the United States and is traded on New York Stock Exchange. It employs 30184 people. To find out more about The Travelers Companies contact Alan Schnitzer at 917 778-6000 or learn more at www.travelers.com.

The Travelers Companies Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Travelers Companies' investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding The Travelers Companies or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
The company has 7.29 B in debt with debt to equity (D/E) ratio of 0.32, which is OK given its current industry classification. The Travelers Companies has a current ratio of 0.33, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Debt can assist Travelers Companies until it has trouble settling it off, either with new capital or with free cash flow. So, Travelers Companies' shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like The Travelers Companies sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Travelers to invest in growth at high rates of return. When we think about Travelers Companies' use of debt, we should always consider it together with cash and equity.
Travelers Companies has a frail financial position based on the latest SEC disclosures
Over 85.0% of Travelers Companies shares are owned by institutional investors
On 30th of June 2022 Travelers Companies paid $ 0.93 per share dividend to its current shareholders
Latest headline from seekingalpha.com: Hertz Stock Financial Resurgence And The EV Catalyst - Seeking Alpha

The Travelers Companies Upcoming and Recent Events

Earnings reports are used by Travelers Companies to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Travelers Companies previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
Upcoming Quarterly Report20th of January 2022
Next Financial Report19th of April 2022
Next Fiscal Quarter End31st of December 2021
Next Fiscal Year End20th of January 2022
Last Quarter Report30th of September 2021
Last Financial Announcement31st of December 2020

Travelers Largest EPS Surprises

Earnings surprises can significantly impact Travelers Companies' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2004-01-28
2003-12-310.010.020.01100 
2005-10-27
2005-09-300.050.070.0240 
1996-10-29
1996-09-300.50.570.0714 
View All Earnings Estimates

Travelers Companies Thematic Classifications

In addition to having Travelers Companies stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.
Macroaxis Picks
Macroaxis daily picks
Insurance Providers
All types of insurance and insurance brokerages
Top FinTech
A collection of large financial service, investment, and banking companies
Real Estate
USA Equities from Real Estate industry as classified by Fama & French
Banks
All money banks and credit services

Travelers Market Capitalization

The company currently falls under 'Large-Cap' category with total capitalization of 42.21 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Travelers Companies's market, we take the total number of its shares issued and multiply it by Travelers Companies's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and these looking for more risk prefer small-cap and mid-cap equities.

Travelers Profitablity

Travelers Companies' profitability indicators refer to fundamental financial ratios that showcase Travelers Companies' ability to generate income relative to its revenue or operating costs. If, let's say, Travelers Companies is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Travelers Companies' executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Travelers Companies' profitability requires more research than a typical breakdown of Travelers Companies' financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Net Profit Margin of 9.97 %, which may imply that it executes well on its competitive polices and has reasonable control over its expenses and variable costs. This is very large. In the same way, it shows Net Operating Margin of 15.35 %, which entails that for every 100 dollars of revenue, it generated 0.15 of operating income.
Last ReportedProjected for 2022
Return on Average Assets 3.09  2.77 
Return on Average Equity 12.61  11.45 
Return on Invested Capital 0.0378  0.0331 
Return on Sales 0.14  0.13 

Management Efficiency

The entity has Return on Asset of 2.45 % which means that on every $100 spent on asset, it made $2.45 of profit. This is way below average. In the same way, it shows return on shareholders equity (ROE) of 13.7 %, implying that it generated $13.7 on every 100 dollars invested. Travelers Companies management efficiency ratios could be used to measure how well the travelers companies manages its routine affairs as well as how well it operates its assets and liabilities. Return on Average Assets is likely to drop to 2.77 in 2022. Return on Average Equity is likely to drop to 11.45 in 2022. Tax Assets is likely to climb to about 838.4 M in 2022, whereas Total Assets are likely to drop slightly above 108.2 B in 2022.
Last ReportedProjected for 2022
Book Value per Share 74.00  59.86 
Enterprise Value over EBIT 8.10  7.03 
Enterprise Value over EBITDA 8.34  7.33 
Price to Book Value 1.35  1.24 
Tangible Assets Book Value per Share 307.21  252.31 
Enterprise Value36.8 B32.8 B
Tangible Asset Value86.8 B84.7 B

Technical Drivers

As of the 17th of August 2022, Travelers Companies has the Coefficient Of Variation of 7296.63, risk adjusted performance of 0.0191, and Semi Deviation of 1.6. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of The Travelers Companies, as well as the relationship between them. In other words, you can use this information to find out if the company will indeed mirror its model of past prices and volume data, or the prices will eventually revert. We were able to interpolate data for nineteen technical drivers for The Travelers Companies, which can be compared to its competition. Please validate The Travelers Companies semi deviation, jensen alpha, as well as the relationship between the Jensen Alpha and semi variance to decide if Travelers Companies is priced more or less accurately, providing market reflects its prevalent price of 173.52 per share. Given that The Travelers Companies has jensen alpha of (0.06), we advise you to double-check The Travelers Companies's current market performance to make sure the company can sustain itself at a future point.

The Travelers Companies Price Movement Analysis

Execute Study
The output start index for this execution was thirty-five with a total number of output elements of twenty-six. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Travelers Companies middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for The Travelers Companies. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.
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The Travelers Companies Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Travelers Companies insiders, such as employees or executives, is commonly permitted as long as it does not rely on Travelers Companies' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Travelers Companies insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
William Heyman over two months ago via Macroaxis 
Exercise or conversion by William Heyman of 10000 shares of Travelers Companies subject to Rule 16b-3
William Heyman over two months ago via Macroaxis 
Exercise or conversion by William Heyman of 10000 shares of Travelers Companies subject to Rule 16b-3
William Heyman over two months ago via Macroaxis 
Exercise or conversion by William Heyman of 5500 shares of Travelers Companies subject to Rule 16b-3
William Heyman over three months ago via Macroaxis 
Sale by William Heyman of 3000 shares of Travelers Companies
Michael Klein over three months ago via Macroaxis 
Exercise or conversion by Michael Klein of 10000 shares of Travelers Companies subject to Rule 16b-3
Daniel Frey over three months ago via Macroaxis 
Exercise or conversion by Daniel Frey of 5573 shares of Travelers Companies subject to Rule 16b-3
William Heyman over three months ago via Macroaxis 
Exercise or conversion by William Heyman of 2000 shares of Travelers Companies subject to Rule 16b-3
David Rowland over three months ago via Macroaxis 
Payment of 1028 shares by David Rowland of Travelers Companies subject to Rule 16b-3
Klenk Jeffrey P over six months ago via Macroaxis 
Acquisition by Klenk Jeffrey P of 20024 shares of Travelers Companies subject to Rule 16b-3
Mojgan Lefebvre over six months ago via Macroaxis 
Acquisition by Mojgan Lefebvre of 20024 shares of Travelers Companies subject to Rule 16b-3
Mojgan Lefebvre over six months ago via Macroaxis 
Sale by Mojgan Lefebvre of 3115 shares of Travelers Companies
Klenk Jeffrey P over six months ago via Macroaxis 
Exercise or conversion by Klenk Jeffrey P of 10860 shares of Travelers Companies subject to Rule 16b-3

Travelers Companies Outstanding Bonds

Travelers Companies issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. The Travelers Companies uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Travelers bonds can be classified according to their maturity, which is the date when The Travelers Companies has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Travelers Companies Predictive Daily Indicators

Travelers Companies intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Travelers Companies stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Travelers Companies Forecast Models

Travelers Companies time-series forecasting models is one of many Travelers Companies' stock analysis techniquest aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Travelers Companies' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Travelers Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Travelers Companies prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Travelers shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas, a specific sector, or an individual Stock such as Travelers Companies. By using and applying Travelers Stock analysis, traders can create a robust methodology for identifying Travelers entry and exit points for their positions.
Last ReportedProjected for 2022
EBITDA Margin 0.14  0.13 
Gross Margin 0.41  0.39 
Profit Margin 10.52  11.43 
The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United states and internationally. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York. Travelers Companies operates under InsuranceProperty Casualty classification in the United States and is traded on New York Stock Exchange. It employs 30184 people.

Current Travelers Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Travelers analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Travelers analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
166.7Sell10Odds
The Travelers Companies current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Travelers analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Travelers stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of The Travelers Companies, talking to its executives and customers, or listening to Travelers conference calls.
Travelers Analyst Advice Details

Travelers Stock Analysis Indicators

The Travelers Companies stock analysis indicators help investors evaluate how Travelers Companies stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Travelers Companies shares will generate the highest return on investment. By understating and applying Travelers Companies stock analysis, traders can identify Travelers Companies position entry and exit signals to maximize returns.
Quick Ratio0.17
Trailing Annual Dividend Rate3.46
Fifty Two Week Low145.40
Revenue Growth5.20%
Payout Ratio24.81%
Average Daily Volume Last 10 Day1.11M
Shares Short Prior Month3.01M
Average Daily Volume In Three Month1.2M
Earnings Growth-38.00%
Shares Percent Shares Out1.46%
Earnings Quarterly Growth-41.00%
Gross Margins26.23%
Forward Price Earnings11.60
Short Percent Of Float1.46%
Float Shares236.39M
Fifty Two Week High187.98
Fifty Day Average164.41
Enterprise Value To Ebitda7.41
Two Hundred Day Average167.18
Enterprise Value To Revenue1.14
Trailing Annual Dividend Yield2.05%
Additionally, take a look at World Market Map. Note that the The Travelers Companies information on this page should be used as a complementary analysis to other Travelers Companies' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Balance Of Power module to check stock momentum by analyzing Balance Of Power indicator and other technical ratios.

Complementary Tools for Travelers Stock analysis

When running The Travelers Companies price analysis, check to measure Travelers Companies' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Travelers Companies is operating at the current time. Most of Travelers Companies' value examination focuses on studying past and present price action to predict the probability of Travelers Companies' future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Travelers Companies' price. Additionally, you may evaluate how the addition of Travelers Companies to your portfolios can decrease your overall portfolio volatility.
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Is Travelers Companies' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Travelers Companies. If investors know Travelers will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Travelers Companies listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth YOY
-0.38
Market Capitalization
40.9 B
Quarterly Revenue Growth YOY
0.052
Return On Assets
0.0245
Return On Equity
0.14
The market value of The Travelers Companies is measured differently than its book value, which is the value of Travelers that is recorded on the company's balance sheet. Investors also form their own opinion of Travelers Companies' value that differs from its market value or its book value, called intrinsic value, which is Travelers Companies' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Travelers Companies' market value can be influenced by many factors that don't directly affect Travelers Companies' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Travelers Companies' value and its price as these two are different measures arrived at by different means. Investors typically determine Travelers Companies value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Travelers Companies' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.