First Stock Analysis

FNLC
 Stock
  

USD 30.20  0.27  0.90%   

The modest gains experienced by current holders of First Bancorp could raise concerns from investors as the firm is trading at a share price of 30.20 on 14,100 in volume. The company directors and management have been quite successful in maneuvering the stock at opportune times to take advantage of all market conditions in July. The stock standard deviation of daily returns for 90 days investing horizon is currently 1.38. The below-average Stock volatility is a good sign for longer-term investment options and for buy-and-hold investors.
Please check Investing Opportunities.
  
The First Bancorp stock analysis report makes it easy to digest most publicly released information about First Bancorp and get updates on important government artifacts, including earning estimates, SEC corporate filings, and announcements. First Stock analysis module also helps to analyze the First Bancorp price relationship with some important fundamental indicators such as market cap and management efficiency.

First Stock Analysis Notes

About 48.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 1.38. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Bancorp last dividend was issued on the 8th of July 2022. The entity had 3:1 split on the 2nd of June 2004. The First Bancorp, Inc. operates as the holding company for First National Bank that provides a range of banking products and services to individuals and businesses. The First Bancorp, Inc. was founded in 1864 and is based in Damariscotta, Maine. First Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 267 people. To learn more about First Bancorp call Tony McKim at 207 563 3195 or check out https://www.thefirst.com.

First Bancorp Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. First Bancorp's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding First Bancorp or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
First Bancorp has a poor financial position based on the latest SEC disclosures
On 22nd of July 2022 First Bancorp paid $ 0.34 per share dividend to its current shareholders
Latest headline from www.prnewswire.com: First Bancorp Reports Second Quarter Results - PR Newswire

First Bancorp Upcoming and Recent Events

Earnings reports are used by First Bancorp to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to First Bancorp previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
Upcoming Quarterly Report19th of January 2022
Next Fiscal Quarter End31st of December 2021

First Bancorp SEC Filings

SEC filings are important regulatory documents required of all public companies to provide to potential investors. First Bancorp prospectus issued under the guidelines of SEC is a legal declaration of facts and statements to ensure that First Bancorp investors are not misled. SEC filings are required by law to meet strict transparency standards and other important legal constraints. Although many companies may choose careful wording to disguise some material information, SEC filings make crucial First Bancorp specific information freely available to individual and institutional investors to make a timely investment decision.
20th of July 2022
Results of Operations and Financial Condition
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30th of June 2022
Other Events
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3rd of May 2022
Submission of Matters to a Vote of Security Holders
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20th of April 2022
Results of Operations and Financial Condition
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31st of March 2022
Other Events
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1st of February 2022
Unclassified Corporate Event
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19th of January 2022
Results of Operations and Financial Condition
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30th of December 2021
Other Events
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First Bancorp Thematic Classifications

In addition to having First Bancorp stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.
Banking
USA Equities from Banking industry as classified by Fama & French

First Market Capitalization

The company currently falls under 'Small-Cap' category with current market capitalization of 329.12 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate First Bancorp's market, we take the total number of its shares issued and multiply it by First Bancorp's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and these looking for more risk prefer small-cap and mid-cap equities.

First Profitablity

First Bancorp's profitability indicators refer to fundamental financial ratios that showcase First Bancorp's ability to generate income relative to its revenue or operating costs. If, let's say, First Bancorp is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, First Bancorp's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of First Bancorp's profitability requires more research than a typical breakdown of First Bancorp's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Profit Margin (PM) of 42.5 %, which can signify that it executes well on its competitive strategies and has good control over its expenditures. This is very large. Similarly, it shows Operating Margin (OM) of 52.62 %, which suggests for every 100 dollars of sales, it generated a net operating income of 0.53.
Last ReportedProjected for 2022
Return on Average Assets 0.015  0.0143 
Return on Average Equity 0.15  0.14 
Return on Invested Capital 0.017  0.0161 
Return on Sales 0.51  0.52 

Management Efficiency

The entity has return on total asset (ROA) of 1.51 % which means that it generated profit of $1.51 on every $100 spent on asset. This is way below average. Similarly, it shows return on stockholders equity (ROE) of 16.57 %, meaning that it created $16.57 on every $100 dollars invested by stockholders. First Bancorp management efficiency ratios could be used to measure how well first bancorp manages its routine affairs as well as how well it operates its assets and liabilities. The current year Return on Sales is expected to grow to 0.52, whereas Return on Average Assets are forecasted to decline to 0.0143. First Bancorp Goodwill and Intangible Assets are projected to increase significantly based on the last few years of reporting. The past year's Goodwill and Intangible Assets were at 35.24 Million. The current year Revenue to Assets is expected to grow to 0.0447, whereas Total Assets are forecasted to decline to about 2.4 B.
Last ReportedProjected for 2022
Book Value per Share 22.34  21.66 
Enterprise Value over EBIT 10.00  13.87 
Enterprise Value over EBITDA 9.96  13.26 
Price to Book Value 1.41  1.54 
Tangible Assets Book Value per Share 227.03  215.14 
Enterprise Value457.6 M514.4 M
Tangible Asset Value2.5 B2.3 B

Technical Drivers

As of the 11th of August 2022, First Bancorp shows the Coefficient Of Variation of 1378.91, downside deviation of 1.24, and Mean Deviation of 1.06. First Bancorp technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Put another way, you can use this information to find out if the firm will indeed mirror its model of historical prices and volume momentum, or the prices will eventually revert. We were able to break down and interpolate nineteen technical drivers for First Bancorp, which can be compared to its rivals. Please confirm First Bancorp treynor ratio, as well as the relationship between the potential upside and expected short fall to decide if First Bancorp is priced favorably, providing market reflects its regular price of 30.2 per share. Given that First Bancorp has jensen alpha of 0.0824, we urge you to verify First Bancorp's prevailing market performance to make sure the company can sustain itself at a future point.

First Bancorp Price Movement Analysis

The output start index for this execution was one with a total number of output elements of sixty. The Parabolic SAR indicator is used to determine the direction of First Bancorp's momentum and the point in time when First Bancorp has higher than normal probability directional change.
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First Bancorp Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific First Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on First Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases First Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Swan Kimberly over three months ago via Macroaxis 
First Bancorp exotic insider transaction detected
Mark Rosborough over six months ago via Macroaxis 
First Bancorp exotic insider transaction detected
Swan Kimberly over six months ago via Macroaxis 
First Bancorp exotic insider transaction detected
Nicholson Peter C over six months ago via Macroaxis 
First Bancorp exotic insider transaction detected
Tony McKim over six months ago via Macroaxis 
First Bancorp exotic insider transaction detected
Swan Kimberly over six months ago via Macroaxis 
First Bancorp exotic insider transaction detected
Tony McKim over a year ago via Macroaxis 
First Bancorp exotic insider transaction detected
Swan Kimberly over a year ago via Macroaxis 
First Bancorp exotic insider transaction detected
Nicholson Peter C over a year ago via Macroaxis 
First Bancorp exotic insider transaction detected
Tammy Plummer over a year ago via Macroaxis 
First Bancorp exotic insider transaction detected
Swan Kimberly over a year ago via Macroaxis 
First Bancorp exotic insider transaction detected

First Bancorp Predictive Daily Indicators

First Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of First Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

First Bancorp Forecast Models

First Bancorp time-series forecasting models is one of many First Bancorp's stock analysis techniquest aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary First Bancorp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the stock market movement and maximize returns from investment trading.

About First Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how First Bancorp stock is reacting to, or reflecting on a current stock market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling First shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas, a specific sector, or an individual stock such as First Bancorp. By using and applying First Stock analysis, traders can create a robust methodology for identifying First entry and exit points for their positions.
Last ReportedProjected for 2022
EBITDA Margin 0.53  0.55 
Gross Margin 0.90  0.89 
Profit Margin 0.42  0.42 
The First Bancorp, Inc. operates as the holding company for First National Bank that provides a range of banking products and services to individuals and businesses. The First Bancorp, Inc. was founded in 1864 and is based in Damariscotta, Maine. First Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 267 people.

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As an investor, your ultimate goal is to build wealth. Optimizing your investment portfolio is an essential element in this goal. Using our stock analysis tools, you can find out how much better you can do when adding First Bancorp to your portfolios without increasing risk or reducing expected return.

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Please check Investing Opportunities. Note that the First Bancorp information on this page should be used as a complementary analysis to other First Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Content Syndication module to quickly integrate customizable finance content to your own investment portal.

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When running First Bancorp price analysis, check to measure First Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Bancorp is operating at the current time. Most of First Bancorp's value examination focuses on studying past and present price action to predict the probability of First Bancorp's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move First Bancorp's price. Additionally, you may evaluate how the addition of First Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is First Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Bancorp. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth YOY
0.14
Market Capitalization
330.3 M
Quarterly Revenue Growth YOY
0.11
Return On Assets
0.0151
Return On Equity
0.17
The market value of First Bancorp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Bancorp's value that differs from its market value or its book value, called intrinsic value, which is First Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Bancorp's market value can be influenced by many factors that don't directly affect First Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine First Bancorp value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.