Bank First Stock Analysis

BFC -  USA Stock  

USD 71.66  0.60  0.84%

The current indifference towards the small price fluctuations of Bank First National could raise concerns from investors as the firm is trading at a share price of 71.66 on very low momentum in volume. The company directors and management did not add any value to Bank First investors in April. However, most investors can still diversify their portfolios with Bank First National to hedge their inherited risk against high-volatility market scenarios. The stock standard deviation of daily returns for 90 days investing horizon is currently 1.06. The below-average Stock volatility is a good sign for longer-term investment options and for buy-and-hold investors.
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The Bank First stock analysis report makes it easy to digest most publicly released information about Bank First and get updates on important government artifacts, including earning estimates, SEC corporate filings, and announcements. Bank First Stock analysis module also helps to analyze the Bank First price relationship with some important fundamental indicators such as market cap and management efficiency.

Bank First Stock Analysis Notes

About 15.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.69. Some equities with similar Price to Book (P/B) outperform the market in the long run. Bank First National recorded earning per share (EPS) of 5.94. The entity next dividend is scheduled to be issued on the 21st of June 2022. Bank First Corporation operates as a holding company for Bank First N.A. that provides consumer and commercial financial services to businesses, professionals, consumers, associations, individuals, and governmental authorities in Wisconsin. Bank First Corporation was founded in 1894 and is headquartered in Manitowoc, Wisconsin. Bank First operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 279 people. For more info on Bank First National please contact Sean Ebert at 920 652 3100 or go to https://www.bankfirst.com.

Bank First National Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Bank First's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Bank First National or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Bank First National was previously known as BANK FIRST CORP and was traded on NASDAQ Exchange under the symbol BFNC.
Bank First National has a frail financial position based on the latest SEC disclosures
About 15.0% of the company shares are held by company insiders
Latest headline from www.bloomberg.com: Nigeria Interest Rate Raised to 13, First Hike in 6 Years to Curb Inflation - Bloomberg

Bank First National Upcoming and Recent Events

Earnings reports are used by Bank First to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Bank First previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
Upcoming Quarterly Report18th of January 2022
Next Financial Report19th of April 2022
Next Fiscal Quarter End31st of December 2021
Next Fiscal Year End18th of January 2022
Last Quarter Report30th of September 2021
Last Financial Announcement31st of December 2020

Bank First Largest EPS Surprises

Earnings surprises can significantly impact Bank First's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2017-10-18
2017-09-300.650.740.0913 
2018-04-17
2018-03-310.931.050.1212 
2021-01-19
2020-12-311.3251.490.16512 
View All Earnings Estimates

Bank First SEC Filings

SEC filings are important regulatory documents required of all public companies to provide to potential investors. Bank First prospectus issued under the guidelines of SEC is a legal declaration of facts and statements to ensure that Bank First investors are not misled. SEC filings are required by law to meet strict transparency standards and other important legal constraints. Although many companies may choose careful wording to disguise some material information, SEC filings make crucial Bank First National specific information freely available to individual and institutional investors to make a timely investment decision.
20th of May 2022
Financial Statements and Exhibits. Regulation FD Disclosure
View
25th of April 2022
Regulation FD Disclosure
View
19th of April 2022
Financial Statements and Exhibits. Results of Operations and Financial Condition
View
15th of April 2022
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
View
16th of February 2022
Financial Statements and Exhibits. Regulation FD Disclosure
View
3rd of February 2022
Unclassified Corporate Event
View
21st of January 2022
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
View
19th of January 2022
Financial Statements and Exhibits. Other Events. Entry into a Material Definitive Agreement
View

Bank First Thematic Classifications

In addition to having Bank First stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.
Banking IdeaBanking
USA Equities from Banking industry as classified by Fama & French

Bank First Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Bank First is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Bank First National backward and forwards among themselves. Bank First's institutional investor refers to the entity that pools money to purchase Bank First's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Security TypeSharesValue
Blackrock IncCommon Shares451.2 K32.5 M
Associated BanccorpCommon Shares405.4 K29.2 M
Vanguard Group IncCommon Shares320.8 K23.1 M
State Street CorpCommon Shares129.2 K9.3 M
Geode Capital Management LlcCommon Shares108.7 K7.8 M
Northern Trust CorpCommon Shares73.7 K5.3 M
Synovus Financial CorpCommon Shares60.1 K4.3 M
Note, although Bank First's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Bank First Market Capitalization

The company currently falls under 'Small-Cap' category with total capitalization of 533.41 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Bank First's market, we take the total number of its shares issued and multiply it by Bank First's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and these looking for more risk prefer small-cap and mid-cap equities.

Bank First Profitablity

Bank First's profitability indicators refer to fundamental financial ratios that showcase Bank First's ability to generate income relative to its revenue or operating costs. If, let's say, Bank First is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Bank First's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Bank First's profitability requires more research than a typical breakdown of Bank First's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Net Profit Margin of 40.37 %, which may imply that it executes well on its competitive polices and has reasonable control over its expenses and variable costs. This is very large. In the same way, it shows Net Operating Margin of 55.16 %, which entails that for every 100 dollars of revenue, it generated 0.55 of operating income.
Last ReportedProjected for 2022
Return on Average Assets 0.016  0.0155 
Return on Average Equity 0.14  0.14 
Return on Invested Capital 0.023  0.0225 
Return on Sales 0.54  0.51 

Management Efficiency

The entity has Return on Asset of 1.53 % which means that on every $100 spent on asset, it made $1.53 of profit. This is way below average. In the same way, it shows return on shareholders equity (ROE) of 14.19 %, implying that it generated $14.19 on every 100 dollars invested. Bank First management efficiency ratios could be used to measure how well bank first national manages its routine affairs as well as how well it operates its assets and liabilities. As of May 28, 2022, Return on Average Assets is expected to decline to 0.0155. In addition to that, Return on Average Equity is expected to decline to 0.14. The current year Asset Turnover is expected to grow to 0.0417, whereas Total Assets are forecasted to decline to about 2.6 B.
Last ReportedProjected for 2022
Book Value per Share 42.29  39.07 
Enterprise Value over EBIT 5.00  6.74 
Enterprise Value over EBITDA 4.67  6.30 
Price to Book Value 1.71  1.67 
Tangible Assets Book Value per Share 376.62  354.83 
Enterprise Value295.2 M322.2 M
Tangible Asset Value2.9 B2.5 B

Technical Drivers

As of the 28th of May, Bank First shows the Risk Adjusted Performance of 0.0424, mean deviation of 0.8088, and Downside Deviation of 1.1. Bank First National technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Put another way, you can use this information to find out if the firm will indeed mirror its model of historical prices and volume momentum, or the prices will eventually revert. We were able to analyze and collect data for nineteen technical drivers for Bank First National, which can be compared to its rivals. Please confirm Bank First National maximum drawdown, semi variance, and the relationship between the jensen alpha and potential upside to decide if Bank First National is priced correctly, providing market reflects its regular price of 71.66 per share. Given that Bank First has jensen alpha of 0.0255, we suggest you to validate Bank First National's prevailing market performance to make sure the company can sustain itself at a future point.

Bank First National Price Movement Analysis

The output start index for this execution was twenty-nine with a total number of output elements of thirty-two.
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Bank First National Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Bank First insiders, such as employees or executives, is commonly permitted as long as it does not rely on Bank First's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Bank First insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Bank First Technical and Predictive Indicators

Bank First Forecast Models

Bank First time-series forecasting models is one of many Bank First's stock analysis techniquest aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Bank First's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the stock market movement and maximize returns from investment trading.

About Bank First Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Bank First stock is reacting to, or reflecting on a current stock market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Bank First shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas, a specific sector, or an individual stock such as Bank First. By using and applying Bank First Stock analysis, traders can create a robust methodology for identifying Bank First entry and exit points for their positions.
Last ReportedProjected for 2022
EBITDA Margin 0.57  0.54 
Gross Margin 0.90  0.89 
Profit Margin 0.41  0.38 
Bank First Corporation operates as a holding company for Bank First N.A. that provides consumer and commercial financial services to businesses, professionals, consumers, associations, individuals, and governmental authorities in Wisconsin. Bank First Corporation was founded in 1894 and is headquartered in Manitowoc, Wisconsin. Bank First operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 279 people.

Current Bank First Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Bank First analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Bank First analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
76.0Hold1Odds
Bank First National current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Bank First analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Bank First stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Bank First National, talking to its executives and customers, or listening to Bank First conference calls.
Bank First Analyst Advice Details

Bank First Stock Analysis Indicators

Bank First National stock analysis indicators help investors evaluate how Bank First stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Bank First shares will generate the highest return on investment. By understating and applying Bank First stock analysis, traders can identify Bank First position entry and exit signals to maximize returns.
Trailing Annual Dividend Rate0.84
Fifty Two Week Low66.64
Revenue Growth-4.00%
Payout Ratio14.36%
Shares Short Prior Month205.78k
Average Daily Volume Last 10 Day10.68k
Average Daily Volume In Three Month10.25k
Earnings Growth-10.10%
Shares Percent Shares Out2.83%
Earnings Quarterly Growth-11.60%
Short Percent Of Float3.09%
Forward Price Earnings10.59
Float Shares6.36M
Fifty Two Week High74.77
Fifty Day Average71.40
Two Hundred Day Average70.88
Enterprise Value To Revenue4.25
Trailing Annual Dividend Yield1.20%
Continue to Trending Equities. Note that the Bank First National information on this page should be used as a complementary analysis to other Bank First's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Idea Analyzer module to analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas.

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When running Bank First National price analysis, check to measure Bank First's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bank First is operating at the current time. Most of Bank First's value examination focuses on studying past and present price action to predict the probability of Bank First's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Bank First's price. Additionally, you may evaluate how the addition of Bank First to your portfolios can decrease your overall portfolio volatility.
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Is Bank First's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bank First. If investors know Bank First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bank First listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Bank First National is measured differently than its book value, which is the value of Bank First that is recorded on the company's balance sheet. Investors also form their own opinion of Bank First's value that differs from its market value or its book value, called intrinsic value, which is Bank First's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bank First's market value can be influenced by many factors that don't directly affect Bank First's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bank First's value and its price as these two are different measures arrived at by different means. Investors typically determine Bank First value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bank First's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.