Ally Financial Stock Analysis

ALLY
 Stock
  

USD 29.21  1.09  3.60%   

Ally Financial price slide over the last few months could raise concerns from investors as the firm is trading at a share price of 29.21 on 1,957,892 in volume. The company management teams were not very successful in positioning the firm resources to exploit market volatility in September. However, diversifying your holdings with Ally Financial or similar stocks can still protect your portfolio during high-volatility market scenarios. The stock standard deviation of daily returns for 90 days investing horizon is currently 2.63. The current volatility is consistent with the ongoing market swings in September 2022 as well as with Ally Financial unsystematic, company-specific events.
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The Ally Financial stock analysis report makes it easy to digest most publicly released information about Ally Financial and get updates on important government artifacts, including earning estimates, SEC corporate filings, and announcements. Ally Financial Stock analysis module also helps to analyze the Ally Financial price relationship with some important fundamental indicators such as market cap and management efficiency.

Ally Financial Stock Analysis Notes

About 99.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 0.71. Some equities with similar Price to Book (P/B) outperform the market in the long run. Ally Financial recorded earning per share (EPS) of 5.83. The entity last dividend was issued on the 29th of July 2022. The firm had 310:1 split on the 10th of April 2014. Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan. Ally Financial operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 10500 people. For more info on Ally Financial please contact Jeffrey Brown at 866 710 4623 or go to https://www.ally.com.

Ally Financial Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Ally Financial's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Ally Financial or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Ally Financial generated a negative expected return over the last 90 days
Ally Financial has high likelihood to experience some financial distress in the next 2 years
Ally Financial has high financial leverage indicating that it may have difficulties to generate enough cash to satisfy its financial obligations
The company currently holds 24.76 B in liabilities with Debt to Equity (D/E) ratio of 275.8, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Ally Financial has a current ratio of 0.83, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Debt can assist Ally Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Ally Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Ally Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Ally Financial to invest in growth at high rates of return. When we think about Ally Financial's use of debt, we should always consider it together with cash and equity.
Over 99.0% of Ally Financial shares are held by institutions such as insurance companies
On 15th of August 2022 Ally Financial paid $ 0.3 per share dividend to its current shareholders
Latest headline from www.marketwatch.com: Why investors shouldnt expect a break from the stock-market whiplash, says this strategist - MarketWatch

Ally Financial Upcoming and Recent Events

Earnings reports are used by Ally Financial to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Ally Financial previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
Upcoming Quarterly Report21st of January 2022
Next Financial Report15th of April 2022
Next Fiscal Quarter End31st of December 2021
Next Fiscal Year End21st of January 2022
Last Quarter Report30th of September 2021
Last Financial Announcement31st of December 2020

Ally Financial SEC Filings

SEC filings are important regulatory documents required of all public companies to provide to potential investors. Ally Financial prospectus issued under the guidelines of SEC is a legal declaration of facts and statements to ensure that Ally Financial investors are not misled. SEC filings are required by law to meet strict transparency standards and other important legal constraints. Although many companies may choose careful wording to disguise some material information, SEC filings make crucial Ally Financial specific information freely available to individual and institutional investors to make a timely investment decision.
19th of July 2022
Financial Statements and Exhibits. Results of Operations and Financial Condition
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9th of June 2022
Financial Statements and Exhibits. Other Events
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4th of May 2022
Financial Statements and Exhibits. Regulation FD Disclosure. Submission of Matters to a Vote of Security Holders
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14th of April 2022
Financial Statements and Exhibits. Results of Operations and Financial Condition
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11th of February 2022
Unclassified Corporate Event
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9th of February 2022
Unclassified Corporate Event
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31st of January 2022
Unclassified Corporate Event
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21st of January 2022
Financial Statements and Exhibits. Results of Operations and Financial Condition
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Ally Financial Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Ally Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Ally Financial backward and forwards among themselves. Ally Financial's institutional investor refers to the entity that pools money to purchase Ally Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Security TypeSharesValue
Vanguard Group IncCommon Shares34.2 M1.1 B
Berkshire Hathaway IncCommon Shares30 MB
Harris Associates L PCommon Shares26.8 M896.4 M
Blackrock IncCommon Shares22 M738.1 M
Morgan StanleyCommon Shares9.6 M322.9 M
State Street CorpCommon Shares8.1 M270.9 M
Dimensional Fund Advisors LpCommon Shares6.5 M217.9 M
Note, although Ally Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Ally Financial Market Capitalization

The company currently falls under 'Mid-Cap' category with current market capitalization of 9.64 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Ally Financial's market, we take the total number of its shares issued and multiply it by Ally Financial's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and these looking for more risk prefer small-cap and mid-cap equities.

Ally Financial Profitablity

Ally Financial's profitability indicators refer to fundamental financial ratios that showcase Ally Financial's ability to generate income relative to its revenue or operating costs. If, let's say, Ally Financial is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Ally Financial's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Ally Financial's profitability requires more research than a typical breakdown of Ally Financial's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Profit Margin (PM) of 29.56 %, which can signify that it executes well on its competitive strategies and has good control over its expenditures. This is very large. Similarly, it shows Operating Margin (OM) of 39.57 %, which suggests for every 100 dollars of sales, it generated a net operating income of 0.4.

Management Efficiency

The entity has return on total asset (ROA) of 1.37 % which means that it generated profit of $1.37 on every $100 spent on asset. This is way below average. Similarly, it shows return on stockholders equity (ROE) of 15.91 %, meaning that it created $15.91 on every $100 dollars invested by stockholders. Ally Financial management efficiency ratios could be used to measure how well ally financial manages its routine affairs as well as how well it operates its assets and liabilities.

Technical Drivers

As of the 7th of October, Ally Financial shows the risk adjusted performance of (0.06), and Mean Deviation of 2.1. Ally Financial technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Put another way, you can use this information to find out if the firm will indeed mirror its model of historical prices and volume momentum, or the prices will eventually revert. We were able to break down and interpolate nineteen technical drivers for Ally Financial, which can be compared to its rivals. Please confirm Ally Financial downside deviation, treynor ratio, as well as the relationship between the Treynor Ratio and expected short fall to decide if Ally Financial is priced correctly, providing market reflects its regular price of 29.21 per share. Given that Ally Financial has jensen alpha of (0.05), we suggest you to validate Ally Financial's prevailing market performance to make sure the company can sustain itself at a future point.

Ally Financial Price Movement Analysis

Incorrect Input. Please change your parameters or increase the time horizon required for running this function. The output start index for this execution was zero with a total number of output elements of zero. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Ally Financial middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Ally Financial. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.
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Ally Financial Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Ally Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Ally Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Ally Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Ally Financial Predictive Daily Indicators

Ally Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Ally Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Ally Financial Forecast Models

Ally Financial time-series forecasting models is one of many Ally Financial's stock analysis techniquest aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Ally Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Ally Financial Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Ally Financial prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Ally Financial shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas, a specific sector, or an individual Stock such as Ally Financial. By using and applying Ally Financial Stock analysis, traders can create a robust methodology for identifying Ally Financial entry and exit points for their positions.
Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan. Ally Financial operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 10500 people.

Current Ally Financial Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Ally Financial analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Ally Financial analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
66.36Buy11Odds
Ally Financial current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Ally Financial analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Ally Financial stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Ally Financial, talking to its executives and customers, or listening to Ally Financial conference calls.
Ally Financial Analyst Advice Details

Ally Financial Stock Analysis Indicators

Ally Financial stock analysis indicators help investors evaluate how Ally Financial stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Ally Financial shares will generate the highest return on investment. By understating and applying Ally Financial stock analysis, traders can identify Ally Financial position entry and exit signals to maximize returns.
Trailing Annual Dividend Rate0.76
Fifty Two Week Low27.77
Revenue Growth-12.40%
Payout Ratio12.39%
Shares Short Prior Month8.5M
Average Daily Volume Last 10 Day4.73M
Average Daily Volume In Three Month4.03M
Earnings Growth-42.00%
Shares Percent Shares Out3.51%
Earnings Quarterly Growth-46.40%
Short Percent Of Float3.98%
Forward Price Earnings4.02
Float Shares302.51M
Fifty Two Week High56.28
Fifty Day Average32.95
Two Hundred Day Average40.48
Enterprise Value To Revenue3.93
Trailing Annual Dividend Yield2.66%
Please continue to Trending Equities. You can also try Alpha Finder module to use alpha and beta coefficients to find investment opportunities after accounting for the risk.

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When running Ally Financial price analysis, check to measure Ally Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Ally Financial is operating at the current time. Most of Ally Financial's value examination focuses on studying past and present price action to predict the probability of Ally Financial's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Ally Financial's price. Additionally, you may evaluate how the addition of Ally Financial to your portfolios can decrease your overall portfolio volatility.
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Is Ally Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Ally Financial. If investors know Ally Financial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Ally Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Ally Financial is measured differently than its book value, which is the value of Ally Financial that is recorded on the company's balance sheet. Investors also form their own opinion of Ally Financial's value that differs from its market value or its book value, called intrinsic value, which is Ally Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Ally Financial's market value can be influenced by many factors that don't directly affect Ally Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Ally Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine Ally Financial value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Ally Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.