US Bancorp Profitability Analysis

USB
 Stock
  

USD 48.44  0.57  1.19%   

For US Bancorp profitability analysis, we use financial ratios and fundamental drivers that measure the ability of US Bancorp to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well US Bancorp utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between US Bancorp's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of US Bancorp over time as well as its relative position and ranking within its peers. Also, please take a look at World Market Map.
  
The current year Return on Sales is expected to grow to 0.49, whereas Sales per Share is forecasted to decline to 14.08. The current year Net Income to Non Controlling Interests is expected to grow to about 69.5 M, whereas Accumulated Other Comprehensive Income is forecasted to decline to (1.9 B).

US Bancorp Revenues

22.2 Billion

Is US Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of US Bancorp. If investors know US Bancorp will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about US Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth YOY
-0.23
Market Capitalization
69.9 B
Quarterly Revenue Growth YOY
-0.042
Return On Assets
0.0118
Return On Equity
0.13
The market value of US Bancorp is measured differently than its book value, which is the value of US Bancorp that is recorded on the company's balance sheet. Investors also form their own opinion of US Bancorp's value that differs from its market value or its book value, called intrinsic value, which is US Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because US Bancorp's market value can be influenced by many factors that don't directly affect US Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between US Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine US Bancorp value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, US Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

US Bancorp Cash per Share vs. Shares Owned by Insiders Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining US Bancorp's current stock value. Our valuation model uses many indicators to compare US Bancorp value to that of its competitors to determine the firm's financial worth.
US Bancorp is rated first in shares owned by insiders category among related companies. It is rated first in cash per share category among related companies fabricating about  292.56  of Cash per Share per Shares Owned by Insiders. The current year Free Cash Flow is expected to grow to about 5.1 B. Comparative valuation analysis is a catch-all model that can be used if you cannot value US Bancorp by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for US Bancorp's Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the US Bancorp's earnings, one of the primary drivers of an investment's value.

US Bancorp Cash per Share vs. Shares Owned by Insiders

Shares Owned by Insiders show the percentage of outstanding shares owned by insiders (such as principal officers or members of the board of directors) or private individuals and entities with over 5% of the total shares outstanding. Company executives or private individuals with access to insider information share information about a firm's operations that is not available to the general public.
US Bancorp 
Insiders Shares 
 = 
Executives Shares 
Employees 
0.09 %
Although the research on effects of insider trading on prices and volatility is still relatively inconclusive, and investors are advised to pay close attention to the distribution of equities among company's stakeholders to avoid many problems associated with the disclosure of price-sensitive information.
Cash per Share is a ratio of current cash on hands or in the banks of the company to a total number of shares outstanding. It is used to determine a firm's liquidity and is a good indicator of the overall financial health of a company. Value investors often compare this ratio to the current stock quote, and if it exceeds the stock price they would invest in it.
US Bancorp 
Cash per Share 
 = 
Total Cash 
Average Shares 
26.33 X
Companies with high Cash per Share ratio will be considered as an attractive investment by most investors. In most industries if you can single out an equity instrument trading below its cash per share value, you have a bargain and should consider buying it. Finding the stocks traded below their cash value, therefore, can be a good starting point for investors using strategies based on fundamentals.

US Bancorp Cash per Share Comparison

US Bancorp is currently under evaluation in cash per share category among related companies.

US Bancorp Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in US Bancorp, profitability is also one of the essential criteria for including it into their portfolios because, without profit, US Bancorp will eventually generate negative long term returns. The profitability progress is the general direction of US Bancorp's change in net profit over the period of time. It can combine multiple indicators of US Bancorp, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for 2022
Accumulated Other Comprehensive Income-1.8 B-1.9 B
Consolidated Income5.3 B4.6 B
Net IncomeB6.7 B
Net Income Common StockB4.4 B
Net Loss Income from Discontinued Operations-20.7 M-22.3 M
Net Income to Non Controlling Interests64.4 M69.5 M
Operating Income7.3 B6.4 B
Preferred Dividends Income Statement Impact269.1 M242.9 M
Income Tax Expense1.9 B1.7 B
Net Income Per Employee115.7 K97.4 K
Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota. US Bancorp operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 70000 people.

US Bancorp Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on US Bancorp. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of US Bancorp position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the US Bancorp's important profitability drivers and their relationship over time.

US Bancorp Profitability Trends

US Bancorp profitability trend refers to the progression of profit or loss within a business. An upward trend means that US Bancorp's profit has generally increased over time, and a downward profitability trend means profits are declining. Recognizing problems early in profitability trends allows investors to address revenue and cost issues in advance. Investors and analysts usually monitor three types of profitability trends: gross, operating, and net. Gross profit is the difference between revenue and costs of goods sold. Operating profit is US Bancorp's gross profit minus its overhead. After you account for other unusual revenue, expenses, and costs, you get net profit. Gross profit trends are often a good indicator of future profitability. If you have high gross profit margins, you have a better chance to cover overhead and make money.

US Bancorp Profitability Drivers Correlations

One of the toughest challenges investors face today is learning how to quickly synthesize and read into endless financial statements and information provided by the company, SEC reporting, and various external parties. Understanding the correlation between US Bancorp different financial indicators related to revenue and profit generation helps investors identify and prioritize their investing strategies towards US Bancorp in a much-optimized way. Analyzing correlations between profit drivers that are directly associated with dollar figures is the most effective way to break down US Bancorp's future profitability.

Use US Bancorp in pair-trading

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if US Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in US Bancorp will appreciate offsetting losses from the drop in the long position's value.

US Bancorp Pair Trading

US Bancorp Pair Trading Analysis

The ability to find closely correlated positions to US Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace US Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back US Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling US Bancorp to buy it.
The correlation of US Bancorp is a statistical measure of how it moves in relation to other equities. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as US Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if US Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for US Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Use Investing Themes to Complement your US Bancorp position

In addition to having US Bancorp in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

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Pharmaceutical Products
Pharmaceutical Products Theme
Fama and French investing themes focus on testing asset pricing under different economic assumptions. The Pharmaceutical Products theme has 61 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Pharmaceutical Products Theme or any other thematic opportunities.
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Also, please take a look at World Market Map. Note that the US Bancorp information on this page should be used as a complementary analysis to other US Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Portfolio Anywhere module to track or share privately all of your investments from the convenience of any device.

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To fully project US Bancorp's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of US Bancorp at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include US Bancorp's income statement, its balance sheet, and the statement of cash flows.
Potential US Bancorp investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although US Bancorp investors may work on each financial statement separately, they are all related. The changes in US Bancorp's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on US Bancorp's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.