Howard Bancorp Gross Profit vs. Cash and Equivalents

HBMD
 Stock
  

USD 23.30  0.00  0.00%   

For Howard Bancorp profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Howard Bancorp to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Howard Bancorp utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Howard Bancorp's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Howard Bancorp over time as well as its relative position and ranking within its peers. Please check Risk vs Return Analysis.
  
The current year Sales per Share is expected to grow to 4.15, whereas Price to Sales Ratio is forecasted to decline to 3.20. Howard Bancorp Preferred Dividends Income Statement Impact is projected to decrease significantly based on the last few years of reporting. The past year's Preferred Dividends Income Statement Impact was at 149,400.

Howard Bancorp Gross Profit

73.1 Million

Is Howard Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Howard Bancorp. If investors know Howard will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Howard Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Howard Bancorp is measured differently than its book value, which is the value of Howard that is recorded on the company's balance sheet. Investors also form their own opinion of Howard Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Howard Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Howard Bancorp's market value can be influenced by many factors that don't directly affect Howard Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Howard Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine Howard Bancorp value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Howard Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Howard Bancorp Cash and Equivalents vs. Gross Profit Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining Howard Bancorp's current stock value. Our valuation model uses many indicators to compare Howard Bancorp value to that of its competitors to determine the firm's financial worth.
Howard Bancorp is rated # 4 in gross profit category among related companies. It is rated # 4 in cash and equivalents category among related companies creating about  0.84  of Cash and Equivalents per Gross Profit. The ratio of Gross Profit to Cash and Equivalents for Howard Bancorp is roughly  1.18 . Howard Bancorp Gross Profit is projected to increase significantly based on the last few years of reporting. The past year's Gross Profit was at 87.53 Million. Comparative valuation analysis is a catch-all model that can be used if you cannot value Howard Bancorp by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Howard Bancorp's Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Howard Bancorp's earnings, one of the primary drivers of an investment's value.

Howard Cash and Equivalents vs. Gross Profit

Gross Profit is the most basic measure of business operational efficiency. It is simply the difference between sales revenue and the cost associated with making a product or providing a service. It is calculated before deducting administrative expenses, taxes, and interest payments.
Howard Bancorp 
Gross Profit 
 = 
Revenue 
-  
Cost of Revenue 
76.12 M
Gross Profit varies significantly from one sector to another and tells an investor how much money a business would have made if it didn't have to pay any overhead expenses such as salary, taxes, or rent.
Cash or Cash Equivalents are the most liquid of all assets found on the company's balance sheet. It is used in calculating many of the firm's liquidity ratios and is a good indicator of the overall financial health of a company. Companies with a lot of cash are usually attractive takeover targets. Cash Equivalents are balance sheet items that are typically reported using currency printed on notes.
Howard Bancorp 
Cash 
 = 
Bank Deposits 
+  
Liquidities 
64.28 M
Cash equivalents represent current assets that are easily convertible to cash such as short term bonds, savings account, money market funds, or certificate of deposits (CDs). One of the important consideration companies make when classifying assets as cash equivalent is that investments they report on their balance sheets under current assets should have almost no risk of change in value over the next few months (usually three months).

Howard Cash and Equivalents Comparison

Howard Bancorp is currently under evaluation in cash and equivalents category among related companies.

Howard Bancorp Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in Howard Bancorp, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Howard Bancorp will eventually generate negative long term returns. The profitability progress is the general direction of Howard Bancorp's change in net profit over the period of time. It can combine multiple indicators of Howard Bancorp, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for 2022
Accumulated Other Comprehensive Income6.5 M7.1 M
Consolidated Income-15.3 M-15.7 M
Net Income-15.3 M-15.7 M
Net Income Common Stock-15.3 M-15.7 M
Operating Income-12 M-12.3 M
Preferred Dividends Income Statement Impact149.4 K194.4 K
Income Tax Expense4.2 M3.7 M
Net Income Per Employee-80.2 K-82.3 K

Howard Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on Howard Bancorp. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Howard Bancorp position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Howard Bancorp's important profitability drivers and their relationship over time.

Use Howard Bancorp in pair-trading

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Howard Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Howard Bancorp will appreciate offsetting losses from the drop in the long position's value.

Howard Bancorp Pair Trading

Howard Bancorp Pair Trading Analysis

The ability to find closely correlated positions to Howard Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Howard Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Howard Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Howard Bancorp to buy it.
The correlation of Howard Bancorp is a statistical measure of how it moves in relation to other equities. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Howard Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Howard Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Howard Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Use Investing Themes to Complement your Howard Bancorp position

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Alternative Energy
Alternative Energy Theme
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Please check Risk vs Return Analysis. You can also try Options Analysis module to analyze and evaluate options and option chains as a potential hedge for your portfolios.

Other Tools for Howard Stock

When running Howard Bancorp price analysis, check to measure Howard Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Howard Bancorp is operating at the current time. Most of Howard Bancorp's value examination focuses on studying past and present price action to predict the probability of Howard Bancorp's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Howard Bancorp's price. Additionally, you may evaluate how the addition of Howard Bancorp to your portfolios can decrease your overall portfolio volatility.
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