BankUnited Profitability Analysis

BKU
 Stock
  

USD 40.66  0.43  1.05%   

For BankUnited profitability analysis, we use financial ratios and fundamental drivers that measure the ability of BankUnited to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well BankUnited utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between BankUnited's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of BankUnited over time as well as its relative position and ranking within its peers. Continue to Trending Equities.
  
Price to Sales Ratio is likely to gain to 4.30 in 2022, whereas Return on Sales is likely to drop 0.41 in 2022. BankUnited Income Tax Expense is comparatively stable at the moment as compared to the past year. BankUnited reported Income Tax Expense of 34.4 Million in 2021. Net Income Per Employee is likely to gain to about 299.5 K in 2022, whereas Accumulated Other Comprehensive Income is likely to drop (16.4 M) in 2022.

BankUnited Revenues

1.01 Billion

Is BankUnited's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of BankUnited. If investors know BankUnited will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about BankUnited listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth YOY
-0.27
Market Capitalization
3.2 B
Quarterly Revenue Growth YOY
-0.17
Return On Assets
0.0096
Return On Equity
0.12
The market value of BankUnited is measured differently than its book value, which is the value of BankUnited that is recorded on the company's balance sheet. Investors also form their own opinion of BankUnited's value that differs from its market value or its book value, called intrinsic value, which is BankUnited's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because BankUnited's market value can be influenced by many factors that don't directly affect BankUnited's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between BankUnited's value and its price as these two are different measures arrived at by different means. Investors typically determine BankUnited value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, BankUnited's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

BankUnited Return On Asset vs. Number of Employees Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining BankUnited's current stock value. Our valuation model uses many indicators to compare BankUnited value to that of its competitors to determine the firm's financial worth.
BankUnited is number one stock in number of employees category among related companies. It is number one stock in return on asset category among related companies . The ratio of Number of Employees to Return On Asset for BankUnited is about  1,542 . Average Assets is likely to drop to about 32.7 B in 2022. Tangible Asset Value is likely to drop to about 33.3 B in 2022. Comparative valuation analysis is a catch-all model that can be used if you cannot value BankUnited by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for BankUnited's Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the BankUnited's earnings, one of the primary drivers of an investment's value.

BankUnited Number of Employees vs. Competition

BankUnited is number one stock in number of employees category among related companies. The total workforce of Banks—Regional industry is currently estimated at about 48,465. BankUnited holds roughly 1,465 in number of employees claiming about 3% of stocks in Banks—Regional industry.

BankUnited Return On Asset vs. Number of Employees

Number of Employees shows the total number of permanent full time and part time employees working for a given company and processed through its payroll.
BankUnited 
Number of Employees 
 = 
Full Time 
+  
Part Time 
1.47 K
Employee typically refers to an individual working under a contract of employment, whether oral or written, express or implied, and has recognized his or her rights and duties. Most officers of corporations are included as employees and contractors are generally excluded.
Return on Asset or ROA shows how effective is the management of the company in generating income from utilizing all of the assets at their disposal. It is a useful ratio to evaluate the performance of different departments of a company as well as to understand management performance over time.
BankUnited 
Return on Asset 
 = 
Net Income 
Total Assets 
X
100 
0.95 %
Return on Asset measures overall efficiency of a company in generating profits from its total assets. It is expressed as the percentage of profits earned per dollar of Asset. A low ROA typically means that a company is asset-intensive and therefore will needs more money to continue generating revenue in the future.

BankUnited Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in BankUnited, profitability is also one of the essential criteria for including it into their portfolios because, without profit, BankUnited will eventually generate negative long term returns. The profitability progress is the general direction of BankUnited's change in net profit over the period of time. It can combine multiple indicators of BankUnited, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for 2022
Accumulated Other Comprehensive Income-15.9 M-16.4 M
Consolidated Income415 M377.9 M
Net Income415 M377.9 M
Net Income Common Stock415 M377.7 M
Operating Income449.4 M432.7 M
Preferred Dividends Income Statement Impact3.5 M3.5 M
Income Tax Expense34.4 M43.9 M
Net Income Per Employee277.6 K299.5 K
BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services in the United States. BankUnited, Inc. was incorporated in 2009 and is headquartered in Miami Lakes, Florida. BankUnited operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 1465 people.

BankUnited Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on BankUnited. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of BankUnited position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the BankUnited's important profitability drivers and their relationship over time.

BankUnited Profitability Trends

BankUnited profitability trend refers to the progression of profit or loss within a business. An upward trend means that BankUnited's profit has generally increased over time, and a downward profitability trend means profits are declining. Recognizing problems early in profitability trends allows investors to address revenue and cost issues in advance. Investors and analysts usually monitor three types of profitability trends: gross, operating, and net. Gross profit is the difference between revenue and costs of goods sold. Operating profit is BankUnited's gross profit minus its overhead. After you account for other unusual revenue, expenses, and costs, you get net profit. Gross profit trends are often a good indicator of future profitability. If you have high gross profit margins, you have a better chance to cover overhead and make money.

BankUnited Profitability Drivers Correlations

One of the toughest challenges investors face today is learning how to quickly synthesize and read into endless financial statements and information provided by the company, SEC reporting, and various external parties. Understanding the correlation between BankUnited different financial indicators related to revenue and profit generation helps investors identify and prioritize their investing strategies towards BankUnited in a much-optimized way. Analyzing correlations between profit drivers that are directly associated with dollar figures is the most effective way to break down BankUnited's future profitability.

Use BankUnited in pair-trading

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if BankUnited position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in BankUnited will appreciate offsetting losses from the drop in the long position's value.

BankUnited Pair Trading

BankUnited Pair Trading Analysis

The ability to find closely correlated positions to BankUnited could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace BankUnited when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back BankUnited - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling BankUnited to buy it.
The correlation of BankUnited is a statistical measure of how it moves in relation to other equities. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as BankUnited moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if BankUnited moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for BankUnited can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

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Continue to Trending Equities. Note that the BankUnited information on this page should be used as a complementary analysis to other BankUnited's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Portfolio Backtesting module to avoid under-diversification and over-optimization by backtesting your portfolios.

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When running BankUnited price analysis, check to measure BankUnited's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy BankUnited is operating at the current time. Most of BankUnited's value examination focuses on studying past and present price action to predict the probability of BankUnited's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move BankUnited's price. Additionally, you may evaluate how the addition of BankUnited to your portfolios can decrease your overall portfolio volatility.
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To fully project BankUnited's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of BankUnited at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include BankUnited's income statement, its balance sheet, and the statement of cash flows.
Potential BankUnited investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although BankUnited investors may work on each financial statement separately, they are all related. The changes in BankUnited's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on BankUnited's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.