Bank First Profit Margin vs. Net Income

BFC
 Stock
  

USD 78.99  2.21  2.88%   

For Bank First profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Bank First to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Bank First National utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Bank First's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Bank First National over time as well as its relative position and ranking within its peers. Continue to Trending Equities.
  
The current year Price to Sales Ratio is expected to grow to 5.61, whereas Return on Sales is forecasted to decline to 0.51. As of August 13, 2022, Accumulated Other Comprehensive Income is expected to decline to about 2.9 M. In addition to that, Consolidated Income is expected to decline to about 37.3 M.

Bank First Profit Margin

0.38

Is Bank First's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bank First. If investors know Bank First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bank First listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth YOY
0.035
Market Capitalization
573 M
Quarterly Revenue Growth YOY
0.037
Return On Assets
0.0153
Return On Equity
0.14
The market value of Bank First National is measured differently than its book value, which is the value of Bank First that is recorded on the company's balance sheet. Investors also form their own opinion of Bank First's value that differs from its market value or its book value, called intrinsic value, which is Bank First's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bank First's market value can be influenced by many factors that don't directly affect Bank First's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bank First's value and its price as these two are different measures arrived at by different means. Investors typically determine Bank First value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bank First's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Bank First National Net Income vs. Profit Margin Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining Bank First's current stock value. Our valuation model uses many indicators to compare Bank First value to that of its competitors to determine the firm's financial worth.
Bank First National is number one stock in profit margin category among related companies. It is number one stock in net income category among related companies making up about  1,094,288  of Net Income per Profit Margin. Bank First Profit Margin is projected to increase slightly based on the last few years of reporting. The past year's Profit Margin was at 0.41. Comparative valuation analysis is a catch-all model that can be used if you cannot value Bank First by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Bank First's Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Bank First's earnings, one of the primary drivers of an investment's value.

Bank First Net Income vs. Profit Margin

Profit Margin measures overall efficiency of a company and shows its ability to withstand competition as well as defend against adverse conditions such as rising costs, falling prices, decline in sales or management distress. Profit margin tells investors how well the company executes on its overall pricing strategies as well as how effective the company in controlling its costs.
Bank First 
Profit Margin 
 = 
Net Income 
Revenue 
X
100 
40.09 %
In a nutshell, Profit Margin indicator shows the amount of money the company makes from total sales or revenue. It can provide a good insight into companies in the same sector, as well as help to identify trends of a company from year to year.
Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.
Bank First 
Net Income 
 = 
(Rev + Gain) 
-  
(Exp + Loss) 
43.87 M
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.

Bank First Net Income Comparison

Bank First is currently under evaluation in net income category among related companies.

Bank First Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in Bank First, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Bank First will eventually generate negative long term returns. The profitability progress is the general direction of Bank First's change in net profit over the period of time. It can combine multiple indicators of Bank First, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for 2022
Accumulated Other Comprehensive Income3.6 M2.9 M
Consolidated Income45.4 M37.3 M
Net Income45.4 M37.3 M
Net Income Common Stock45.4 M37.3 M
Operating Income60 M49.8 M
Income Tax Expense14.5 M13.2 M
Bank First Corporation operates as a holding company for Bank First N.A. that provides consumer and commercial financial services to businesses, professionals, consumers, associations, individuals, and governmental authorities in Wisconsin. Bank First Corporation was founded in 1894 and is headquartered in Manitowoc, Wisconsin. Bank First operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 285 people.

Bank First Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on Bank First. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Bank First position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Bank First's important profitability drivers and their relationship over time.

Use Bank First in pair-trading

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Bank First position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Bank First will appreciate offsetting losses from the drop in the long position's value.

Bank First Pair Trading

Bank First National Pair Trading Analysis

The ability to find closely correlated positions to Bank First could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Bank First when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Bank First - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Bank First National to buy it.
The correlation of Bank First is a statistical measure of how it moves in relation to other equities. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Bank First moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Bank First National moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Bank First can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Use Investing Themes to Complement your Bank First position

In addition to having Bank First in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

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Run Fabricated Products Thematic Idea Now

Fabricated Products
Fabricated Products Theme
Fama and French investing themes focus on testing asset pricing under different economic assumptions. The Fabricated Products theme has 23 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Fabricated Products Theme or any other thematic opportunities.
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Continue to Trending Equities. Note that the Bank First National information on this page should be used as a complementary analysis to other Bank First's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Risk-Return Analysis module to view associations between returns expected from investment and the risk you assume.

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To fully project Bank First's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of Bank First National at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include Bank First's income statement, its balance sheet, and the statement of cash flows.
Potential Bank First investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although Bank First investors may work on each financial statement separately, they are all related. The changes in Bank First's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Bank First's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.