Shore Stock Valuation

SHBI -  USA Stock  

USD 19.82  0.17  0.85%

Do you want to know what the current value of Shore Bancshares is today? Calculating the true value of any business is not as easy as it may seem. While the market cap of a public entity, such as Shore Bancshares, is its stock price multiplied by the total number of shares outstanding, calculating Shore Bancshares' enterprise value requires a different approach. It uses Shore Bancshares' balance sheet items such as long-term debt, the book value of the preferred stock, minority interest, and other important financials.
Shore Bancshares Free Cash Flow is most likely to decrease significantly in the upcoming years. The last year's value of Free Cash Flow was reported at 12.24 Million. The current Enterprise Value is estimated to increase to about 92.6 M, while Tangible Asset Value is projected to decrease to roughly 952.7 M.
Shore Bancshares has a current Real Value of $22.22 per share. The regular price of the company is $19.82. At this time, the company appears to be undervalued. Our model measures the value of Shore Bancshares from inspecting the company fundamentals such as Shares Outstanding of 19.81 M, operating margin of 37.16 %, and Return On Equity of 8.26 % as well as reviewing its technical indicators and Probability Of Bankruptcy. In general, we recommend locking in undervalued stocks and disposing overvalued stocks since, at some point, asset prices and their ongoing real values will draw towards each other.

Shore Valuation 

 
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Shore Bancshares Valuation Module provides a unique way to ballpark how much the company is worth today. It is done using both, our quantitative analysis of the company fundamentals as well as its intrinsic market price estimation to project the real value. We also take into consideration other essential factors such as Shore Bancshares's management style, its c-level domain expertise and tenure, its overall leadership history as well as current capital structure, and future earnings potential.
Undervalued
Today 19.82
Share
Please note that Shore Bancshares' price fluctuation is very steady at this time. Calculation of the real value of Shore Bancshares is based on 3 months time horizon. Increasing Shore Bancshares' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Our valuation method for Shore Bancshares is useful when determining the fair value of the Shore stock, which is usually determined by what a typical buyer is willing to pay for full or partial control of Shore Bancshares. Since Shore Bancshares is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Shore Stock. However, Shore Bancshares' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
22.22
Real Value
23.50
Upside
Estimating the potential upside or downside of Shore Bancshares helps investors to forecast how Shore stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Shore Bancshares more accurately as focusing exclusively on Shore Bancshares' fundamentals will not take into account other important factors:
Earnings
Estimates (1)
LowProjected EPSHigh
1.521.521.52
Details
Hype
Prediction
LowEstimated ValueHigh
18.5219.8021.08
Details
2 Analysts
Consensus
LowTarget PriceHigh
20.0021.0022.00
Details
Traditionally analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Shore Bancshares' intrinsic value based on its ongoing forecasts of Shore Bancshares' financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Shore Bancshares' closest peers. When choosing an evaluation method for Shore Bancshares, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using both methods to arrive at a better estimate.

Shore Bancshares Investments

845.81 MillionShare

Shore Valuation Drivers Correlation

Many accounts on the financial statements of Shore Bancshares are highly interrelated and sometimes correlated. Consequently, when conducting Shore's valuation analysis, one should examine all of the accounts reported to obtain a complete picture of its financial situation. We provide a unique feature to present a conventional correlation table purposely composed against different valuation-related drivers of Shore
Click cells to compare fundamentals

Shore Valuation Trend

Knowing Shore Bancshares' actual value is paramount for traders to make sound investment determinations. Shore Bancshares' real value is not only important for the investor to make better decisions but also for a more accurate overall view of Shore Bancshares' financial worth over time since having this information enables investors and analysts to forecast the earnings more efficiently. Using both Shore Bancshares' enterprise value as well as its market capitalization is the best way to gauging the value of the company and is usually enough for investors to make market timing descisions.

Shore Market Cap

Shore Bancshares is rated fourth in market capitalization category among related companies. Market capitalization of Banks—Regional industry is at this time estimated at about 301.51 Billion. Shore Bancshares adds roughly 400.28 Million in market capitalization claiming only tiny portion of stocks in Banks—Regional industry.
Capitalization  Revenue  Total debt  Valuation  Workforce

Shore Bancshares Valuation Ratios as Compared to Competition

Comparative valuation techniques use various fundamental indicators to help in determining Shore Bancshares's current stock value. Our valuation model uses many indicators to compare Shore Bancshares value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Shore Bancshares competition to find correlations between indicators driving Shore Bancshares's intrinsic value. More Info.
Shore Bancshares is rated second in beta category among related companies. It is rated third in price to earning category among related companies reporting about  14.74  of Price to Earning per Beta. The current Price to Earnings Ratio is estimated to increase to 24.11, while Earnings Before Interest Taxes and Depreciation Amortization EBITDA are projected to decrease to roughly 14.4 M.. Comparative valuation analysis is a catch-all model that can be used if you cannot value Shore Bancshares by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Shore Bancshares' Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Shore Bancshares' earnings, one of the primary drivers of an investment's value.

About Shore Bancshares Valuation

The equity valuation mechanism determines the current worth of Shore Bancshares on a weekly basis. We use both absolute as well as relative valuation methodologies to arrive at the intrinsic value of Shore Bancshares. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Shore Bancshares based exclusively on its fundamental and basic technical indicators. By analyzing Shore Bancshares's financials, quarterly and monthly indicators, and its related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Shore Bancshares's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Shore Bancshares. We calculate exposure to Shore Bancshares's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to Shore Bancshares's related companies.
Last ReportedProjected for 2022
Gross Profit56.2 M54.2 M
Profit Margin 20.10  21.69 
Shore Bancshares, Inc. operates as a bank holding company for the Shore United Bank that provides various commercial and consumer banking products and services to individuals, businesses, and other organizations. The company was founded in 1876 and is headquartered in Easton, Maryland. Shore Bancshares operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 287 people.
Shore Bancshares' stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Shore Bancshares' value is low or high relative to the company's performance and growth projections. Determining the market value of Shore Bancshares can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Shore Bancshares represents a small ownership stake in the entity. As a stockholder of Shore, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Shore Bancshares Dividends Analysis For Valuation

Please note that Shore Bancshares has scaled down on payment of dividends at this time. Shore Bancshares Price to Earnings Ratio are most likely to increase significantly in the upcoming years. The last year's value of Price to Earnings Ratio was reported at 22.34
There are various types of dividends Shore Bancshares can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Shore shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Shore Bancshares directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Shore pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Shore Bancshares by the value of the dividends paid out.

Shore Bancshares Valuation Growth Rates

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines. Note, investing in growth stocks can be very risky. If the company such as Shore Bancshares does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Earnings Quarterly Growth36.10%
Revenue Growth26.80%
Payout Ratio34.29%
Earnings Growth44.40%
Enterprise Value To Revenue2.01

Shore Bancshares Current Valuation Indicators

Valuation refers to the process of determining the present value of Shore Bancshares and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Shore we look at many different elements of the entity such as Shore's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Shore Bancshares, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Shore Bancshares' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Shore Bancshares' worth.
Additionally, take a look at World Market Map. Note that the Shore Bancshares information on this page should be used as a complementary analysis to other Shore Bancshares' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Stock Screener module to find equities using custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook..

Complementary Tools for Shore Stock analysis

When running Shore Bancshares price analysis, check to measure Shore Bancshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Shore Bancshares is operating at the current time. Most of Shore Bancshares' value examination focuses on studying past and present price action to predict the probability of Shore Bancshares' future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Shore Bancshares' price. Additionally, you may evaluate how the addition of Shore Bancshares to your portfolios can decrease your overall portfolio volatility.
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Is Shore Bancshares' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Shore Bancshares. If investors know Shore will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Shore Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Shore Bancshares is measured differently than its book value, which is the value of Shore that is recorded on the company's balance sheet. Investors also form their own opinion of Shore Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Shore Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Shore Bancshares' market value can be influenced by many factors that don't directly affect Shore Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Shore Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine Shore Bancshares value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Shore Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.