Merchants Operating Income vs Net Income Analysis

MBIN
 Stock
  

USD 28.42  0.45  1.61%   

Merchants Bancorp financial indicator trend analysis is infinitely more than just investigating Merchants Bancorp recent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Merchants Bancorp is a good investment. Please check the relationship between Merchants Bancorp Operating Income and its Net Income accounts. Additionally, see Stocks Correlation.

Operating Income vs Net Income

Operating Income vs Net Income Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Merchants Bancorp Operating Income account and Net Income. At this time, the significance of the direction appears to have totally related.
The correlation between Merchants Bancorp's Operating Income and Net Income is 1.0. Overlapping area represents the amount of variation of Operating Income that can explain the historical movement of Net Income in the same time period over historical financial statements of Merchants Bancorp, assuming nothing else is changed. The correlation between historical values of Merchants Bancorp's Operating Income and Net Income is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Operating Income of Merchants Bancorp are associated (or correlated) with its Net Income. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Net Income has no effect on the direction of Operating Income i.e., Merchants Bancorp's Operating Income and Net Income go up and down completely randomly.

Correlation Coefficient

1.0
Relationship DirectionPositive 
Relationship StrengthVery Strong

Operating Income

Operating Income is the amount of profit realized from Merchants Bancorp operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of Merchants Bancorp is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Operating income is a measure of financial performance before the deduction of Interest Expense; Income Tax Expense and other Non-Operating items. It is calculated as Gross Profit minus Operating Expenses.

Net Income

Net income is one of the most important fundamental items in finance. It plays a large role in Merchants Bancorp financial statement analysis. It represents the amount of money remaining after all of Merchants Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. The portion of profit or loss for the period; net of income taxes; which is attributable to the parent after the deduction of Net Income Available to Non-controlling Interests from Consolidated Income; and before the deduction of Preferred Dividends Income Statement Impact.
Most indicators from Merchants Bancorp fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Merchants Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Additionally, see Stocks Correlation.Merchants Bancorp Selling General and Administrative Expense is quite stable at the moment as compared to the past year. The company's current value of Selling General and Administrative Expense is estimated at 100.44 Million. Issuance Purchase of Equity Shares is expected to rise to about 131.8 M this year, although the value of Net Cash Flow Business Acquisitions and Disposals will most likely fall to (12 M).
 2019 2020 2021 2022 (projected)
Net Income77.33 M180.53 M227.1 M245.03 M
Gross Profit165.45 M339.78 M430.31 M464.29 M

Merchants Bancorp fundamental ratios Correlations

Merchants Bancorp Account Relationship Matchups

Merchants Bancorp fundamental ratios Accounts

201720182019202020212022 (projected)
Accumulated Other Comprehensive Income(1.01 M)(310 K)458 K374 K(1.45 M)(1.49 M)
Total Assets3.39 B3.88 B6.37 B9.65 B11.28 B9.21 B
Cash and Equivalents359.52 M336.52 M506.71 M179.73 M1.03 B817.04 M
Cash and Equivalents USD359.52 M336.52 M506.71 M179.73 M1.03 B817.04 M
Total Debt56.61 M195.45 M181.44 M1.35 B1.03 B1.12 B
Total Debt USD56.61 M195.45 M181.44 M1.35 B1.03 B1.12 B
Deposit Liabilities2.94 B3.23 B5.48 B7.41 B8.98 B7.42 B
Shareholders Equity367.47 M421.24 M653.73 M810.62 M1.16 B919.33 M
Shareholders Equity USD367.47 M421.24 M653.73 M810.62 M1.16 B919.33 M
Goodwill and Intangible Assets5.41 M21.02 M19.64 M100.73 M127.9 M138 M
Investments2.99 B3.47 B5.77 B9.26 B9.97 B8.18 B
Total Liabilities3.03 B3.46 B5.72 B8.83 B10.12 B8.29 B
Property Plant and Equipment Net5.35 M15.14 M29.27 M29.76 M31.21 M26.32 M
Accumulated Retained Earnings Deficit192.01 M244.91 M304.98 M461.74 M657.15 M521.57 M
Tax Liabilities12.42 M15.44 M16.92 M20.41 M19.17 M20.01 M

Merchants Bancorp Investors Sentiment

The influence of Merchants Bancorp's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Merchants. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock markets does not have a solid backing from leading economists and market statisticians.
Investor biases related to Merchants Bancorp's public news can be used to forecast risks associated with investment in Merchants. The trend in average sentiment can be used to explain how an investor holding Merchants can time the market purely based on public headlines and social activities around Merchants Bancorp. Please note that most equiteis that are difficult to arbitrage are affected by market sentiment the most.
Merchants Bancorp's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Merchants Bancorp's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Merchants Bancorp's news discussions. The higher the estimate score, the more favorable is the investor's outlook on Merchants Bancorp.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Merchants Bancorp in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Merchants Bancorp's short interest history, or implied volatility extrapolated from Merchants Bancorp options trading.

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Additionally, see Stocks Correlation. Note that the Merchants Bancorp information on this page should be used as a complementary analysis to other Merchants Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try My Watchlist Analysis module to analyze my current watchlist and to refresh optimization strategy. Macroaxis watchlist is based on self-learning algorithm to remember stocks you like.

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Is Merchants Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Merchants Bancorp. If investors know Merchants will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Merchants Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth YOY
0.054
Market Capitalization
1.2 B
Quarterly Revenue Growth YOY
0.076
Return On Assets
0.0208
Return On Equity
0.19
The market value of Merchants Bancorp is measured differently than its book value, which is the value of Merchants that is recorded on the company's balance sheet. Investors also form their own opinion of Merchants Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Merchants Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Merchants Bancorp's market value can be influenced by many factors that don't directly affect Merchants Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Merchants Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine Merchants Bancorp value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Merchants Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.