Howard Operating Income vs Net Income Analysis

HBMD -  USA Stock  

USD 23.30  0.00  0.00%

Howard Bancorp financial indicator trend analysis is much more than just examining Howard Bancorp latest accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Howard Bancorp is a good investment. Please check the relationship between Howard Bancorp Operating Income and its Net Income accounts. Please check Risk vs Return Analysis.

Operating Income vs Net Income

Operating Income vs Net Income Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Howard Bancorp Operating Income account and Net Income. At this time, the significance of the direction appears to have almost identical trend.
The correlation between Howard Bancorp's Operating Income and Net Income is 0.98. Overlapping area represents the amount of variation of Operating Income that can explain the historical movement of Net Income in the same time period over historical financial statements of Howard Bancorp, assuming nothing else is changed. The correlation between historical values of Howard Bancorp's Operating Income and Net Income is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Operating Income of Howard Bancorp are associated (or correlated) with its Net Income. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Net Income has no effect on the direction of Operating Income i.e., Howard Bancorp's Operating Income and Net Income go up and down completely randomly.

Correlation Coefficient

0.98
Relationship DirectionPositive 
Relationship StrengthVery Strong

Operating Income

Operating Income is the amount of profit realized from Howard Bancorp operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of Howard Bancorp is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Operating income is a measure of financial performance before the deduction of Interest Expense; Income Tax Expense and other Non-Operating items. It is calculated as Gross Profit minus Operating Expenses.

Net Income

Net income is one of the most important fundamental items in finance. It plays a large role in Howard Bancorp financial statement analysis. It represents the amount of money remaining after all of Howard Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. The portion of profit or loss for the period; net of income taxes; which is attributable to the parent after the deduction of Net Income Available to Non-controlling Interests from Consolidated Income; and before the deduction of Preferred Dividends Income Statement Impact.
Most indicators from Howard Bancorp fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Howard Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Please check Risk vs Return Analysis.As of June 25, 2022, Selling General and Administrative Expense is expected to decline to about 36 M. In addition to that, Net Cash Flow Business Acquisitions and Disposals is expected to decline to about 35.8 M
 2019 2020 2021 2022 (projected)
Revenues USD86.15 M76.12 M87.53 M73.1 M
Revenues86.15 M76.12 M87.53 M73.1 M

Howard Bancorp fundamental ratios Correlations

Howard Bancorp Account Relationship Matchups

Howard Bancorp fundamental ratios Accounts

201720182019202020212022 (projected)
Long Term Debt18.54 M142.08 M83.24 M42.07 M37.86 M36.48 M
Accumulated Other Comprehensive Income(337 K)373 K2.64 M5.69 M6.54 M7.06 M
Total Assets1.15 B2.27 B2.37 B2.54 B2.92 B3.15 B
Cash and Equivalents28.97 M101.5 M109.98 M74.62 M85.81 M75.68 M
Cash and Equivalents USD28.97 M101.5 M109.98 M74.62 M85.81 M75.68 M
Total Debt148.92 M276.65 M319.37 M242.07 M278.38 M227.84 M
Total Debt USD148.92 M276.65 M319.37 M242.07 M278.38 M227.84 M
Deposit Liabilities863.91 M1.69 B1.71 B1.98 B2.27 B2.45 B
Shareholders Equity132.25 M294.68 M314.15 M294.63 M338.83 M365.58 M
Shareholders Equity USD132.25 M294.68 M314.15 M294.63 M338.83 M365.58 M
Goodwill and Intangible Assets2.35 M82.18 M74.42 M37.24 M42.83 M37.33 M
Investments1.06 B1.91 B2 B2.24 B2.58 B2.78 B
Total Liabilities1.02 B1.97 B2.06 B2.24 B2.58 B2.78 B
Property Plant and Equipment Net19.19 M45.14 M42.72 M41.14 M47.31 M38.28 M
Accumulated Retained Earnings Deficit22.11 M18.28 M35.16 M18.17 M20.89 M17.8 M

Be your own money manager

Our tools can tell you how much better you can do entering a position in Howard Bancorp without increasing your portfolio risk or giving up expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate.risk-adjusted returns of your individual positions relative to your overall portfolio.

Did you try this?

Run Idea Breakdown Now

   

Idea Breakdown

Analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes
All  Next Launch Module

Becoming a Better Investor with Macroaxis

Macroaxis puts the power of mathematics on your side. We analyze your portfolios and positions such as Howard Bancorp using complex mathematical models and algorithms, but make them easy to understand. There is no real person involved in your portfolio analysis. We perform a number of calculations to compute absolute and relative portfolio volatility, correlation between your assets, value at risk, expected return as well as over 100 different fundamental and technical indicators.

Build Optimal Portfolios

Align your risk with return expectations

Fix your portfolio
By capturing your risk tolerance and investment horizon Macroaxis technology of instant portfolio optimization will compute exactly how much risk is acceptable for your desired return expectations
Please check Risk vs Return Analysis. Note that the Howard Bancorp information on this page should be used as a complementary analysis to other Howard Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Crypto Correlations module to use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins.

Other Tools for Howard Stock

When running Howard Bancorp price analysis, check to measure Howard Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Howard Bancorp is operating at the current time. Most of Howard Bancorp's value examination focuses on studying past and present price action to predict the probability of Howard Bancorp's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Howard Bancorp's price. Additionally, you may evaluate how the addition of Howard Bancorp to your portfolios can decrease your overall portfolio volatility.
Options Analysis
Analyze and evaluate options and option chains as a potential hedge for your portfolios
Go
Piotroski F Score
Get Piotroski F Score based on binary analysis strategy of nine different fundamentals
Go
Pattern Recognition
Use different Pattern Recognition models to time the market across multiple global exchanges
Go
Positions Ratings
Determine portfolio positions ratings based on digital equity recommendations. Macroaxis instant position ratings are based on combination of fundamental analysis and risk-adjusted market performance
Go
ETF Directory
Find actively traded Exchange Traded Funds (ETF) from around the world
Go