Sierra Stock Story

BSRR -  USA Stock  

USD 25.52  0.04  0.16%

Sierra Bancorp Free Cash Flow per Share is relatively stable at the moment as compared to the past year. Sierra Bancorp reported last year Free Cash Flow per Share of 2.44. As of 10/17/2021, Price to Book Value is likely to grow to 1.28, while Average Assets are likely to drop slightly above 2.7 B. Sierra Bancorp is scheduled to announce its earnings tomorrow. The upcoming quarterly report is expected on the 18th of October 2021. Financial services space may be getting hot again, let's check if Sierra Bancorp is sending any bullish signals to investors. We will cover the possibilities of making Sierra Bancorp into a steady grower in November. Will retail investors continue to hold, or should we expect a sell-off?
Published over a month ago
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Our trade recommendation on Sierra Bancorp (NASDAQ:BSRR) based on the latest fundamentals
Sierra Bancorp is UNDERVALUED at 26.21 per share with modest projections ahead.
We consider Sierra Bancorp very steady. Sierra Bancorp owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.0203, which indicates the firm had 0.0203% of return per unit of risk over the last 3 months. Our standpoint towards measuring the volatility of a stock is to use all available market data together with stock-specific technical indicators that cannot be diversified away. We have found twenty-eight technical indicators for Sierra Bancorp, which you can use to evaluate the future volatility of the company. Please validate Sierra Bancorp risk adjusted performance of (0.020896), and Coefficient Of Variation of (3,124) to confirm if the risk estimate we provide is consistent with the expected return of 0.0265%.
Typically, a company's financial statements are the reports that show the financial position of the company. There are three main documents that fall into the category of financial statements. These documents include Sierra Bancorp income statement, its balance sheet, and the statement of cash flows. Potential Sierra Bancorp investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Sierra Bancorp investors may use each financial statement separately, they are all related. The changes in Sierra Bancorp's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Sierra Bancorp's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.
The goal of Sierra Bancorp fundamental analysis is to do accurate financial forecasts. There are several possible objectives to fundamental analysis, such as projecting of Sierra Bancorp performance into the future periods or doing a reasonable stock valuation. The intrinsic value of Sierra Bancorp shares is the value that is considered the true value of the share. If the intrinsic value of Sierra is higher than its market price, buying is generally recommended. If it is equal to the market price, it is recommended to hold; and if it is less than the market price, then one should sell all shares Sierra Bancorp.
Please read more on our fundamental analysis page.

Are Sierra Bancorp Earnings Expected to grow?

The future earnings power of Sierra Bancorp involves the interaction of many company-specific, industry, and economic forces. Earnings estimates embody investors' opinions of Sierra Bancorp factors such as sales growth, product demand, competitive industry environment, profit margins, and cost controls. Sierra Bancorp stock prices adjust as these expectations change or are proven wrong. The main thing to remember is that equities with high expected earnings growth tend to underperform the market because it is usually difficult to meet the market's high expectations. Companies with low earnings expectations tend to do better than expected. Please use our latest analysis of Sierra expected earnings.

And What about dividends?

A dividend is the distribution of a portion of Sierra Bancorp earnings, decided and managed by the company's board of directors and paid to a class of its shareholders. Note, announcements of dividend payouts are generally accompanied by a proportional increase or decrease in a company's stock price. Sierra Bancorp dividend payments follow a chronological order of events, and the associated dates are important to determine the shareholders who qualify for receiving the dividend payment. Sierra one year expected dividend income is about $0.2 per share.
As of 12/03/2021, Payment of Dividends and Other Cash Distributions is likely to drop to about (12.5 M). In addition to that, Dividend Yield is likely to drop to 0.0307.
Last ReportedProjected for 2021
Payment of Dividends and Other Cash Distributions-12.2 M-12.5 M
Dividend Yield 0.033  0.0307 
Dividends per Basic Common Share 0.80  0.68 
Investing in stocks that pay dividends, such as stock of Sierra Bancorp, is one of many strategies that are good for long-term investments. Ex-dividend dates are significant because investors in Sierra Bancorp must own a stock before its ex-dividend date to receive its next dividend.
This type of analysis is very useful when you want to generate a past dividend schedule and payout information for Sierra Bancorp. Then that information in the form of graph and calendar can be used to fully explain how Du Pont dividends can provide a real clue to its valuation.

How Sierra utilizes its cash?

To perform a cash flow analysis of Sierra Bancorp, investors first need to understand how to read the cash flow statement. A cash flow statement shows the amount of cash Sierra Bancorp is receiving and how much cash it distributes out in a given period. The Sierra Bancorp cash flow statement breaks down these inflows and outflows into different buckets, including operating activities, investing activities, and financing activities.
Sierra Bancorp Net Cash Flow from Operations is relatively stable at the moment as compared to the past year. Sierra Bancorp reported last year Net Cash Flow from Operations of 40.03 Million

Sierra Bancorp Gross Profit

Sierra Bancorp Gross Profit growth is one of the most critical measures in evaluating the company. The Gross Profit growth rate is calculated simply by comparing Sierra Bancorp previous period's values with its current period's values. Each time period you're measuring should be of equal lengths the increase or decrease, in a company's Gross Profit between two periods. Here we show Sierra Bancorp Gross Profit growth over the last 10 years.
Please check Gross Profit in more details.

A Deeper Perspective

Although in the United States, the Securities and Exchange Commission has enforced strong rules to prevent insiders from engaging in insider trading, finding insiders among active shareholders of Sierra Bancorp is not uncomon. Many companies such as Sierra Bancorp have both institutions investors and insiders sharing the ownership. Retail investors typically buy and sell stocks in round lots of 100 shares or more. Other other hand institutional investors are known to buy and sell in block trades of 10,000 shares or more. Let's take a look at how the ownership of Sierra is distributed among investors.

Ownership Allocation

Sierra Bancorp maintains a total of 15.41 Million outstanding shares. Over half of Sierra Bancorp outstanding shares are owned by institutional holders. These institutional holders are typically referred to corporate investors that take positions in a given instrument to benefit from reduced trade commissions. Consequently, these institutions are subject to different rules and regulation than regular investors in Sierra Bancorp. Please watch out for any change in the institutional holdings of Sierra Bancorp as this could mean something significant has changed or about to change at the company. Note that regardless of who owns the company, if the true value of the entity is less than the market is willing to pay for it, you may not be able to generate positive returns over time.


Retail Investors
34.16%
Insiders
9.99%
Institutions
55.85%
Retail Investors34.16
Insiders9.99
Institutions55.85
 2018 2019 2020 2021 (projected)
Net Income29.68 M35.96 M35.44 M29.61 M
Gross Profit109.61 M118.3 M122.44 M112.31 M

Sierra Bancorp is estimated to stay under $25 in November

Latest potential upside is at 1.82. Sierra Bancorp exhibits very low volatility with skewness of 0.52 and kurtosis of 1.63. However, we advise investors to further study Sierra Bancorp technical indicators to make sure all market info is available and is reliable. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Sierra Bancorp's stock risk against market volatility during both bullying and bearish trends. The higher level of volatility that comes with bear markets can directly impact Sierra Bancorp's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different stocks as prices fall.

Our Conclusion on Sierra Bancorp

While some other companies in the banks—regional industry are either recovering or due for a correction, Sierra Bancorp may not be performing as strong as the other in terms of long-term growth potentials. With a relatively neutral outlook on the latest economy, it is better to hold off any trading of Sierra as the current risk-reward utility is not appealing enough. Please use our equity advice module to run different scenarios to ensure your current risk level and investment horizon are fully reflective of your current investing preferences in regards to Sierra Bancorp.

Editorial Staff

This story should be regarded as informational only and should not be considered a solicitation to sell or buy any financial products. Macroaxis does not express any opinion as to the present or future value of any investments referred to in this post. This post may not be reproduced without the consent of Macroaxis LLC. Macroaxis LLC and Raphi Shpitalnik do not own shares of Sierra Bancorp. Please refer to our Terms of Use for any information regarding our disclosure principles.

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