Unitedhealth Probability Of Bankruptcy

UNH
 Stock
  

USD 543.70  10.84  2.03%   

Unitedhealth Group Probability Of Bankruptcy is used to show its chance of financial distress over the next two years of operations under current economic and market conditions. Unitedhealth Group Probability Of Bankruptcy is determined by interpolating and adjusting Unitedhealth Altman Z Score to account for off-balance-sheet items and missing or unfiled public information. All items used in analyzing the odds of distress are taken from the Unitedhealth balance sheet as well as cash flow and income statements available from the company's most recent filings. Also, please take a look at Unitedhealth Piotroski F Score and Unitedhealth Altman Z Score analysis.
  
Unitedhealth Average Assets are most likely to increase significantly in the upcoming years. The last year's value of Average Assets was reported at 108.88 Billion. The current Earnings Before Interest Taxes and Depreciation Amortization EBITDA is estimated to increase to about 27.9 B, while Average Equity is projected to decrease to roughly 26.2 B.

Unitedhealth Probability Of Bankruptcy Analysis

Unitedhealth's Probability Of Bankruptcy is a relative measure of the likelihood of financial distress. For stocks, the Probability Of Bankruptcy is the normalized value of Z-Score. For funds and ETFs, it is derived from a multi-factor model developed by Macroaxis. The score is used to predict the probability of a firm or a fund experiencing financial distress within the next 24 months. Unlike Z-Score, Probability Of Bankruptcy is the value between 0 and 100, indicating the firm's actual probability it will be financially distressed in the next 2 fiscal years.
 2021 2022 (projected)
Consolidated Income6.37 B5.05 B
Direct Expenses260.52 B281.09 B
Probability Of Bankruptcy 
 = 
Normalized 
 
Z-Score 
More About Probability Of Bankruptcy | All Equity Analysis

Current Unitedhealth Probability Of Bankruptcy

    
  3%  
Most of Unitedhealth's fundamental indicators, such as Probability Of Bankruptcy, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Unitedhealth Group is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Our calculation of Unitedhealth probability of bankruptcy is based on Altman Z-Score and Piotroski F-Score, but not limited to these measures. To be applied to a broader range of industries and markets, we use several other techniques to enhance the accuracy of predicting Unitedhealth odds of financial distress. These include financial statement analysis, different types of price predictions, earning estimates, analysis consensus, and basic intrinsic valuation. Please use the options below to get a better understanding of different measures that drive the calculation of Unitedhealth Group financial health.
Is Unitedhealth's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Unitedhealth. If investors know Unitedhealth will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Unitedhealth listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth YOY
0.2
Market Capitalization
504 B
Quarterly Revenue Growth YOY
0.13
Return On Assets
0.0719
Return On Equity
0.24
The market value of Unitedhealth Group is measured differently than its book value, which is the value of Unitedhealth that is recorded on the company's balance sheet. Investors also form their own opinion of Unitedhealth's value that differs from its market value or its book value, called intrinsic value, which is Unitedhealth's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Unitedhealth's market value can be influenced by many factors that don't directly affect Unitedhealth's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Unitedhealth's value and its price as these two are different measures arrived at by different means. Investors typically determine Unitedhealth value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Unitedhealth's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Unitedhealth Probability Of Bankruptcy Driver Correlations

Understanding the fundamental principles of building solid financial models for Unitedhealth is extremely important. It helps to project a fair market value of Ford stock properly, considering its historical fundamentals such as Probability Of Bankruptcy. Since Unitedhealth's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Unitedhealth's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Unitedhealth's interrelated accounts and indicators.
The Probability of Bankruptcy SHOULD NOT be confused with the actual chance of a company to file for chapter 7, 11, 12, or 13 bankruptcy protection. Macroaxis simply defines Financial Distress as an operational condition where a company is having difficulty meeting its current financial obligations towards its creditors or delivering on the expectations of its investors. Macroaxis derives these conditions daily from both public financial statements as well as analysis of stock prices reacting to market conditions or economic downturns, including short-term and long-term historical volatility. Other factors taken into account include analysis of liquidity, revenue patterns, R&D expenses, and commitments, as well as public headlines and social sentiment.
Compare to competition

Based on the latest financial disclosure, Unitedhealth Group has a Probability Of Bankruptcy of 3.0%. This is 93.07% lower than that of the Healthcare sector and significantly higher than that of the Healthcare Plans industry. The probability of bankruptcy for all United States stocks is 92.47% higher than that of the company.

Unitedhealth Probability Of Bankruptcy Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Unitedhealth's direct or indirect competition against its Probability Of Bankruptcy to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Unitedhealth could also be used in its relative valuation, which is a method of valuing Unitedhealth by comparing valuation metrics of similar companies.
Unitedhealth is currently under evaluation in probability of bankruptcy category among related companies.

Unitedhealth Main Bankruptcy Drivers

201720182019202020212022 (projected)
Return on Average Assets8.068.238.498.38.447.6
Gross Margin8.118.688.749.259.8410.2
Total Liabilities91.28 B100.53 B116.27 B131.8 B140.45 B151.53 B
Current Liabilities50.46 B53.21 B61.78 B72.42 B78.29 B84.47 B
Total Assets139.06 B152.22 B173.89 B197.29 B212.21 B228.96 B
Current Assets37.08 B38.69 B42.63 B53.72 B61.76 B66.63 B
Net Cash Flow from Operations13.6 B15.71 B18.46 B22.17 B22.34 B24.11 B
Weighted Average Shares964 M963 M951 M949 M943 M1.07 B
Weighted Average Shares Diluted985 M983 M966 M961 M956 M1.08 B

Unitedhealth ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Unitedhealth's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Unitedhealth's managers, analysts, and investors.
Environment Score
Governance Score
Social Score

Unitedhealth Fundamentals

About Unitedhealth Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Unitedhealth Group's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Unitedhealth using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Unitedhealth Group based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
UnitedHealth Group Incorporated operates as a diversified health care company in the United States. UnitedHealth Group Incorporated was incorporated in 1977 and is based in Minnetonka, Minnesota. Unitedhealth operates under Healthcare Plans classification in the United States and is traded on New York Stock Exchange. It employs 350000 people.

Unitedhealth Investors Sentiment

The influence of Unitedhealth's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Unitedhealth. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock markets does not have a solid backing from leading economists and market statisticians.
Investor biases related to Unitedhealth's public news can be used to forecast risks associated with investment in Unitedhealth. The trend in average sentiment can be used to explain how an investor holding Unitedhealth can time the market purely based on public headlines and social activities around Unitedhealth Group. Please note that most equiteis that are difficult to arbitrage are affected by market sentiment the most.
Unitedhealth's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Unitedhealth's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Unitedhealth's news discussions. The higher the estimate score, the more favorable is the investor's outlook on Unitedhealth.

Unitedhealth Implied Volatility

    
  22.18  
Unitedhealth's implied volatility exposes the market's sentiment of Unitedhealth Group stock's possible movements over time. However, it does not forecast the overall direction of its price. In a nutshell, if Unitedhealth's implied volatility is high, the market thinks the stock has potential for high price swings in either direction. On the other hand, the low implied volatility suggests that Unitedhealth stock will not fluctuate a lot when Unitedhealth's options are near their expiration.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Unitedhealth in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Unitedhealth's short interest history, or implied volatility extrapolated from Unitedhealth options trading.

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
Also, please take a look at Unitedhealth Piotroski F Score and Unitedhealth Altman Z Score analysis. Note that the Unitedhealth Group information on this page should be used as a complementary analysis to other Unitedhealth's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try My Watchlist Analysis module to analyze my current watchlist and to refresh optimization strategy. Macroaxis watchlist is based on self-learning algorithm to remember stocks you like.

Complementary Tools for Unitedhealth Stock analysis

When running Unitedhealth Group price analysis, check to measure Unitedhealth's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Unitedhealth is operating at the current time. Most of Unitedhealth's value examination focuses on studying past and present price action to predict the probability of Unitedhealth's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Unitedhealth's price. Additionally, you may evaluate how the addition of Unitedhealth to your portfolios can decrease your overall portfolio volatility.
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Is Unitedhealth's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Unitedhealth. If investors know Unitedhealth will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Unitedhealth listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth YOY
0.2
Market Capitalization
504 B
Quarterly Revenue Growth YOY
0.13
Return On Assets
0.0719
Return On Equity
0.24
The market value of Unitedhealth Group is measured differently than its book value, which is the value of Unitedhealth that is recorded on the company's balance sheet. Investors also form their own opinion of Unitedhealth's value that differs from its market value or its book value, called intrinsic value, which is Unitedhealth's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Unitedhealth's market value can be influenced by many factors that don't directly affect Unitedhealth's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Unitedhealth's value and its price as these two are different measures arrived at by different means. Investors typically determine Unitedhealth value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Unitedhealth's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.