OceanFirst Fundamentals

OCFC
 Stock
  

USD 21.37  0.38  1.81%   

OceanFirst Financial Corp fundamentals help investors to digest information that contributes to OceanFirst Financial's financial success or failures. It also enables traders to predict the movement of OceanFirst Stock. The fundamental analysis module provides a way to measure OceanFirst Financial's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to OceanFirst Financial stock.
This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.
  
OceanFirst Financial Consolidated Income is projected to increase significantly based on the last few years of reporting. The past year's Consolidated Income was at 101.86 Million. The current year Earning Before Interest and Taxes EBIT is expected to grow to about 133.2 M, whereas Income Tax Expense is forecasted to decline to about 18.9 M.

OceanFirst Market Capitalization Analysis

OceanFirst Financial's Market Capitalization is the total market value of a company's equity. It is one of many ways to value a company and is calculated by multiplying the price of the stock by the number of shares issued. If a firm has one type of stock its market capitalization will be the current market share price multiplied by the number of shares. However, if a company has multiple types of equities then the market cap will be the total of the market caps of the different types of shares.

OceanFirst Financial Market Capitalization

1.6 Billion

Market Cap 
 = 
Shares Outstanding 
X  
Share Price 
More About Market Capitalization | All Equity Analysis

Current OceanFirst Financial Market Capitalization

    
  1.23 B  
Most of OceanFirst Financial's fundamental indicators, such as Market Capitalization, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, OceanFirst Financial Corp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.

OceanFirst Market Capitalization Historical Pattern

Today, most investors in OceanFirst Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various OceanFirst Financial's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's market capitalization growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of OceanFirst Financial market capitalization as a starting point in their analysis.
   OceanFirst Financial Market Capitalization   
Share
       Timeline  
In most publications or references market cap is broken down into the mega-cap, large-cap, mid-cap, small-cap, micro-cap, and nano-cap. Market Cap is a measurement of business as total market value of all of the outstanding shares at a given time, and can be used to compare different companies based on their size.
Compare to competition

OceanFirst Market Capitalization

Market Capitalization

1.6 Billion

OceanFirst Financial Market Capitalization is projected to increase significantly based on the last few years of reporting. The past year's Market Capitalization was at 1.48 Billion
Based on the recorded statements, the market capitalization of OceanFirst Financial Corp is about 1.23 B. This is 94.22% lower than that of the Financial Services sector and significantly higher than that of the Banks—Regional industry. The market capitalization for all United States stocks is 93.54% higher than that of the company.

OceanFirst Financial Corp Fundamental Drivers Relationships

Comparative valuation techniques use various fundamental indicators to help in determining OceanFirst Financial's current stock value. Our valuation model uses many indicators to compare OceanFirst Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across OceanFirst Financial competition to find correlations between indicators driving OceanFirst Financial's intrinsic value. More Info.
OceanFirst Financial Corp is considered to be number one stock in number of employees category among related companies. It is rated top company in total debt category among related companies making up about  882,438  of Total Debt per Number of Employees. OceanFirst Financial Total Debt is projected to increase significantly based on the last few years of reporting. The past year's Total Debt was at 806.94 Million. Comparative valuation analysis is a catch-all model that can be used if you cannot value OceanFirst Financial by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for OceanFirst Financial's Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the OceanFirst Financial's earnings, one of the primary drivers of an investment's value.

OceanFirst Financial Current Valuation Drivers

We derive many important indicators used in calculating different scores of OceanFirst Financial from analyzing OceanFirst Financial's financial statements. These drivers represent accounts that assess OceanFirst Financial's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of OceanFirst Financial's important valuation drivers and their relationship over time.
201720182019202020212022 (projected)
Net Income Per Employee62.09 K80.64 K95.86 K62.63 K117.48 K126.75 K
Revenue Per Employee315.64 K349.19 K379.83 K440.71 K416.14 K347.2 K
Average Assets3.99 B5.3 B7.58 B8.13 B9.34 B10.08 B
Earnings Before Interest Taxes and Depreciation Amortization EBITDA40.61 M73.67 M98.02 M119.75 M137.71 M148.58 M
Earnings Before Interest Taxes and Depreciation Amortization USD40.61 M73.67 M98.02 M119.75 M137.71 M148.58 M
Earnings before Tax35.2 M65.33 M85.5 M107.36 M123.46 M133.21 M
Average Equity409.87 M592.04 M1.02 B1.14 B1.31 B1.42 B
Enterprise Value849.63 M1.01 B1.58 B1.84 B2.11 B2.28 B
Free Cash Flow26.75 M31.43 M81.06 M95.17 M109.45 M118.09 M
Invested Capital5.1 B5.58 B7.66 B8.44 B9.7 B10.47 B
Invested Capital Average4.12 B5.4 B7.72 B8.25 B9.48 B10.23 B
Market Capitalization776.3 M855.29 M1.09 B1.29 B1.48 B1.6 B
Tangible Asset Value5.01 B5.26 B7.16 B7.86 B9.03 B9.75 B

OceanFirst Fundamentals

About OceanFirst Financial Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze OceanFirst Financial Corp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of OceanFirst Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of OceanFirst Financial Corp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Last ReportedProjected for 2022
Revenues389.9 M420.7 M
Revenue to Assets 0.033215  0.0414 
Revenue Per Employee416.1 K347.2 K
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services. The company was founded in 1902 and is based in Red Bank, New Jersey. OceanFirst Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 894 people.

OceanFirst Financial Investors Sentiment

The influence of OceanFirst Financial's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in OceanFirst. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock markets does not have a solid backing from leading economists and market statisticians.
Investor biases related to OceanFirst Financial's public news can be used to forecast risks associated with investment in OceanFirst. The trend in average sentiment can be used to explain how an investor holding OceanFirst can time the market purely based on public headlines and social activities around OceanFirst Financial Corp. Please note that most equiteis that are difficult to arbitrage are affected by market sentiment the most.
OceanFirst Financial's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for OceanFirst Financial's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average OceanFirst Financial's news discussions. The higher the estimate score, the more favorable is the investor's outlook on OceanFirst Financial.

OceanFirst Financial Implied Volatility

    
  58.09  
OceanFirst Financial's implied volatility exposes the market's sentiment of OceanFirst Financial Corp stock's possible movements over time. However, it does not forecast the overall direction of its price. In a nutshell, if OceanFirst Financial's implied volatility is high, the market thinks the stock has potential for high price swings in either direction. On the other hand, the low implied volatility suggests that OceanFirst Financial stock will not fluctuate a lot when OceanFirst Financial's options are near their expiration.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards OceanFirst Financial in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, OceanFirst Financial's short interest history, or implied volatility extrapolated from OceanFirst Financial options trading.

Becoming a Better Investor with Macroaxis

Macroaxis puts the power of mathematics on your side. We analyze your portfolios and positions such as OceanFirst Financial Corp using complex mathematical models and algorithms, but make them easy to understand. There is no real person involved in your portfolio analysis. We perform a number of calculations to compute absolute and relative portfolio volatility, correlation between your assets, value at risk, expected return as well as over 100 different fundamental and technical indicators.

Build Optimal Portfolios

Align your risk with return expectations

Fix your portfolio
By capturing your risk tolerance and investment horizon Macroaxis technology of instant portfolio optimization will compute exactly how much risk is acceptable for your desired return expectations
Please check OceanFirst Financial Piotroski F Score and OceanFirst Financial Altman Z Score analysis. Note that the OceanFirst Financial Corp information on this page should be used as a complementary analysis to other OceanFirst Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Financial Widgets module to easily integrated Macroaxis content with over 30 different plug-and-play financial widgets.

Complementary Tools for OceanFirst Stock analysis

When running OceanFirst Financial Corp price analysis, check to measure OceanFirst Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy OceanFirst Financial is operating at the current time. Most of OceanFirst Financial's value examination focuses on studying past and present price action to predict the probability of OceanFirst Financial's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move OceanFirst Financial's price. Additionally, you may evaluate how the addition of OceanFirst Financial to your portfolios can decrease your overall portfolio volatility.
Technical Analysis
Check basic technical indicators and analysis based on most latest market data
Go
Idea Breakdown
Analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes
Go
Portfolio File Import
Quickly import all of your third-party portfolios from your local drive in csv format
Go
Correlation Analysis
Reduce portfolio risk simply by holding instruments which are not perfectly correlated
Go
Insider Screener
Find insiders across different sectors to evaluate their impact on performance
Go
Instant Ratings
Determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance
Go
Shere Portfolio
Track or share privately all of your investments from the convenience of any device
Go
Companies Directory
Evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals
Go
Stock Tickers
Use high-impact, comprehensive, and customizable stock tickers that can be easily integrated to any websites
Go
Cryptocurrency Center
Build and monitor diversified portfolio of extremely risky digital assets and cryptocurrency
Go
Price Transformation
Use Price Transformation models to analyze depth of different equity instruments across global markets
Go
Earnings Calls
Check upcoming earnings announcements updated hourly across public exchanges
Go
Is OceanFirst Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OceanFirst Financial. If investors know OceanFirst will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OceanFirst Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth YOY
-0.041
Market Capitalization
1.2 B
Quarterly Revenue Growth YOY
0.052
Return On Assets
0.0085
Return On Equity
0.0674
The market value of OceanFirst Financial Corp is measured differently than its book value, which is the value of OceanFirst that is recorded on the company's balance sheet. Investors also form their own opinion of OceanFirst Financial's value that differs from its market value or its book value, called intrinsic value, which is OceanFirst Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OceanFirst Financial's market value can be influenced by many factors that don't directly affect OceanFirst Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OceanFirst Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine OceanFirst Financial value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OceanFirst Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.