Northwest Fundamentals


USD 12.88  0.38  3.04%   

Northwest Bancshares fundamentals help investors to digest information that contributes to Northwest Bancshares' financial success or failures. It also enables traders to predict the movement of Northwest Stock. The fundamental analysis module provides a way to measure Northwest Bancshares' intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Northwest Bancshares stock. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.
The current Net Income is estimated to increase to about 166.5 M, while Consolidated Income is projected to decrease to roughly 109.3 M.

Northwest Total Debt Analysis

Northwest Bancshares' Total Debt refers to the amount of long term interest-bearing liabilities that a company carries on its balance sheet. That may include bonds sold to the public, notes written to banks or capital leases. Typically, debt can help a company magnify its earnings, but the burden of interest and principal payments will eventually prevent the firm from borrow excessively.

Northwest Bancshares Total Debt

509.77 Million

Total Debt 
More About Total Debt | All Equity Analysis

Current Northwest Bancshares Total Debt

  397.67 M  
Most of Northwest Bancshares' fundamental indicators, such as Total Debt, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Northwest Bancshares is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.

Northwest Total Debt Historical Pattern

Today, most investors in Northwest Bancshares Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Northwest Bancshares' growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's total debt growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Northwest Bancshares total debt as a starting point in their analysis.
 Northwest Bancshares Total Debt 
In most industries, total debt may also include the current portion of long-term debt. Since debt terms vary widely from one company to another, simply comparing outstanding debt obligations between different companies may not be adequate. It is usually meant to compare total debt amounts between companies that operate within the same sector.
Compare to competition

Northwest Long Term Debt

Long Term Debt

259.28 Million

Northwest Bancshares Long Term Debt is most likely to decrease significantly in the upcoming years. The last year's value of Long Term Debt was reported at 252.63 Million
Based on the latest financial disclosure, Northwest Bancshares has a Total Debt of 397.67 M. This is 99.01% lower than that of the Financial Services sector and significantly higher than that of the Banks—Regional industry. The total debt for all United States stocks is 92.52% higher than that of the company.

Northwest Bancshares Fundamental Drivers Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Northwest Bancshares's current stock value. Our valuation model uses many indicators to compare Northwest Bancshares value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Northwest Bancshares competition to find correlations between indicators driving Northwest Bancshares's intrinsic value. More Info.
Northwest Bancshares is considered to be number one stock in earnings per share category among related companies. It is considered to be number one stock in shares owned by insiders category among related companies making about  4.60  of Shares Owned by Insiders per Earnings Per Share. . Comparative valuation analysis is a catch-all model that can be used if you cannot value Northwest Bancshares by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Northwest Bancshares' Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Northwest Bancshares' earnings, one of the primary drivers of an investment's value.

Northwest Bancshares Current Valuation Drivers

We derive many important indicators used in calculating different scores of Northwest Bancshares from analyzing Northwest Bancshares' financial statements. These drivers represent accounts that assess Northwest Bancshares' ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Northwest Bancshares' important valuation drivers and their relationship over time.
201720182019202020212022 (projected)
Net Income Per Employee41.91 K46.72 K47.34 K29.59 K63.95 K69 K
Revenue Per Employee208.22 K207.03 K221.51 K223.85 K232.66 K205.26 K
Average Assets9.3 B9.51 B9.57 B10.47 B12.04 B11.39 B
Earnings Before Interest Taxes and Depreciation Amortization EBITDA86.74 M150.2 M142.03 M144.94 M166.68 M152.01 M
Earnings Before Interest Taxes and Depreciation Amortization USD86.74 M150.2 M142.03 M144.94 M166.68 M152.01 M
Earnings before Tax71.31 M135.91 M133.91 M141.11 M162.28 M143.82 M
Average Equity1.16 B1.2 B1.24 B1.34 B1.54 B1.5 B
Enterprise Value1.78 B1.8 B1.99 B2.07 B2.38 B2.32 B
Free Cash Flow120.48 M148.08 M133.68 M116.56 M134.05 M133.06 M
Invested Capital9.18 B9.21 B9.6 B10.48 B12.05 B11.52 B
Invested Capital Average9.38 B9.24 B9.43 B10.37 B11.92 B11.4 B
Market Capitalization1.83 B1.72 B1.75 B1.77 B2.04 B1.93 B
Tangible Asset Value9.28 B9.03 B9.28 B10.12 B11.64 B11.06 B

Northwest Fundamentals

About Northwest Bancshares Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Northwest Bancshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Northwest Bancshares using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Northwest Bancshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Last ReportedProjected for 2022
Revenues561.4 M485.2 M
Revenue to Assets 0.038713  0.0478 
Revenue Per Employee232.7 K205.3 K
Northwest Bancshares, Inc. operates as the holding company for Northwest Bank, a state-chartered savings bank that provides personal and business banking solutions. Northwest Bancshares, Inc. was founded in 1896 and is headquartered in Columbus, Ohio. Northwest Bancshares operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 2268 people.

Be your own money manager

Our tools can tell you how much better you can do entering a position in Northwest Bancshares without increasing your portfolio risk or giving up expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate.risk-adjusted returns of your individual positions relative to your overall portfolio.

Did you try this?

Run Pair Correlation Now


Pair Correlation

Compare performance and examine fundamental relationship between any two equity instruments
All  Next Launch Module

Becoming a Better Investor with Macroaxis

Macroaxis puts the power of mathematics on your side. We analyze your portfolios and positions such as Northwest Bancshares using complex mathematical models and algorithms, but make them easy to understand. There is no real person involved in your portfolio analysis. We perform a number of calculations to compute absolute and relative portfolio volatility, correlation between your assets, value at risk, expected return as well as over 100 different fundamental and technical indicators.

Build Optimal Portfolios

Align your risk with return expectations

Fix your portfolio
By capturing your risk tolerance and investment horizon Macroaxis technology of instant portfolio optimization will compute exactly how much risk is acceptable for your desired return expectations
Additionally, see Northwest Bancshares Piotroski F Score and Northwest Bancshares Altman Z Score analysis. Note that the Northwest Bancshares information on this page should be used as a complementary analysis to other Northwest Bancshares' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Equity Valuation module to check real value of public entities based on technical and fundamental data.

Complementary Tools for Northwest Stock analysis

When running Northwest Bancshares price analysis, check to measure Northwest Bancshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Northwest Bancshares is operating at the current time. Most of Northwest Bancshares' value examination focuses on studying past and present price action to predict the probability of Northwest Bancshares' future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Northwest Bancshares' price. Additionally, you may evaluate how the addition of Northwest Bancshares to your portfolios can decrease your overall portfolio volatility.
Equity Analysis
Research over 250,000 global equities including funds, stocks and ETFs to find investment opportunities
Alpha Finder
Use alpha and beta coefficients to find investment opportunities after accounting for the risk
Portfolio Anywhere
Track or share privately all of your investments from the convenience of any device
Money Flow Index
Determine momentum by analyzing Money Flow Index and other technical indicators
Price Transformation
Use Price Transformation models to analyze depth of different equity instruments across global markets
Is Northwest Bancshares' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Northwest Bancshares. If investors know Northwest will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Northwest Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth YOY
Market Capitalization
1.6 B
Quarterly Revenue Growth YOY
Return On Assets
Return On Equity
The market value of Northwest Bancshares is measured differently than its book value, which is the value of Northwest that is recorded on the company's balance sheet. Investors also form their own opinion of Northwest Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Northwest Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Northwest Bancshares' market value can be influenced by many factors that don't directly affect Northwest Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Northwest Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine Northwest Bancshares value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Northwest Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.