Mastercard Fundamentals

MA
 Stock
  

USD 346.54  5.62  1.60%   

Mastercard fundamentals help investors to digest information that contributes to Mastercard's financial success or failures. It also enables traders to predict the movement of Mastercard Stock. The fundamental analysis module provides a way to measure Mastercard's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Mastercard stock.
This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.
  
Mastercard Interest Expense is projected to increase significantly based on the last few years of reporting. The past year's Interest Expense was at 431 Million. The current year Weighted Average Shares is expected to grow to about 989.1 M, whereas Consolidated Income is forecasted to decline to about 7.3 B.

Mastercard Current Ratio Analysis

Mastercard's Current Ratio is calculated by dividing the Current Assets of a company by its Current Liabilities. It measures whether or not a company has enough cash or liquid assets to pay its current liability over the next fiscal year. The ratio is regarded as a test of liquidity for a company.

Mastercard Current Ratio

1.37

Current Ratio 
 = 
Current Asset 
Current Liabilities 
More About Current Ratio | All Equity Analysis

Current Mastercard Current Ratio

    
  1.26 X  
Most of Mastercard's fundamental indicators, such as Current Ratio, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Mastercard is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.

Mastercard Current Ratio Historical Pattern

Today, most investors in Mastercard Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Mastercard's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's current ratio growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Mastercard current ratio as a starting point in their analysis.
   Mastercard Current Ratio   
Share
       Timeline  
Typically, short-term creditors will prefer a high current ratio because it reduces their overall risk. However, investors may prefer a lower current ratio since they are more concerned about growing the business using assets of the company. Acceptable current ratios may vary from one sector to another, but the generally accepted benchmark is to have current assets at least as twice as current liabilities (i.e., Current Ration of 2 to 1).
Compare to competition

Mastercard Net Cash Flow from Operations

Net Cash Flow from Operations

8.07 Billion

Mastercard Net Cash Flow from Operations is projected to increase significantly based on the last few years of reporting. The past year's Net Cash Flow from Operations was at 9.46 Billion
In accordance with the recently published financial statements, Mastercard has a Current Ratio of 1.26 times. This is 68.89% lower than that of the Financial Services sector and 84.46% lower than that of the Credit Services industry. The current ratio for all United States stocks is 41.67% higher than that of the company.

Mastercard Fundamental Drivers Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Mastercard's current stock value. Our valuation model uses many indicators to compare Mastercard value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Mastercard competition to find correlations between indicators driving Mastercard's intrinsic value. More Info.
Mastercard is rated below average in shares owned by institutions category among related companies. It is rated below average in current liabilities category among related companies creating about  79,829,365  of Current Liabilities per Shares Owned by Institutions. Mastercard Current Liabilities is projected to increase significantly based on the last few years of reporting. The past year's Current Liabilities was at 13.16 Billion. Comparative valuation analysis is a catch-all model that can be used if you cannot value Mastercard by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Mastercard's Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Mastercard's earnings, one of the primary drivers of an investment's value.

Mastercard Cash per Share Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Mastercard's direct or indirect competition against its Cash per Share to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Mastercard could also be used in its relative valuation, which is a method of valuing Mastercard by comparing valuation metrics of similar companies.
Mastercard is currently under evaluation in cash per share category among related companies.

Mastercard Current Valuation Drivers

We derive many important indicators used in calculating different scores of Mastercard from analyzing Mastercard's financial statements. These drivers represent accounts that assess Mastercard's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Mastercard's important valuation drivers and their relationship over time.
201720182019202020212022 (projected)
Net Income Per Employee292.16 K395.88 K436.45 K304.45 K361.96 K337.18 K
Revenue Per Employee932.61 K1.01 M907.69 K726.63 K786.83 K946.46 K
Average Assets20.16 B23.4 B25.87 B31.99 B35.7 B30.28 B
Earnings Before Interest Taxes and Depreciation Amortization EBITDA7.11 B7.85 B10.48 B8.72 B11.46 B9.95 B
Earnings Before Interest Taxes and Depreciation Amortization USD7.11 B7.85 B10.48 B8.72 B11.46 B9.95 B
Earnings before Tax6.52 B7.2 B9.73 B7.76 B10.31 B9.02 B
Average Equity5.84 B5.53 B5.25 B6.01 B6.7 B6.1 B
Enterprise Value159.05 B193.29 B302.7 B356.62 B358.68 B287.61 B
Free Cash Flow5.24 B5.72 B7.46 B6.52 B8.65 B7.38 B
Invested Capital6.79 B7.94 B12.06 B15.89 B17.78 B19.18 B
Invested Capital Average7.28 B8.02 B11 B16.31 B18.04 B19.46 B
Market Capitalization160.24 B194.84 B301.24 B355.84 B353.05 B285.57 B
Tangible Asset Value17.17 B20.96 B23.8 B26.87 B26.34 B23.87 B
Working Capital5 B4.58 B5 B7.27 B3.79 B4.84 B

Mastercard ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Mastercard's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Mastercard's managers, analysts, and investors.
Environment Score
Governance Score
Social Score

Mastercard Fundamentals

About Mastercard Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Mastercard's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Mastercard using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Mastercard based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Last ReportedProjected for 2022
Revenues18.9 B16.8 B
Revenue to Assets 0.50  0.60 
Revenue Per Employee786.8 K946.5 K
Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York. Mastercard operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 24000 people.

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Our tools can tell you how much better you can do entering a position in Mastercard without increasing your portfolio risk or giving up expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate.risk-adjusted returns of your individual positions relative to your overall portfolio.

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Additionally, see Mastercard Piotroski F Score and Mastercard Altman Z Score analysis. Note that the Mastercard information on this page should be used as a complementary analysis to other Mastercard's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Correlation Analysis module to reduce portfolio risk simply by holding instruments which are not perfectly correlated.

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When running Mastercard price analysis, check to measure Mastercard's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Mastercard is operating at the current time. Most of Mastercard's value examination focuses on studying past and present price action to predict the probability of Mastercard's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Mastercard's price. Additionally, you may evaluate how the addition of Mastercard to your portfolios can decrease your overall portfolio volatility.
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Is Mastercard's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Mastercard. If investors know Mastercard will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Mastercard listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth YOY
0.13
Market Capitalization
345.5 B
Quarterly Revenue Growth YOY
0.21
Return On Assets
0.21
Return On Equity
1.51
The market value of Mastercard is measured differently than its book value, which is the value of Mastercard that is recorded on the company's balance sheet. Investors also form their own opinion of Mastercard's value that differs from its market value or its book value, called intrinsic value, which is Mastercard's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Mastercard's market value can be influenced by many factors that don't directly affect Mastercard's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Mastercard's value and its price as these two are different measures arrived at by different means. Investors typically determine Mastercard value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Mastercard's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.