HR Block Z Score
HRB  Stock  USD 41.58 0.06 0.14% 
HR Block  Z Score 
HR Block Z Score Analysis
HR Block's ZScore is a simple linear, multifactor model that measures the financial health and economic stability of a company. The score is used to predict the probability of a firm going into bankruptcy within next 24 months or two fiscal years from the day stated on the accounting statements used to calculate it. The model uses five fundamental business ratios that are weighted according to algorithm of Professor Edward Altman who developed it in the late 1960s at New York University..2019  2020  2021  2022 (projected)  
Interest Expense  96.09 M  106.87 M  88.28 M  93.03 M 
Gross Profit  927.44 M  1.57 B  1.58 B  1.62 B 
Z Score  =  Sum Of   5 Factors 
Current HR Block Z Score  2.8 
Most of HR Block's fundamental indicators, such as Z Score, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, HR Block is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
 
 
 
 

HR Block Z Score Driver Correlations
Understanding the fundamental principles of building solid financial models for HR Block is extremely important. It helps to project a fair market value of Ford stock properly, considering its historical fundamentals such as Z Score. Since HR Block's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of HR Block's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of HR Block's interrelated accounts and indicators.
Click cells to compare fundamentals
To calculate ZScore one would need to know current working capital of the company, its total assets, and liabilities, amount of latest retained earnings as well as earnings before interest and tax. ZScore can be used to compare the odds of bankruptcy of companies in a similar line of business or firms operating in the same industry. Companies with ZScores above 3.1 are generally considered to be stable and healthy with a low probability of bankruptcy. Scores that fall between 1.8 and 3.1 lie in a socalled 'grey area' with scores of less than 1, indicating the high probability of distress. Z Score is used widely by financial auditors, accountants, money managers, loan processers, wealth advisers, as well as day traders. In the last 25 years, many financial models that utilize z score has been proved to be successful as a predictor of corporate bankruptcy.
Compare to competition 
According to the company's disclosures, HR Block has a Z Score of 2.8. This is 13.31% lower than that of the Diversified Consumer Services sector and 2.19% higher than that of the Consumer Discretionary industry. The z score for all United States stocks is 67.89% higher than that of the company.
HR Block Z Score Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses HR Block's direct or indirect competition against its Z Score to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of HR Block could also be used in its relative valuation, which is a method of valuing HR Block by comparing valuation metrics of similar companies.HR Block is rated below average in z score category among related companies.
HR Block Current Valuation Drivers
We derive many important indicators used in calculating different scores of HR Block from analyzing HR Block's financial statements. These drivers represent accounts that assess HR Block's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of HR Block's important valuation drivers and their relationship over time.
2017  2018  2019  2020  2021  2022 (projected)  
Net Income Per Employee  227.09 K  136.29 K  (2.14 K)  162.16 K  145.95 K  136.64 K  
Revenue Per Employee  1.17 M  998.35 K  752.14 K  948.33 K  853.5 K  894.19 K  
Average Assets  2.39 B  2.68 B  3.61 B  4.38 B  3.38 B  3.23 B  
Earnings Before Interest Taxes and Depreciation Amortization EBITDA  854.64 M  709.2 M  164.37 M  849.01 M  812.05 M  837.13 M  
Earnings Before Interest Taxes and Depreciation Amortization USD  927.64 M  776.16 M  248.57 M  926.04 M  882.56 M  799.09 M  
Earnings before Tax  654.97 M  522.41 M  (17.06 M)  662.32 M  652.1 M  584.01 M  
Average Equity  (232.86 M)  122.16 M  (8.07 M)  211.72 M  (25.16 M)  (25.82 M)  
Enterprise Value  7.8 B  7.1 B  5.85 B  6.38 B  6.84 B  6.57 B  
Free Cash Flow  751.42 M  511.05 M  27.28 M  573.14 M  746.58 M  674.33 M  
Invested Capital  1.25 B  1.3 B  3.54 B  2.25 B  2.07 B  1.86 B  
Invested Capital Average  1.85 B  1.81 B  2.83 B  2.89 B  2.56 B  2.41 B  
Market Capitalization  5.78 B  5.53 B  3.2 B  4.04 B  5.64 B  5.33 B  
Tangible Asset Value  2.26 B  2.44 B  3.98 B  2.54 B  2.2 B  2.4 B  
Working Capital  1.05 B  1.07 B  1.51 B  536.64 M  385.64 M  594.45 M 
HR Block Fundamentals
Return On Asset  0.15 %  
Profit Margin  0.16 %  
Operating Margin  0.21 %  
Current Valuation  8.17 B  
Shares Outstanding  155.47 M  
Shares Owned by Insiders  0.93 %  
Shares Owned by Institutions  93.35 %  
Number of Shares Shorted  12.64 M  
Price to Earning  87.78 X  
Price to Book  27.09 X  
Price to Sales  1.87 X  
Revenue  3.46 B  
Gross Profit  1.58 B  
EBITDA  882.56 M  
Net Income  553.67 M  
Cash and Equivalents  885.01 M  
Cash per Share  5.53 X  
Total Debt  1.49 B  
Debt to Equity  9.10 %  
Current Ratio  1.39 X  
Book Value Per Share  1.32 X  
Cash Flow from Operations  808.54 M  
Short Ratio  6.98 X  
Earnings Per Share  3.05 X  
Price to Earnings To Growth  0.86 X  
Target Price  38.75  
Number of Employees  3.8 K  
Beta  0.61  
Market Capitalization  6.46 B  
Total Asset  3.27 B  
Retained Earnings  44.1 M  
Working Capital  182.69 M  
Current Asset  1.22 B  
Current Liabilities  1.04 B  
Z Score  2.8  
Annual Yield  0.0279 %  
Five Year Return  4.43 %  
Net Asset  3.27 B  
Last Dividend Paid  1.08 
About HR Block Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze HR Block's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of HR Block using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of HR Block based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.HR Block, Inc., through its subsidiaries, provides assisted income tax return preparation and doityourself tax return preparation services and products to the general public primarily in the United States, Canada, and Australia. HR Block, Inc. was founded in 1955 and is headquartered in Kansas City, Missouri. HR Block operates under Personal Services classification in the United States and is traded on New York Stock Exchange. It employs 3800 people.
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Please check HR Block Piotroski F Score and HR Block Valuation analysis. You can also try Idea Breakdown module to analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sectorfocused investing themes.
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When running HR Block price analysis, check to measure HR Block's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy HR Block is operating at the current time. Most of HR Block's value examination focuses on studying past and present price action to predict the probability of HR Block's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move HR Block's price. Additionally, you may evaluate how the addition of HR Block to your portfolios can decrease your overall portfolio volatility.
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Is HR Block's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of HR Block. If investors know HR Block will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about HR Block listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth YOY 1.455  Market Capitalization 6.5 B  Quarterly Revenue Growth YOY (0.07)  Return On Assets 0.1499 
The market value of HR Block is measured differently than its book value, which is the value of HR Block that is recorded on the company's balance sheet. Investors also form their own opinion of HR Block's value that differs from its market value or its book value, called intrinsic value, which is HR Block's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because HR Block's market value can be influenced by many factors that don't directly affect HR Block's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between HR Block's value and its price as these two are different measures arrived at by different means. Investors typically determine HR Block value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, HR Block's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.