Howard Cash and Equivalents

HBMD -  USA Stock  

USD 23.30  0.00  0.00%

Howard Bancorp fundamentals help investors to digest information that contributes to Howard Bancorp's financial success or failures. It also enables traders to predict the movement of Howard Stock. This fundamental analysis module provides a way for investors to measures Howard Bancorp's intrinsic value by examining all of its available economic and financial indicators and drivers, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Howard Bancorp stock. Please note, this module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.
  
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Howard Bancorp Free Cash Flow is projected to increase significantly based on the last few years of reporting. The past year's Free Cash Flow was at 69.3 Million.

Howard Cash and Equivalents Analysis

Howard Bancorp's Cash or Cash Equivalents are the most liquid of all assets found on the company's balance sheet. It is used in calculating many of the firm's liquidity ratios and is a good indicator of the overall financial health of a company. Companies with a lot of cash are usually attractive takeover targets. Cash Equivalents are balance sheet items that are typically reported using currency printed on notes.

Howard Bancorp Cash and Equivalents

75.68 Million

Share
Cash 
 = 
Bank Deposits 
+  
Liquidities 
More About Cash and Equivalents | All Equity Analysis

Current Howard Bancorp Cash and Equivalents

    
  64.28 M  
Most of Howard Bancorp's fundamental indicators, such as Cash and Equivalents, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Howard Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.

Howard Cash and Equivalents Historical Pattern

Today, most investors in Howard Bancorp Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Howard Bancorp's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's cash and equivalents growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Howard Bancorp cash and equivalents as a starting point in their analysis.
 Howard Bancorp Cash and Equivalents 
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      Timeline 
Cash equivalents represent current assets that are easily convertible to cash such as short term bonds, savings account, money market funds, or certificate of deposits (CDs). One of the important consideration companies make when classifying assets as cash equivalent is that investments they report on their balance sheets under current assets should have almost no risk of change in value over the next few months (usually three months).
Compare to competition

In accordance with the recently published financial statements, Howard Bancorp has 64.28 M in Cash and Equivalents. This is 99.81% lower than that of the Financial Services sector and significantly higher than that of the Banks—Regional industry. The cash and equivalents for all United States stocks is 97.62% higher than that of the company.

Howard Bancorp Current Valuation Drivers

We derive many important indicators used in calculating different scores of Howard Bancorp from analyzing Howard Bancorp's financial statements. These drivers represent accounts that assess Howard Bancorp's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Howard Bancorp's important valuation drivers and their relationship over time.
201720182019202020212022 (projected)
Net Income Per Employee23.53 K(11.36 K)54.99 K(69.73 K)(80.19 K)(82.3 K)
Revenue Per Employee204.41 K291.54 K366.35 K405.15 K364.64 K296.52 K
Average Assets1.11 B2.18 B2.3 B2.52 B2.89 B3.12 B
Earnings Before Interest Taxes and Depreciation Amortization EBITDA12.14 M319 K27.43 M(8.19 M)(9.42 M)(9.67 M)
Earnings Before Interest Taxes and Depreciation Amortization USD12.14 M319 K27.43 M(8.19 M)(9.42 M)(9.67 M)
Earnings before Tax10.35 M(4.72 M)22.07 M(13.35 M)(12.01 M)(12.33 M)
Average Equity129.24 M292.35 M306.74 M295.69 M340.05 M366.89 M
Enterprise Value299.25 M398.48 M549.44 M420.63 M483.72 M396.26 M
Free Cash Flow16.49 M58.03 M21.22 M60.26 M69.3 M74.77 M
Invested Capital1.27 B2.36 B2.51 B2.67 B3.07 B3.31 B
Invested Capital Average1.17 B2.27 B2.41 B2.67 B3.07 B3.31 B
Market Capitalization215.93 M272.18 M322.1 M221.35 M254.55 M212.27 M
Tangible Asset Value1.15 B2.18 B2.3 B2.5 B2.88 B3.1 B

Howard Fundamentals

About Howard Bancorp Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Howard Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Howard Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Howard Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Last ReportedProjected for 2022
Cash and Equivalents85.8 M75.7 M
Cash and Equivalents Turnover 0.96  1.05 
Free Cash Flow69.3 M74.8 M
Howard Bancorp, Inc. operates as the bank holding company for Howard Bank that provides commercial banking, mortgage banking, and consumer finance products and services to businesses, business owners, professionals, and other consumers. Howard Bancorp, Inc. was founded in 2004 and is headquartered in Baltimore, Maryland. Howard Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 235 people.

Howard Bancorp Investors Sentiment

The influence of Howard Bancorp's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Howard. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock markets does not have a solid backing from leading economists and market statisticians.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Howard Bancorp in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Howard Bancorp's short interest history, or implied volatility extrapolated from Howard Bancorp options trading.

Current Sentiment - HBMD

Howard Bancorp Investor Sentiment

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Please check Risk vs Return Analysis. Note that the Howard Bancorp information on this page should be used as a complementary analysis to other Howard Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Stock Screener module to find equities using custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook..

Other Tools for Howard Stock

When running Howard Bancorp price analysis, check to measure Howard Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Howard Bancorp is operating at the current time. Most of Howard Bancorp's value examination focuses on studying past and present price action to predict the probability of Howard Bancorp's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Howard Bancorp's price. Additionally, you may evaluate how the addition of Howard Bancorp to your portfolios can decrease your overall portfolio volatility.
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