Huntington Fundamentals
HBAN  Stock  USD 14.62 0.05 0.34% 
Huntington Bancshares Incorporated fundamentals help investors to digest information that contributes to Huntington Bancshares' financial success or failures. It also enables traders to predict the movement of Huntington Stock. The fundamental analysis module provides a way to measure Huntington Bancshares' intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Huntington Bancshares stock.
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Huntington Z Score Analysis
Huntington Bancshares' ZScore is a simple linear, multifactor model that measures the financial health and economic stability of a company. The score is used to predict the probability of a firm going into bankruptcy within next 24 months or two fiscal years from the day stated on the accounting statements used to calculate it. The model uses five fundamental business ratios that are weighted according to algorithm of Professor Edward Altman who developed it in the late 1960s at New York University..2019  2020  2021  2022 (projected)  
Revenue Per Employee  361.02 K  335.32 K  329.68 K  294.35 K 
Net Income Per Employee  90.08 K  52.3 K  70.22 K  62.02 K 
Z Score  =  Sum Of   5 Factors 
Current Huntington Bancshares Z Score  1.2 
Most of Huntington Bancshares' fundamental indicators, such as Z Score, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Huntington Bancshares Incorporated is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
 
 
 
 

To calculate ZScore one would need to know current working capital of the company, its total assets, and liabilities, amount of latest retained earnings as well as earnings before interest and tax. ZScore can be used to compare the odds of bankruptcy of companies in a similar line of business or firms operating in the same industry. Companies with ZScores above 3.1 are generally considered to be stable and healthy with a low probability of bankruptcy. Scores that fall between 1.8 and 3.1 lie in a socalled 'grey area' with scores of less than 1, indicating the high probability of distress. Z Score is used widely by financial auditors, accountants, money managers, loan processers, wealth advisers, as well as day traders. In the last 25 years, many financial models that utilize z score has been proved to be successful as a predictor of corporate bankruptcy.
Compare to competition 
According to the company's disclosures, Huntington Bancshares Incorporated has a Z Score of 1.2. This is 50.21% lower than that of the Banks sector and significantly higher than that of the Financials industry. The z score for all United States stocks is 86.24% higher than that of the company.
Huntington Bancshares Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Huntington Bancshares's current stock value. Our valuation model uses many indicators to compare Huntington Bancshares value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Huntington Bancshares competition to find correlations between indicators driving Huntington Bancshares's intrinsic value. More Info.Huntington Bancshares Incorporated is one of the top stocks in profit margin category among related companies. It is one of the top stocks in beta category among related companies totaling about 3.90 of Beta per Profit Margin. Huntington Bancshares Profit Margin is quite stable at the moment as compared to the past year. The company's current value of Profit Margin is estimated at 19.88. Comparative valuation analysis is a catchall model that can be used if you cannot value Huntington Bancshares by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Huntington Bancshares' Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the pricetoearnings (P/E), pricetobook (P/B), pricetosales (P/S), pricetocash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Huntington Bancshares' earnings, one of the primary drivers of an investment's value.Huntington Return On Equity Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Huntington Bancshares' direct or indirect competition against its Return On Equity to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Huntington Bancshares could also be used in its relative valuation, which is a method of valuing Huntington Bancshares by comparing valuation metrics of similar companies.Huntington Bancshares is currently under evaluation in return on equity category among related companies.
Huntington Bancshares Current Valuation Drivers
We derive many important indicators used in calculating different scores of Huntington Bancshares from analyzing Huntington Bancshares' financial statements. These drivers represent accounts that assess Huntington Bancshares' ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Huntington Bancshares' important valuation drivers and their relationship over time.
2017  2018  2019  2020  2021  2022 (projected)  
Net Income Per Employee  75.21 K  88.77 K  90.08 K  52.3 K  70.22 K  62.02 K  
Revenue Per Employee  300.57 K  335.82 K  361.02 K  335.32 K  329.68 K  294.35 K  
Average Assets  101.91 B  106.01 B  108.55 B  118.87 B  162.22 B  137.22 B  
Earnings Before Interest Taxes and Depreciation Amortization EBITDA  1.81 B  2.12 B  2.04 B  1.34 B  1.98 B  1.9 B  
Earnings Before Interest Taxes and Depreciation Amortization USD  1.81 B  2.12 B  2.04 B  1.34 B  1.98 B  1.9 B  
Earnings before Tax  1.39 B  1.63 B  1.66 B  972 M  1.59 B  1.49 B  
Average Equity  10.65 B  11.2 B  11.7 B  12.5 B  18.22 B  15 B  
Enterprise Value  25.53 B  22.04 B  25.86 B  15.86 B  20.33 B  20.6 B  
Free Cash Flow  1.76 B  1.62 B  1.47 B  1.2 B  1.81 B  1.69 B  
Invested Capital  114.3 B  114.17 B  117.72 B  122.44 B  169.63 B  145.65 B  
Invested Capital Average  110.1 B  113.06 B  116.99 B  121.23 B  155.18 B  135.78 B  
Market Capitalization  15.74 B  12.65 B  15.57 B  12.85 B  22.3 B  18.53 B  
Tangible Asset Value  101.61 B  106.26 B  106.54 B  120.62 B  168.1 B  141.34 B 
Huntington Fundamentals
Return On Equity  0.11 %  
Return On Asset  0.0113 %  
Profit Margin  0.29 %  
Operating Margin  0.31 %  
Current Valuation  20.44 B  
Shares Outstanding  1.44 B  
Shares Owned by Insiders  0.87 %  
Shares Owned by Institutions  83.54 %  
Number of Shares Shorted  51.89 M  
Price to Earning  13.40 X  
Price to Book  1.49 X  
Price to Sales  3.11 X  
Revenue  5.99 B  
Gross Profit  5.96 B  
EBITDA  2.07 B  
Net Income  1.29 B  
Cash and Equivalents  4.62 B  
Cash per Share  3.20 X  
Total Debt  7.11 B  
Debt to Equity  9.77 %  
Book Value Per Share  10.38 X  
Cash Flow from Operations  2.06 B  
Short Ratio  2.65 X  
Earnings Per Share  1.30 X  
Price to Earnings To Growth  0.75 X  
Target Price  16.29  
Number of Employees  20 K  
Beta  1.14  
Market Capitalization  21.18 B  
Total Asset  174.06 B  
Retained Earnings  2.25 B  
Z Score  1.2  
Annual Yield  0.0401 %  
Five Year Return  4.12 %  
Net Asset  174.06 B  
Last Dividend Paid  0.62 
About Huntington Bancshares Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Huntington Bancshares Incorporated's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Huntington Bancshares using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Huntington Bancshares Incorporated based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.Last Reported  Projected for 2022  
Revenues  6.1 B  4.9 B  
Revenue to Assets  0.03493  0.0457  
Revenue Per Employee  329.7 K  294.4 K 
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Please check Huntington Bancshares Piotroski F Score and Huntington Bancshares Altman Z Score analysis. Note that the Huntington Bancshares information on this page should be used as a complementary analysis to other Huntington Bancshares' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Theme Ratings module to determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and riskadjusted market performance.
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When running Huntington Bancshares price analysis, check to measure Huntington Bancshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Huntington Bancshares is operating at the current time. Most of Huntington Bancshares' value examination focuses on studying past and present price action to predict the probability of Huntington Bancshares' future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Huntington Bancshares' price. Additionally, you may evaluate how the addition of Huntington Bancshares to your portfolios can decrease your overall portfolio volatility.
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Is Huntington Bancshares' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Huntington Bancshares. If investors know Huntington will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Huntington Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Huntington Bancshares is measured differently than its book value, which is the value of Huntington that is recorded on the company's balance sheet. Investors also form their own opinion of Huntington Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Huntington Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Huntington Bancshares' market value can be influenced by many factors that don't directly affect Huntington Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Huntington Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine Huntington Bancshares value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Huntington Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.