Greensky Z Score

GSKY -  USA Stock  

USD 11.34  0.31  2.66%

Altman Z Score is one of the simplest fundamental models to determine how likely your company is to fail. The module uses available fundamental data of a given equity to approximate the Altman Z score. Altman Z Score is determined by evaluating five fundamental price points available from the company's current public disclosure documents. Please check Greensky Inc Piotroski F Score and Greensky Inc Valuation analysis.

Greensky Z Score 

 
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Greensky Inc Return on Invested Capital is fairly stable at the moment as compared to the past year. Greensky Inc reported Return on Invested Capital of 0.0207 in 2021. Invested Capital is likely to rise to about 2.5 B in 2022, whereas Capital Expenditure is likely to drop (13.5 M) in 2022. Greensky Inc Consolidated Income is fairly stable at the moment as compared to the past year. Greensky Inc reported Consolidated Income of 25.8 Million in 2021. Cost of Revenue is likely to rise to about 382.1 M in 2022, whereas Interest Expense is likely to drop slightly above 26.7 M in 2022.

Greensky Z Score Analysis

Greensky Inc's Z-Score is a simple linear, multi-factor model that measures the financial health and economic stability of a company. The score is used to predict the probability of a firm going into bankruptcy within next 24 months or two fiscal years from the day stated on the accounting statements used to calculate it. The model uses five fundamental business ratios that are weighted according to algorithm of Professor Edward Altman who developed it in the late 1960s at New York University..
 2018 2019 2021 2022 (projected)
Cash and Equivalents458.5 M467.65 M537.8 M509.3 M
Total Assets802.9 M1.52 B1.75 B1.39 B
Z Score 
 = 
Sum Of  
 
5 Factors 
More About Z Score | All Equity Analysis

Current Greensky Inc Z Score

    
  2.2  
Most of Greensky Inc's fundamental indicators, such as Z Score, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Greensky Inc Cl is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
First Factor
 = 
1.2 * (
Working Capital
/
Total Assets )
Second Factor
 = 
1.4 * (
Retained Earnings
/
Total Assets )
Thrid Factor
 = 
3.3 * (
EBITAD
/
Total Assets )
Fouth Factor
 = 
0.6 * (
Market Value of Equity
/
Total Liabilities )
Fifth Factor
 = 
0.99 * (
Revenue
/
Total Assets )

Greensky Z Score Driver Correlations

Understanding the fundamental principles of building solid financial models for Greensky Inc is extremely important. It helps to project a fair market value of Ford stock properly, considering its historical fundamentals such as Z Score. Since Greensky Inc's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Greensky Inc's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Greensky Inc's interrelated accounts and indicators.
To calculate Z-Score one would need to know current working capital of the company, its total assets, and liabilities, amount of latest retained earnings as well as earnings before interest and tax. Z-Score can be used to compare the odds of bankruptcy of companies in a similar line of business or firms operating in the same industry. Companies with Z-Scores above 3.1 are generally considered to be stable and healthy with a low probability of bankruptcy. Scores that fall between 1.8 and 3.1 lie in a so-called 'grey area' with scores of less than 1, indicating the high probability of distress. Z Score is used widely by financial auditors, accountants, money managers, loan processers, wealth advisers, as well as day traders. In the last 25 years, many financial models that utilize z score has been proved to be successful as a predictor of corporate bankruptcy.
Compare to competition

According to the company's disclosures, Greensky Inc Cl has a Z Score of 2.2. This is 83.64% lower than that of the Technology sector and significantly higher than that of the Software—Infrastructure industry. The z score for all United States stocks is 74.77% higher than that of the company.

Greensky Z Score Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Greensky Inc's direct or indirect competition against its Z Score to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Greensky Inc could also be used in its relative valuation, which is a method of valuing Greensky Inc by comparing valuation metrics of similar companies.
Greensky Inc is currently under evaluation in z score category among related companies.

Greensky Inc Current Valuation Drivers

We derive many important indicators used in calculating different scores of Greensky Inc from analyzing Greensky Inc's financial statements. These drivers represent accounts that assess Greensky Inc's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Greensky Inc's important valuation drivers and their relationship over time.
201720182019202020212022 (projected)
Earnings Before Interest Taxes and Depreciation Amortization EBITDA128.17 M150.19 M57.85 M47.92 M43.12 M60.33 M
Earnings Before Interest Taxes and Depreciation Amortization USD128.17 M150.19 M57.85 M47.92 M43.12 M60.33 M
Earnings before Tax124.46 M138.67 M29.79 M11.56 M10.41 M10.68 M
Free Cash Flow117.28 M156.26 M249.84 M(482.67 M)(434.4 M)(445.83 M)
Invested Capital74.09 M447.31 M731.23 M2.01 B2.31 B2.5 B
Tangible Asset Value302.2 M462.89 M802.9 M1.52 B1.75 B1.39 B

Greensky Inc Institutional Holders

Institutional Holdings refers to the ownership stake in Greensky Inc that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Greensky Inc's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Greensky Inc's value.
Security TypeSharesValue
Fny Investment Advisers LlcCommon Shares25 K284 K
Shapiro Capital Management LlcCommon Shares7.6 M84.8 M
Vanguard Group IncCommon Shares6.2 M69.7 M
Blackrock IncCommon Shares4.2 M46.5 M
Versor Investments LpCommon Shares3.7 M41 M
Millennium Management LlcCommon Shares2.9 M32.9 M
Pentwater Capital Management LpCommon Shares2.4 M27.1 M

Greensky Fundamentals

About Greensky Inc Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Greensky Inc Cl's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Greensky Inc using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Greensky Inc Cl based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
GreenSky, Inc., a technology company, that enables promotional financing at the point of sale for merchants, consumers, and bank partners. The company was founded in 2006 and is headquartered in Atlanta, Georgia. Greensky Inc operates under SoftwareInfrastructure classification in the United States and is traded on NASDAQ Exchange. It employs 1164 people.

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Our tools can tell you how much better you can do entering a position in Greensky Inc without increasing your portfolio risk or giving up expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate.risk-adjusted returns of your individual positions relative to your overall portfolio.

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Please check Greensky Inc Piotroski F Score and Greensky Inc Valuation analysis. Note that the Greensky Inc Cl information on this page should be used as a complementary analysis to other Greensky Inc's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Balance Of Power module to check stock momentum by analyzing Balance Of Power indicator and other technical ratios.

Complementary Tools for Greensky Stock analysis

When running Greensky Inc Cl price analysis, check to measure Greensky Inc's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Greensky Inc is operating at the current time. Most of Greensky Inc's value examination focuses on studying past and present price action to predict the probability of Greensky Inc's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Greensky Inc's price. Additionally, you may evaluate how the addition of Greensky Inc to your portfolios can decrease your overall portfolio volatility.
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Is Greensky Inc's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Greensky Inc. If investors know Greensky will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Greensky Inc listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Greensky Inc Cl is measured differently than its book value, which is the value of Greensky that is recorded on the company's balance sheet. Investors also form their own opinion of Greensky Inc's value that differs from its market value or its book value, called intrinsic value, which is Greensky Inc's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Greensky Inc's market value can be influenced by many factors that don't directly affect Greensky Inc's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Greensky Inc's value and its price as these two are different measures arrived at by different means. Investors typically determine Greensky Inc value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Greensky Inc's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.