GreenSky Piotroski F Score

GSKY -  USA Stock  

USD 10.20  0.00  0.00%

This module uses fundamental data of GreenSky to approximate its Piotroski F score. GreenSky F Score is determined by combining nine binary scores representing 3 distinct fundamental categories of GreenSky. These three categories are profitability, efficiency, and funding. Some research analysts and sophisticated value traders use Piotroski F Score to find opportunities outside of the conventional market and financial statement analysis.They believe that some of the new information about GreenSky financial position does not get reflected in the current market share price suggesting a possibility of arbitrage. Please check Risk vs Return Analysis.
  
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GreenSky Total Debt is fairly stable at the moment as compared to the past year. GreenSky reported Total Debt of 450.65 Million in 2021. Debt to Equity Ratio is likely to rise to 26.77 in 2022, whereas Issuance Repayment of Debt Securities is likely to drop (520.9 M) in 2022. GreenSky Price to Earnings Ratio are fairly stable at the moment as compared to the past year. GreenSky reported Price to Earnings Ratio of 20.66 in 2021. Return on Average Assets is likely to rise to 0.0328 in 2022, whereas Book Value per Share is likely to drop 0.22 in 2022.
At this time, it appears that GreenSky's Piotroski F Score is Healthy. Although some professional money managers and academia have recently criticized Piotroski F-Score model, we still consider it an effective method of predicting the state of the financial strength of any organization that is not predisposed to accounting gimmicks and manipulations. Using this score on the criteria to originate an efficient long-term portfolio can help investors filter out the purely speculative stocks or equities playing fundamental games by manipulating their earnings..
5.0
Piotroski F Score - Healthy
1
Current Return On AssetsPositiveFocus
2
Change in Return on AssetsIncreasedFocus
3
Cash Flow Return on AssetsPositiveFocus
4
Current Quality of Earnings (accrual)ImprovingFocus
5
Asset Turnover GrowthIncreaseFocus
6
Current Ratio ChangeN/AFocus
7
Long Term Debt Over Assets ChangeHigher LeverageFocus
8
Change In Outstending SharesIncreaseFocus
9
Change in Gross MarginNo ChangeFocus

GreenSky Piotroski F Score Drivers

The critical factor to consider when applying the Piotroski F Score to GreenSky is to make sure GreenSky is not a subject of accounting manipulations and runs a healthy internal audit department. So, if GreenSky's auditors report directly to the board (not management), the managers will be reluctant to manipulate simply due to the fear of punishment. On the other hand, the auditors will be free to investigate the ledgers properly because they know that the board has their back. Below are the main accounts that are used in the Piotroski F Score model. By analyzing the historical trends of the mains drivers, investors can determine if GreenSky's financial numbers are properly reported.
Current ValueLast YearChange From Last Year 10 Year Trend
Weighted Average Shares184.5 M184.2 M
Slightly Up
Decreasing
Very volatile
Net Cash Flow from Operations680.7 M630.9 M
Significantly Up
Increasing
Very volatile
Total Assets1.1 B1.2 B
Notably Down
Increasing
Slightly volatile
Total Liabilities1.2 B1.2 B
Notably Down
Increasing
Stable
Total Debt528.5 M450.6 M
Fairly Up
Increasing
Slightly volatile
Return on Average Assets0.03280.032
Fairly Up
Increasing
Very volatile
Gross Margin0.590.616
Sufficiently Down
Increasing
Very volatile
Asset Turnover0.450.394
Fairly Up
Decreasing
Slightly volatile

GreenSky F Score Driver Matrix

One of the toughest challenges investors face today is learning how to quickly synthesize historical financial statements and information provided by the company, SEC reporting, and various external parties in order to project the various growth rates. Understanding the correlation between GreenSky's different financial indicators related to revenue, expenses, operating profit, and net earnings helps investors identify and prioritize their investing strategies towards GreenSky in a much-optimized way.

About GreenSky Piotroski F Score

F-Score is one of many stock grading techniques developed by Joseph Piotroski, a professor of accounting at the Stanford University Graduate School of Business. It was published in 2002 under the paper titled Value Investing: The Use of Historical Financial Statement Information to Separate Winners from Losers. Piotroski F Score is based on binary analysis strategy in which stocks are given one point for passing 9 very simple fundamental tests, and zero point otherwise. According to Mr. Piotroski's analysis, his F-Score binary model can help to predict the performance of low price-to-book stocks.

Book Value per Share

0.22

Share
GreenSky Book Value per Share is fairly stable at the moment as compared to the past year. GreenSky reported Book Value per Share of 0.27 in 2021

GreenSky Current Valuation Drivers

We derive many important indicators used in calculating different scores of GreenSky from analyzing GreenSky's financial statements. These drivers represent accounts that assess GreenSky's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of GreenSky's important valuation drivers and their relationship over time.
201720182019202020212022 (projected)
Earnings Before Interest Taxes and Depreciation Amortization EBITDA128.17 M150.19 M57.85 M47.92 M96.34 M88.76 M
Earnings Before Interest Taxes and Depreciation Amortization USD128.17 M150.19 M57.85 M47.92 M96.34 M88.76 M
Earnings before Tax124.46 M138.67 M29.79 M11.56 M56.02 M58.31 M
Free Cash Flow117.28 M156.26 M249.84 M(482.67 M)615.3 M663.88 M
Invested Capital74.09 M447.31 M731.23 M2.01 B1.09 B1.08 B
Tangible Asset Value302.2 M462.89 M802.9 M1.52 B1.19 B1.13 B

About GreenSky Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze GreenSky's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of GreenSky using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of GreenSky based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
GreenSky, Inc., a technology company, that enables promotional financing at the point of sale for merchants, consumers, and bank partners. The company was founded in 2006 and is headquartered in Atlanta, Georgia. Greensky Inc operates under SoftwareInfrastructure classification in the United States and is traded on NASDAQ Exchange. It employs 1164 people.

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Our tools can tell you how much better you can do entering a position in GreenSky without increasing your portfolio risk or giving up expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate.risk-adjusted returns of your individual positions relative to your overall portfolio.

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Macroaxis puts the power of mathematics on your side. We analyze your portfolios and positions such as GreenSky using complex mathematical models and algorithms, but make them easy to understand. There is no real person involved in your portfolio analysis. We perform a number of calculations to compute absolute and relative portfolio volatility, correlation between your assets, value at risk, expected return as well as over 100 different fundamental and technical indicators.

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Please check Risk vs Return Analysis. Note that the GreenSky information on this page should be used as a complementary analysis to other GreenSky's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Portfolio Suggestion module to get suggestions outside of your existing asset allocation including your own model portfolios.

Other Tools for GreenSky Stock

When running GreenSky price analysis, check to measure GreenSky's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy GreenSky is operating at the current time. Most of GreenSky's value examination focuses on studying past and present price action to predict the probability of GreenSky's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move GreenSky's price. Additionally, you may evaluate how the addition of GreenSky to your portfolios can decrease your overall portfolio volatility.
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