Fidelity Z Score


USD 40.70  0.73  1.83%   

Altman Z Score is one of the simplest fundamental models to determine how likely your company is to fail. The module uses available fundamental data of a given equity to approximate the Altman Z score. Altman Z Score is determined by evaluating five fundamental price points available from the company's current public disclosure documents. Please check Fidelity National Piotroski F Score and Fidelity National Valuation analysis.
Fidelity National Invested Capital is projected to increase significantly based on the last few years of reporting. The past year's Invested Capital was at 52.34 Billion. The current year Invested Capital Average is expected to grow to about 52 B, whereas Capital Expenditure is forecasted to decline to (141.3 M). Fidelity National Earning Before Interest and Taxes EBIT is projected to increase significantly based on the last few years of reporting. The past year's Earning Before Interest and Taxes EBIT was at 3.25 Billion. The current year Net Income is expected to grow to about 2.6 B, whereas Gross Profit is forecasted to decline to about 11.7 B.

Fidelity Z Score Analysis

Fidelity National's Z-Score is a simple linear, multi-factor model that measures the financial health and economic stability of a company. The score is used to predict the probability of a firm going into bankruptcy within next 24 months or two fiscal years from the day stated on the accounting statements used to calculate it. The model uses five fundamental business ratios that are weighted according to algorithm of Professor Edward Altman who developed it in the late 1960s at New York University..
 2021 2022 (projected)
Cost of Revenue2.14 B1.84 B
Consolidated Income2.44 B2.63 B
Z Score 
Sum Of  
5 Factors 
More About Z Score | All Equity Analysis

Current Fidelity National Z Score

Most of Fidelity National's fundamental indicators, such as Z Score, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Fidelity National Financial is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
First Factor
1.2 * (
Working Capital
Total Assets )
Second Factor
1.4 * (
Retained Earnings
Total Assets )
Thrid Factor
3.3 * (
Total Assets )
Fouth Factor
0.6 * (
Market Value of Equity
Total Liabilities )
Fifth Factor
0.99 * (
Total Assets )

Fidelity Z Score Driver Correlations

Understanding the fundamental principles of building solid financial models for Fidelity National is extremely important. It helps to project a fair market value of Ford stock properly, considering its historical fundamentals such as Z Score. Since Fidelity National's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Fidelity National's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Fidelity National's interrelated accounts and indicators.
To calculate Z-Score one would need to know current working capital of the company, its total assets, and liabilities, amount of latest retained earnings as well as earnings before interest and tax. Z-Score can be used to compare the odds of bankruptcy of companies in a similar line of business or firms operating in the same industry. Companies with Z-Scores above 3.1 are generally considered to be stable and healthy with a low probability of bankruptcy. Scores that fall between 1.8 and 3.1 lie in a so-called 'grey area' with scores of less than 1, indicating the high probability of distress. Z Score is used widely by financial auditors, accountants, money managers, loan processers, wealth advisers, as well as day traders. In the last 25 years, many financial models that utilize z score has been proved to be successful as a predictor of corporate bankruptcy.
Compare to competition

According to the company's disclosures, Fidelity National Financial has a Z Score of 1.8. This is 25.31% lower than that of the Financial Services sector and significantly higher than that of the Insurance—Specialty industry. The z score for all United States stocks is 79.36% higher than that of the company.

Fidelity Z Score Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Fidelity National's direct or indirect competition against its Z Score to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Fidelity National could also be used in its relative valuation, which is a method of valuing Fidelity National by comparing valuation metrics of similar companies.
Fidelity National is currently under evaluation in z score category among related companies.

Fidelity National Current Valuation Drivers

We derive many important indicators used in calculating different scores of Fidelity National from analyzing Fidelity National's financial statements. These drivers represent accounts that assess Fidelity National's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Fidelity National's important valuation drivers and their relationship over time.
201720182019202020212022 (projected)
Net Income Per Employee31.64 K26.8 K42.37 K52.59 K85.61 K92.37 K
Revenue Per Employee314.48 K324.03 K337.91 K397.24 K552.95 K596.61 K
Average Assets12.01 B9.24 B10.23 B39.64 B56.3 B60.75 B
Earnings Before Interest Taxes and Depreciation Amortization EBITDA1.44 B973 M1.59 B2.13 B3.89 B4.2 B
Earnings Before Interest Taxes and Depreciation Amortization USD1.44 B973 M1.59 B2.13 B3.89 B4.2 B
Earnings before Tax1.01 B748 M1.37 B1.75 B3.13 B3.38 B
Average Equity5.43 B4.59 B5.06 B6.75 B8.94 B7.89 B
Enterprise Value10.38 B8.07 B12.2 B11.7 B13.2 B12.59 B
Free Cash Flow592 M881 M1.03 B1.48 B3.96 B4.27 B
Invested Capital5.04 B5.24 B7.03 B43.65 B52.34 B56.48 B
Invested Capital Average7.05 B5.1 B6.5 B33.72 B48.24 B52.05 B
Market Capitalization10.72 B8.65 B12.47 B11.48 B14.85 B13.26 B
Tangible Asset Value5.39 B5.66 B7.12 B43.29 B53.19 B57.39 B

Fidelity National ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Fidelity National's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Fidelity National's managers, analysts, and investors.
Environment Score
Governance Score
Social Score

Fidelity National Institutional Holders

Institutional Holdings refers to the ownership stake in Fidelity National that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Fidelity National's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Fidelity National's value.
Security TypeSharesValue
Zwj Investment Counsel IncCommon Shares17.2 K624 K
Zwj Investment Counsel IncCommon Shares17.2 K637 K
Zwj Investment Counsel IncCommon Shares17.2 K842 K
Zwj Investment Counsel IncCommon Shares17.2 K899 K
Zwj Investment Counsel IncCommon Shares17.2 K781 K
Zwj Investment Counsel IncCommon Shares17.2 K749 K
Zwj Investment Counsel IncCommon Shares17.2 K701 K

Fidelity Fundamentals

About Fidelity National Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Fidelity National Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Fidelity National using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Fidelity National Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Fidelity National Financial, Inc., together with its subsidiaries, provides various insurance products in the United States. The company operates through Title, FG, and Corporate and Other segments. It offers title insurance, escrow, and other title related services, including trust activities, trustee sales guarantees, recordings and reconveyances, and home warranty insurance. The company also provides technology and transaction services to the real estate and mortgage industries and mortgage transaction services, including title-related services and facilitation of production and management of mortgage loans. In addition, it offers annuity and life insurance products, such as deferred annuities that include fixed indexed, fixed rate, and immediate annuities, as well as indexed universal life insurance products. Further, the company engages in the real estate brokerage business. Fidelity National Financial, Inc. was founded in 1847 and is headquartered in Jacksonville, Florida.

Fidelity National Investors Sentiment

The influence of Fidelity National's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Fidelity. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock markets does not have a solid backing from leading economists and market statisticians.
Investor biases related to Fidelity National's public news can be used to forecast risks associated with investment in Fidelity. The trend in average sentiment can be used to explain how an investor holding Fidelity can time the market purely based on public headlines and social activities around Fidelity National Financial. Please note that most equiteis that are difficult to arbitrage are affected by market sentiment the most.
Fidelity National's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Fidelity National's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Fidelity National's news discussions. The higher the estimated score, the more favorable is the investor's outlook on Fidelity National.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Fidelity National in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Fidelity National's short interest history, or implied volatility extrapolated from Fidelity National options trading.

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Please check Fidelity National Piotroski F Score and Fidelity National Valuation analysis. You can also try Options Analysis module to analyze and evaluate options and option chains as a potential hedge for your portfolios.

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When running Fidelity National price analysis, check to measure Fidelity National's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Fidelity National is operating at the current time. Most of Fidelity National's value examination focuses on studying past and present price action to predict the probability of Fidelity National's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Fidelity National's price. Additionally, you may evaluate how the addition of Fidelity National to your portfolios can decrease your overall portfolio volatility.
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Is Fidelity National's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Fidelity National. If investors know Fidelity will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Fidelity National listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth YOY
Market Capitalization
10.9 B
Quarterly Revenue Growth YOY
Return On Assets
Return On Equity
The market value of Fidelity National is measured differently than its book value, which is the value of Fidelity that is recorded on the company's balance sheet. Investors also form their own opinion of Fidelity National's value that differs from its market value or its book value, called intrinsic value, which is Fidelity National's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Fidelity National's market value can be influenced by many factors that don't directly affect Fidelity National's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Fidelity National's value and its price as these two are different measures arrived at by different means. Investors typically determine Fidelity National value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Fidelity National's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.