BankUnited Fundamentals

BKU
 Stock
  

USD 40.92  0.10  0.24%   

BankUnited fundamentals help investors to digest information that contributes to BankUnited's financial success or failures. It also enables traders to predict the movement of BankUnited Stock. The fundamental analysis module provides a way to measure BankUnited's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to BankUnited stock.
This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.
  
BankUnited Gross Profit is comparatively stable at the moment as compared to the past year. BankUnited reported Gross Profit of 996.96 Million in 2021. Operating Expenses is likely to gain to about 577.4 M in 2022, whereas Net Income is likely to drop slightly above 377.9 M in 2022.

BankUnited Cash Flow from Operations Analysis

BankUnited's Operating Cash Flow reveals the quality of a company's reported earnings and is calculated by deducting company's income taxes from earnings before interest, taxes, and depreciation (EBITDA). In other words, Operating Cash Flow refers to the amount of cash a firm generates from the sales or products or from rendering services. Operating Cash Flow typically excludes costs associated with long-term investments or investment in marketable securities and is usually used by investors or analysts to check on the quality of a company's earnings.
Operating Cash Flow 
 = 
EBITDA 
-  
Taxes 
More About Cash Flow from Operations | All Equity Analysis

Current BankUnited Cash Flow from Operations

    
  1.29 B  
Most of BankUnited's fundamental indicators, such as Cash Flow from Operations, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, BankUnited is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.

BankUnited Cash Flow from Operations Historical Pattern

Today, most investors in BankUnited Stock are looking for potential investment opportunities by analyzing not only static indicators but also various BankUnited's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's cash flow from operations growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of BankUnited cash flow from operations as a starting point in their analysis.
   BankUnited Cash Flow from Operations   
Share
       Timeline  
Operating Cash Flow shows the difference between reported income and actual cash flows of the company. If a firm does not have enough cash or cash equivalents to cover its current liabilities, then both investors and management should be concerned about the company having enough liquid resources to meet current and long term debt obligations.
Compare to competition

BankUnited Net Cash Flow from Operations

Net Cash Flow from Operations

1.32 Billion

BankUnited Net Cash Flow from Operations is comparatively stable at the moment as compared to the past year. BankUnited reported Net Cash Flow from Operations of 1.22 Billion in 2021
In accordance with the recently published financial statements, BankUnited has 1.29 B in Cash Flow from Operations. This is 47.3% lower than that of the Financial Services sector and significantly higher than that of the Banks—Regional industry. The cash flow from operations for all United States stocks is 32.82% lower than that of the firm.

BankUnited Fundamental Drivers Relationships

Comparative valuation techniques use various fundamental indicators to help in determining BankUnited's current stock value. Our valuation model uses many indicators to compare BankUnited value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across BankUnited competition to find correlations between indicators driving BankUnited's intrinsic value. More Info.
BankUnited is the top company in revenue category among related companies. It is number one stock in operating margin category among related companies . The ratio of Revenue to Operating Margin for BankUnited is about  22,485,728 . BankUnited Revenues is comparatively stable at the moment as compared to the past year. BankUnited reported Revenues of 996.96 Million in 2021. Comparative valuation analysis is a catch-all model that can be used if you cannot value BankUnited by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for BankUnited's Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the BankUnited's earnings, one of the primary drivers of an investment's value.

BankUnited Earnings Per Share Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses BankUnited's direct or indirect competition against its Earnings Per Share to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of BankUnited could also be used in its relative valuation, which is a method of valuing BankUnited by comparing valuation metrics of similar companies.
BankUnited is currently under evaluation in earnings per share category among related companies.

BankUnited Current Valuation Drivers

We derive many important indicators used in calculating different scores of BankUnited from analyzing BankUnited's financial statements. These drivers represent accounts that assess BankUnited's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of BankUnited's important valuation drivers and their relationship over time.
201720182019202020212022 (projected)
Net Income Per Employee348.43 K181.49 K207.21 K131.98 K277.58 K299.5 K
Revenue Per Employee772.75 K883.33 K945.78 K801.04 K731.51 K673.13 K
Average Assets29.22 B31.37 B32.9 B34.6 B35.5 B32.73 B
Earnings Before Interest Taxes and Depreciation Amortization EBITDA466.01 M479.92 M476.42 M321.87 M527.88 M500.51 M
Earnings Before Interest Taxes and Depreciation Amortization USD466.01 M479.92 M476.42 M321.87 M527.88 M500.51 M
Earnings before Tax404.46 M415.65 M404 M249.36 M449.38 M431.47 M
Average Equity2.69 B3.03 B2.92 B2.78 B3.09 B3 B
Enterprise Value9.33 B8.33 B8.75 B7.86 B6.61 B7.5 B
Free Cash Flow224.02 M685.89 M571.92 M844.57 M1.18 B1.27 B
Invested Capital35.25 B37.08 B37.59 B38.56 B38.25 B36.66 B
Invested Capital Average34.15 B36.27 B38.03 B39.06 B38.06 B36.09 B
Market Capitalization4.35 B3.09 B3.47 B3.21 B3.77 B3.89 B
Tangible Asset Value30.27 B32.09 B32.79 B34.93 B35.74 B33.29 B

BankUnited Fundamentals

About BankUnited Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze BankUnited's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of BankUnited using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of BankUnited based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Last ReportedProjected for 2022
Revenues997 MB
Revenue to Assets 0.030534  0.0449 
Revenue Per Employee731.5 K673.1 K
BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services in the United States. BankUnited, Inc. was incorporated in 2009 and is headquartered in Miami Lakes, Florida. BankUnited operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 1465 people.

Be your own money manager

Our tools can tell you how much better you can do entering a position in BankUnited without increasing your portfolio risk or giving up expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate.risk-adjusted returns of your individual positions relative to your overall portfolio.

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Pair Trading with BankUnited

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if BankUnited position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in BankUnited will appreciate offsetting losses from the drop in the long position's value.

Moving together with BankUnited

0.78AEGAegon NV ADR Downward RallyPairCorr
0.75ALLYAlly Financial TrendingPairCorr
The ability to find closely correlated positions to BankUnited could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace BankUnited when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back BankUnited - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling BankUnited to buy it.
The correlation of BankUnited is a statistical measure of how it moves in relation to other equities. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as BankUnited moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if BankUnited moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for BankUnited can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
Continue to BankUnited Piotroski F Score and BankUnited Altman Z Score analysis. Note that the BankUnited information on this page should be used as a complementary analysis to other BankUnited's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Equity Search module to search for actively traded equities including funds and ETFs from over 30 global markets.

Complementary Tools for BankUnited Stock analysis

When running BankUnited price analysis, check to measure BankUnited's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy BankUnited is operating at the current time. Most of BankUnited's value examination focuses on studying past and present price action to predict the probability of BankUnited's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move BankUnited's price. Additionally, you may evaluate how the addition of BankUnited to your portfolios can decrease your overall portfolio volatility.
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Is BankUnited's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of BankUnited. If investors know BankUnited will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about BankUnited listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth YOY
-0.27
Market Capitalization
3.2 B
Quarterly Revenue Growth YOY
-0.17
Return On Assets
0.0096
Return On Equity
0.12
The market value of BankUnited is measured differently than its book value, which is the value of BankUnited that is recorded on the company's balance sheet. Investors also form their own opinion of BankUnited's value that differs from its market value or its book value, called intrinsic value, which is BankUnited's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because BankUnited's market value can be influenced by many factors that don't directly affect BankUnited's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between BankUnited's value and its price as these two are different measures arrived at by different means. Investors typically determine BankUnited value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, BankUnited's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.