Bancfirst Z Score
BANF   USA Stock  USD 86.04 1.00 1.18% 
Bancfirst  Z Score 
Bancfirst Z Score Analysis
Bancfirst Corp's ZScore is a simple linear, multifactor model that measures the financial health and economic stability of a company. The score is used to predict the probability of a firm going into bankruptcy within next 24 months or two fiscal years from the day stated on the accounting statements used to calculate it. The model uses five fundamental business ratios that are weighted according to algorithm of Professor Edward Altman who developed it in the late 1960s at New York University..2019  2020  2021  2022 (projected)  
Net Income  134.88 M  99.59 M  167.63 M  139.12 M 
Gross Profit  410.86 M  381.24 M  494.38 M  449.53 M 
Z Score  =  Sum Of   5 Factors 
Current Bancfirst Corp Z Score  15.6 
Most of Bancfirst Corp's fundamental indicators, such as Z Score, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Bancfirst Corp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
 
 
 
 

Bancfirst Z Score Driver Correlations
Understanding the fundamental principles of building solid financial models for Bancfirst Corp is extremely important. It helps to project a fair market value of Ford stock properly, considering its historical fundamentals such as Z Score. Since Bancfirst Corp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Bancfirst Corp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Bancfirst Corp's interrelated accounts and indicators.
0.57  0.07  0.53  0.58  0.56  0.57  
0.57  0.1  0.15  1.0  0.99  1.0  
0.07  0.1  0.4  0.11  0.05  0.12  
0.53  0.15  0.4  0.13  0.15  0.14  
0.58  1.0  0.11  0.13  0.99  1.0  
0.56  0.99  0.05  0.15  0.99  0.99  
0.57  1.0  0.12  0.14  1.0  0.99 
Click cells to compare fundamentals
To calculate ZScore one would need to know current working capital of the company, its total assets, and liabilities, amount of latest retained earnings as well as earnings before interest and tax. ZScore can be used to compare the odds of bankruptcy of companies in a similar line of business or firms operating in the same industry. Companies with ZScores above 3.1 are generally considered to be stable and healthy with a low probability of bankruptcy. Scores that fall between 1.8 and 3.1 lie in a socalled 'grey area' with scores of less than 1, indicating the high probability of distress. Z Score is used widely by financial auditors, accountants, money managers, loan processers, wealth advisers, as well as day traders. In the last 25 years, many financial models that utilize z score has been proved to be successful as a predictor of corporate bankruptcy.
Compare to competition 
In accordance with the company's disclosures, Bancfirst Corp has a Z Score of 15.6. This is much higher than that of the Financial Services sector and significantly higher than that of the Banksâ€”Regional industry. The z score for all United States stocks is 78.9% lower than that of the firm.
Bancfirst Corp Current Valuation Drivers
We derive many important indicators used in calculating different scores of Bancfirst Corp from analyzing Bancfirst Corp's financial statements. These drivers represent accounts that assess Bancfirst Corp's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Bancfirst Corp's important valuation drivers and their relationship over time.
2017  2018  2019  2020  2021  2022 (projected)  
Net Income Per Employee  48.51 K  66.01 K  69.24 K  48.78 K  43.9 K  41.02 K  
Revenue Per Employee  205.47 K  224.76 K  243.27 K  227.44 K  204.7 K  187.11 K  
Average Assets  7.16 B  7.6 B  8.08 B  9.28 B  10.57 B  9.75 B  
Earnings Before Interest Taxes and Depreciation Amortization EBITDA  148.1 M  173.3 M  185.55 M  141.94 M  228.44 M  197.88 M  
Earnings Before Interest Taxes and Depreciation Amortization USD  148.1 M  173.3 M  185.55 M  141.94 M  228.44 M  197.88 M  
Earnings before Tax  136.31 M  159.75 M  169.56 M  123.51 M  208.4 M  179.6 M  
Average Equity  754.59 M  871.92 M  967.26 M  1.04 B  1.14 B  1.03 B  
Enterprise Value  (64.73 M)  (124.2 M)  364.92 M  110.03 M  (1.72 B)  (1.77 B)  
Free Cash Flow  91.74 M  88.15 M  131.9 M  87.89 M  162.54 M  134.56 M  
Invested Capital  5.46 B  6.08 B  6.55 B  7.45 B  7.27 B  6.97 B  
Invested Capital Average  5.31 B  5.84 B  6.28 B  7.44 B  7.26 B  6.89 B  
Market Capitalization  1.63 B  1.63 B  2.04 B  1.92 B  2.3 B  2 B  
Tangible Asset Value  7.19 B  7.48 B  8.39 B  9.04 B  9.24 B  9.02 B 
Bancfirst Corp Institutional Holders
Institutional Holdings refers to the ownership stake in Bancfirst Corp that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Bancfirst Corp's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in highprofile magazines, and presentations at investor conferences help move the stock higher, increasing Bancfirst Corp's value.Security Type  Shares  Value  
Blackrock Inc  Common Shares  3.1 M  260.1 M  
Kayne Anderson Rudnick Investment Management Llc  Common Shares  2.2 M  183.6 M  
Vanguard Group Inc  Common Shares  2 M  169.2 M  
Bancfirst Trust Investment Management  Common Shares  1 M  84.9 M  
Dimensional Fund Advisors Lp  Common Shares  929.1 K  77.3 M  
State Street Corp  Common Shares  853.7 K  71.3 M  
Geode Capital Management Llc  Common Shares  340.3 K  28.3 M 
Bancfirst Fundamentals
Return On Equity  15.14 %  
Return On Asset  1.80 %  
Profit Margin  32.95 %  
Operating Margin  43.25 %  
Current Valuation  714.65 M  
Shares Outstanding  32.57 M  
Shares Owned by Insiders  40.41 %  
Shares Owned by Institutions  46.68 %  
Number of Shares Shorted  832.05 K  
Price to Earning  16.55 X  
Price to Book  2.32 X  
Price to Sales  5.45 X  
Revenue  488.66 M  
Gross Profit  489.58 M  
EBITDA  59.49 M  
Net Income  161.02 M  
Cash and Equivalents  2.06 B  
Cash per Share  62.94 X  
Total Debt  99.1 M  
Debt to Equity  0.0488 %  
Book Value Per Share  35.21 X  
Cash Flow from Operations  189.79 M  
Short Ratio  6.33 X  
Earnings Per Share  4.94 X  
Price to Earnings To Growth  2.57 X  
Number of Employees  1.95 K  
Beta  1.26  
Market Capitalization  2.66 B  
Total Asset  6.69 B  
Retained Earnings  730.5 M  
Z Score  15.6  
Five Year Return  2.04 %  
Last Dividend Paid  1.44 
About Bancfirst Corp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Bancfirst Corp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Bancfirst Corp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Bancfirst Corp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.BancFirst Corporation operates as the bank holding company for BancFirst that provides a range of commercial banking services to retail customers, and small to mediumsized businesses. BancFirst Corporation was incorporated in 1984 and is headquartered in Oklahoma City, Oklahoma. Bancfirst Corp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 1948 people.
Be your own money manager
Our tools can tell you how much better you can do entering a position in Bancfirst Corp without increasing your portfolio risk or giving up expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate.riskadjusted returns of your individual positions relative to your overall portfolio.Did you try this?
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Pair Trading with Bancfirst Corp
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Bancfirst Corp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Bancfirst Corp will appreciate offsetting losses from the drop in the long position's value.Bancfirst Corp Pair Correlation
Correlation Analysis For Direct Indexing and Taxloss Harvesting
The ability to find closely correlated positions to Bancfirst Corp could be a great tool in your taxloss harvesting strategies, allowing investors a quick way to find a similarenough asset to replace Bancfirst Corp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Bancfirst Corp  that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Bancfirst Corp to buy it.
The correlation of Bancfirst Corp is a statistical measure of how it moves in relation to other equities. This measure is expressed in what is known as the correlation coefficient, which ranges between 1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Bancfirst Corp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Bancfirst Corp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Bancfirst Corp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better riskadjusted return on your portfolios.Continue to Bancfirst Corp Piotroski F Score and Bancfirst Corp Valuation analysis. Note that the Bancfirst Corp information on this page should be used as a complementary analysis to other Bancfirst Corp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Cryptocurrency Center module to build and monitor diversified portfolio of extremely risky digital assets and cryptocurrency.
Complementary Tools for Bancfirst Stock analysis
When running Bancfirst Corp price analysis, check to measure Bancfirst Corp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bancfirst Corp is operating at the current time. Most of Bancfirst Corp's value examination focuses on studying past and present price action to predict the probability of Bancfirst Corp's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Bancfirst Corp's price. Additionally, you may evaluate how the addition of Bancfirst Corp to your portfolios can decrease your overall portfolio volatility.
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The market value of Bancfirst Corp is measured differently than its book value, which is the value of Bancfirst that is recorded on the company's balance sheet. Investors also form their own opinion of Bancfirst Corp's value that differs from its market value or its book value, called intrinsic value, which is Bancfirst Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bancfirst Corp's market value can be influenced by many factors that don't directly affect Bancfirst Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bancfirst Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine Bancfirst Corp value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bancfirst Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.