Banc Of Fundamentals

BANC
 Stock
  

USD 16.79  0.56  3.45%   

Banc Of California fundamentals help investors to digest information that contributes to Banc Of's financial success or failures. It also enables traders to predict the movement of Banc Of Stock. The fundamental analysis module provides a way to measure Banc Of's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Banc Of stock.
This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.
  
Banc Of Gross Profit is projected to increase significantly based on the last few years of reporting. The past year's Gross Profit was at 265.85 Million. The current year Net Income is expected to grow to about 67.3 M, whereas Consolidated Income is forecasted to decline to about 54.5 M.

Banc Of Price to Earning Analysis

Banc Of's Price to Earnings ratio is typically used for current valuation of a company and is one of the most popular ratios that investors monitor daily. Holding a low PE stock is less risky because when a company's profitability falls, it is likely that earnings will also go down as well. In other words, if you start from a lower position, your downside risk is limited. There are also some investors who believe that low Price to Earnings ratio reflects the low pricing because a given company is in trouble. On the other hand, a higher PE ratio means that investors are paying more for each unit of profit.
 2019 2020 2021 2022 (projected)
Revenues USD224.45 M213.39 M265.85 M275.88 M
Revenues403.96 M309.12 M310.59 M296.16 M
P/E 
 = 
Market Value Per Share 
Earnings Per Share 
More About Price to Earning | All Equity Analysis

Current Banc Of Price to Earning

    
  53.03 X  
Most of Banc Of's fundamental indicators, such as Price to Earning, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Banc Of California is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.

Banc Of Price to Earning Historical Pattern

Today, most investors in Banc Of Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Banc Of's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's price to earning growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Banc Of price to earning as a starting point in their analysis.
   Banc Of Price to Earning   
Share
       Timeline  
Generally speaking, the Price to Earnings ratio gives investors an idea of what the market is willing to pay for the company's current earnings.
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Banc Of Accumulated Retained Earnings Deficit

Accumulated Retained Earnings Deficit

128.91 Million

Banc Of Accumulated Retained Earnings Deficit are projected to increase significantly based on the last few years of reporting. The past year's Accumulated Retained Earnings Deficit were at 147.89 Million
Based on the latest financial disclosure, the price to earning indicator of Banc Of California is roughly 53 times. This is 190.1% higher than that of the Banks sector and significantly higher than that of the Financials industry. The price to earning for all United States stocks is 84.64% lower than that of the firm.

Banc Of California Fundamental Drivers Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Banc Of's current stock value. Our valuation model uses many indicators to compare Banc Of value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Banc Of competition to find correlations between indicators driving Banc Of's intrinsic value. More Info.
Banc Of California is the top company in total debt category among related companies. It is number one stock in number of shares shorted category among related companies . The ratio of Total Debt to Number of Shares Shorted for Banc Of California is about  283.31 . Banc Of Total Debt is projected to increase significantly based on the last few years of reporting. The past year's Total Debt was at 816.12 Million. Comparative valuation analysis is a catch-all model that can be used if you cannot value Banc Of by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Banc Of's Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Banc Of's earnings, one of the primary drivers of an investment's value.

Banc Of Current Valuation Drivers

We derive many important indicators used in calculating different scores of Banc Of from analyzing Banc Of's financial statements. These drivers represent accounts that assess Banc Of's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Banc Of's important valuation drivers and their relationship over time.
201720182019202020212022 (projected)
Net Income Per Employee78.2 K61.37 K36 K20.52 K92.64 K99.95 K
Revenue Per Employee587.89 K610.29 K612.06 K504.55 K461.5 K406.38 K
Average Assets10.51 B10.38 B8.93 B7.76 B8.41 B8.29 B
Earnings Before Interest Taxes and Depreciation Amortization EBITDA50.41 M65.47 M46.6 M32.18 M103.18 M88.06 M
Earnings Before Interest Taxes and Depreciation Amortization USD50.41 M65.47 M46.6 M32.18 M103.18 M88.06 M
Earnings before Tax34.06 M51.59 M27.98 M14.36 M82.62 M69.89 M
Average Equity1 B968.66 M930.03 M863.36 M886.04 M848.33 M
Enterprise Value2.11 B2.12 B2.2 B1.2 B1.84 B1.66 B
Free Cash Flow550.35 M118.19 M69.78 M69.77 M106.84 M115.28 M
Invested Capital11.76 B11.89 B8.81 B8.43 B9.88 B9.63 B
Invested Capital Average11.48 B11.86 B10.1 B8.27 B8.97 B8.91 B
Market Capitalization1.04 B674.19 M874.19 M739.03 M1.23 B1.01 B
Tangible Asset Value10.28 B10.59 B7.79 B7.84 B9.29 B8.95 B

Banc Of Fundamentals

About Banc Of Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Banc Of California's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Banc Of using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Banc Of California based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Last ReportedProjected for 2022
Revenues310.6 M296.2 M
Revenue to Assets 0.033063  0.0459 
Revenue Per Employee461.5 K406.4 K

Banc Of Investors Sentiment

The influence of Banc Of's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Banc Of. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock markets does not have a solid backing from leading economists and market statisticians.
Investor biases related to Banc Of's public news can be used to forecast risks associated with investment in Banc Of. The trend in average sentiment can be used to explain how an investor holding Banc Of can time the market purely based on public headlines and social activities around Banc Of California. Please note that most equiteis that are difficult to arbitrage are affected by market sentiment the most.
Banc Of's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Banc Of's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Banc Of's news discussions. The higher the estimated score, the more favorable is the investor's outlook on Banc Of.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Banc Of in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Banc Of's short interest history, or implied volatility extrapolated from Banc Of options trading.

Pair Trading with Banc Of

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Banc Of position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Banc Of will appreciate offsetting losses from the drop in the long position's value.
The ability to find closely correlated positions to Banc Of could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Banc Of when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Banc Of - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Banc Of California to buy it.
The correlation of Banc Of is a statistical measure of how it moves in relation to other equities. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Banc Of moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Banc Of California moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Banc Of can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
Continue to Banc Of Piotroski F Score and Banc Of Altman Z Score analysis. You can also try CEO Directory module to screen CEOs from public companies around the world.

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When running Banc Of California price analysis, check to measure Banc Of's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Banc Of is operating at the current time. Most of Banc Of's value examination focuses on studying past and present price action to predict the probability of Banc Of's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Banc Of's price. Additionally, you may evaluate how the addition of Banc Of to your portfolios can decrease your overall portfolio volatility.
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Is Banc Of's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Banc Of. If investors know Banc Of will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Banc Of listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth YOY
(0.05) 
Market Capitalization
B
Quarterly Revenue Growth YOY
0.18
Return On Assets
0.0119
Return On Equity
0.12
The market value of Banc Of California is measured differently than its book value, which is the value of Banc Of that is recorded on the company's balance sheet. Investors also form their own opinion of Banc Of's value that differs from its market value or its book value, called intrinsic value, which is Banc Of's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Banc Of's market value can be influenced by many factors that don't directly affect Banc Of's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Banc Of's value and its price as these two are different measures arrived at by different means. Investors typically determine Banc Of value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Banc Of's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.