Olivia Kirtley - US Bancorp Lead Independent Director

USB
 Stock
  

USD 46.59  0.57  1.24%   

  Director
Ms. Olivia F. Kirtley CPA is an Independent Director of U.S. Bancorp. She is a Certified Public Accountant and Chartered Global Management Accountant, has served as a business consultant on strategic, risk and corporate governance issues since 2000. She also served as the President of the International Federation of Accountants, the global organization for the accountancy profession which facilitates the establishment of international auditing, ethics and education standards, from 2014 to 2016, and as Deputy President of IFAC from 2012 to 2014. Prior to 2000, she served as a senior manager at a predecessor to accounting firm Ernst Young LLP, and as Treasurer, Vice President and Chief Financial Officer at Vermont American Corporationrationration.
Age: 70  Director Since 2020  CPA    
651 466-3000  www.usbank.com
Kirtley brings extensive experience, expertise and insight to our Board in the areas of audit and corporate governance. In addition to her expertise in audit and tax issues developed in part as a senior manager at a predecessor to auditing firm Ernst & Young LLP, Ms. Kirtley also brings corporate management experience from her tenure at Vermont American Corporationrationrationration, where she held the positions of Treasurer, Vice President and Chief Financial Officer.

US Bancorp Management Efficiency

US Bancorp has Return on Asset of 1.27 % which means that on every $100 spent on asset, it made $1.27 of profit. This is way below average. In the same way, it shows return on shareholders equity (ROE) of 13.96 %, implying that it generated $13.96 on every 100 dollars invested. US Bancorp management efficiency ratios could be used to measure how well the company manages its routine affairs as well as how well it operates its assets and liabilities. The current year Return on Average Assets is expected to grow to 1.56. The current year Return on Average Equity is expected to grow to 15.56. US Bancorp Revenue to Assets are projected to slightly decrease based on the last few years of reporting. The past year's Revenue to Assets were at 0.041365. The current year Asset Turnover is expected to grow to 0.05, whereas Total Assets are forecasted to decline to about 483.8 B.
The company has 53.97 B in debt with debt to equity (D/E) ratio of 0.5, which is OK given its current industry classification. Debt can assist US Bancorp until it has trouble settling it off, either with new capital or with free cash flow. So, US Bancorp's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like US Bancorp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for US Bancorp to invest in growth at high rates of return. When we think about US Bancorp's use of debt, we should always consider it together with cash and equity.

Similar Executives

Showing few of many executives

DIRECTOR Since

Teri ListStollMicrosoft Corp
2014
Martha PollackInternational Business Machines
2019
William HarrisonMerck Company
2009
Inge ThulinMerck Company
2018
John DasburgThe Travelers Companies
2017
Linda BammannJP Morgan Chase
2013
Paul WalshMcDonalds Corp
2019
Robert BradwayBoeing Company
2016
William BeattieGeneral Electric
2009
Sandra PetersonMicrosoft Corp
2015
Phebe NovakovicJP Morgan Chase
2020
Stephen SangerWells Fargo
2016
John NoseworthyMerck Company
2017
Robert LaneGeneral Electric
2005
Wendell WeeksMerck Company
2004
John ChenWells Fargo
2006
Maria MorrisWells Fargo
2018
Virginia RomettyJP Morgan Chase
2020
Susan SchwabBoeing Company
2010
Nikki HaleyBoeing Company
2019
William BrodyInternational Business Machines
2007
Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota. US Bancorp operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 70000 people. US Bancorp (USB) is traded on New York Stock Exchange in USA and employs 70,000 people.

US Bancorp Leadership Team

Elected by the shareholders, the US Bancorp's board of directors comprises two types of representatives: US Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of US Bancorp. The board's role is to monitor US Bancorp's management team and ensure that shareholders' interests are well served. US Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, US Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
Gunjan Kedia, Vice Chairman - Wealth Management & Securities Services Division
Kimberly Harris, Independent Director
Dorothy Bridges, Independent Director
Paul Parker, Vice Chairman, Chief Risk Officer
Warner Baxter, Independent Director
Joseph Hoesley, Vice Chairman - Commercial Real Estate
Olivia Kirtley, Lead Independent Director
Katherine Quinn, Executive Vice President- Strategy and Corporate Affairs
Mark Runkel, Senior Executive Vice President, Chief Transformation Officer
James Kelligrew, Vice Chairman - Corporate and Commercial Banking
Jodi Richard, Vice Chairman, Chief Risk Officer
Richard Davis, Chairman, CEO, Chairman of Executive Committee, Member of Risk Management Committee, Chairman of U.S. Bank and CEO of U.S. Bank
John Elmore, Vice Chairman - Community Banking and Branch Delivery
Jennie Carlson, Executive Vice President - Human Resources
Kent Stone, Vice Chairman - Consumer Banking Sales and Support
Karen Lynch, Independent Director
Lisa Stark, Executive Vice President Controller
Andrew Cecere, President, COO and President of US Bank and COO of US Bank
James Chosy, Executive Vice President General Counsel, Corporate Secretary
Jennifer Thompson, Senior Vice President - Investor Relations
Beth McDonnell, Senior Vice President Chief Marketing Officer
Elcio Barcelos, Senior Executive Vice President Chief Human Resource Officer
P Parker, Vice Chairman and Chief Risk Officer
Troy Remington, Chief Credit Officer
Arthur Collins, Lead Independent Director
Kimberly EllisonTaylor, Independent Director
Marc Casper, Independent Director
Roland Hernandez, Independent Director
Gregory Cunningham, Senior Executive Vice President Chief Diversity Officer
Kathleen Rogers, Vice Chairman, CFO, Vice Chairman of US Bank and CFO of US Bank
Shailesh Kotwal, Vice Chairman - Payment Services
Craig Schnuck, Independent Director
Leslie Godridge, Vice Chairman - Corporate and Commercial Banking
Doreen Ho, Independent Director
Terrance Dolan, Vice Chairman - Wealth Management and Securities Services
Richard McKenney, Independent Director
Douglas Baker, Independent Director
John Wiehoff, Independent Director
Joel Johnson, Independent Director
Timothy Welsh, Vice Chairman - Consumer Banking Sales and Support
Sean OConnor, Senior Vice President Investor Relations
Richard Payne, Vice Chairman of Wholesale Banking and Vice Chairman of Wholesale Banking - US Bank
Pamela Joseph, Vice Chairman of Payment Services
Odell Owens, Independent Director
Yusuf Mehdi, Independent Director
Luke Wippler, Corporate Treasurer
David OMaley, Lead Independent Director
Scott Wine, Independent Director
Dominic Venturo, Senior Executive Vice President Chief Digital Officer
Jeffry Gillern, Vice Chairman - Technology and Operations Services
Ismat Aziz, Chief Human Resource Officer, Executive Vice President
Patrick Stokes, Independent Director
Elizabeth Buse, Independent Director

US Bancorp Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is US Bancorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

US Bancorp Investors Sentiment

The influence of US Bancorp's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in US Bancorp. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock markets does not have a solid backing from leading economists and market statisticians.
Investor biases related to US Bancorp's public news can be used to forecast risks associated with investment in US Bancorp. The trend in average sentiment can be used to explain how an investor holding US Bancorp can time the market purely based on public headlines and social activities around US Bancorp. Please note that most equiteis that are difficult to arbitrage are affected by market sentiment the most.
US Bancorp's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for US Bancorp's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average US Bancorp's news discussions. The higher the estimate score, the more favorable is the investor's outlook on US Bancorp.

US Bancorp Implied Volatility

    
  14.0  
US Bancorp's implied volatility exposes the market's sentiment of US Bancorp stock's possible movements over time. However, it does not forecast the overall direction of its price. In a nutshell, if US Bancorp's implied volatility is high, the market thinks the stock has potential for high price swings in either direction. On the other hand, the low implied volatility suggests that US Bancorp stock will not fluctuate a lot when US Bancorp's options are near their expiration.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards US Bancorp in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, US Bancorp's short interest history, or implied volatility extrapolated from US Bancorp options trading.

Current Sentiment - USB

US Bancorp Investor Sentiment

Predominant part of Macroaxis users are at this time bullish on US Bancorp. What is your outlook on investing in US Bancorp? Are you bullish or bearish?
Bullish
Bearish
98% Bullish
2% Bearish

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
Also, please take a look at World Market Map. Note that the US Bancorp information on this page should be used as a complementary analysis to other US Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Risk-Return Analysis module to view associations between returns expected from investment and the risk you assume.

Complementary Tools for US Bancorp Stock analysis

When running US Bancorp price analysis, check to measure US Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy US Bancorp is operating at the current time. Most of US Bancorp's value examination focuses on studying past and present price action to predict the probability of US Bancorp's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move US Bancorp's price. Additionally, you may evaluate how the addition of US Bancorp to your portfolios can decrease your overall portfolio volatility.
Price Ceiling Movement
Calculate and plot Price Ceiling Movement for different equity instruments
Go
Crypto Correlations
Use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins
Go
Equity Forecasting
Use basic forecasting models to generate price predictions and determine price momentum
Go
Equity Search
Search for actively traded equities including funds and ETFs from over 30 global markets
Go
Price Exposure Probability
Analyze equity upside and downside potential for a given time horizon across multiple markets
Go
Earnings Calls
Check upcoming earnings announcements updated hourly across public exchanges
Go
Portfolio Suggestion
Get suggestions outside of your existing asset allocation including your own model portfolios
Go
Positions Ratings
Determine portfolio positions ratings based on digital equity recommendations. Macroaxis instant position ratings are based on combination of fundamental analysis and risk-adjusted market performance
Go
Is US Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of US Bancorp. If investors know US Bancorp will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about US Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth YOY
-0.32
Market Capitalization
69.2 B
Quarterly Revenue Growth YOY
-0.13
Return On Assets
0.0127
Return On Equity
0.14
The market value of US Bancorp is measured differently than its book value, which is the value of US Bancorp that is recorded on the company's balance sheet. Investors also form their own opinion of US Bancorp's value that differs from its market value or its book value, called intrinsic value, which is US Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because US Bancorp's market value can be influenced by many factors that don't directly affect US Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between US Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine US Bancorp value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, US Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.