Tina Sund - SPAREBANK Director


NOK 118.40  0.40  0.34%   

Ms. Tina Steinsvik Sund was Executive Director Human Resources Performance Development and Ebusiness at Sparebank 1 SMN since January 1 2013. Before that she was Executive Director of Business Support and Business Development at the Company. She joined the Company in 2006. She is also Chairman of the Boards of SpareBank 1 SMN Invest SpareBank 1 SMN Card Solutions SpareBank 1 SMN Kvartalet SpareBank 1 Bygget Trondheim Brannstasjonen SMN and SpareBank 1 Bygget Steinkjer as well as Member of the Boards of Directors of ProVenture Seed and Argentum Fondsinvesteringer. She previously worked for Accenture and Intel Capital. She holds a MS degree in Industrial Economics from Norges TekniskNaturvitenskapelige Universitet NTNU from 1995 and a MBA degree from INSEAD from 2000.
Age: 43  Director Since 2013  MBA    
47 91 50 73 00  https://www.sparebank1.no/nb/smn

SPAREBANK Management Efficiency

SPAREBANK 1 SMN has return on total asset (ROA) of 1.33 % which means that it generated profit of $1.33 on every $100 spent on asset. This is way below average. Similarly, it shows return on equity (ROE) of 12.25 %, meaning that it generated $12.25 on every $100 dollars invested by stockholders. SPAREBANK management efficiency ratios could be used to measure how well the company manages its routine affairs as well as how well it operates its assets and liabilities.
The company has accumulated 51.7 B in total debt. Debt can assist SPAREBANK until it has trouble settling it off, either with new capital or with free cash flow. So, SPAREBANK's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like SPAREBANK 1 SMN sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for SPAREBANK to invest in growth at high rates of return. When we think about SPAREBANK's use of debt, we should always consider it together with cash and equity.
SpareBank 1 SMN, together with its subsidiaries, provides various banking, accounting, and real estate products and services to private individuals and companies in Norway and internationally. SpareBank 1 SMN was founded in 1823 and is headquartered in Trondheim, Norway. SPAREBANK operates under BanksRegional classification in Norway and is traded on Oslo Stock Exchange. It employs 1579 people. SPAREBANK 1 SMN (MING) is traded on Oslo Stock Exchange in Norway and employs 1,579 people.

SPAREBANK 1 SMN Leadership Team

Elected by the shareholders, the SPAREBANK's board of directors comprises two types of representatives: SPAREBANK inside directors who are chosen from within the company, and outside directors, selected externally and held independent of SPAREBANK. The board's role is to monitor SPAREBANK's management team and ensure that shareholders' interests are well served. SPAREBANK's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, SPAREBANK's outside directors are responsible for providing unbiased perspectives on the board's policies.
Kjell Fordal, CFO and Executive Director of Fin. Division
Janne Thomsen, Independent Director
Christina Straub, Director, Employee Representative
Wenche Seljeseth, Executive Director of Product, Processes and Production
Rolf Broske, Executive Director – Communications and Society
Inge Lindseth, Director, Employee Representative
Svein Samdal, Executive Director – Retail
Bard Benum, Independent Deputy Chairman of the Board
Aud Skrudland, Member of the Board
JohanPetter Winsnes, Acting Executive Director - Organisation and Development
Arnhild Holstad, Member of the Board
Kjersti Honstad, Executive Director - Legal Affairs
Oddny Lysberg, Director, Employee Representative
Erik Gunnes, Director, Employee Representative
Tonje Foss, Independent Director
Nelly Maske, Executive Director - Retail Banking and Organization and Development
Morten Loktu, Independent Director
Paul HjelmHansen, Member of the Board
Venche Johnsen, Director, Employee Representative
Ola Nerasen, Head of Risk Management and Compliance
Astrid Undheim, Executive Director - Technology and Development
Kjell Bjordal, Independent Chairman of the Board
Mette Kamsvag, Independent Director
Finn Haugen, Group CEO, Managing Director, Chairman of Eiendomsmegler 1 Midt-Norge AS, Member of Supervisory Board of Sparebanken Nord-Norge and Member of Supervisory Board of Sparebanken Rogaland
Finn Haugan, Group CEO, Managing Director, Chairman of Eiendomsmegler 1 Midt-Norge AS, Member of Supervisory Board of Sparebanken Nord-Norge and Member of Supervisory Board of Sparebanken Rogaland
Christian Stav, Independent Director
Vegard Helland, Executive Director of Corporate Market Division
Tina Sund, Executive Director of HR, Performance Devel. and E-Bus.
JanFrode Janson, Group Chief Executive Officer

SPAREBANK Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is SPAREBANK a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards SPAREBANK in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, SPAREBANK's short interest history, or implied volatility extrapolated from SPAREBANK options trading.

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When running SPAREBANK 1 SMN price analysis, check to measure SPAREBANK's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy SPAREBANK is operating at the current time. Most of SPAREBANK's value examination focuses on studying past and present price action to predict the probability of SPAREBANK's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move SPAREBANK's price. Additionally, you may evaluate how the addition of SPAREBANK to your portfolios can decrease your overall portfolio volatility.
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Please note, there is a significant difference between SPAREBANK's value and its price as these two are different measures arrived at by different means. Investors typically determine SPAREBANK value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SPAREBANK's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.