Christina Straub - SPAREBANK Director, Employee Representative


NOK 116.20  3.60  3.20%   

Ms. Christina Straub was Director, Employee Representative at SPAREBANK 1 SMN since March 28, 2019. She was Vice Chairman of Finansforbundet SMN since 2019. She was employed at Var Bank Forsikring from 1998 till 2001, and Evry from 2001 till 2006. She has worked at the Company in various positions since 2006, recently as Product Manager Payment and in various committees. She has experience as Chair of the Board of Saxenborg Barnehage for four years. She was Board Member of Strindheim Handball since 2015.
Age: 45  Director Since 2019      
47 91 50 73 00

SPAREBANK Management Efficiency

SPAREBANK 1 SMN has return on total asset (ROA) of 1.41 % which means that it generated profit of $1.41 on every $100 spent on asset. This is way below average. Similarly, it shows return on equity (ROE) of 12.83 %, meaning that it generated $12.83 on every $100 dollars invested by stockholders. SPAREBANK management efficiency ratios could be used to measure how well the company manages its routine affairs as well as how well it operates its assets and liabilities.
The company has accumulated 46.53 B in total debt. Debt can assist SPAREBANK until it has trouble settling it off, either with new capital or with free cash flow. So, SPAREBANK's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like SPAREBANK 1 SMN sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for SPAREBANK to invest in growth at high rates of return. When we think about SPAREBANK's use of debt, we should always consider it together with cash and equity.

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SpareBank 1 SMN, together with its subsidiaries, provides various banking, accounting, and real estate products and services to private individuals and companies in Norway and internationally. SpareBank 1 SMN was founded in 1823 and is headquartered in Trondheim, Norway. SPAREBANK operates under BanksRegional classification in Norway and is traded on Oslo Stock Exchange. It employs 1556 people. SPAREBANK 1 SMN (MING) is traded on Oslo Stock Exchange in Norway and employs 1,556 people.

SPAREBANK 1 SMN Leadership Team

Elected by the shareholders, the SPAREBANK's board of directors comprises two types of representatives: SPAREBANK inside directors who are chosen from within the company, and outside directors, selected externally and held independent of SPAREBANK. The board's role is to monitor SPAREBANK's management team and ensure that shareholders' interests are well served. SPAREBANK's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, SPAREBANK's outside directors are responsible for providing unbiased perspectives on the board's policies.
Kjell Fordal, CFO and Executive Director of Fin. Division
Janne Thomsen, Independent Director
Christina Straub, Director, Employee Representative
Wenche Seljeseth, Executive Director of Product, Processes and Production
Rolf Broske, Executive Director – Communications and Society
Inge Lindseth, Director, Employee Representative
Svein Samdal, Executive Director – Retail
Bard Benum, Independent Deputy Chairman of the Board
Aud Skrudland, Member of the Board
JohanPetter Winsnes, Acting Executive Director - Organisation and Development
Arnhild Holstad, Member of the Board
Kjersti Honstad, Executive Director - Legal Affairs
Oddny Lysberg, Director, Employee Representative
Erik Gunnes, Director, Employee Representative
Tonje Foss, Independent Director
Nelly Maske, Executive Director - Retail Banking and Organization and Development
Morten Loktu, Independent Director
Paul HjelmHansen, Member of the Board
Venche Johnsen, Director, Employee Representative
Ola Nerasen, Head of Risk Management and Compliance
Astrid Undheim, Executive Director - Technology and Development
Kjell Bjordal, Independent Chairman of the Board
Mette Kamsvag, Independent Director
Finn Haugen, Group CEO, Managing Director, Chairman of Eiendomsmegler 1 Midt-Norge AS, Member of Supervisory Board of Sparebanken Nord-Norge and Member of Supervisory Board of Sparebanken Rogaland
Finn Haugan, Group CEO, Managing Director, Chairman of Eiendomsmegler 1 Midt-Norge AS, Member of Supervisory Board of Sparebanken Nord-Norge and Member of Supervisory Board of Sparebanken Rogaland
Christian Stav, Independent Director
Vegard Helland, Executive Director of Corporate Market Division
Tina Sund, Executive Director of HR, Performance Devel. and E-Bus.
JanFrode Janson, Group Chief Executive Officer

SPAREBANK Stock Performance Indicators

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