Howard Bancorp Earnings Estimate

HBMD -  USA Stock  

USD 23.30  0.00  0.00%

Many public companies, such as Howard Bancorp, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm. By analyzing Howard Bancorp's earnings estimates, investors can diagnose different trends across Howard Bancorp's analyst sentiment over time as well as compare current estimates against different timeframes.
Howard Bancorp is projected to generate 1.29 in earnings per share on the 31st of December 2021. Howard Bancorp earnings estimates module stress-tests analyst consensus about projected Howard Bancorp EPS (Earning Per Share) to derive its highest and lowest estimates based on its historical volatility. Please check Risk vs Return Analysis.
  
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As of May 26, 2022, Gross Profit is expected to decline to about 73.1 M. In addition to that, Profit Margin is expected to decline to -0.21

Howard Bancorp Earnings Estimation Breakdown

Calculation of earning per share of Howard Bancorp is based on official Zacks consensus of 1 analysts regarding Howard Bancorp future annual earnings. Given the historical accuracy of 88.0%, the future earnings per share of Howard Bancorp is estimated to be 1.29 with the lowest and highest values of 1.28 and 1.3, respectively. Please note that this consensus of annual earnings estimates for Howard Bancorp is an estimate of EPS before non-recurring items and including employee stock options expenses
  Current EPS 1.29
1.28
Lowest
Expected EPS 1.29
1.30
Highest

Howard Bancorp Earnings Projection Consensus

Suppose the current estimates of Howard Bancorp's value are higher than the current market price of the Howard Bancorp stock. In this case, investors may conclude that Howard Bancorp is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Howard Bancorp's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyCurrent EPSEPS Estimate for 31st of December 2021

1

88.0%

1.29

1.29

Howard Bancorp Earnings History

Earnings estimate consensus by Howard Bancorp analysts from Wall Street is used by the market to judge Howard Bancorp's stock performance. The investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only Howard Bancorp's upcoming profit reports and earnings-per-share forecasts but also compare them to our different valuation methods.

Howard Bancorp Quarterly Earnings Before Interest Taxes and Depreciation Amortization EBITDA

9.9 Million

Share
As of May 26, 2022, Accumulated Retained Earnings Deficit is expected to decline to about 17.8 M. In addition to that, Earning Before Interest and Taxes EBIT is expected to decline to about (12.3 M) Howard Bancorp Weighted Average Shares Diluted is projected to increase significantly based on the last few years of reporting. The past year's Weighted Average Shares Diluted was at 16.89 Million.
Sophisticated investors, who have witnessed many market ups and downs, frequently view the market will even out over time. This tendency of Howard Bancorp's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy. Please use the tools below to analyze the current value of Howard Bancorp in the context of predictive analytics.
Hype
Prediction
LowEstimated ValueHigh
23.3023.3023.30
Details
Intrinsic
Valuation
LowReal ValueHigh
21.7921.7925.63
Details
Naive
Forecast
LowNext ValueHigh
22.1322.1322.13
Details
3 Analysts
Consensus
LowTarget PriceHigh
20.0024.0028.00
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Howard Bancorp. Your research has to be compared to or analyzed against Howard Bancorp's peers to derive any actionable benefits. When done correctly, Howard Bancorp's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy towards taking a position in Howard Bancorp.
Note that many institutional investors and large investment bankers can move markets due to the volume of Howard assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards Howard Bancorp. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving Howard stock price in the short term.

Howard Bancorp Earnings per Share Projection vs Actual

Actual Earning per Share of Howard Bancorp refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Howard Bancorp predict the company's earnings will be in the future. The higher the earnings per share of Howard Bancorp, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Howard Bancorp Estimated Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Howard Bancorp, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Howard Bancorp should always be considered in relation to other companies to make a more educated investment decision.

About Howard Bancorp Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of Howard Bancorp earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current Howard Bancorp estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as Howard Bancorp fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.
Last ReportedProjected for 2022
Accumulated Retained Earnings Deficit20.9 M17.8 M
Earning Before Interest and Taxes EBIT-12 M-12.3 M
Earnings per Basic Share(0.82) (0.84) 
Earnings per Diluted Share(0.82) (0.84) 
Price to Earnings Ratio(11.68) (11.99) 
Earnings Before Interest Taxes and Depreciation Amortization EBITDA-9.4 M-9.7 M
Earnings before Tax-12 M-12.3 M
Howard Bancorp, Inc. operates as the bank holding company for Howard Bank that provides commercial banking, mortgage banking, and consumer finance products and services to businesses, business owners, professionals, and other consumers. Howard Bancorp, Inc. was founded in 2004 and is headquartered in Baltimore, Maryland. Howard Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 235 people.

Howard Bancorp Investors Sentiment

The influence of Howard Bancorp's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Howard. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock markets does not have a solid backing from leading economists and market statisticians.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Howard Bancorp in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Howard Bancorp's short interest history, or implied volatility extrapolated from Howard Bancorp options trading.

Current Sentiment - HBMD

Howard Bancorp Investor Sentiment

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Please check Risk vs Return Analysis. Note that the Howard Bancorp information on this page should be used as a complementary analysis to other Howard Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Pattern Recognition module to use different Pattern Recognition models to time the market across multiple global exchanges.

Other Tools for Howard Stock

When running Howard Bancorp price analysis, check to measure Howard Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Howard Bancorp is operating at the current time. Most of Howard Bancorp's value examination focuses on studying past and present price action to predict the probability of Howard Bancorp's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Howard Bancorp's price. Additionally, you may evaluate how the addition of Howard Bancorp to your portfolios can decrease your overall portfolio volatility.
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