ING Group Stock Buy Hold or Sell Recommendation

ING
 Stock
  

USD 11.80  0.06  0.51%   

Considering the 90-day investment horizon and your above-average risk tolerance, our recommendation regarding ING Group NV is 'Strong Buy'. Macroaxis provides ING Group buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding ING positions. The advice algorithm takes into account all of ING Group's available fundamental, technical, and predictive indicators you will find on this site.
  
The advice is provided from ING Group's buy-and-hold perspective. Please see ING Group Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. We conduct extensive research on individual companies such as ING Group and provide practical buy, sell, or hold advice based on selected investing horizon and risk tolerance towards ING Group NV.

Execute ING Group Buy or Sell Advice

The ING Group recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on ING Group NV. Macroaxis does not own or have any residual interests in ING Group NV or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute ING Group's advice using the current market data and latest reported fundamentals.

Time Horizon

Risk Tolerance

Execute Advice
Sell ING GroupBuy ING Group
Strong Buy

Volatility

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Hype Condition

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Current Valuation

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Odds of Distress

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Economic Sensitivity

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Analyst Consensus

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Financial Strenth (F Score)

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Financial Leverage

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Reporting Quality (M-Score)

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For the selected time horizon ING Group NV has a Risk Adjusted Performance of 0.3049, Jensen Alpha of 0.4287, Total Risk Alpha of 0.3904, Sortino Ratio of 0.21 and Treynor Ratio of 0.4492
Our advice tool can cross-verify current analyst consensus on ING Group and to analyze the company potential to grow for few more years. To make sure ING Group NV is not overpriced, please check out all ING Group fundamentals, including its cash and equivalents, earnings per share, and the relationship between the revenue and current ratio . Given that ING Group NV has a price to book of 0.83 X, we strongly advise you to confirm ING Group NV market performance and probability of bankruptcy to ensure the company can sustain itself for few more years given your regular risk tolerance and investing horizon.

ING Group Trading Alerts and Improvement Suggestions

ING Group NV has about 259.31 B in cash with (14.94 B) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 68.96, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
ING Group NV has a frail financial position based on the latest SEC disclosures
Latest headline from news.google.com: Progress on share buyback programme - Marketscreener.com

ING Group Returns Distribution Density

The distribution of ING Group's historical returns is an attempt to chart the uncertainty of ING Group's future price movements. The chart of the probability distribution of ING Group stock daily returns describes the distribution of returns around its average expected value. We use ING Group NV price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of ING Group returns is essential to provide solid investment advice for ING Group.
Mean Return0.51Value At Risk-2.85
Potential Upside4.94Standard Deviation2.55
   Return Density   
       Distribution  
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of ING Group historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.

ING Group Cash Flow Accounts

201720182019202020212022 (projected)
Capital Expenditure(299 M)(340 M)(225 M)(269 M)(309.35 M)(333.77 M)
Net Cash Flow or Change in Cash and Cash Equivalents3.61 B(4.37 B)2.55 B28.35 B32.6 B35.18 B
Net Cash Flow Business Acquisitions and Disposals(5.79 B)1.02 B166 M(92 M)(105.8 M)(114.15 M)
Issuance Purchase of Equity Shares34 M10 M7 M4 M4.6 M4.96 M
Issuance Repayment of Debt Securities(10.85 B)(16.55 B)(1.39 B)18.59 B21.37 B23.06 B
Net Cash Flow from Financing(11.16 B)(19.06 B)(3.95 B)15.98 B18.38 B19.83 B
Net Cash Flow from Investing4.2 B6.13 B11.75 B5.45 B6.27 B5.94 B
Net Cash Flow Investment Acquisitions and Disposals10.29 B5.45 B11.81 B(52 M)(46.8 M)(48.03 M)
Net Cash Flow from Operations10.58 B8.55 B(5.25 B)6.92 B7.95 B6.3 B
Effect of Exchange Rate Changes on Cash(342 M)155 M260 M204 M234.6 M208.43 M

ING Group Greeks

Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to ING Group or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that ING Group's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a ING Group stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α
Alpha over NYSE Composite
0.43
β
Beta against NYSE Composite1.12
σ
Overall volatility
2.59
Ir
Information ratio 0.17

ING Group Volatility Alert

ING Group NV currently demonstrates below-average downside deviation. It has Information Ratio of 0.17 and Jensen Alpha of 0.43. However, we advise investors to further question ING Group NV expected returns to ensure all indicators are consistent with the current outlook about its relatively low value at risk. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure ING Group's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact ING Group's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different stocks as prices fall.

ING Group Fundamentals Vs Peers

Comparing ING Group's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze ING Group's direct or indirect competition across all of the common fundamentals between ING Group and the related equities. This way, we can detect undervalued stocks with similar characteristics as ING Group or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of ING Group's fundamental indicators could also be used in its relative valuation, which is a method of valuing ING Group by comparing valuation metrics with those of similar companies.
    
 Better Than Average     
    
 Worse Than Average Compare ING Group to competition
FundamentalsING GroupPeer Average
Return On Equity0.07 %(0.31) %
Return On Asset0.0035 %(0.14) %
Profit Margin0.21 %(1.27) %
Operating Margin0.34 %(5.51) %
Current Valuation75.07 B16.62 B
Shares Outstanding3.67 B571.82 M
Shares Owned by Institutions4.20 %39.21 %
Number of Shares Shorted3.5 M4.71 M
Price to Earning15.68 X28.72 X
Price to Book0.83 X9.51 X
Price to Sales2.63 X11.42 X
Revenue18.29 B9.43 B
Gross Profit17.9 B27.38 B
EBITDA14.98 B3.9 B
Net Income6.78 B570.98 M
Cash and Equivalents259.31 B2.7 B
Cash per Share68.96 X5.01 X
Total Debt108.5 B5.32 B
Debt to Equity3.09 %48.70 %
Current Ratio1.20 X2.16 X
Book Value Per Share13.77 X1.93 K
Cash Flow from Operations(14.94 B)971.22 M
Short Ratio0.66 X4.00 X
Earnings Per Share1.08 X3.12 X
Price to Earnings To Growth1.27 X4.89 X
Target Price14.5
Number of Employees58 K18.84 K
Beta1.74-0.15
Market Capitalization43.55 B19.03 B
Total Asset951.29 B29.47 B
Retained Earnings31.2 B9.33 B
Working Capital(434.29 B)1.48 B
Current Asset190.87 B9.34 B

About ING Group Buy or Sell Advice

When is the right time to buy or sell ING Group NV? Buying financial instruments such as ING Group Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
 2017 2018 2021 2022 (projected)
Cash and Equivalents21.99 B49.99 B44.99 B40.17 B
Total Assets843.88 B884.6 B796.14 B853.58 B

Use Investing Ideas to Build Portfolios

In addition to having ING Group in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

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Run Oil And Gas Thematic Idea Now

Oil And Gas
Oil And Gas Theme
Companies involved in drilling, production, and distribution of oil and gas pipelines. The Oil And Gas theme has 40 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Oil And Gas Theme or any other thematic opportunities.
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Please see ING Group Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try Global Markets Map module to get a quick overview of global market snapshot using zoomable world map. Drill down to check world indexes.

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Is ING Group's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ING Group. If investors know ING Group will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ING Group listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth YOY
(0.25) 
Market Capitalization
43.5 B
Quarterly Revenue Growth YOY
(0.12) 
Return On Assets
0.0035
Return On Equity
0.067
The market value of ING Group NV is measured differently than its book value, which is the value of ING Group that is recorded on the company's balance sheet. Investors also form their own opinion of ING Group's value that differs from its market value or its book value, called intrinsic value, which is ING Group's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ING Group's market value can be influenced by many factors that don't directly affect ING Group's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between ING Group's value and its price as these two are different measures arrived at by different means. Investors typically determine ING Group value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ING Group's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.