Greensky Stock Buy Hold or Sell Recommendation

GSKY -  USA Stock  

USD 11.34  0.31  2.66%

Given the investment horizon of 90 days and your highly speculative risk level, our recommendation regarding Greensky Inc Cl is 'Buy'. Macroaxis provides Greensky Inc buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding GSKY positions. The advice algorithm takes into account all of Greensky Inc's available fundamental, technical, and predictive indicators you will find on this site.

Greensky Advice 

 
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The advice is provided from Greensky Inc's buy-and-hold perspective. Please check Greensky Inc Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. We conduct extensive research on individual companies such as Greensky and provide practical buy, sell, or hold advice based on selected investing horizon and risk tolerance towards Greensky Inc Cl.

Execute Greensky Inc Buy or Sell Advice

The Greensky recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Greensky Inc Cl. Macroaxis does not own or have any residual interests in Greensky Inc Cl or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Greensky Inc's advice using the current market data and latest reported fundamentals.

Time Horizon

Risk Tolerance

Execute Advice
Sell Greensky IncBuy Greensky Inc
Buy

Volatility

Not too volatileDetails

Hype Condition

Low keyDetails

Current Valuation

OvervaluedDetails

Odds of Distress

Quite HighDetails

Economic Sensitivity

Responds to the marketDetails

Analyst Consensus

HoldDetails

Financial Strenth (F Score)

HealthyDetails

Financial Leverage

InapplicableDetails

Reporting Quality (M-Score)

Possible ManipulatorDetails
For the selected time horizon Greensky Inc Cl has a Risk Adjusted Performance of 0.0079, Jensen Alpha of (0.08), Total Risk Alpha of (0.13), Sortino Ratio of (0.037818) and Treynor Ratio of (0.003291)
Our advice tool can cross-verify current analyst consensus on Greensky Inc and to analyze the company potential to grow in the current economic cycle. To make sure Greensky Inc Cl is not overpriced, please check out all Greensky Inc fundamentals, including its ebitda, and the relationship between the number of shares shorted and current ratio . Given that Greensky Inc Cl has a number of shares shorted of 2.97 M, we strongly advise you to confirm Greensky Inc Cl market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your regular risk tolerance and investing horizon.

Greensky Inc Trading Alerts and Improvement Suggestions

Greensky Inc Cl generated a negative expected return over the last 90 days
Greensky Inc Cl has high likelihood to experience some financial distress in the next 2 years
About 74.0% of the company shares are owned by institutional investors
Latest headline from blindedbysound.com: Blindedbysound Pz - Blinded By Sound

Greensky Inc current analysts advice

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Greensky analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Greensky analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target Mean Price8.25
Target Median Price7.50
Target High Price12.00
Recommendation Mean3.00
Number Of Analyst Opinions4
Target Low Price6.00
Average Consensus Hold
The consensus estimates and target price estimation comprises individual analyst assessments, and may or may not mutch the Macroaxis buy or sell advice. It is determined by taking an average of all analyst recommendations and classifying them as Strong Buy, Buy, Hold, or Sell.

Greensky Inc Returns Distribution Density

The distribution of Greensky Inc's historical returns is an attempt to chart the future uncertainty of Greensky Inc's future price movements. The chart of the probability distribution of Greensky Inc stock daily returns describes the distribution of returns around its average expected value. We use Greensky Inc Cl price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Greensky Inc returns is essential to provide solid investment advice for Greensky Inc stock.
Mean Return0.005554Value At Risk-2.75
Potential Upside3.01Standard Deviation1.74
 Return Density 
      Distribution 
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Greensky Inc historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.

Greensky Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Greensky Inc is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Greensky Inc Cl backward and forwards among themselves. Greensky Inc's institutional investor refers to the entity that pools money to purchase Greensky Inc's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Security TypeSharesValue
Fny Investment Advisers LlcCommon Shares25 K284 K
Shapiro Capital Management LlcCommon Shares7.6 M84.8 M
Vanguard Group IncCommon Shares6.2 M69.7 M
Blackrock IncCommon Shares4.2 M46.5 M
Versor Investments LpCommon Shares3.7 M41 M
Millennium Management LlcCommon Shares2.9 M32.9 M
Pentwater Capital Management LpCommon Shares2.4 M27.1 M
Note, although Greensky Inc's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Greensky Inc Cash Flow Accounts

201720182019202020212022 (projected)
Capital Expenditure(4.67 M)(4.13 M)(6.58 M)(14.57 M)(13.11 M)(13.46 M)
Depreciation Amortization and Accretion3.71 M3.98 M4.48 M11.33 M13.03 M14.06 M
Net Cash Flow or Change in Cash and Cash Equivalents118 M125.72 M104.66 M21.81 M19.63 M20.15 M
Net Cash Flow from Financing725 K(30.54 M)(145.18 M)504.48 M580.15 M625.95 M
Net Cash Flow from Investing(4.67 M)(4.13 M)(6.58 M)(14.57 M)(13.11 M)(13.46 M)
Net Cash Flow from Operations121.94 M160.39 M256.43 M(468.1 M)(421.29 M)(432.38 M)
Share Based Compensation1.9 M3.95 M6.04 M14.91 M17.14 M18.5 M

Greensky Inc Greeks

Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Greensky Inc or Technology sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Greensky Inc stock's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Greensky stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α
Alpha over DOW
-0.08
β
Beta against DOW1.35
σ
Overall volatility
1.68
Ir
Information ratio -0.04

Greensky Inc Volatility Alert

Greensky Inc Cl has relatively low volatility with skewness of 0.09 and kurtosis of -0.16. However, we advise all investors to independently investigate Greensky Inc Cl to ensure all accessible information is consistent with the expectations about its upside potential and future expected returns. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Greensky Inc's stock risk against market volatility during both bullying and bearish trends. The higher level of volatility that comes with bear markets can directly impact Greensky Inc's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different stocks as prices fall.

Greensky Inc Implied Volatility

Greensky Inc's implied volatility exposes the market's sentiment of Greensky Inc Cl stock's possible movements over time. However, it does not forecast the overall direction of its price. In a nutshell, if Greensky Inc's implied volatility is high, the market thinks the stock has potential for high price swings in either direction. On the other hand, the low implied volatility suggests that Greensky Inc stock will not fluctuate a lot when Greensky Inc's options are near their expiration.

Greensky Inc Fundamentals Vs Peers

Comparing Greensky Inc's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Greensky Inc's direct or indirect competition across all of the common fundamentals between Greensky Inc and the related equities. This way, we can detect undervalued stocks with similar characteristics as Greensky Inc or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Greensky Inc's fundamental indicators could also be used in its relative valuation, which is a method of valuing Greensky Inc by comparing valuation metrics with those of similar companies.
    
 Better Than Average     
    
 Worse Than Average Compare Greensky Inc to competition
FundamentalsGreensky IncPeer Average
Return On Equity(0.30) %(0.31) %
Return On Asset5.75 %(0.14) %
Profit Margin8.24 %(1.27) %
Operating Margin26.35 %(5.51) %
Current Valuation1.17 B16.62 B
Shares Outstanding92.14 M571.82 M
Shares Owned by Insiders9.36 %10.09 %
Shares Owned by Institutions73.51 %39.21 %
Number of Shares Shorted2.97 M4.71 M
Price to Earning20.91 X28.72 X
Price to Book32.88 X9.51 X
Price to Sales2.13 X11.42 X
Revenue518.65 M9.43 B
Gross Profit129.65 M27.38 B
EBITDA136.64 M3.9 B
Net Income42.72 M570.98 M
Cash and Equivalents241.97 M2.7 B
Cash per Share2.78 X5.01 X
Total Debt477.8 M5.32 B
Debt to Equity5.53 %48.70 %
Current Ratio4.09 X2.16 X
Book Value Per Share0.37 X1.93 K
Cash Flow from Operations263.24 M971.22 M
Short Ratio1.12 X4.00 X
Earnings Per Share0.57 X3.12 X
Price to Earnings To Growth1.71 X4.89 X
Number of Employees1.16 K18.84 K
Beta1.43-0.15
Market Capitalization1.11 B19.03 B
Total Asset485.51 M29.47 B
Retained Earnings22.37 M9.33 B
Z Score2.28.72
   Greensky Inc exotic insider transaction detected [view details]

About Greensky Inc Buy or Sell Advice

When is the right time to buy or sell Greensky Inc Cl? Buying financial instruments such as Greensky Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the stock market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Although Greensky Inc investors may find it confusing at the beginning, most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
 2018 2019 2021 2022 (projected)
Cash and Equivalents458.5 M467.65 M537.8 M509.3 M
Total Assets802.9 M1.52 B1.75 B1.39 B

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Please check Greensky Inc Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. Note that the Greensky Inc Cl information on this page should be used as a complementary analysis to other Greensky Inc's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Risk-Return Analysis module to view associations between returns expected from investment and the risk you assume.

Complementary Tools for Greensky Stock analysis

When running Greensky Inc Cl price analysis, check to measure Greensky Inc's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Greensky Inc is operating at the current time. Most of Greensky Inc's value examination focuses on studying past and present price action to predict the probability of Greensky Inc's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Greensky Inc's price. Additionally, you may evaluate how the addition of Greensky Inc to your portfolios can decrease your overall portfolio volatility.
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Is Greensky Inc's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Greensky Inc. If investors know Greensky will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Greensky Inc listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Greensky Inc Cl is measured differently than its book value, which is the value of Greensky that is recorded on the company's balance sheet. Investors also form their own opinion of Greensky Inc's value that differs from its market value or its book value, called intrinsic value, which is Greensky Inc's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Greensky Inc's market value can be influenced by many factors that don't directly affect Greensky Inc's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Greensky Inc's value and its price as these two are different measures arrived at by different means. Investors typically determine Greensky Inc value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Greensky Inc's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.