Finance Stock Buy Hold or Sell Recommendation

FOA
 Stock
  

USD 1.39  0.02  1.46%   

Considering the 90-day investment horizon and your typical level of risk aversion, our recommendation regarding Finance Of America is 'Strong Sell'. Macroaxis provides Finance Of buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding FOA positions. The advice algorithm takes into account all of Finance Of's available fundamental, technical, and predictive indicators you will find on this site.
  
The advice is provided from Finance Of's buy-and-hold perspective. Please check Finance Of Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. We conduct extensive research on individual companies such as Finance and provide practical buy, sell, or hold advice based on selected investing horizon and risk tolerance towards Finance Of America.

Execute Finance Of Buy or Sell Advice

The Finance recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Finance Of America. Macroaxis does not own or have any residual interests in Finance Of America or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Finance Of's advice using the current market data and latest reported fundamentals.

Time Horizon

Risk Tolerance

Execute Advice
Sell Finance OfBuy Finance Of
Strong Sell

Volatility

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Hype Condition

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Current Valuation

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Odds of Distress

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Economic Sensitivity

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Analyst Consensus

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Reporting Quality (M-Score)

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For the selected time horizon Finance Of America has a Mean Deviation of 3.61, Semi Deviation of 4.21, Standard Deviation of 4.67, Variance of 21.76, Downside Variance of 21.14 and Semi Variance of 17.71
We provide trade advice to complement the prevailing expert consensus on Finance Of America. Our dynamic recommendation engine uses a multidimensional algorithm to analyze the company's potential to grow using all technical and fundamental data available at the time. To make sure Finance Of is not overpriced, please confirm all Finance Of America fundamentals, including its ebitda, book value per share, and the relationship between the price to sales and cash per share . Given that Finance Of is a hitting penny stock territory we advise to closely look at its shares owned by institutions.

Finance Of Trading Alerts and Improvement Suggestions

Finance Of America may become a speculative penny stock
Finance Of America has very high historical volatility over the last 90 days
The company reported the last year's revenue of 1.74 B. Reported Net Loss for the year was (251.94 M) with profit before taxes, overhead, and interest of 1.74 B.
Finance Of America has about 141.24 M in cash with (96.59 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 4.38, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
Roughly 67.0% of the company shares are owned by institutional investors
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Finance Of Returns Distribution Density

The distribution of Finance Of's historical returns is an attempt to chart the uncertainty of Finance Of's future price movements. The chart of the probability distribution of Finance Of stock daily returns describes the distribution of returns around its average expected value. We use Finance Of America price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Finance Of returns is essential to provide solid investment advice for Finance Of.
Mean Return0.30Value At Risk-7.14
Potential Upside6.57Standard Deviation4.67
   Return Density   
       Distribution  
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Finance Of historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.

Finance Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Finance Of is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Finance Of America backward and forwards among themselves. Finance Of's institutional investor refers to the entity that pools money to purchase Finance Of's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Security TypeSharesValue
Zazove Associates LlcWarrants815.1 K96 K
Zazove Associates LlcCommon Shares84.9 K126 K
Zazove Associates LlcCommon Shares84.9 K258 K
Wolverine Trading LlcCommon Shares13.9 K20 K
Wolverine Trading LlcPut Options15.4 K22 K
Wolverine Trading LlcCommon Shares18 K29 K
Wolverine Trading LlcCall Options10.6 K17 K
Wolverine Trading LlcCommon Shares24.1 K75 K
Wolverine Trading LlcCommon Shares20.3 K81 K
Wolverine Trading LlcCommon Shares15.2 K76 K
Note, although Finance Of's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Finance Of Greeks

Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Finance Of or Financial Services sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Finance Of's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Finance stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α
Alpha over NYSE Composite
0.15
β
Beta against NYSE Composite1.54
σ
Overall volatility
4.65
Ir
Information ratio 0.0424

Finance Of Volatility Alert

Finance Of America exhibits above-average semi-deviation for your current time horizon. We encourage investors to investigate Finance Of America individually to make sure intended market timing strategies and available technical indicators are consistent with their estimates about Finance Of future systematic risk. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Finance Of's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Finance Of's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different stocks as prices fall.

Finance Of Fundamentals Vs Peers

Comparing Finance Of's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Finance Of's direct or indirect competition across all of the common fundamentals between Finance Of and the related equities. This way, we can detect undervalued stocks with similar characteristics as Finance Of or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Finance Of's fundamental indicators could also be used in its relative valuation, which is a method of valuing Finance Of by comparing valuation metrics with those of similar companies.
    
 Better Than Average     
    
 Worse Than Average Compare Finance Of to competition
FundamentalsFinance OfPeer Average
Return On Equity(1.24) %(0.31) %
Return On Asset(0.09) %(0.14) %
Profit Margin(0.61) %(1.27) %
Operating Margin(0.48) %(5.51) %
Current Valuation11.02 B16.62 B
Shares Outstanding62.96 M571.82 M
Shares Owned by Insiders15.96 %10.09 %
Shares Owned by Institutions66.91 %39.21 %
Number of Shares Shorted1.52 M4.71 M
Price to Earning0.46 X28.72 X
Price to Book0.27 X9.51 X
Price to Sales0.10 X11.42 X
Revenue1.74 B9.43 B
Gross Profit1.74 B27.38 B
EBITDA(90.35 M)3.9 B
Net Income(251.94 M)570.98 M
Cash and Equivalents141.24 M2.7 B
Cash per Share4.38 X5.01 X
Total Debt20.23 B5.32 B
Current Ratio9.22 X2.16 X
Book Value Per Share4.74 X1.93 K
Cash Flow from Operations(96.59 M)971.22 M
Short Ratio10.51 X4.00 X
Earnings Per Share(23.36) X3.12 X
Target Price2.4
Number of Employees6.63 K18.84 K
Beta0.61-0.15
Market Capitalization87.52 M19.03 B
Total Asset21.79 B29.47 B
Net Asset21.79 B
   Purchase by Safra Edmond of 59690 shares of Finance Of [view details]

About Finance Of Buy or Sell Advice

When is the right time to buy or sell Finance Of America? Buying financial instruments such as Finance Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.

Use Investing Ideas to Build Portfolios

In addition to having Finance Of in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

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Run Artificial Intelligence Thematic Idea Now

Artificial Intelligence
Artificial Intelligence Theme
Technology companies, funds, and ETFs across multiple industries that are involved in research or development in the field of reasoning, learning, natural language processing and perception as well as its application to science and commerce. This theme may also include entities involved in cybernetics and cognitive brain simulation field. The Artificial Intelligence theme has 41 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Artificial Intelligence Theme or any other thematic opportunities.
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Please check Finance Of Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try Bond Directory module to find actively traded corporate debentures issued by US companies.

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When running Finance Of America price analysis, check to measure Finance Of's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Finance Of is operating at the current time. Most of Finance Of's value examination focuses on studying past and present price action to predict the probability of Finance Of's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Finance Of's price. Additionally, you may evaluate how the addition of Finance Of to your portfolios can decrease your overall portfolio volatility.
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Is Finance Of's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Finance Of. If investors know Finance will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Finance Of listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Market Capitalization
87.5 M
Quarterly Revenue Growth YOY
(0.84) 
Return On Assets
(0.09) 
Return On Equity
(1.24) 
The market value of Finance Of America is measured differently than its book value, which is the value of Finance that is recorded on the company's balance sheet. Investors also form their own opinion of Finance Of's value that differs from its market value or its book value, called intrinsic value, which is Finance Of's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Finance Of's market value can be influenced by many factors that don't directly affect Finance Of's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Finance Of's value and its price as these two are different measures arrived at by different means. Investors typically determine Finance Of value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Finance Of's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.