Citigroup Stock Buy Hold or Sell Recommendation

C -  USA Stock  

USD 54.09  1.39  2.64%

Taking into account the 90-day investment horizon and your above-average risk tolerance, our recommendation regarding Citigroup is 'Strong Hold'. Macroaxis provides Citigroup buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding C positions. The advice algorithm takes into account all of Citigroup's available fundamental, technical, and predictive indicators you will find on this site.
  
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The advice is provided from Citigroup's buy-and-hold perspective. Continue to Citigroup Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. We conduct extensive research on individual companies such as Citigroup and provide practical buy, sell, or hold advice based on selected investing horizon and risk tolerance towards Citigroup.

Execute Citigroup Buy or Sell Advice

The Citigroup recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Citigroup. Macroaxis does not own or have any residual interests in Citigroup or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Citigroup's advice using the current market data and latest reported fundamentals.

Time Horizon

Risk Tolerance

Execute Advice
Sell CitigroupBuy Citigroup
Strong Hold

Volatility

Very steadyDetails

Hype Condition

Over hypedDetails

Current Valuation

UndervaluedDetails

Odds of Distress

AverageDetails

Economic Sensitivity

Almost mirrors the marketDetails

Analyst Consensus

BuyDetails

Financial Strenth (F Score)

HealthyDetails

Financial Leverage

InapplicableDetails

Reporting Quality (M-Score)

Unlikely ManipulatorDetails
For the selected time horizon Citigroup has a Risk Adjusted Performance of (0.15), Jensen Alpha of (0.18), Total Risk Alpha of (0.15) and Treynor Ratio of (0.23)
Our advice module provides unbiased investment recommendation that can be used to complement current average analyst sentiment on Citigroup. Our advice engine provides an advice for the firm potential to grow from the perspective of an investor's risk tolerance and investing horizon. To make sure Citigroup is not overpriced, please confirm all Citigroup fundamentals, including its gross profit, cash per share, and the relationship between the price to sales and net income . Given that Citigroup has a number of shares shorted of 47.85 M, we suggest you to validate Citigroup market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your prevailing risk tolerance and investing horizon.

Citigroup Trading Alerts and Improvement Suggestions

Citigroup generated a negative expected return over the last 90 days
Over 80.0% of the company shares are held by institutions such as insurance companies
Latest headline from www.cnbc.com: Growth stock valuations have further to fall, says Citigroup strategist - CNBC

Citigroup current analysts advice

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Citigroup analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Citigroup analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target Mean Price66.45
Target Median Price63.50
Target High Price95.00
Recommendation Mean2.40
Number Of Analyst Opinions24
Target Low Price53.00
Average Consensus Buy
The consensus estimates and target price estimation comprises individual analyst assessments, and may or may not mutch the Macroaxis buy or sell advice. It is determined by taking an average of all analyst recommendations and classifying them as Strong Buy, Buy, Hold, or Sell.

Citigroup Returns Distribution Density

The distribution of Citigroup's historical returns is an attempt to chart the future uncertainty of Citigroup's future price movements. The chart of the probability distribution of Citigroup stock daily returns describes the distribution of returns around its average expected value. We use Citigroup price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Citigroup returns is essential to provide solid investment advice for Citigroup stock.
Mean Return-0.25Value At Risk-3.35
Potential Upside3.06Standard Deviation2.24
 Return Density 
      Distribution 
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Citigroup historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.

Citigroup Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Citigroup is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Citigroup backward and forwards among themselves. Citigroup's institutional investor refers to the entity that pools money to purchase Citigroup's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Security TypeSharesValue
Vanguard Group IncCommon Shares168.7 MB
Blackrock IncCommon Shares164.9 M8.8 B
State Street CorpCommon Shares93.3 MB
Berkshire Hathaway IncCommon Shares55.2 M2.9 B
Susquehanna International Group LlpPut Options38.8 M2.1 B
Bank Of America CorpCommon Shares36.9 MB
Geode Capital Management LlcCommon Shares33.9 M1.8 B
Morgan StanleyCommon Shares28.4 M1.5 B
Susquehanna International Group LlpCall Options18.9 MB
Note, although Citigroup's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Citigroup Cash Flow Accounts

201720182019202020212022 (projected)
Capital Expenditure(2.98 B)(3.56 B)(5.08 B)(3.4 B)(3.93 B)(4.24 B)
Depreciation Amortization and Accretion3.66 B3.75 B3.9 B3.94 B3.96 B4.12 B
Net Cash Flow or Change in Cash and Cash Equivalents20.02 B7.59 B5.81 B115.7 B(47.58 B)(48.83 B)
Issuance Purchase of Equity Shares(14.54 B)(14.43 B)(17.57 B)(2.92 B)(7.6 B)(8.2 B)
Issuance Repayment of Debt Securities55.18 B11.91 B9.38 B30.71 B(14.07 B)(15.18 B)
Payment of Dividends and Other Cash Distributions(3.8 B)(5.02 B)(5.45 B)(5.35 B)(5.2 B)(5.33 B)
Net Cash Flow from Financing66.85 B44.53 B42.93 B233.59 B17.27 B22.37 B
Net Cash Flow from Investing(38.75 B)(73.12 B)(23.37 B)(95.31 B)(124.91 B)(128.19 B)
Net Cash Flow Investment Acquisitions and Disposals(39.37 B)(70.05 B)(18.49 B)(92.03 B)(121.16 B)(124.35 B)
Net Cash Flow from Operations(8.77 B)36.95 B(12.84 B)(20.62 B)61.25 B66.08 B
Effect of Exchange Rate Changes on Cash693 M(773 M)(908 M)(1.97 B)(1.2 B)(1.29 B)

Citigroup Greeks

Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Citigroup or Financial Services sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Citigroup stock's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Citigroup stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α
Alpha over DOW
-0.18
β
Beta against DOW1.13
σ
Overall volatility
2.23
Ir
Information ratio -0.09

Citigroup Volatility Alert

Citigroup exhibits very low volatility with skewness of 0.92 and kurtosis of 1.73. However, we advise investors to further study Citigroup technical indicators to make sure all market info is available and is reliable. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Citigroup's stock risk against market volatility during both bullying and bearish trends. The higher level of volatility that comes with bear markets can directly impact Citigroup's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different stocks as prices fall.

Citigroup Implied Volatility

Citigroup's implied volatility exposes the market's sentiment of Citigroup stock's possible movements over time. However, it does not forecast the overall direction of its price. In a nutshell, if Citigroup's implied volatility is high, the market thinks the stock has potential for high price swings in either direction. On the other hand, the low implied volatility suggests that Citigroup stock will not fluctuate a lot when Citigroup's options are near their expiration.

Citigroup Fundamentals Vs Peers

Comparing Citigroup's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Citigroup's direct or indirect competition across all of the common fundamentals between Citigroup and the related equities. This way, we can detect undervalued stocks with similar characteristics as Citigroup or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Citigroup's fundamental indicators could also be used in its relative valuation, which is a method of valuing Citigroup by comparing valuation metrics with those of similar companies.
    
 Better Than Average     
    
 Worse Than Average Compare Citigroup to competition
FundamentalsCitigroupPeer Average
Return On Equity9.15 %(0.31) %
Return On Asset0.78 %(0.14) %
Profit Margin25.17 %(1.27) %
Operating Margin30.82 %(5.51) %
Current Valuation(373.64 B)16.62 B
Shares Outstanding1.98 B571.82 M
Shares Owned by Insiders0.21 %10.09 %
Shares Owned by Institutions79.60 %39.21 %
Number of Shares Shorted47.85 M4.71 M
Price to Earning4.71 X28.72 X
Price to Book0.54 X9.51 X
Price to Sales1.36 X11.42 X
Revenue72.76 B9.43 B
Gross Profit74.99 B27.38 B
EBITDA28.03 B3.9 B
Net Income17.17 B570.98 M
Cash and Equivalents975.49 B2.7 B
Cash per Share502.34 X5.01 X
Total Debt488.59 B5.32 B
Debt to Equity0.91 %48.70 %
Book Value Per Share92.17 X1.93 K
Cash Flow from Operations60.82 B971.22 M
Short Ratio1.94 X4.00 X
Earnings Per Share10.56 X3.12 X
Price to Earnings To Growth(0.70) X4.89 X
Number of Employees228 K18.84 K
Beta1.67-0.15
Market Capitalization98.72 B19.03 B
Total Asset1731.21 B29.47 B
Retained Earnings155.97 B9.33 B
Five Year Return2.69 %
Last Dividend Paid2.04
   Acquisition by Ellen Costello of 1179 shares of Citigroup subject to Rule 16b-3 [view details]

Citigroup Market Momentum

Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Citigroup . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
Accumulation Distribution380439.0
Daily Balance Of Power1.287037
Rate Of Daily Change1.03
Day Median Price53.71
Day Typical Price53.84
Price Action Indicator1.08

About Citigroup Buy or Sell Advice

When is the right time to buy or sell Citigroup? Buying financial instruments such as Citigroup Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the stock market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Although Citigroup investors may find it confusing at the beginning, most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
 2019 2020 2021 2022 (projected)
Cash and Equivalents193.92 B309.62 B262.03 B248.96 B
Total Assets1,951.16 B2,260.09 B2,291.41 B2,324.26 B

Use Investing Ideas to Build Portfolios

In addition to having Citigroup in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

Did You Try This Idea?

Run Millennials Best Thematic Idea Now

Millennials Best
Millennials Best Theme
Companies or funds that provide products or services that appeal to the generation of millennials and that are expected to experience growth in the next 5 years. The millennial generation usually refers to the demographic population that were born between 1980 to 2000. The Millennials Best theme has 69 constituents.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Millennials Best Theme or any other thematic opportunities.
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Continue to Citigroup Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. Note that the Citigroup information on this page should be used as a complementary analysis to other Citigroup's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Equity Forecasting module to use basic forecasting models to generate price predictions and determine price momentum.

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Is Citigroup's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Citigroup. If investors know Citigroup will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Citigroup listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Citigroup is measured differently than its book value, which is the value of Citigroup that is recorded on the company's balance sheet. Investors also form their own opinion of Citigroup's value that differs from its market value or its book value, called intrinsic value, which is Citigroup's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Citigroup's market value can be influenced by many factors that don't directly affect Citigroup's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Citigroup's value and its price as these two are different measures arrived at by different means. Investors typically determine Citigroup value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Citigroup's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.