BankUnited Stock Buy Hold or Sell Recommendation

BKU
 Stock
  

USD 36.21  0.64  1.80%   

Considering the 90-day investment horizon and your above-average risk tolerance, our recommendation regarding BankUnited is 'Hold'. Macroaxis provides BankUnited buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding BKU positions. The advice algorithm takes into account all of BankUnited's available fundamental, technical, and predictive indicators you will find on this site.
  
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The advice is provided from BankUnited's buy-and-hold perspective. Continue to BankUnited Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. We conduct extensive research on individual companies such as BankUnited and provide practical buy, sell, or hold advice based on selected investing horizon and risk tolerance towards BankUnited.

Execute BankUnited Buy or Sell Advice

The BankUnited recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on BankUnited. Macroaxis does not own or have any residual interests in BankUnited or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute BankUnited's advice using the current market data and latest reported fundamentals.

Time Horizon

Risk Tolerance

Execute Advice
Sell BankUnitedBuy BankUnited
Hold

Volatility

Very steadyDetails

Hype Condition

Low keyDetails

Current Valuation

UndervaluedDetails

Odds of Distress

Close to AverageDetails

Economic Sensitivity

Almost mirrors the marketDetails

Analyst Consensus

HoldDetails

Financial Strenth (F Score)

HealthyDetails

Financial Leverage

InapplicableDetails

Reporting Quality (M-Score)

Unlikely ManipulatorDetails
For the selected time horizon BankUnited has a Risk Adjusted Performance of (0.21), Jensen Alpha of (0.13), Total Risk Alpha of (0.041667) and Treynor Ratio of (0.32)
BankUnited advice module can be used to check and cross-verify current investment recommendation provided by analysts analyzing the company's potential to grow using all of fundamental, technical, data market data available at the time. To make sure BankUnited is not overpriced, please confirm all BankUnited fundamentals, including its price to book, book value per share, five year return, as well as the relationship between the net income and number of employees . Given that BankUnited has a number of shares shorted of 3.61 M, we suggest you to validate BankUnited market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your prevailing risk tolerance and investing horizon.

BankUnited Trading Alerts and Improvement Suggestions

BankUnited generated a negative expected return over the last 90 days
Latest headline from www.marketbeat.com: JPMorgan Chase Co. Trims BankUnited Target Price to 38.00 - MarketBeat

BankUnited current analysts advice

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. BankUnited analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. BankUnited analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target Mean Price46.27
Target Median Price46.00
Target High Price51.00
Recommendation Mean2.80
Number Of Analyst Opinions11
Target Low Price41.00
Average Consensus Hold
The consensus estimates and target price estimation comprises individual analyst assessments, and may or may not mutch the Macroaxis buy or sell advice. It is determined by taking an average of all analyst recommendations and classifying them as Strong Buy, Buy, Hold, or Sell.

BankUnited Returns Distribution Density

The distribution of BankUnited's historical returns is an attempt to chart the future uncertainty of BankUnited's future price movements. The chart of the probability distribution of BankUnited stock daily returns describes the distribution of returns around its average expected value. We use BankUnited price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of BankUnited returns is essential to provide solid investment advice for BankUnited stock.
Mean Return-0.32Value At Risk-4.57
Potential Upside2.87Standard Deviation2.13
 Return Density 
      Distribution 
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of BankUnited historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.

BankUnited Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as BankUnited is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading BankUnited backward and forwards among themselves. BankUnited's institutional investor refers to the entity that pools money to purchase BankUnited's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Security TypeSharesValue
Blackrock IncCommon Shares12.5 M548.1 M
Vanguard Group IncCommon Shares9.7 M424.5 M
Price T Rowe Associates IncCommon Shares8.3 M365.5 M
State Street CorpCommon Shares5.7 M249.9 M
Dimensional Fund Advisors LpCommon Shares3.9 M170.9 M
Alliancebernstein LpCommon Shares3.7 M163.7 M
Fmr LlcCommon Shares3.5 M155.1 M
Note, although BankUnited's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

BankUnited Cash Flow Accounts

201720182019202020212022 (projected)
Capital Expenditure(94.6 M)(138.37 M)(63.79 M)(19.6 M)(44.18 M)(47.67 M)
Depreciation Amortization and Accretion61.55 M64.27 M72.42 M72.51 M78.5 M69.05 M
Net Cash Flow or Change in Cash and Cash Equivalents(253.73 M)187.49 M(167.4 M)183.04 M(82.86 M)(85.04 M)
Issuance Purchase of Equity Shares62.09 M(292.25 M)(148.21 M)(81.36 M)(318.47 M)(326.85 M)
Issuance Repayment of Debt Securities(469 M)200 M(390 M)(986.14 M)(1.2 B)(1.23 B)
Payment of Dividends and Other Cash Distributions(91.63 M)(91.31 M)(84.08 M)(86.52 M)(85.79 M)(92.56 M)
Net Cash Flow from Financing1.88 B1.4 B272.39 M1.94 B334.87 M343.68 M
Net Cash Flow from Investing(2.45 B)(2.04 B)(1.08 B)(2.62 B)(1.64 B)(1.77 B)
Net Cash Flow Investment Acquisitions and Disposals(2.34 B)(1.9 B)(991.1 M)(2.58 B)(1.58 B)(1.71 B)
Net Cash Flow from Operations318.63 M824.25 M635.71 M864.17 M1.22 B1.32 B
Share Based Compensation22.69 M23.14 M23.37 M20.37 M23.83 M25.47 M

BankUnited Greeks

Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to BankUnited or Financial Services sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that BankUnited stock's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a BankUnited stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α
Alpha over DOW
-0.13
β
Beta against DOW1.04
σ
Overall volatility
2.15
Ir
Information ratio -0.06

BankUnited Volatility Alert

BankUnited exhibits very low volatility with skewness of -0.34 and kurtosis of 0.78. However, we advise investors to further study BankUnited technical indicators to make sure all market info is available and is reliable. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure BankUnited's stock risk against market volatility during both bullying and bearish trends. The higher level of volatility that comes with bear markets can directly impact BankUnited's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different stocks as prices fall.

BankUnited Implied Volatility

BankUnited's implied volatility exposes the market's sentiment of BankUnited stock's possible movements over time. However, it does not forecast the overall direction of its price. In a nutshell, if BankUnited's implied volatility is high, the market thinks the stock has potential for high price swings in either direction. On the other hand, the low implied volatility suggests that BankUnited stock will not fluctuate a lot when BankUnited's options are near their expiration.

BankUnited Fundamentals Vs Peers

Comparing BankUnited's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze BankUnited's direct or indirect competition across all of the common fundamentals between BankUnited and the related equities. This way, we can detect undervalued stocks with similar characteristics as BankUnited or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of BankUnited's fundamental indicators could also be used in its relative valuation, which is a method of valuing BankUnited by comparing valuation metrics with those of similar companies.
    
 Better Than Average     
    
 Worse Than Average Compare BankUnited to competition
FundamentalsBankUnitedPeer Average
Return On Equity12.94 %(0.31) %
Return On Asset1.07 %(0.14) %
Profit Margin40.03 %(1.27) %
Operating Margin44.31 %(5.51) %
Current Valuation6.77 B16.62 B
Shares Outstanding89.09 M571.82 M
Shares Owned by Insiders0.79 %10.09 %
Shares Owned by Institutions108.70 %39.21 %
Number of Shares Shorted3.61 M4.71 M
Price to Earning9.01 X28.72 X
Price to Book1.05 X9.51 X
Price to Sales3.37 X11.42 X
Revenue957.55 M9.43 B
Gross Profit996.96 M27.38 B
EBITDA293.32 M3.9 B
Net Income377.65 M570.98 M
Cash and Equivalents697.49 M2.7 B
Cash per Share8.30 X5.01 X
Total Debt4.32 B5.32 B
Debt to Equity0.18 %48.70 %
Book Value Per Share34.39 X1.93 K
Cash Flow from Operations1.18 B971.22 M
Short Ratio3.16 X4.00 X
Earnings Per Share4.01 X3.12 X
Price to Earnings To Growth1.09 X4.89 X
Number of Employees1.47 K18.84 K
Beta1.2-0.15
Market Capitalization3.22 B19.03 B
Total Asset23.88 B29.47 B
Retained Earnings1.54 B9.33 B
Five Year Return2.59 %
Last Dividend Paid1.0
   Sale by Jay Richards of 7415 shares of BankUnited [view details]

About BankUnited Buy or Sell Advice

When is the right time to buy or sell BankUnited? Buying financial instruments such as BankUnited Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the stock market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Although BankUnited investors may find it confusing at the beginning, most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
 2019 2020 2021 2022 (projected)
Cash and Equivalents214.67 M397.72 M314.86 M298.12 M
Total Assets32.87 B35.01 B35.82 B33.37 B

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Electronic Equipment
Electronic Equipment Theme
Fama and French investing themes focus on testing asset pricing under different economic assumptions. The Electronic Equipment theme has 61 constituents.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Electronic Equipment Theme or any other thematic opportunities.
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Continue to BankUnited Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. Note that the BankUnited information on this page should be used as a complementary analysis to other BankUnited's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Premium Stories module to follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope.

Complementary Tools for BankUnited Stock analysis

When running BankUnited price analysis, check to measure BankUnited's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy BankUnited is operating at the current time. Most of BankUnited's value examination focuses on studying past and present price action to predict the probability of BankUnited's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move BankUnited's price. Additionally, you may evaluate how the addition of BankUnited to your portfolios can decrease your overall portfolio volatility.
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Is BankUnited's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of BankUnited. If investors know BankUnited will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about BankUnited listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth YOY
-0.26
Market Capitalization
B
Quarterly Revenue Growth YOY
-0.15
Return On Assets
0.0107
Return On Equity
0.13
The market value of BankUnited is measured differently than its book value, which is the value of BankUnited that is recorded on the company's balance sheet. Investors also form their own opinion of BankUnited's value that differs from its market value or its book value, called intrinsic value, which is BankUnited's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because BankUnited's market value can be influenced by many factors that don't directly affect BankUnited's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between BankUnited's value and its price as these two are different measures arrived at by different means. Investors typically determine BankUnited value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, BankUnited's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.