Bar Harbor Stock Buy Hold or Sell Recommendation

BHB
 Stock
  

USD 26.47  0.61  2.36%   

Considering the 90-day investment horizon and your way above-average risk tolerance, our recommendation regarding Bar Harbor Bankshares is 'Strong Buy'. Macroaxis provides Bar Harbor buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding BHB positions. The advice algorithm takes into account all of Bar Harbor's available fundamental, technical, and predictive indicators you will find on this site.
  
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The advice is provided from Bar Harbor's buy-and-hold perspective. Continue to Bar Harbor Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. We conduct extensive research on individual companies such as Bar Harbor and provide practical buy, sell, or hold advice based on selected investing horizon and risk tolerance towards Bar Harbor Bankshares.

Execute Bar Harbor Buy or Sell Advice

The Bar Harbor recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Bar Harbor Bankshares. Macroaxis does not own or have any residual interests in Bar Harbor Bankshares or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Bar Harbor's advice using the current market data and latest reported fundamentals.

Time Horizon

Risk Tolerance

Execute Advice
Sell Bar HarborBuy Bar Harbor
Strong Buy

Volatility

Very steadyDetails

Hype Condition

StaleDetails

Current Valuation

UndervaluedDetails

Odds of Distress

Below AverageDetails

Economic Sensitivity

Follows the market closelyDetails

Analyst Consensus

BuyDetails

Financial Strenth (F Score)

HealthyDetails

Financial Leverage

InapplicableDetails

Reporting Quality (M-Score)

Unlikely ManipulatorDetails
For the selected time horizon Bar Harbor Bankshares has a Risk Adjusted Performance of (0.09), Jensen Alpha of 0.0323, Total Risk Alpha of 0.1385 and Treynor Ratio of (0.16)
Our investment recommendation module complements current analysts and expert consensus on Bar Harbor. It analyzes the firm potential to grow using all fundamental, technical, and market related data available at the time. To make sure Bar Harbor is not overpriced, please confirm all Bar Harbor Bankshares fundamentals, including its revenue, cash and equivalents, and the relationship between the price to book and ebitda . Given that Bar Harbor Bankshares has a number of shares shorted of 122.63 K, we suggest you to validate Bar Harbor Bankshares market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your prevailing risk tolerance and investing horizon.

Bar Harbor Trading Alerts and Improvement Suggestions

Bar Harbor generated a negative expected return over the last 90 days
Latest headline from www.directorstalkinterviews.com: Bar Harbor Bankshares - Consensus Indicates Potential 40.8 percent Upside - DirectorsTalk Interviews

Bar Harbor current analysts advice

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Bar Harbor analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Bar Harbor analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target Mean Price35.50
Target Median Price35.50
Target High Price36.00
Recommendation Mean2.00
Number Of Analyst Opinions2
Target Low Price35.00
Average Consensus Buy
The consensus estimates and target price estimation comprises individual analyst assessments, and may or may not mutch the Macroaxis buy or sell advice. It is determined by taking an average of all analyst recommendations and classifying them as Strong Buy, Buy, Hold, or Sell.

Bar Harbor Returns Distribution Density

The distribution of Bar Harbor's historical returns is an attempt to chart the future uncertainty of Bar Harbor's future price movements. The chart of the probability distribution of Bar Harbor stock daily returns describes the distribution of returns around its average expected value. We use Bar Harbor Bankshares price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Bar Harbor returns is essential to provide solid investment advice for Bar Harbor stock.
Mean Return-0.13Value At Risk-3.65
Potential Upside2.99Standard Deviation2.06
 Return Density 
      Distribution 
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Bar Harbor historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.

Bar Harbor Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Bar Harbor is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Bar Harbor Bankshares backward and forwards among themselves. Bar Harbor's institutional investor refers to the entity that pools money to purchase Bar Harbor's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Security TypeSharesValue
Blackrock IncCommon Shares1.1 M32.1 M
Fmr LlcCommon Shares1.1 M30.9 M
Vanguard Group IncCommon Shares712.7 K20.4 M
Dimensional Fund Advisors LpCommon Shares671.6 K19.2 M
Manufacturers Life Insurance Company TheCommon Shares452 K12.9 M
Bar Harbor Trust ServicesCommon Shares391.2 K11.2 M
Punch Associates Investment Management Inc 1Common Shares368 K10.5 M
Note, although Bar Harbor's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Bar Harbor Cash Flow Accounts

201720182019202020212022 (projected)
Capital Expenditure(3.16 M)(4.79 M)(9.19 M)(5.87 M)(1.43 M)(1.54 M)
Depreciation Amortization and Accretion4.37 M4.53 M5 M5.8 M5.54 M4.73 M
Net Cash Flow or Change in Cash and Cash Equivalents82.25 M8.07 M(41.84 M)169.1 M24.38 M25.34 M
Issuance Purchase of Equity Shares464 K291 K(512 K)(13.57 M)(615 K)(663.55 K)
Issuance Repayment of Debt Securities60.04 M(105.78 M)(192.08 M)(195.3 M)(157.68 M)(161.83 M)
Payment of Dividends and Other Cash Distributions(11.51 M)(12.18 M)(13.37 M)(13.42 M)(14.07 M)(14.44 M)
Net Cash Flow from Financing200.9 M14.31 M6.73 M(11.82 M)(30.03 M)(30.82 M)
Net Cash Flow from Investing(159.01 M)(43.96 M)(78.65 M)160.24 M(6.06 M)(6.54 M)
Net Cash Flow Investment Acquisitions and Disposals(195.39 M)(25.17 M)(51.4 M)166.18 M(6.27 M)(6.77 M)
Net Cash Flow from Operations40.35 M37.72 M30.07 M20.68 M60.48 M65.25 M
Share Based Compensation1.27 M1.35 M1.37 M1.57 M2.15 M1.7 M

Bar Harbor Greeks

Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Bar Harbor or Financial Services sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Bar Harbor stock's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Bar Harbor stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α
Alpha over DOW
0.032339
β
Beta against DOW0.90
σ
Overall volatility
2.02
Ir
Information ratio 0.0251

Bar Harbor Volatility Alert

Bar Harbor Bankshares exhibits very low volatility with skewness of 0.92 and kurtosis of 4.05. However, we advise investors to further study Bar Harbor Bankshares technical indicators to make sure all market info is available and is reliable. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Bar Harbor's stock risk against market volatility during both bullying and bearish trends. The higher level of volatility that comes with bear markets can directly impact Bar Harbor's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different stocks as prices fall.

Bar Harbor Implied Volatility

Bar Harbor's implied volatility exposes the market's sentiment of Bar Harbor Bankshares stock's possible movements over time. However, it does not forecast the overall direction of its price. In a nutshell, if Bar Harbor's implied volatility is high, the market thinks the stock has potential for high price swings in either direction. On the other hand, the low implied volatility suggests that Bar Harbor stock will not fluctuate a lot when Bar Harbor's options are near their expiration.

Bar Harbor Fundamentals Vs Peers

Comparing Bar Harbor's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Bar Harbor's direct or indirect competition across all of the common fundamentals between Bar Harbor and the related equities. This way, we can detect undervalued stocks with similar characteristics as Bar Harbor or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Bar Harbor's fundamental indicators could also be used in its relative valuation, which is a method of valuing Bar Harbor by comparing valuation metrics with those of similar companies.
    
 Better Than Average     
    
 Worse Than Average Compare Bar Harbor to competition
FundamentalsBar HarborPeer Average
Return On Equity9.58 %(0.31) %
Return On Asset1.05 %(0.14) %
Profit Margin28.23 %(1.27) %
Operating Margin38.57 %(5.51) %
Current Valuation459.64 M16.62 B
Shares Outstanding14.99 M571.82 M
Shares Owned by Insiders2.41 %10.09 %
Shares Owned by Institutions52.79 %39.21 %
Number of Shares Shorted122.63 K4.71 M
Price to Earning10.42 X28.72 X
Price to Book0.95 X9.51 X
Price to Sales2.88 X11.42 X
Revenue137.91 M9.43 B
Gross Profit138.76 M27.38 B
EBITDA9.36 M3.9 B
Net Income38.93 M570.98 M
Cash and Equivalents111.05 M2.7 B
Cash per Share7.40 X5.01 X
Total Debt178.7 M5.32 B
Debt to Equity9.25 %48.70 %
Book Value Per Share27.92 X1.93 K
Cash Flow from Operations36.95 M971.22 M
Short Ratio6.69 X4.00 X
Earnings Per Share2.54 X3.12 X
Number of Employees48918.84 K
Beta0.85-0.15
Market Capitalization396.7 M19.03 B
Total Asset1.72 B29.47 B
Retained Earnings160.55 M9.33 B
Z Score1.28.72
Five Year Return3.29 %
Last Dividend Paid1.04
   Exercise or conversion by Curtis Simard of 1849 shares of Bar Harbor subject to Rule 16b-3 [view details]

About Bar Harbor Buy or Sell Advice

When is the right time to buy or sell Bar Harbor Bankshares? Buying financial instruments such as Bar Harbor Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the stock market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Although Bar Harbor investors may find it confusing at the beginning, most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
 2019 2020 2021 2022 (projected)
Cash and Equivalents56.91 M226.01 M250.39 M270.16 M
Total Assets3.67 B3.72 B3.71 B3.37 B

Use Investing Ideas to Build Portfolios

In addition to having Bar Harbor in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

Did You Try This Idea?

Run Healthcare Thematic Idea Now

Healthcare
Healthcare Theme
Fama and French investing themes focus on testing asset pricing under different economic assumptions. The Healthcare theme has 61 constituents.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Healthcare Theme or any other thematic opportunities.
View All  Next Launch Healthcare
Continue to Bar Harbor Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. Note that the Bar Harbor Bankshares information on this page should be used as a complementary analysis to other Bar Harbor's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Price Transformation module to use Price Transformation models to analyze depth of different equity instruments across global markets.

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When running Bar Harbor Bankshares price analysis, check to measure Bar Harbor's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bar Harbor is operating at the current time. Most of Bar Harbor's value examination focuses on studying past and present price action to predict the probability of Bar Harbor's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Bar Harbor's price. Additionally, you may evaluate how the addition of Bar Harbor to your portfolios can decrease your overall portfolio volatility.
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Is Bar Harbor's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bar Harbor. If investors know Bar Harbor will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bar Harbor listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth YOY
-0.048
Market Capitalization
397.4 M
Quarterly Revenue Growth YOY
-0.025
Return On Assets
0.0105
Return On Equity
0.0958
The market value of Bar Harbor Bankshares is measured differently than its book value, which is the value of Bar Harbor that is recorded on the company's balance sheet. Investors also form their own opinion of Bar Harbor's value that differs from its market value or its book value, called intrinsic value, which is Bar Harbor's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bar Harbor's market value can be influenced by many factors that don't directly affect Bar Harbor's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bar Harbor's value and its price as these two are different measures arrived at by different means. Investors typically determine Bar Harbor value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bar Harbor's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.