SPAREBANK (Norway) Financials


NOK 110.00  2.60  2.31%   

Financial data analysis helps to confirm if markets are now mispricing SPAREBANK 1 SMN. We were able to interpolate thirty-two available financial indicators for SPAREBANK, which can be compared to its peers in the sector. To ensure the equity is not overpriced, please validate all SPAREBANK 1 SMN financials, including its profit margin, current valuation, shares owned by insiders, as well as the relationship between the operating margin and shares outstanding . Use SPAREBANK to protect your portfolios against small market fluctuations. Benchmarks are essential to demonstrate the utility of optimization algorithms. The stock experiences an unexpected downward movement. The market is reacting to new fundamentals. Check odds of SPAREBANK to be traded at 105.6 in 90 days.
With this module, you can analyze SPAREBANK financials for your investing period. You should be able to track the changes in SPAREBANK individual financial statements over time to develop the understanding of its risk, liquidity, profitability, or other critical and vital indicators.
Understanding current and past SPAREBANK Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of SPAREBANK's financial statements are interrelated, with each one affecting the others. For example, an increase in SPAREBANK's assets may result in an increase in income on the income statement.
Chance Of Financial Distress
Less than 48
SPAREBANK 1 SMN has less than 48 (%) percent chance of experiencing financial distress in the next two years of operations. The calculation of odds of distress for SPAREBANK stock is tightly coupled with the Probability of Bankruptcy. It complements the equity performance score by supplying investors with insight into company financials without requiring them to know too much about all of the complex accounting and financial indicators surrounding the entity. More Info
The data published in SPAREBANK's official financial statements usually reflect SPAREBANK's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of SPAREBANK 1 SMN. For example, before you start analyzing numbers published by SPAREBANK accountants, it's critical to develop an understanding of what SPAREBANK's liquidity, profitability, and earnings quality are in the context of the Financial Services space in which it operates.
Please note, the presentation of SPAREBANK's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, SPAREBANK's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in SPAREBANK's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of SPAREBANK 1 SMN. Please utilize our Beneish M Score to check the likelihood of SPAREBANK's management to manipulate its earnings.

SPAREBANK Company Summary

SPAREBANK competes with CIRCA GROUP, SALMAR ASA, SPAREBANKEN MORE, and NORWEGIAN AIR. SpareBank 1 SMN, together with its subsidiaries, provides various banking, accounting, and real estate products and services to private individuals and companies in Norway and internationally. SpareBank 1 SMN was founded in 1823 and is headquartered in Trondheim, Norway. SPAREBANK operates under BanksRegional classification in Norway and is traded on Oslo Stock Exchange. It employs 1556 people.
InstrumentNorway Stock View All
ExchangeOslo Stock Exchange
Business AddressNo 4, Sndre
SectorFinancial Services
Phone47 91 50 73 00
You should never invest in SPAREBANK without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of SPAREBANK Stock, because this is throwing your money away. Analyzing the key information contained in SPAREBANK's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

SPAREBANK Key Financial Ratios

Generally speaking, SPAREBANK's financial ratios allow both analysts and investors to convert raw data from SPAREBANK's financial statements into concise, actionable information that can be used to evaluate the performance of SPAREBANK over time and compare it to other companies across industries. There are many critical financial ratios that investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that SPAREBANK 1 SMN reports annually and quarterly.

SPAREBANK Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining SPAREBANK's current stock value. Our valuation model uses many indicators to compare SPAREBANK value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across SPAREBANK competition to find correlations between indicators driving SPAREBANK's intrinsic value. More Info.
SPAREBANK 1 SMN is regarded fifth in price to book category among related companies. It is regarded fifth in total debt category among related companies making up about  62,040,000,000  of Total Debt per Price to Book. . Comparative valuation analysis is a catch-all model that can be used if you cannot value SPAREBANK by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for SPAREBANK's Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the SPAREBANK's earnings, one of the primary drivers of an investment's value.

SPAREBANK 1 SMN Systematic Risk

SPAREBANK's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. SPAREBANK volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was thirty with a total number of output elements of thirty-one. The Beta measures systematic risk based on how returns on SPAREBANK 1 SMN correlated with the market. If Beta is less than 0 SPAREBANK generally moves in the opposite direction as compared to the market. If SPAREBANK Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one SPAREBANK 1 SMN is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of SPAREBANK is generally in the same direction as the market. If Beta > 1 SPAREBANK moves generally in the same direction as, but more than the movement of the benchmark.

About SPAREBANK Financials

What exactly are SPAREBANK Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include SPAREBANK's income statement, its balance sheet, and the statement of cash flows. Potential SPAREBANK investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although SPAREBANK investors may use each financial statement separately, they are all related. The changes in SPAREBANK's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on SPAREBANK's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.
There are several different ways that investors can use financial statements to try and predict whether a stock price will go up or down. Unfortunately, there is no surefire formula, but there are some general guidelines you should consider when looking at the numbers. First, realize what kind of company it is so you know if its revenues are more likely to grow or shrink over time. For example, a software company's revenue is expected to increase yearly due to new products and services that its customers will want to buy. At the same time, a car manufacturer might not be able to sell as many cars when the economy slows down, so it would have less net income during those times. Second, pay attention to its debt-to-equity ratio because this number will tell you how much risk it has. If a company such as SPAREBANK is not taking on any additional risks, its debt-to-equity should be less than one. As a general rule of thumb, if the market value or book value (which can be found in the footnotes) of assets exceeds the company's liabilities, then it is probably in good shape. Finally, use other financial statements to determine if a stock price will go up or down because investors are always looking for growth opportunities when they buy new stocks. For example, if you see that the net revenue of SPAREBANK has grown by more than 25% over the last five years, then there is a good chance that it will continue growing at least by 20% or more each year. On the other hand, if you see that net revenue has only increased by about 15%, which is barely above inflation levels, then chances are it will not grow much faster than this over time, and investors may shy away from buying it.

SPAREBANK Thematic Clasifications

SPAREBANK 1 SMN is part of Banks investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. All money banks and credit services. Large and small money and credit banks and credit services
Banks Idea
This theme covers All money banks and credit services. Large and small money and credit banks and credit services. Get More Thematic Ideas

SPAREBANK September 29, 2022 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of SPAREBANK help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of SPAREBANK 1 SMN. We use our internally-developed statistical techniques to arrive at the intrinsic value of SPAREBANK 1 SMN based on widely used predictive technical indicators. In general, we focus on analyzing SPAREBANK Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build SPAREBANK's daily price indicators and compare them against related drivers.
Information Ratio(0.024765)
Maximum Drawdown5.78
Value At Risk(2.73)
Potential Upside2.36
Additionally, see Correlation Analysis. You can also try CEO Directory module to screen CEOs from public companies around the world.

Other Tools for SPAREBANK Stock

When running SPAREBANK 1 SMN price analysis, check to measure SPAREBANK's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy SPAREBANK is operating at the current time. Most of SPAREBANK's value examination focuses on studying past and present price action to predict the probability of SPAREBANK's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move SPAREBANK's price. Additionally, you may evaluate how the addition of SPAREBANK to your portfolios can decrease your overall portfolio volatility.
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