Carver Stock Financials

CARV
 Stock
  

USD 4.19  0.13  3.20%   

Please use analysis of Carver Bancorp fundamentals to determine if markets are correctly pricing the company. We were able to interpolate data for thirty-one available fundamental indicators for Carver Bancorp, which can be compared to its rivals. To ensure the equity is not overpriced, please confirm all Carver Bancorp financials, including its revenue, as well as the relationship between the total debt and number of employees . Given that Carver Bancorp has a shares owned by institutions of 15.88 %, we suggest you to validate Carver Bancorp prevailing market performance to make sure the company can sustain itself down the road. Use Carver Bancorp to enhance the returns of your portfolios. Benchmarks are essential to demonstrate the utility of optimization algorithms. The stock experiences an unexpected upward trend. Watch out for market signals. Check odds of Carver Bancorp to be traded at $5.03 in 90 days.
  
With this module, you can analyze Carver financials for your investing period. You should be able to track the changes in Carver Bancorp individual financial statements over time to develop the understanding of its risk, liquidity, profitability, or other critical and vital indicators.

Carver Most Recent Estimates

Diluted Eps
0.38
Earnings Share
0.38
Understanding current and past Carver Bancorp Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Carver Bancorp's financial statements are interrelated, with each one affecting the others. For example, an increase in Carver Bancorp's assets may result in an increase in income on the income statement.
Chance Of Financial Distress
Less than 23
Carver Bancorp has less than 23 (%) percent chance of experiencing financial distress in the next two years of operations. The calculation of odds of distress for Carver Bancorp stock is tightly coupled with the Probability of Bankruptcy. It complements the equity performance score by supplying investors with insight into company financials without requiring them to know too much about all of the complex accounting and financial indicators surrounding the entity. More Info
The data published in Carver Bancorp's official financial statements usually reflect Carver Bancorp's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Carver Bancorp. For example, before you start analyzing numbers published by Carver accountants, it's critical to develop an understanding of what Carver Bancorp's liquidity, profitability, and earnings quality are in the context of the Thrifts & Mortgage Finance space in which it operates.
Please note, the presentation of Carver Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Carver Bancorp's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Carver Bancorp's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Carver Bancorp. Please utilize our Beneish M Score to check the likelihood of Carver Bancorp's management to manipulate its earnings.

Carver Bancorp Company Summary

Carver Bancorp competes with Ameris Bancorp, Affinity Bancshares, Amalgamated Bank, American National, and Amerant Bancorp. Carver Bancorp, Inc. operates as the holding company for Carver Federal Savings Bank that provides consumer and commercial banking services for consumers, businesses, non-profit organizations, and governmental and quasi-governmental agencies primarily in New York. Carver Bancorp, Inc. was founded in 1948 and is headquartered in New York, New York. Carver Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 109 people.
Specialization
Financial Services, Banks-Regional
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS1468756044
Business Address75 West 125th
SectorThrifts & Mortgage Finance
IndustryFinancials
BenchmarkNYSE Composite
Websitewww.carverbank.com
Phone718 230 2900
CurrencyUSD - US Dollar
You should never invest in Carver Bancorp without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Carver Stock, because this is throwing your money away. Analyzing the key information contained in Carver Bancorp's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Carver Bancorp Key Financial Ratios

Generally speaking, Carver Bancorp's financial ratios allow both analysts and investors to convert raw data from Carver Bancorp's financial statements into concise, actionable information that can be used to evaluate the performance of Carver Bancorp over time and compare it to other companies across industries. There are many critical financial ratios that investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that Carver Bancorp reports annually and quarterly.

Carver Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Carver Bancorp's current stock value. Our valuation model uses many indicators to compare Carver Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Carver Bancorp competition to find correlations between indicators driving Carver Bancorp's intrinsic value. More Info.
Carver Bancorp is rated below average in return on asset category among related companies. It is rated below average in revenue category among related companies . . Comparative valuation analysis is a catch-all model that can be used if you cannot value Carver Bancorp by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Carver Bancorp's Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Carver Bancorp's earnings, one of the primary drivers of an investment's value.

Carver Bancorp Systematic Risk

Carver Bancorp's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Carver Bancorp volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
Incorrect Input. Please change your parameters or increase the time horizon required for running this function. The output start index for this execution was zero with a total number of output elements of zero. The Beta measures systematic risk based on how returns on Carver Bancorp correlated with the market. If Beta is less than 0 Carver Bancorp generally moves in the opposite direction as compared to the market. If Carver Bancorp Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Carver Bancorp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Carver Bancorp is generally in the same direction as the market. If Beta > 1 Carver Bancorp moves generally in the same direction as, but more than the movement of the benchmark.
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About Carver Bancorp Financials

What exactly are Carver Bancorp Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include Carver Bancorp's income statement, its balance sheet, and the statement of cash flows. Potential Carver Bancorp investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Carver Bancorp investors may use each financial statement separately, they are all related. The changes in Carver Bancorp's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Carver Bancorp's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.
There are several different ways that investors can use financial statements to try and predict whether a stock price will go up or down. Unfortunately, there is no surefire formula, but there are some general guidelines you should consider when looking at the numbers. First, realize what kind of company it is so you know if its revenues are more likely to grow or shrink over time. For example, a software company's revenue is expected to increase yearly due to new products and services that its customers will want to buy. At the same time, a car manufacturer might not be able to sell as many cars when the economy slows down, so it would have less net income during those times. Second, pay attention to its debt-to-equity ratio because this number will tell you how much risk it has. If a company such as Carver Bancorp is not taking on any additional risks, its debt-to-equity should be less than one. As a general rule of thumb, if the market value or book value (which can be found in the footnotes) of assets exceeds the company's liabilities, then it is probably in good shape. Finally, use other financial statements to determine if a stock price will go up or down because investors are always looking for growth opportunities when they buy new stocks. For example, if you see that the net revenue of Carver has grown by more than 25% over the last five years, then there is a good chance that it will continue growing at least by 20% or more each year. On the other hand, if you see that net revenue has only increased by about 15%, which is barely above inflation levels, then chances are it will not grow much faster than this over time, and investors may shy away from buying it.

Carver Bancorp December 5, 2022 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Carver Bancorp help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Carver Bancorp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Carver Bancorp based on widely used predictive technical indicators. In general, we focus on analyzing Carver Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Carver Bancorp's daily price indicators and compare them against related drivers.
Information Ratio(0.07)
Maximum Drawdown17.22
Value At Risk(5.64)
Potential Upside5.38
Continue to Trending Equities. You can also try Price Exposure Probability module to analyze equity upside and downside potential for a given time horizon across multiple markets.

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Is Carver Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Carver Bancorp. If investors know Carver will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Carver Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Market Capitalization
17.7 M
Quarterly Revenue Growth YOY
(0.16) 
Return On Assets
(0.0014) 
Return On Equity
(0.0193) 
The market value of Carver Bancorp is measured differently than its book value, which is the value of Carver that is recorded on the company's balance sheet. Investors also form their own opinion of Carver Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Carver Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Carver Bancorp's market value can be influenced by many factors that don't directly affect Carver Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Carver Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine Carver Bancorp value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Carver Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.