Banco Stock Financials

BLX
 Stock
  

USD 13.30  0.20  1.48%   

Banco Latinoamericano Average Assets are fairly stable at the moment as compared to the past year. Banco Latinoamericano reported Average Assets of 7.16 Billion in 2021. Earnings Before Interest Taxes and Depreciation Amortization EBITDA is likely to rise to about 68.9 M in 2022, whereas Free Cash Flow is likely to drop (998.7 M) in 2022.
  
Refresh
With this module, you can analyze Banco financials for your investing period. You should be able to track the changes in Banco Latinoamericano individual financial statements over time to develop the understanding of its risk, liquidity, profitability, or other critical and vital indicators.

Banco Most Recent Estimates

Quarterly Earnings Growth YOY
-0.041
EPS Estimate Next Quarter
0.46
Diluted Eps
1.61
EPS Estimate Current Year
1.86
EPS Estimate Next Year
2.16
EPS Estimate Current Quarter
0.43
Earnings Share
1.61

Revenues

113.2 Million

Share
Understanding current and past Banco Latinoamericano Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Banco Latinoamericano's financial statements are interrelated, with each one affecting the others. For example, an increase in Banco Latinoamericano's assets may result in an increase in income on the income statement.
The fundamental analysis of Banco Latinoamericano is a critical element in measuring its lifeblood. The essential information of the day-to-day investment outlook for Banco Latinoamericano includes many different criteria found on its balance sheet. For example, investors should never minimize Banco Latinoamericano's ability to pay suppliers or employees on time, making sure interest payments are not accumulating or correctly timing where and how to re-invest extra cash. Any individual investor needs to monitor Banco Latinoamericano's cash flow, debt, and profitability to effectively and accurately make more informed decisions on whether to invest in Banco Latinoamericano.

Banco Latinoamericano Cash

Chance Of Financial Distress
Less than 48
Banco Latinoamericano DE has less than 48 (%) percent chance of experiencing financial distress in the next two years of operations. The calculation of odds of distress for Banco Latinoamericano stock is tightly coupled with the Probability of Bankruptcy. It complements the equity performance score by supplying investors with insight into company financials without requiring them to know too much about all of the complex accounting and financial indicators surrounding the entity. More Info
The data published in Banco Latinoamericano's official financial statements usually reflect Banco Latinoamericano's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Banco Latinoamericano. For example, before you start analyzing numbers published by Banco accountants, it's critical to develop an understanding of what Banco Latinoamericano's liquidity, profitability, and earnings quality are in the context of the Financial Services space in which it operates.
Please note, the presentation of Banco Latinoamericano's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Banco Latinoamericano's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Banco Latinoamericano's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Banco Latinoamericano DE. Please utilize our Beneish M Score to check the likelihood of Banco Latinoamericano's management to manipulate its earnings.

Banco Latinoamericano Company Summary

Banco Latinoamericano de Comercio Exterior, S. A., a multinational bank, primarily engages in the financing of foreign trade in Latin America and the Caribbean. The company operates through two segments, Commercial and Treasury. It offers short and medium-term bilateral loans, structured and syndicated credits, and loan commitments financial guarantee contracts, such as issued and confirmed letters of credit, and stand-by letters of credit and guarantees covering commercial risk and other assets, as well as co-financing arrangements, underwriting of syndicated credit facilities, structured trade financing in the form of factoring and vendor financing, and financial leasing. The company also provides treasury solutions, including term deposits and private placements. It primarily serves financial institutions, corporations, and sovereigns and state-owned entities. The company was formerly known as Banco Latinoamericano de Exportaciones, S.A. and changed its name to Banco Latinoamericano de Comercio Exterior, S. A. in June 2009. Banco Latinoamericano de Comercio Exterior, S. A. was founded in 1977 and is headquartered in Panama City, the Republic of Panama.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
CUSIPP16994132
LocationPanama
Business AddressTorre V, Business
SectorFinancial Services
IndustryBanks—Regional
BenchmarkDOW
Websitewww.bladex.com
Phone507 210 8500
CurrencyUSD - US Dollar
You should never invest in Banco Latinoamericano without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Banco Stock, because this is throwing your money away. Analyzing the key information contained in Banco Latinoamericano's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Banco Latinoamericano Key Financial Ratios

Generally speaking, Banco Latinoamericano's financial ratios allow both analysts and investors to convert raw data from Banco Latinoamericano's financial statements into concise, actionable information that can be used to evaluate the performance of Banco Latinoamericano over time and compare it to other companies across industries. There are many critical financial ratios that investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that Banco Latinoamericano reports annually and quarterly.

Banco Latinoamericano Key Balance Sheet Accounts

201720182019202020212022 (projected)
Accumulated Other Comprehensive Income1.96 M420 K(1.82 M)208 K(11.55 M)(11.85 M)
Total Assets6.27 B7.61 B7.25 B6.29 B8.04 B8.41 B
Cash and Equivalents672.05 M1.75 B1.18 B863.81 M1.25 B1.25 B
Cash and Equivalents USD672.05 M1.75 B1.18 B863.81 M1.25 B1.25 B
Total Debt2.21 B3.56 B3.29 B2.07 B3.95 B3.54 B
Total Debt USD2.21 B3.56 B3.29 B2.07 B3.95 B3.54 B
Deposit Liabilities2.94 B2.98 B2.89 B3.14 B3.04 B3.18 B
Shareholders Equity1.04 B993.59 M1.02 B1.04 B991.79 M1.07 B
Shareholders Equity USD1.04 B993.59 M1.02 B1.04 B991.79 M1.07 B
Goodwill and Intangible Assets5.42 M1.63 M1.43 M1.98 M1.59 M2.02 M
Investments5.55 B5.83 B5.92 B5.3 B6.54 B6.01 B
Total Liabilities5.22 B6.62 B6.23 B5.25 B7.05 B7.34 B
Property Plant and Equipment Net7.42 M6.69 M18.75 M16.21 M17.78 M15.49 M
Accumulated Retained Earnings Deficit479.71 M423.05 M446.08 M464.09 M487.88 M530.48 M

Banco Latinoamericano Key Income Statement Accounts

An income statement is very similar to a cash flow statement, but instead of showing net revenue minus expenses, it only includes earnings before interest and taxes (EBIT). This number does not have all of the same line items that are on a cash flow statement, but it leaves out non-cash expenses like depreciation and amortization. For example, if you bought $100 worth of goods from Walmart (WMT) using your debit card that has an interest rate of 20%, then paid off the balance at the end of the month with a credit card that charges 30% interest, you would have an income statement showing EBIT of $80 because your expenses are lower than the amount that went into your pocket. The other reason investors look at the income statement is to determine what Banco Latinoamericano's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
201720182019202020212022 (projected)
Consolidated Income82 M11.14 M86.05 M63.59 M62.7 M65.79 M
Earning Before Interest and Taxes EBIT82 M11.14 M86.05 M63.59 M62.7 M65.91 M
Earning Before Interest and Taxes USD82 M11.14 M86.05 M63.59 M62.7 M65.91 M
Gross Profit138.31 M127.59 M126.66 M99.16 M104.21 M113.2 M
Net Income82 M11.14 M86.05 M63.59 M62.7 M65.91 M
Net Income Common Stock82 M11.14 M86.05 M63.59 M62.7 M65.91 M
Net Income Common Stock USD82 M11.14 M86.05 M63.59 M62.7 M65.91 M
Operating Expenses46.88 M48.92 M40.67 M37.32 M39.92 M42.25 M
Operating Income91.44 M78.67 M85.98 M61.83 M64.28 M70.95 M
Revenues138.31 M127.59 M126.66 M99.16 M104.21 M113.2 M
Revenues USD138.31 M127.59 M126.66 M99.16 M104.21 M113.2 M
Selling General and Administrative Expense27.65 M27.99 M24.18 M21.46 M21.65 M24.03 M
Weighted Average Shares39.31 M39.54 M39.58 M39.66 M38.8 M42.88 M
Weighted Average Shares Diluted39.33 M39.54 M39.58 M39.66 M38.8 M42.93 M

Banco Latinoamericano Key Cash Accounts

Cash flow analysis captures how much money flows into and out of Banco Latinoamericano. It measures of how well Banco is doing because it can show the actual money that comes into and out of the company from sales instead of measuring expenses against revenue to determine earnings. You have to read the cash flow statement in three sections. The first section shows how much money Banco Latinoamericano brought in, usually known as net revenue or sales. This is different from earnings because it does not include expenses when determining net revenue for use on this part of the cash flow statement. Next, are operating activities, which show how much money Banco had leftover after paying for its expenses. This number can be calculated in two ways: by subtracting the total of all operating expenses from net revenue or by adding up changes to cash and other assets or liabilities on this part of the statement. The third section is about investing activities, which shows what Banco Latinoamericano has done with the money that it received from the sale of assets or what it spent to acquire new ones. This section can be broken down into two parts: investing in existing businesses (in other words, buying more stock) and investing in non-business activities like paying off debt or making acquisitions.
201720182019202020212022 (projected)
Capital Expenditure(2.65 M)(603 K)(1.03 M)(997 K)(453 K)(488.76 K)
Depreciation Amortization and Accretion2.42 M2.46 M3.56 M4.34 M3.49 M3.41 M
Net Cash Flow or Change in Cash and Cash Equivalents(388.92 M)1.09 B(546.47 M)(313.71 M)364.99 M393.81 M
Issuance Purchase of Equity Shares1.57 M4.95 M1.17 M(60.08 M)(54.07 M)(55.49 M)
Issuance Repayment of Debt Securities(1.06 B)1.34 B(426.23 M)(1.2 B)1.78 B1.92 B
Payment of Dividends and Other Cash Distributions(60.6 M)(61.54 M)(58.88 M)(44.67 M)(38.57 M)(41.62 M)
Net Cash Flow from Financing(1.12 B)1.28 B(485.11 M)(1.24 B)1.68 B1.82 B
Net Cash Flow from Investing10.16 M(21.52 M)31.07 M(319.9 M)(446.08 M)(481.3 M)
Net Cash Flow Investment Acquisitions and Disposals16.19 M(20.86 M)32.09 M(317.6 M)(445.28 M)(480.43 M)
Net Cash Flow from Operations584.01 M(277.92 M)(193.19 M)1.14 B(972.68 M)(998.28 M)
Share Based Compensation296 K1.05 M1.78 M1.72 M1.91 M1.89 M

Banco Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Banco Latinoamericano's current stock value. Our valuation model uses many indicators to compare Banco Latinoamericano value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Banco Latinoamericano competition to find correlations between indicators driving Banco Latinoamericano's intrinsic value. More Info.
Banco Latinoamericano DE is number one stock in cash flow from operations category among related companies. It is number one stock in cash and equivalents category among related companies . Banco Latinoamericano Cash and Equivalents is fairly stable at the moment as compared to the past year. Banco Latinoamericano reported Cash and Equivalents of 1.25 Billion in 2021. Comparative valuation analysis is a catch-all model that can be used if you cannot value Banco Latinoamericano by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Banco Latinoamericano's Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Banco Latinoamericano's earnings, one of the primary drivers of an investment's value.

Banco Latinoamericano Systematic Risk

Banco Latinoamericano's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Banco Latinoamericano volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was nineteen with a total number of output elements of fourty-two. The Beta measures systematic risk based on how returns on Banco Latinoamericano correlated with the market. If Beta is less than 0 Banco Latinoamericano generally moves in the opposite direction as compared to the market. If Banco Latinoamericano Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Banco Latinoamericano is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Banco Latinoamericano is generally in the same direction as the market. If Beta > 1 Banco Latinoamericano moves generally in the same direction as, but more than the movement of the benchmark.
.

About Banco Latinoamericano Financials

What exactly are Banco Latinoamericano Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include Banco Latinoamericano's income statement, its balance sheet, and the statement of cash flows. Potential Banco Latinoamericano investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Banco Latinoamericano investors may use each financial statement separately, they are all related. The changes in Banco Latinoamericano's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Banco Latinoamericano's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.
There are several different ways that investors can use financial statements to try and predict whether a stock price will go up or down. Unfortunately, there is no surefire formula, but there are some general guidelines that you should keep in mind when looking at the numbers. First, realize what kind of company it is so you know if its revenues are more likely to grow or shrink over time. For example, a software company's revenue is expected to increase year after year due to new products and services that its customers will want to buy. At the same time, a car manufacturer might not be able to sell as many cars when the economy slows down, so it would have less net income during those times. Second, pay attention to its debt to equity ratio because this number will tell you how much risk it has. If a company such as Banco Latinoamericano is not taking on any additional risks, its debt-to-equity should be less than one. As a general rule of thumb, if the market value or book value (which can be found in the footnotes) of assets exceeds the company's liabilities, then it is probably in good shape. Finally, use other financial statements to try and figure out if a stock price will go up or down because investors are always looking for growth opportunities when they buy new stocks. For example, if you see that net revenue of Banco grown by more than 25% over the last five years, then there is a good chance that it will continue growing at least by 20% or more each year. On the other hand, if you see that net revenue has only grown by about 15%, which is barely above inflation levels, then chances are it will not grow much faster than this over time, and investors may shy away from buying it.

Banco Latinoamericano Thematic Clasifications

Banco Latinoamericano DE is part of Banking investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. USA Equities from Banking industry as classified by Fama & French. Fama and French investing themes focus on testing asset pricing under different economic assumptions
Banking Idea
BankingView
This theme covers USA Equities from Banking industry as classified by Fama & French. Fama and French investing themes focus on testing asset pricing under different economic assumptions. Get More Thematic Ideas

Banco Latinoamericano July 5, 2022 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Banco Latinoamericano help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Banco Latinoamericano DE. We use our internally-developed statistical techniques to arrive at the intrinsic value of Banco Latinoamericano DE based on widely used predictive technical indicators. In general, we focus on analyzing Banco Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Banco Latinoamericano's daily price indicators and compare them against related drivers.
Information Ratio(0.001184)
Maximum Drawdown8.99
Value At Risk(3.16)
Potential Upside2.37
Continue to Trending Equities. Note that the Banco Latinoamericano information on this page should be used as a complementary analysis to other Banco Latinoamericano's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Insider Screener module to find insiders across different sectors to evaluate their impact on performance.

Complementary Tools for Banco Stock analysis

When running Banco Latinoamericano price analysis, check to measure Banco Latinoamericano's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Banco Latinoamericano is operating at the current time. Most of Banco Latinoamericano's value examination focuses on studying past and present price action to predict the probability of Banco Latinoamericano's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Banco Latinoamericano's price. Additionally, you may evaluate how the addition of Banco Latinoamericano to your portfolios can decrease your overall portfolio volatility.
Companies Directory
Evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals
Go
Content Syndication
Quickly integrate customizable finance content to your own investment portal
Go
Earnings Calls
Check upcoming earnings announcements updated hourly across public exchanges
Go
Fundamentals Comparison
Compare fundamentals across multiple equities to find investing opportunities
Go
Shere Portfolio
Track or share privately all of your investments from the convenience of any device
Go
Portfolio File Import
Quickly import all of your third-party portfolios from your local drive in csv format
Go
Analyst Recommendations
Analyst recommendations and target price estimates broken down by several categories
Go
Stock Tickers
Use high-impact, comprehensive, and customizable stock tickers that can be easily integrated to any websites
Go
Theme Ratings
Determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance
Go
Is Banco Latinoamericano's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Banco Latinoamericano. If investors know Banco will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Banco Latinoamericano listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth YOY
-0.041
Market Capitalization
489.1 M
Quarterly Revenue Growth YOY
0.008
Return On Assets
0.0082
Return On Equity
0.0598
The market value of Banco Latinoamericano is measured differently than its book value, which is the value of Banco that is recorded on the company's balance sheet. Investors also form their own opinion of Banco Latinoamericano's value that differs from its market value or its book value, called intrinsic value, which is Banco Latinoamericano's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Banco Latinoamericano's market value can be influenced by many factors that don't directly affect Banco Latinoamericano's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Banco Latinoamericano's value and its price as these two are different measures arrived at by different means. Investors typically determine Banco Latinoamericano value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Banco Latinoamericano's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.