Banco Stock Financials

BCH
 Stock
  

USD 18.23  0.11  0.60%   

Banco DE Market Capitalization is most likely to decrease significantly in the upcoming years. The last year's value of Market Capitalization was reported at 7.93 Billion.
  
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With this module, you can analyze Banco financials for your investing period. You should be able to track the changes in Banco DE individual financial statements over time to develop the understanding of its risk, liquidity, profitability, or other critical and vital indicators.

Banco Most Recent Estimates

Quarterly Earnings Growth YOY
0.81
Diluted Eps
2.59
EPS Estimate Current Year
2.26
EPS Estimate Next Year
2.29
EPS Estimate Current Quarter
0.67
Earnings Share
2.59

Revenues

2.01 Trillion

Share
Understanding current and past Banco DE Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Banco DE's financial statements are interrelated, with each one affecting the others. For example, an increase in Banco DE's assets may result in an increase in income on the income statement.
The fundamental analysis of Banco DE is a critical element in measuring its lifeblood. The essential information of the day-to-day investment outlook for Banco DE includes many different criteria found on its balance sheet. For example, investors should never minimize Banco DE's ability to pay suppliers or employees on time, making sure interest payments are not accumulating or correctly timing where and how to re-invest extra cash. Any individual investor needs to monitor Banco DE's cash flow, debt, and profitability to effectively and accurately make more informed decisions on whether to invest in Banco DE.

Banco DE Chile Cash

Chance Of Financial Distress
Less than 2
Banco DE Chile has less than 2 (%) percent chance of experiencing financial distress in the next two years of operations. The calculation of odds of distress for Banco DE stock is tightly coupled with the Probability of Bankruptcy. It complements the equity performance score by supplying investors with insight into company financials without requiring them to know too much about all of the complex accounting and financial indicators surrounding the entity. More Info
The data published in Banco DE's official financial statements usually reflect Banco DE's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Banco DE Chile. For example, before you start analyzing numbers published by Banco accountants, it's critical to develop an understanding of what Banco DE's liquidity, profitability, and earnings quality are in the context of the Financial Services space in which it operates.
Please note, the presentation of Banco DE's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Banco DE's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Banco DE's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Banco DE Chile. Please utilize our Beneish M Score to check the likelihood of Banco DE's management to manipulate its earnings.

Banco DE Company Summary

Banco DE competes with ATT, Coca Cola, Dupont Denemours, Walmart, and Chevron Corp. Banco de Chile, together with its subsidiaries, provides banking and financial products and services to customers in Chile. Banco de Chile was founded in 1893 and is headquartered in Santiago, Chile. Banco DE operates under Banks - Regional classification in the United States and is traded on New York Stock Exchange.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
CUSIP059520106
LocationChile
Business AddressAhumada 251
SectorFinancial Services
IndustryBanks—Regional
BenchmarkDOW
Websiteportales.bancochile.cl
Phone56 2 653 1111
CurrencyUSD - US Dollar
You should never invest in Banco DE without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Banco Stock, because this is throwing your money away. Analyzing the key information contained in Banco DE's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Banco DE Key Financial Ratios

Generally speaking, Banco DE's financial ratios allow both analysts and investors to convert raw data from Banco DE's financial statements into concise, actionable information that can be used to evaluate the performance of Banco DE over time and compare it to other companies across industries. There are many critical financial ratios that investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that Banco DE Chile reports annually and quarterly.

Banco DE Key Balance Sheet Accounts

201720182019202020212022 (projected)
Accumulated Other Comprehensive Income127 M(28.33 B)(44.1 B)(42.78 B)41.62 B44.9 B
Cash and Equivalents1,149.03 B880.08 B2,392.17 B2,560.22 B3,713.73 B4,006.92 B
Cash and Equivalents USD1.87 B1.27 B3.26 B3.61 B4.36 B3.62 B
Total Debt7,804.92 B7,404.15 B7,821.17 B9,110.33 B10,476.87 B9,398.17 B
Total Debt USD12.71 B13.13 B18.4 B21.71 B20.52 B18.64 B
Shareholders Equity3,545.35 B3,673.72 B3,905.76 B3,997.08 B4,818.97 B4,452.62 B
Shareholders Equity USD5.76 B5.29 B5.32 B5.63 B5.66 B5.92 B
Goodwill and Intangible Assets72.45 B85.47 B91.72 B94.11 B105.94 B101.82 B
Trade and Non Trade Payables29.87 B44.44 B98.87 B882.94 B210.48 B198.19 B
Property Plant and Equipment Net216.26 B215.87 B370.93 B336.76 B322.51 B312.54 B
Accumulated Retained Earnings Deficit464.26 B423.18 B576.56 B655.88 B1,454.46 B1,569.29 B
Tax Assets184.3 B177.5 B231.65 B315.47 B276.4 B238.35 B

Banco DE Key Income Statement Accounts

An income statement is very similar to a cash flow statement, but instead of showing net revenue minus expenses, it only includes earnings before interest and taxes (EBIT). This number does not have all of the same line items that are on a cash flow statement, but it leaves out non-cash expenses like depreciation and amortization. For example, if you bought $100 worth of goods from Walmart (WMT) using your debit card that has an interest rate of 20%, then paid off the balance at the end of the month with a credit card that charges 30% interest, you would have an income statement showing EBIT of $80 because your expenses are lower than the amount that went into your pocket. The other reason investors look at the income statement is to determine what Banco DE's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
201720182019202020212022 (projected)
Consolidated Income572.08 B603.63 B603.75 B401.63 B1,056.32 B897.33 B
Earning Before Interest and Taxes EBIT687.44 B763.4 B777.4 B504.85 B1,332.29 B1,111.45 B
Earning Before Interest and Taxes USD1.12 B1.1 B1.06 B711.06 M1.56 B1.45 B
Gross Profit1,466.29 B1,596.3 B1,673.62 B1,387.7 B2,214.91 B2,014.28 B
Net Income572.08 B603.63 B603.74 B401.63 B1,056.32 B897.33 B
Net Income Common Stock572.08 B603.63 B603.74 B401.63 B1,056.32 B897.33 B
Net Income Common Stock USD929.61 M869.79 M823.1 M565.67 M1.24 B1.04 B
Operating Expenses784.36 B839.71 B902.25 B877.75 B884.42 B905.31 B
Operating Income681.93 B756.59 B771.37 B509.95 B1,330.49 B1,108.97 B
Revenues1,466.29 B1,596.3 B1,673.62 B1,387.7 B2,214.91 B2,014.28 B
Revenues USD2.38 B2.3 B2.28 B1.95 B2.6 B2.68 B
Selling General and Administrative Expense720.79 B772.11 B805.3 B776.06 B775.58 B807.17 B
Weighted Average Shares103.15 B102.46 B101.67 B101.02 B116.17 B119.71 B
Income Tax Expense115.36 B159.77 B173.66 B103.22 B275.97 B297.76 B

Banco DE Key Cash Accounts

Cash flow analysis captures how much money flows into and out of Banco DE Chile. It measures of how well Banco is doing because it can show the actual money that comes into and out of the company from sales instead of measuring expenses against revenue to determine earnings. You have to read the cash flow statement in three sections. The first section shows how much money Banco DE brought in, usually known as net revenue or sales. This is different from earnings because it does not include expenses when determining net revenue for use on this part of the cash flow statement. Next, are operating activities, which show how much money Banco had leftover after paying for its expenses. This number can be calculated in two ways: by subtracting the total of all operating expenses from net revenue or by adding up changes to cash and other assets or liabilities on this part of the statement. The third section is about investing activities, which shows what Banco DE has done with the money that it received from the sale of assets or what it spent to acquire new ones. This section can be broken down into two parts: investing in existing businesses (in other words, buying more stock) and investing in non-business activities like paying off debt or making acquisitions.
201720182019202020212022 (projected)
Capital Expenditure(22.57 B)(24.43 B)(43.42 B)(28.07 B)(33.98 B)(36.66 B)
Depreciation Amortization and Accretion37.54 B37.68 B70.54 B73.36 B76.8 B66.42 B
Net Cash Flow or Change in Cash and Cash Equivalents(216.81 B)(157.12 B)1,828.97 B(834.84 B)1,719.71 B1,855.48 B
Net Cash Flow Business Acquisitions and Disposals484 M411 M552 M1 B1.1 B984.21 M
Issuance Repayment of Debt Securities474.7 B1,019.05 B1,158.75 B1,812.12 B1,596.68 B1,378.8 B
Payment of Dividends and Other Cash Distributions(342.03 B)(374.08 B)(356.31 B)(350.54 B)(220.27 B)(237.66 B)
Net Cash Flow from Financing132.66 B644.97 B802.44 B1,461.58 B1,376.41 B1,094.36 B
Net Cash Flow from Investing(1,183.66 B)416.53 B(396.74 B)210.31 B(2,987.3 B)(3,065.92 B)
Net Cash Flow Investment Acquisitions and Disposals(1,142.8 B)464.06 B(301.85 B)285.56 B(2,892.23 B)(2,968.34 B)
Net Cash Flow from Operations872.56 B(1,334.74 B)1,388.97 B(2,472.36 B)3,005.64 B3,242.93 B
Effect of Exchange Rate Changes on Cash(38.37 B)116.12 B34.3 B(34.37 B)324.96 B350.62 B

Banco Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Banco DE's current stock value. Our valuation model uses many indicators to compare Banco DE value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Banco DE competition to find correlations between indicators driving Banco DE's intrinsic value. More Info.
Banco DE Chile is number one stock in retained earnings category among related companies. It is the top company in current valuation category among related companies reporting about  0.02  of Current Valuation per Retained Earnings. The ratio of Retained Earnings to Current Valuation for Banco DE Chile is roughly  54.78 . Comparative valuation analysis is a catch-all model that can be used if you cannot value Banco DE by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Banco DE's Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Banco DE's earnings, one of the primary drivers of an investment's value.

Banco DE Chile Systematic Risk

Banco DE's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Banco DE volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was fifty with a total number of output elements of eleven. The Beta measures systematic risk based on how returns on Banco DE Chile correlated with the market. If Beta is less than 0 Banco DE generally moves in the opposite direction as compared to the market. If Banco DE Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Banco DE Chile is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Banco DE is generally in the same direction as the market. If Beta > 1 Banco DE moves generally in the same direction as, but more than the movement of the benchmark.
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About Banco DE Financials

What exactly are Banco DE Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include Banco DE's income statement, its balance sheet, and the statement of cash flows. Potential Banco DE investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Banco DE investors may use each financial statement separately, they are all related. The changes in Banco DE's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Banco DE's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.
There are several different ways that investors can use financial statements to try and predict whether a stock price will go up or down. Unfortunately, there is no surefire formula, but there are some general guidelines that you should keep in mind when looking at the numbers. First, realize what kind of company it is so you know if its revenues are more likely to grow or shrink over time. For example, a software company's revenue is expected to increase year after year due to new products and services that its customers will want to buy. At the same time, a car manufacturer might not be able to sell as many cars when the economy slows down, so it would have less net income during those times. Second, pay attention to its debt to equity ratio because this number will tell you how much risk it has. If a company such as Banco DE is not taking on any additional risks, its debt-to-equity should be less than one. As a general rule of thumb, if the market value or book value (which can be found in the footnotes) of assets exceeds the company's liabilities, then it is probably in good shape. Finally, use other financial statements to try and figure out if a stock price will go up or down because investors are always looking for growth opportunities when they buy new stocks. For example, if you see that net revenue of Banco grown by more than 25% over the last five years, then there is a good chance that it will continue growing at least by 20% or more each year. On the other hand, if you see that net revenue has only grown by about 15%, which is barely above inflation levels, then chances are it will not grow much faster than this over time, and investors may shy away from buying it.

Banco DE Thematic Clasifications

Banco DE Chile is part of Banking investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. USA Equities from Banking industry as classified by Fama & French. Fama and French investing themes focus on testing asset pricing under different economic assumptions
Banking Idea
BankingView
This theme covers USA Equities from Banking industry as classified by Fama & French. Fama and French investing themes focus on testing asset pricing under different economic assumptions. Get More Thematic Ideas

Banco DE July 3, 2022 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Banco DE help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Banco DE Chile. We use our internally-developed statistical techniques to arrive at the intrinsic value of Banco DE Chile based on widely used predictive technical indicators. In general, we focus on analyzing Banco Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Banco DE's daily price indicators and compare them against related drivers.
Information Ratio(0.010704)
Maximum Drawdown8.37
Value At Risk(3.62)
Potential Upside2.99
Continue to Trending Equities. Note that the Banco DE Chile information on this page should be used as a complementary analysis to other Banco DE's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Idea Breakdown module to analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes.

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Is Banco DE's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Banco DE. If investors know Banco will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Banco DE listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth YOY
0.81
Market Capitalization
9.2 B
Quarterly Revenue Growth YOY
0.39
Return On Assets
0.0194
Return On Equity
0.23
The market value of Banco DE Chile is measured differently than its book value, which is the value of Banco that is recorded on the company's balance sheet. Investors also form their own opinion of Banco DE's value that differs from its market value or its book value, called intrinsic value, which is Banco DE's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Banco DE's market value can be influenced by many factors that don't directly affect Banco DE's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Banco DE's value and its price as these two are different measures arrived at by different means. Investors typically determine Banco DE value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Banco DE's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.