Bancfirst Stock Financials

BANF -  USA Stock  

USD 77.95  0.42  0.54%

Understanding current and past Bancfirst Corp Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Bancfirst Corp's financial statements are interrelated, with each one affecting the others. For example, an increase in Bancfirst Corp's assets may result in an increase in income on the income statement. Because of this, it is necessary to analyze all of Bancfirst Corp's financials over time to get the whole picture.
The current year Enterprise Value is expected to grow to about 136.5 M, whereas Net Income Per Employee is forecasted to decline to about 41 K.
Use fundamental data analysis to double-check all available reported financial drivers of Bancfirst Corp to find out if markets are presently mispricing the company. We were able to interpolate thirty-four available fundamental indicators for Bancfirst Corp, which can be compared to its rivals. To make sure the equity is not overpriced, please confirm all Bancfirst Corp financials, including its number of shares shorted, ebitda, book value per share, as well as the relationship between the price to sales and cash per share . Given that Bancfirst Corp has a number of shares shorted of 472.04 K, we suggest you to validate Bancfirst Corp prevailing market performance to make sure the company can sustain itself down the road. Use Bancfirst Corp to enhance returns of your portfolios. The stock experiences a moderate upward volatility. Check odds of Bancfirst Corp to be traded at $85.75 in 90 days.

Bancfirst Fundamentals 

With this module, you can analyze Bancfirst financials for your investing period. You should be able to track the changes in Bancfirst Corp individual financial statements over time to develop the understanding of its risk, liquidity, profitability, or other critical and vital indicators.
The fundamental analysis of Bancfirst Corp is a critical element in measuring its lifeblood. The essential information of the day-to-day investment outlook for Bancfirst Corp includes many different criteria found on its balance sheet. For example, investors should never minimize Bancfirst Corp's ability to pay suppliers or employees on time, making sure interest payments are not accumulating or correctly timing where and how to re-invest extra cash. Any individual investor needs to monitor Bancfirst Corp's cash flow, debt, and profitability to effectively and accurately make more informed decisions on whether to invest in Bancfirst Corp.

Bancfirst Corp Cash

Chance Of Financial Distress
Less than 1
Bancfirst Corp has less than 1 (%) percent chance of experiencing financial distress in the next two years of operations. The calculation of odds of distress for Bancfirst Corp stock is tightly coupled with the Probability of Bankruptcy. It complements the equity performance score by supplying investors with insight into company financials without requiring them to know too much about all of the complex accounting and financial indicators surrounding the entity. More Info
The data published in Bancfirst Corp's official financial statements usually reflect Bancfirst Corp's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Bancfirst Corp. For example, before you start analyzing numbers published by Bancfirst accountants, it's critical to develop an understanding of what Bancfirst Corp's liquidity, profitability, and earnings quality are in the context of the Financial Services space in which it operates.
Please note, the presentation of Bancfirst Corp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Bancfirst Corp's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Bancfirst Corp's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Bancfirst Corp. Please utilize our Beneish M Score to check the likelihood of Bancfirst Corp's management to manipulate its earnings.

Bancfirst Corp Company Summary

Bancfirst Corp competes with First Bancorp, BankUnited, Banco Macro, Banco DE, and Banco Latinoamericano. BancFirst Corporation operates as the bank holding company for BancFirst that provides a range of commercial banking services to retail customers, and small to medium-sized businesses. BancFirst Corporation was incorporated in 1984 and is headquartered in Oklahoma City, Oklahoma. Bancfirst Corp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 2036 people.
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
CIK Number0000760498
Older SymbolBANFP
RegionNorth America
LocationOklahoma; U.S.A
Business Address101 N Broadway,
SectorFinancial Services
Phone405 270 1089
CurrencyUSD - US Dollar
You should never invest in Bancfirst Corp without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Bancfirst Stock, because this is throwing your money away. Analyzing the key information contained in Bancfirst Corp's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Bancfirst Corp Key Financial Ratios

Generally speaking, Bancfirst Corp's financial ratios allow both analysts and investors to convert raw data from Bancfirst Corp's financial statements into concise, actionable information that can be used to evaluate the performance of Bancfirst Corp over time and compare it to other companies across industries. There are many critical financial ratios that investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that Bancfirst Corp reports annually and quarterly.

Bancfirst Corp Key Balance Sheet Accounts

201720182019202020212022 (projected)
Accumulated Other Comprehensive Income(2.33 M)(2.14 M)3.45 M7.43 M6.69 M7.21 M
Total Assets7.25 B7.57 B8.57 B9.21 B10.59 B9.66 B
Cash and Equivalents1.76 B1.42 B1.87 B1.62 B1.46 B1.5 B
Cash and Equivalents USD1.76 B1.42 B1.87 B1.62 B1.46 B1.5 B
Deposit Liabilities6.42 B6.61 B7.48 B8.06 B9.27 B8.51 B
Shareholders Equity775.63 M902.79 M1 B1.07 B1.23 B1.07 B
Shareholders Equity USD775.63 M902.79 M1 B1.07 B1.23 B1.07 B
Goodwill and Intangible Assets65.12 M96.22 M171.21 M168.92 M194.26 M209.6 M
Investments5.14 B5.7 B6.11 B6.91 B7.95 B7.02 B
Total Liabilities6.48 B6.67 B7.56 B8.14 B9.37 B8.59 B
Property Plant and Equipment Net134.09 M174.36 M206.28 M261.68 M300.93 M245 M
Accumulated Retained Earnings Deficit638.58 M722.62 M815.49 M871.16 M1 B868.82 M

Bancfirst Corp Key Income Statement Accounts

An income statement is very similar to a cash flow statement, but instead of showing net revenue minus expenses, it only includes earnings before interest and taxes (EBIT). This number does not have all of the same line items that are on a cash flow statement, but it leaves out non-cash expenses like depreciation and amortization. For example, if you bought $100 worth of goods from Walmart (WMT) using your debit card that has an interest rate of 20%, then paid off the balance at the end of the month with a credit card that charges 30% interest, you would have an income statement showing EBIT of $80 because your expenses are lower than the amount that went into your pocket. The other reason investors look at the income statement is to determine what Bancfirst Corp's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
201720182019202020212022 (projected)
Consolidated Income86.44 M125.81 M134.88 M99.59 M114.52 M106.55 M
Earning Before Interest and Taxes EBIT136.31 M159.75 M169.56 M123.51 M142.04 M139.6 M
Earning Before Interest and Taxes USD136.31 M159.75 M169.56 M123.51 M142.04 M139.6 M
Gross Profit336.7 M381.87 M410.86 M381.24 M438.43 M410.39 M
Net Income86.44 M125.81 M134.88 M99.59 M114.52 M106.55 M
Net Income Common Stock86.44 M125.81 M134.88 M99.59 M114.52 M106.55 M
Net Income Common Stock USD86.44 M125.81 M134.88 M99.59 M114.52 M106.55 M
Operating Expenses200.39 M222.12 M241.3 M257.73 M296.39 M270.79 M
Operating Income136.31 M159.75 M169.56 M123.51 M142.04 M139.6 M
Revenues336.7 M381.87 M410.86 M381.24 M438.43 M410.39 M
Revenues USD336.7 M381.87 M410.86 M381.24 M438.43 M410.39 M
Selling General and Administrative Expense149.78 M166.02 M180.12 M194.9 M224.13 M202.68 M
Weighted Average Shares31.87 M32.75 M32.67 M32.68 M37.58 M38.01 M
Weighted Average Shares Diluted32.57 M33.43 M33.33 M33.21 M29.89 M29.21 M
Income Tax Expense49.87 M33.94 M34.68 M23.93 M27.51 M33.05 M

Bancfirst Corp Key Cash Accounts

Cash flow analysis captures how much money flows into and out of Bancfirst Corp. It measures of how well Bancfirst is doing because it can show the actual money that comes into and out of the company from sales instead of measuring expenses against revenue to determine earnings. You have to read the cash flow statement in three sections. The first section shows how much money Bancfirst Corp brought in, usually known as net revenue or sales. This is different from earnings because it does not include expenses when determining net revenue for use on this part of the cash flow statement. Next, are operating activities, which show how much money Bancfirst had leftover after paying for its expenses. This number can be calculated in two ways: by subtracting the total of all operating expenses from net revenue or by adding up changes to cash and other assets or liabilities on this part of the statement. The third section is about investing activities, which shows what Bancfirst Corp has done with the money that it received from the sale of assets or what it spent to acquire new ones. This section can be broken down into two parts: investing in existing businesses (in other words, buying more stock) and investing in non-business activities like paying off debt or making acquisitions.
201720182019202020212022 (projected)
Capital Expenditure(18.01 M)(51.86 M)(27.05 M)(66.45 M)(59.8 M)(61.38 M)
Depreciation Amortization and Accretion11.79 M13.55 M15.99 M18.42 M21.19 M18.5 M
Net Cash Flow or Change in Cash and Cash Equivalents(92.59 M)(333.62 M)444.03 M(251.37 M)(226.23 M)(232.19 M)
Issuance Purchase of Equity Shares4.84 M(5.68 M)883 K(1.31 M)(1.5 M)(1.54 M)
Payment of Dividends and Other Cash Distributions(24.78 M)(30.27 M)(39.8 M)(42.47 M)(38.22 M)(41.24 M)
Net Cash Flow from Financing147.45 M(179.83 M)234.72 M492.28 M566.13 M610.82 M
Net Cash Flow from Investing(349.78 M)(293.8 M)50.35 M(897.99 M)(808.19 M)(829.46 M)
Net Cash Flow Investment Acquisitions and Disposals(335.81 M)(244.29 M)(8.14 M)(857.76 M)(771.99 M)(792.3 M)
Net Cash Flow from Operations109.75 M140.01 M158.96 M154.34 M177.49 M151.86 M
Share Based Compensation(1.42 M)240 K349 K1.02 M914.4 K951.92 K

Bancfirst Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Bancfirst Corp's current stock value. Our valuation model uses many indicators to compare Bancfirst Corp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Bancfirst Corp competition to find correlations between indicators driving Bancfirst Corp's intrinsic value. More Info.
Bancfirst Corp is rated fourth in net income category among related companies. It is number one stock in price to book category among related companies . The ratio of Net Income to Price to Book for Bancfirst Corp is about  74,918,182 . Bancfirst Corp Net Income is projected to increase significantly based on the last few years of reporting. The past year's Net Income was at 114.52 Million. Comparative valuation analysis is a catch-all model that can be used if you cannot value Bancfirst Corp by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Bancfirst Corp's Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Bancfirst Corp's earnings, one of the primary drivers of an investment's value.

Bancfirst Corp Systematic Risk

Bancfirst Corp's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Bancfirst Corp volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was fifty with a total number of output elements of eleven. The Beta measures systematic risk based on how returns on Bancfirst Corp correlated with the market. If Beta is less than 0 Bancfirst Corp generally moves in the opposite direction as compared to the market. If Bancfirst Corp Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Bancfirst Corp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Bancfirst Corp is generally in the same direction as the market. If Beta > 1 Bancfirst Corp moves generally in the same direction as, but more than the movement of the benchmark. View also all equity analysis or get more info about beta statistic functions indicator.

About Bancfirst Corp Financials

What exactly are Bancfirst Corp Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include Bancfirst Corp's income statement, its balance sheet, and the statement of cash flows. Potential Bancfirst Corp investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Bancfirst Corp investors may use each financial statement separately, they are all related. The changes in Bancfirst Corp's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Bancfirst Corp's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.
 2019 2020 2021 2022 (projected)
Cash and Equivalents1.87 B1.62 B1.46 B1.5 B
Total Assets8.57 B9.21 B10.59 B9.66 B
There are several different ways that investors can use financial statements to try and predict whether a stock price will go up or down. Unfortunately, there is no surefire formula, but there are some general guidelines that you should keep in mind when looking at the numbers. First, realize what kind of company it is so you know if its revenues are more likely to grow or shrink over time. For example, a software company's revenue is expected to increase year after year due to new products and services that its customers will want to buy. At the same time, a car manufacturer might not be able to sell as many cars when the economy slows down, so it would have less net income during those times. Second, pay attention to its debt to equity ratio because this number will tell you how much risk it has. If a company such as Bancfirst Corp is not taking on any additional risks, its debt-to-equity should be less than one. As a general rule of thumb, if the market value or book value (which can be found in the footnotes) of assets exceeds the company's liabilities, then it is probably in good shape. Finally, use other financial statements to try and figure out if a stock price will go up or down because investors are always looking for growth opportunities when they buy new stocks. For example, if you see that net revenue of Bancfirst grown by more than 25% over the last five years, then there is a good chance that it will continue growing at least by 20% or more each year. On the other hand, if you see that net revenue has only grown by about 15%, which is barely above inflation levels, then chances are it will not grow much faster than this over time, and investors may shy away from buying it.

Bancfirst Corp January 18, 2022 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Bancfirst Corp help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Bancfirst Corp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Bancfirst Corp based on widely used predictive technical indicators. In general, we focus on analyzing Bancfirst Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Bancfirst Corp's daily price indicators and compare them against related drivers.
Downside Deviation1.11
Information Ratio0.2039
Maximum Drawdown7.87
Value At Risk(1.25)
Potential Upside2.66
Continue to Trending Equities. Note that the Bancfirst Corp information on this page should be used as a complementary analysis to other Bancfirst Corp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Balance Of Power module to check stock momentum by analyzing Balance Of Power indicator and other technical ratios.

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Is Bancfirst Corp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bancfirst Corp. If investors know Bancfirst will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bancfirst Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Bancfirst Corp is measured differently than its book value, which is the value of Bancfirst that is recorded on the company's balance sheet. Investors also form their own opinion of Bancfirst Corp's value that differs from its market value or its book value, called intrinsic value, which is Bancfirst Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bancfirst Corp's market value can be influenced by many factors that don't directly affect Bancfirst Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bancfirst Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine Bancfirst Corp value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bancfirst Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.