Banc Of Stock Financials

BANC
 Stock
  

USD 16.23  0.18  1.10%   

You can use fundamental analysis to find out if Banc Of California is mispriced or if you can make any profits on it by purchasing it and then waiting for the market to recognize its mistake and reprise the security. We were able to interpolate thirty-four available fundamental indicators for Banc Of California, which can be compared to its rivals. To ensure the equity is not overpriced, please confirm all Banc Of California financials, including its number of shares shorted, ebitda, book value per share, as well as the relationship between the price to sales and cash per share . Given that Banc Of California has a number of shares shorted of 1.46 M, we suggest you to validate Banc Of California prevailing market performance to make sure the company can sustain itself down the road. Use Banc Of to protect your portfolios against small market fluctuations. Benchmarks are essential to demonstrate the utility of optimization algorithms. The stock experiences a somewhat bearish sentiment, but the market may correct it shortly. Check odds of Banc Of to be traded at $15.74 in 90 days.
  
With this module, you can analyze Banc Of financials for your investing period. You should be able to track the changes in Banc Of individual financial statements over time to develop the understanding of its risk, liquidity, profitability, or other critical and vital indicators.
Understanding current and past Banc Of Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Banc Of's financial statements are interrelated, with each one affecting the others. For example, an increase in Banc Of's assets may result in an increase in income on the income statement.
Chance Of Financial Distress
Less than 48
Banc Of California has less than 48 (%) percent chance of experiencing financial distress in the next two years of operations. The calculation of odds of distress for Banc Of stock is tightly coupled with the Probability of Bankruptcy. It complements the equity performance score by supplying investors with insight into company financials without requiring them to know too much about all of the complex accounting and financial indicators surrounding the entity. More Info
The data published in Banc Of's official financial statements usually reflect Banc Of's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Banc Of California. For example, before you start analyzing numbers published by Banc Of accountants, it's critical to develop an understanding of what Banc Of's liquidity, profitability, and earnings quality are in the context of the Financial Services space in which it operates.
Please note, the presentation of Banc Of's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Banc Of's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Banc Of's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Banc Of California. Please utilize our Beneish M Score to check the likelihood of Banc Of's management to manipulate its earnings.

Banc Of Company Summary

Banc of California, Inc. operates as the bank holding company for Banc of California, National Association that provides banking products and services in the United States. The company offers deposit products, including checking, savings, money market, retirement, and interest-bearing and noninterest-bearing demand accounts, as well as certificate of deposits. It also provides various commercial and consumer loan products, such as commercial and industrial loans commercial real estate and multifamily loans construction loans single family residential mortgage loans warehouse and indirectdirect leveraged lending home equity lines of credit small business administration loans and other consumer loans. In addition, the company offers automated bill payment, cash and treasury management, foreign exchange, card payment, remote and mobile deposit capture, automated clearing house origination, wire transfer, direct deposit, and internet banking services and master demand accounts, interest rate swaps, and safe deposit boxes. Further, it invests in collateralized loan obligations, agency securities, municipal bonds, agency residential mortgage-backed securities, and corporate debt securities. As of December 31, 2020, the company operated 29 full-service branches in Southern California. The company was formerly known as First PacTrust Bancorp, Inc. and changed its name to Banc of California, Inc. in July 2013. Banc of California, Inc. was founded in 1941 and is headquartered in Santa Ana, California.
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
Business Address3 MacArthur Place
SectorFinancial Services
IndustryBanks—Regional
BenchmarkDOW
Websitebancofcal.com
Phone855 361 2262
CurrencyUSD - US Dollar
You should never invest in Banc Of without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Banc Of Stock, because this is throwing your money away. Analyzing the key information contained in Banc Of's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Banc Of Key Financial Ratios

Generally speaking, Banc Of's financial ratios allow both analysts and investors to convert raw data from Banc Of's financial statements into concise, actionable information that can be used to evaluate the performance of Banc Of over time and compare it to other companies across industries. There are many critical financial ratios that investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that Banc Of California reports annually and quarterly.

Banc Of Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Banc Of's current stock value. Our valuation model uses many indicators to compare Banc Of value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Banc Of competition to find correlations between indicators driving Banc Of's intrinsic value. More Info.
Banc Of California is the top company in revenue category among related companies. It is number one stock in market capitalization category among related companies creating about  3.02  of Market Capitalization per Revenue. . Comparative valuation analysis is a catch-all model that can be used if you cannot value Banc Of by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Banc Of's Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Banc Of's earnings, one of the primary drivers of an investment's value.

Banc Of California Systematic Risk

Banc Of's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Banc Of volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was thirty-five with a total number of output elements of twenty-six. The Beta measures systematic risk based on how returns on Banc Of California correlated with the market. If Beta is less than 0 Banc Of generally moves in the opposite direction as compared to the market. If Banc Of Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Banc Of California is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Banc Of is generally in the same direction as the market. If Beta > 1 Banc Of moves generally in the same direction as, but more than the movement of the benchmark.
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About Banc Of Financials

What exactly are Banc Of Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include Banc Of's income statement, its balance sheet, and the statement of cash flows. Potential Banc Of investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Banc Of investors may use each financial statement separately, they are all related. The changes in Banc Of's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Banc Of's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.
There are several different ways that investors can use financial statements to try and predict whether a stock price will go up or down. Unfortunately, there is no surefire formula, but there are some general guidelines you should consider when looking at the numbers. First, realize what kind of company it is so you know if its revenues are more likely to grow or shrink over time. For example, a software company's revenue is expected to increase yearly due to new products and services that its customers will want to buy. At the same time, a car manufacturer might not be able to sell as many cars when the economy slows down, so it would have less net income during those times. Second, pay attention to its debt-to-equity ratio because this number will tell you how much risk it has. If a company such as Banc Of is not taking on any additional risks, its debt-to-equity should be less than one. As a general rule of thumb, if the market value or book value (which can be found in the footnotes) of assets exceeds the company's liabilities, then it is probably in good shape. Finally, use other financial statements to determine if a stock price will go up or down because investors are always looking for growth opportunities when they buy new stocks. For example, if you see that the net revenue of Banc Of has grown by more than 25% over the last five years, then there is a good chance that it will continue growing at least by 20% or more each year. On the other hand, if you see that net revenue has only increased by about 15%, which is barely above inflation levels, then chances are it will not grow much faster than this over time, and investors may shy away from buying it.

Banc Of September 27, 2022 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Banc Of help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Banc Of California. We use our internally-developed statistical techniques to arrive at the intrinsic value of Banc Of California based on widely used predictive technical indicators. In general, we focus on analyzing Banc Of Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Banc Of's daily price indicators and compare them against related drivers.
Information Ratio(0.001947)
Maximum Drawdown7.79
Value At Risk(2.40)
Potential Upside2.21
Continue to Trending Equities. You can also try Focused Opportunities module to build portfolios using our predefined set of ideas and optimize them against your investing preferences.

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When running Banc Of California price analysis, check to measure Banc Of's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Banc Of is operating at the current time. Most of Banc Of's value examination focuses on studying past and present price action to predict the probability of Banc Of's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Banc Of's price. Additionally, you may evaluate how the addition of Banc Of to your portfolios can decrease your overall portfolio volatility.
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Is Banc Of's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Banc Of. If investors know Banc Of will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Banc Of listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Banc Of California is measured differently than its book value, which is the value of Banc Of that is recorded on the company's balance sheet. Investors also form their own opinion of Banc Of's value that differs from its market value or its book value, called intrinsic value, which is Banc Of's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Banc Of's market value can be influenced by many factors that don't directly affect Banc Of's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Banc Of's value and its price as these two are different measures arrived at by different means. Investors typically determine Banc Of value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Banc Of's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.