American Stock Financials

AXP
 Stock
  

USD 157.51  0.64  0.41%   

American Express Average Assets are very stable at the moment as compared to the past year. American Express reported last year Average Assets of 188.21 Billion. As of 8th of August 2022, Average Equity is likely to grow to about 24.8 B, while Earnings Before Interest Taxes and Depreciation Amortization EBITDA are likely to drop about 11.7 B.
  
With this module, you can analyze American financials for your investing period. You should be able to track the changes in American Express individual financial statements over time to develop the understanding of its risk, liquidity, profitability, or other critical and vital indicators.

American Most Recent Estimates

Quarterly Earnings Growth YOY
-0.082
EPS Estimate Next Quarter
2.39
Diluted Eps
9.78
EPS Estimate Current Year
9.84
EPS Estimate Next Year
11.29
EPS Estimate Current Quarter
2.41
Earnings Share
9.78

Revenues

42.65 Billion

Understanding current and past American Express Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of American Express' financial statements are interrelated, with each one affecting the others. For example, an increase in American Express' assets may result in an increase in income on the income statement.
The fundamental analysis of American Express is a critical element in measuring its lifeblood. The essential information of the day-to-day investment outlook for American Express includes many different criteria found on its balance sheet. For example, investors should never minimize American Express' ability to pay suppliers or employees on time, making sure interest payments are not accumulating or correctly timing where and how to re-invest extra cash. Any individual investor needs to monitor American Express' cash flow, debt, and profitability to effectively and accurately make more informed decisions on whether to invest in American Express.

American Express Cash

Chance Of Financial Distress
Less than 43
American Express has less than 43 (%) percent chance of experiencing financial distress in the next two years of operations. The calculation of odds of distress for American Express stock is tightly coupled with the Probability of Bankruptcy. It complements the equity performance score by supplying investors with insight into company financials without requiring them to know too much about all of the complex accounting and financial indicators surrounding the entity. More Info
The data published in American Express' official financial statements usually reflect American Express' business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of American Express. For example, before you start analyzing numbers published by American accountants, it's critical to develop an understanding of what American Express' liquidity, profitability, and earnings quality are in the context of the Financial Services space in which it operates.
Please note, the presentation of American Express' financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, American Express' management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in American Express' accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of American Express. Please utilize our Beneish M Score to check the likelihood of American Express' management to manipulate its earnings.

American Express Company Summary

American Express competes with Bit Digital, Starbucks Corp, Intel Corp, Caterpillar, and JP Morgan. American Express Company, together with its subsidiaries, provides charge and credit payment card products, and travel-related services worldwide. American Express Company was founded in 1850 and is headquartered in New York, New York. American Express operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 64000 people.
Foreign Associates
Specialization
Financial Services, Credit Services
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
CIK Number0000004962
ISINUS0258161092
CUSIP025816109
RegionNorth America
LocationNew York; U.S.A
Business Address200 Vesey Street,
SectorFinancial Services
IndustryCredit Services
BenchmarkDOW
Websitewww.americanexpress.com
Phone212 640 0404
CurrencyUSD - US Dollar
You should never invest in American Express without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of American Stock, because this is throwing your money away. Analyzing the key information contained in American Express' financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

American Express Key Financial Ratios

Generally speaking, American Express' financial ratios allow both analysts and investors to convert raw data from American Express' financial statements into concise, actionable information that can be used to evaluate the performance of American Express over time and compare it to other companies across industries. There are many critical financial ratios that investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that American Express reports annually and quarterly.

American Express Key Balance Sheet Accounts

201720182019202020212022 (projected)
Long Term Debt55.8 B58.42 B57.84 B42.95 B38.67 B51.57 B
Total Assets181.2 B188.6 B198.32 B191.37 B188.55 B198.56 B
Cash and Equivalents32.93 B27.45 B24.45 B32.97 B22.03 B26.11 B
Total Debt59.08 B61.52 B64.28 B44.83 B40.92 B45.42 B
Deposit Liabilities64.45 B69.96 B73.29 B86.88 B84.38 B78.66 B
Shareholders Equity18.26 B22.29 B23.07 B22.98 B22.18 B23.66 B
Investments77.46 B88.04 B98.03 B92.27 B90.71 B93.94 B
Total Liabilities162.94 B166.31 B175.25 B168.38 B166.37 B174.89 B

American Express Key Income Statement Accounts

An income statement is very similar to a cash flow statement, but instead of showing net revenue minus expenses, it only includes earnings before interest and taxes (EBIT). This number does not have all of the same line items that are on a cash flow statement, but it leaves out non-cash expenses like depreciation and amortization. For example, if you bought $100 worth of goods from Walmart (WMT) using your debit card that has an interest rate of 20%, then paid off the balance at the end of the month with a credit card that charges 30% interest, you would have an income statement showing EBIT of $80 because your expenses are lower than the amount that went into your pocket. The other reason investors look at the income statement is to determine what American Express' earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
201720182019202020212022 (projected)
Consolidated Income2.75 B6.92 B6.76 B3.13 B8.06 B7.34 B
Earning Before Interest and Taxes EBIT7.42 B8.12 B8.43 B4.3 B10.69 B10.11 B
Earning Before Interest and Taxes USD7.42 B8.12 B8.43 B4.3 B10.69 B10.11 B
Gross Profit34.12 B36.99 B39.98 B31.36 B43.8 B42.65 B
Net Income2.75 B6.92 B6.76 B3.13 B8.06 B7.34 B
Net Income Common Stock2.75 B6.92 B6.76 B3.13 B8.06 B7.34 B
Net Income Common Stock USD2.75 B6.92 B6.76 B3.13 B8.06 B7.34 B
Operating Expenses26.69 B28.86 B31.55 B27.06 B33.11 B32.54 B
Operating Income7.42 B8.12 B8.43 B4.3 B10.69 B10.11 B
Revenues34.12 B36.99 B39.98 B31.36 B43.8 B42.65 B
Revenues USD34.12 B36.99 B39.98 B31.36 B43.8 B42.65 B
Selling General and Administrative Expense19.67 B21.42 B23.48 B20.51 B26.3 B25.05 B
Weighted Average Shares883 M856 M828 M805 M789 M818.44 M
Weighted Average Shares Diluted886 M859 M830 M806 M790 M820.54 M
Income Tax Expense4.68 B1.2 B1.67 B1.16 B2.63 B2.4 B

American Express Key Cash Accounts

Cash flow analysis captures how much money flows into and out of American Express. It measures of how well American is doing because it can show the actual money that comes into and out of the company from sales instead of measuring expenses against revenue to determine earnings. You have to read the cash flow statement in three sections. The first section shows how much money American Express brought in, usually known as net revenue or sales. This is different from earnings because it does not include expenses when determining net revenue for use on this part of the cash flow statement. Next, are operating activities, which show how much money American had leftover after paying for its expenses. This number can be calculated in two ways: by subtracting the total of all operating expenses from net revenue or by adding up changes to cash and other assets or liabilities on this part of the statement. The third section is about investing activities, which shows what American Express has done with the money that it received from the sale of assets or what it spent to acquire new ones. This section can be broken down into two parts: investing in existing businesses (in other words, buying more stock) and investing in non-business activities like paying off debt or making acquisitions.
201720182019202020212022 (projected)
Capital Expenditure(1.06 B)(1.31 B)(1.65 B)(1.48 B)(1.55 B)(1.67 B)
Depreciation Amortization and Accretion1.32 B1.29 B1.19 B1.54 B1.7 B1.58 B
Net Cash Flow or Change in Cash and Cash Equivalents7.77 B(5.46 B)(3.36 B)8.52 B(10.94 B)(11.22 B)
Net Cash Flow Business Acquisitions and Disposals(211 M)(520 M)(352 M)(597 M)1,000 K1.08 M
Issuance Purchase of Equity Shares(4.27 B)(1.6 B)(4.6 B)(985 M)(7.59 B)(7.79 B)
Issuance Repayment of Debt Securities6.38 B2.48 B2.17 B(20.15 B)(3.41 B)(3.68 B)
Payment of Dividends and Other Cash Distributions(1.25 B)(1.32 B)(1.42 B)(1.47 B)(1.45 B)(1.56 B)
Net Cash Flow from Financing12.24 B5.1 B(519 M)(9.07 B)(14.93 B)(15.33 B)
Net Cash Flow from Investing(18.24 B)(19.61 B)(16.71 B)11.63 B(10.53 B)(11.36 B)
Net Cash Flow Investment Acquisitions and Disposals(16.97 B)(17.79 B)(14.86 B)13.57 B(8.98 B)(9.69 B)
Net Cash Flow from Operations13.54 B8.93 B13.63 B5.59 B14.64 B13.59 B
Effect of Exchange Rate Changes on Cash226 M129 M232 M364 M(120 M)(123.16 M)
Share Based Compensation254 M282 M283 M249 M330 M294.37 M

American Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining American Express's current stock value. Our valuation model uses many indicators to compare American Express value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across American Express competition to find correlations between indicators driving American Express's intrinsic value. More Info.
American Express is the top company in current valuation category among related companies. It is number one stock in shares outstanding category among related companies creating about  0.01  of Shares Outstanding per Current Valuation. The ratio of Current Valuation to Shares Outstanding for American Express is roughly  189.06 . Comparative valuation analysis is a catch-all model that can be used if you cannot value American Express by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for American Express' Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the American Express' earnings, one of the primary drivers of an investment's value.

American Express Systematic Risk

American Express' systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. American Express volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The function did not generate any output. Please change time horizon or modify your input parameters. The output start index for this execution was one with a total number of output elements of sixty. The Beta measures systematic risk based on how returns on American Express correlated with the market. If Beta is less than 0 American Express generally moves in the opposite direction as compared to the market. If American Express Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one American Express is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of American Express is generally in the same direction as the market. If Beta > 1 American Express moves generally in the same direction as, but more than the movement of the benchmark.
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About American Express Financials

What exactly are American Express Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include American Express' income statement, its balance sheet, and the statement of cash flows. Potential American Express investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although American Express investors may use each financial statement separately, they are all related. The changes in American Express's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on American Express's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.
There are several different ways that investors can use financial statements to try and predict whether a stock price will go up or down. Unfortunately, there is no surefire formula, but there are some general guidelines that you should keep in mind when looking at the numbers. First, realize what kind of company it is so you know if its revenues are more likely to grow or shrink over time. For example, a software company's revenue is expected to increase year after year due to new products and services that its customers will want to buy. At the same time, a car manufacturer might not be able to sell as many cars when the economy slows down, so it would have less net income during those times. Second, pay attention to its debt to equity ratio because this number will tell you how much risk it has. If a company such as American Express is not taking on any additional risks, its debt-to-equity should be less than one. As a general rule of thumb, if the market value or book value (which can be found in the footnotes) of assets exceeds the company's liabilities, then it is probably in good shape. Finally, use other financial statements to try and figure out if a stock price will go up or down because investors are always looking for growth opportunities when they buy new stocks. For example, if you see that net revenue of American grown by more than 25% over the last five years, then there is a good chance that it will continue growing at least by 20% or more each year. On the other hand, if you see that net revenue has only grown by about 15%, which is barely above inflation levels, then chances are it will not grow much faster than this over time, and investors may shy away from buying it.

American Express Thematic Clasifications

American Express is part of several thematic ideas from Top FinTech to Blockchain. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Get More Thematic Ideas
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American Express August 8, 2022 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of American Express help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of American Express. We use our internally-developed statistical techniques to arrive at the intrinsic value of American Express based on widely used predictive technical indicators. In general, we focus on analyzing American Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build American Express's daily price indicators and compare them against related drivers.
Information Ratio(0.03983)
Maximum Drawdown9.74
Value At Risk(3.84)
Potential Upside3.79
Please continue to Trending Equities. Note that the American Express information on this page should be used as a complementary analysis to other American Express' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Price Transformation module to use Price Transformation models to analyze depth of different equity instruments across global markets.

Complementary Tools for American Stock analysis

When running American Express price analysis, check to measure American Express' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy American Express is operating at the current time. Most of American Express' value examination focuses on studying past and present price action to predict the probability of American Express' future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move American Express' price. Additionally, you may evaluate how the addition of American Express to your portfolios can decrease your overall portfolio volatility.
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Is American Express' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of American Express. If investors know American will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about American Express listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth YOY
-0.082
Market Capitalization
118.1 B
Quarterly Revenue Growth YOY
0.2
Return On Assets
0.0388
Return On Equity
0.31
The market value of American Express is measured differently than its book value, which is the value of American that is recorded on the company's balance sheet. Investors also form their own opinion of American Express' value that differs from its market value or its book value, called intrinsic value, which is American Express' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because American Express' market value can be influenced by many factors that don't directly affect American Express' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between American Express' value and its price as these two are different measures arrived at by different means. Investors typically determine American Express value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, American Express' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.